TWFG logo

TWFG, Inc. Stock Price

NasdaqGS:TWFG Community·US$1.4b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 7 Fair Values set on narratives written by author

TWFG Share Price Performance

US$25.80
-9.57 (-27.06%)
US$23.57
Fair Value
US$25.80
-9.57 (-27.06%)
9.5% overvalued intrinsic discount
US$23.57
Fair Value
Price US$25.80
AnalystConsensusTarget US$23.57
AnalystHighTarget US$39.00
AnalystLowTarget US$24.00

TWFG Community Narratives

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Fair Value US$23.57 9.5% overvalued intrinsic discount

Branch Expansion And AI Tools Will Steady Market Position Amid Industry Headwinds

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·
Fair Value US$39 33.8% undervalued intrinsic discount

Returning Carrier Appetite And High Retention Will Support A Stronger TWFG Earnings Profile

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·
Fair Value US$24 7.5% overvalued intrinsic discount

AI And Softening Insurance Pricing Will Pressure Margins Yet Longer Term Upside Remains

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US$23.57
9.5% overvalued intrinsic discount
Revenue
15.04% p.a.
Profit Margin
13.06%
Future PE
5.45x
Price in 2029
US$27.7
US$24
7.5% overvalued intrinsic discount
Revenue
14.09% p.a.
Profit Margin
4.14%
Future PE
29.6x
Price in 2029
US$29.38
US$39
33.8% undervalued intrinsic discount
Revenue
31.89% p.a.
Profit Margin
13.27%
Future PE
10.5x
Price in 2029
US$47.75

Trending Discussion

Updated Narratives

TWFG logo

TWFG: AI Disintermediation And Organic Slowdown Risks Temper Fairly Balanced Outlook

Fair Value: US$23.57 9.5% overvalued intrinsic discount
5 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
TWFG logo

AI And Softening Insurance Pricing Will Pressure Margins Yet Longer Term Upside Remains

Fair Value: US$24 7.5% overvalued intrinsic discount
0 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
TWFG logo

Returning Carrier Appetite And High Retention Will Support A Stronger TWFG Earnings Profile

Fair Value: US$39 33.8% undervalued intrinsic discount
0 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

High growth potential with excellent balance sheet.

1 Risk
2 Rewards

TWFG, Inc. Key Details

US$267.5m

Revenue

US$39.3m

Cost of Revenue

US$228.2m

Gross Profit

US$219.8m

Other Expenses

US$8.4m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
0.64
85.29%
3.13%
1.5%
View Full Analysis

About TWFG

Founded
2001
Employees
400
CEO
Richard Bunch
WebsiteView website
www.twfg.com

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. TWFG, Inc. was founded in 2001 and is based in The Woodlands, Texas.

Recent TWFG News & Updates

Narrative Update Jun 22

TWFG: AI Disintermediation And Organic Slowdown Risks Temper Fairly Balanced Outlook

Analysts have trimmed their average price target on TWFG to about $23.57 from $24.29, reflecting slightly lower valuation multiples as they factor in concerns about AI disintermediation and a potential stepdown in organic growth later this year. Analyst Commentary Recent Street research on TWFG highlights a mixed read, with several firms cutting price targets and pointing to both company specific issues and broader property and casualty insurance trends following the Q1 reporting season.

Recent updates

No updates