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AFRM logo

Affirm Holdings, Inc. Stock Price

NasdaqGS:AFRM Community·US$24.3b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 114 Fair Values set on narratives written by author
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AFRM Share Price Performance

US$68.15
-16.72 (-19.70%)
​
US$99.23
Fair Value
US$68.15
-16.72 (-19.70%)
31.3% undervalued intrinsic discount
US$99.23
Fair Value
Price US$68.15
AnalystConsensusTarget US$99.23
AnalystHighTarget US$116.37
AnalystLowTarget US$66.16
Thu, 3 Sep 26
Fair ValueUS$99.23
Share Pricen/a

AFRM Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$99.23 31.3% undervalued intrinsic discount

Analysts Weigh Affirm Holdings Prospects Amid Slight Valuation Shift and Ongoing Growth Momentum

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51users have followed this narrative
AN
AnalystHighTarget
AnalystHighTarget's
Fair Value
·
Fair Value US$116.37 41.4% undervalued intrinsic discount

Digital Commerce And Mobile Payments Will Expand BNPL Ecosystem

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0users have commented on this narrative
4users have followed this narrative
AN
AnalystLowTarget
AnalystLowTarget's
Fair Value
·
Fair Value US$66.16 3.0% overvalued intrinsic discount

Overvaluation And Tightening Regulation Will Hurt BNPL Prospects

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0users have commented on this narrative
4users have followed this narrative
AFRM logo
Affirm Holdings
31.3% undervalued intrinsic discount

Analysts Weigh Affirm Holdings Prospects Amid Slight Valuation Shift and Ongoing Growth Momentum

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AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 3 Sep
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AFRM logo
Affirm Holdings
3.0% overvalued intrinsic discount

Overvaluation And Tightening Regulation Will Hurt BNPL Prospects

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AN
AnalystLowTarget
AnalystLowTarget
Updated 18 Aug
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AFRM logo
Affirm Holdings
41.4% undervalued intrinsic discount

Digital Commerce And Mobile Payments Will Expand BNPL Ecosystem

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AN
AnalystHighTarget
AnalystHighTarget
Updated 21 Jul
Read Narrative

Trending Discussion

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Recently Updated Narratives

AN
AnalystConsensusTarget
AFRM logo

AFRM: Expanding Merchant Network And Resilient Unit Economics Will Support Future Upside

Fair Value: US$99.23 31.3% undervalued intrinsic discount
51 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AnalystLowTarget
AFRM logo

AFRM: Future Returns Will Depend On Credit Discipline Supporting Elevated Expectations

Fair Value: US$66.16 3.0% overvalued intrinsic discount
4 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AnalystHighTarget
AFRM logo

AFRM: Rising Market Confidence And Funding Access Will Support Future Upside

Fair Value: US$116.37 41.4% undervalued intrinsic discount
4 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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Snowflake Analysis

Undervalued with solid track record.

2 Risks
5 Rewards
View Full Analysis

Affirm Holdings, Inc. Key Details

US$4.3b

Revenue

US$2.2b

Cost of Revenue

US$2.1b

Gross Profit

US$155.2m

Other Expenses

US$1.9b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
5.72
48.93%
45.29%
182.2%
View Full Analysis

About AFRM

Founded
2012
Employees
2358
CEO
Max Levchin
WebsiteView website
www.affirm.com

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Recent AFRM News & Updates

Seeking Alpha • Sep 08

Affirm: The Affirm Card Engine Is Kicking Off

Summary Affirm maintained strong double-digit growth in gross merchandise volume and active users in Q4, driven by robust BNPL adoption and rapid Affirm Card uptake. Affirm is benefiting from massive Affirm Card GMV growth, with the Visa debit card now representing 20% of total GMV. Rising inflation and geopolitical tensions have shifted rate expectations, making near-term Fed rate cuts unlikely and pressuring rate-sensitive fintech valuations. Despite macro headwinds, AFRM’s accelerating product growth and strong Affirm Card momentum reinforce a bullish investment thesis for continued expansion. Read the full article on Seeking Alpha
User avatar
Narrative Update • Sep 03

AFRM: Expanding Merchant Network And Resilient Unit Economics Will Support Future Upside

Affirm Holdings' analyst fair value estimate has increased from $78.93 to $99.23. Analysts cite resilient unit economics, higher interest-bearing loan growth, and broader confidence in the Buy Now, Pay Later model and key partnerships as reasons for the higher price targets across the Street.

Recent updates

No updates

Affirm Holdings, Inc. Competitors

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