PPM Share Price Performance
AU$0
-1.88 (-100.00%)
Price AU$0
Fair ValueAU$2.14
Share Pricen/a
Narrative Update • Jun 26
Pepper Money Limited Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 21 Fair Values set on narratives written by author
PPM Community Narratives
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Fair Value
·Fair Value AU$2.14 24.2% undervalued intrinsic discount
Digital Platforms And AI Will Transform Nonbank Lending
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9users have followed this narrative
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Fair Value
·Fair Value AU$1.85 12.4% undervalued intrinsic discount
Rising Prime Mortgage Competition And Credit Normalization Will Pressure Margins And Future Earnings
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1users have followed this narrative
AN
Fair Value
·Fair Value AU$2.7 40.0% undervalued intrinsic discount
Technology And Whole Loan Servicing Will Drive A Scaled Capital Light Future
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Digital Platforms And AI Will Transform Nonbank Lending
Pepper Money is leaning into digital platforms and AI to speed up lending decisions and cut the cost of running its business, even as more borrowers look outside the big banks for specialist loans. The upside comes with trade-offs: tougher competition and reliance on market funding could squeeze its profits when conditions change.Read more
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AU$2.14
24.2% undervalued intrinsic discount
Fair Value
Revenue
12.09% p.a.
Profit Margin
23.65%
Future PE
8.88x
Price in 2029
AU$2.63
Technology And Whole Loan Servicing Will Drive A Scaled Capital Light Future
Catalysts About Pepper Money Pepper Money is a non bank lender focused on mortgages, asset finance and capital light loan servicing. What are the underlying business or industry changes driving this perspective?Read more
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AU$2.7
40.0% undervalued intrinsic discount
Fair Value
Revenue
16.5% p.a.
Profit Margin
26.19%
Future PE
10.68x
Price in 2029
AU$3.87
Rising Prime Mortgage Competition And Credit Normalization Will Pressure Margins And Future Earnings
Catalysts About Pepper Money Pepper Money is a diversified non bank lender providing mortgage, asset finance and loan servicing solutions across Australia and New Zealand. What are the underlying business or industry changes driving this perspective?Read more
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AU$1.85
12.4% undervalued intrinsic discount
Fair Value
Revenue
12.83% p.a.
Profit Margin
21.43%
Future PE
9.84x
Price in 2028
AU$2.58
Trending Discussion
Recently Updated Narratives
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PPM: Trimmed Fair Value Assumptions Will Support Future Upside Potential
Fair Value: AU$2.14 24.2% undervalued intrinsic discount
9 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Technology And Whole Loan Servicing Will Drive A Scaled Capital Light Future
Fair Value: AU$2.7 40.0% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Rising Prime Mortgage Competition And Credit Normalization Will Pressure Margins And Future Earnings
Fair Value: AU$1.85 12.4% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Pepper Money Limited Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 0.23
- 93.37%
- 26.38%
- 1,997.4%
About PPM
- Founded
- 2000
- Employees
- n/a
- CEO
- WebsiteView website
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mortgages, and asset finance and personal loans. It also offers auto and equipment finance, novated leases, and third-party loan services. The company was formerly known as Pepper Group Pty Limited. The company was incorporated in 2000 and is based in North Sydney, Australia. Pepper Money Limited is a subsidiary of Pepper Group Anz Holdco Limited.
Recent PPM News & Updates
Narrative Update • May 10
