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Banco Santander (Brasil) S.A. Stock Price

BOVESPA:SANB11 Community·R$114.2b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 4 Fair Values set on narratives written by author

SANB11 Share Price Performance

R$30.58
5.24 (20.68%)
R$28.40
Fair Value
R$30.58
5.24 (20.68%)
7.7% overvalued intrinsic discount
R$28.40
Fair Value
Price R$30.58
AnalystLowTarget R$28.40
AnalystConsensusTarget R$34.46
AnalystHighTarget R$42.90

SANB11 Community Narratives

AnalystLowTarget·
Fair Value R$28.4 7.7% overvalued intrinsic discount

Core System Overhaul And AI Expansion Will Pressure Margins And Future Earnings

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AnalystConsensusTarget·
Fair Value R$34.46 11.3% undervalued intrinsic discount

Digital Expansion And AI Personalization Will Drive Stronger Long-Term Banking Performance

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AnalystHighTarget·
Fair Value R$42.9 28.7% undervalued intrinsic discount

AI And Digital Banking Shift Will Drive Stronger Margins And Long-Term Earnings Power

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R$28.4
7.7% overvalued intrinsic discount
Revenue
20.98% p.a.
Profit Margin
19.92%
Future PE
8.99x
Price in 2029
R$48.93
R$34.46
11.3% undervalued intrinsic discount
Revenue
26.04% p.a.
Profit Margin
20.66%
Future PE
11.73x
Price in 2028
R$63.75
R$42.9
28.7% undervalued intrinsic discount
Revenue
32.49% p.a.
Profit Margin
0.19%
Future PE
13.39x
Price in 2028
R$0.79

Trending Discussion

Updated Narratives

SANB11 logo

Core System Overhaul And AI Expansion Will Pressure Margins And Future Earnings

Fair Value: R$28.4 7.7% overvalued intrinsic discount
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SANB11 logo

Digital Expansion And AI Personalization Will Drive Stronger Long-Term Banking Performance

Fair Value: R$34.46 11.3% undervalued intrinsic discount
2 users have followed this narrative
0 users have commented on this narrative
0 users have liked this narrative
SANB11 logo

AI And Digital Banking Shift Will Drive Stronger Margins And Long-Term Earnings Power

Fair Value: R$42.9 28.7% undervalued intrinsic discount
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Snowflake Analysis

Reasonable growth potential with adequate balance sheet.

1 Risk
2 Rewards

Banco Santander (Brasil) S.A. Key Details

R$45.7b

Revenue

R$818.3m

Cost of Revenue

R$44.9b

Gross Profit

R$32.1b

Other Expenses

R$12.8b

Earnings

Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Apr 29, 2026
3.42
98.21%
27.95%
273.9%
View Full Analysis

About SANB11

Founded
1970
Employees
49661
CEO
Mario Roberto Leao
WebsiteView website
www.santander.com.br

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.