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PYPL logo

PayPal Holdings, Inc. Stock Price

NasdaqGS:PYPL Community·US$44.6b Market Cap
  • 17 Narratives written by author
  • 15 Comments on narratives written by author
  • 1812 Fair Values set on narratives written by author
Author Program NEWCreate Narrative

PYPL Share Price Performance

US$53.31
-13.96 (-20.75%)
​
US$70.89
Fair Value
US$53.31
-13.96 (-20.75%)
24.8% undervalued intrinsic discount
US$70.89
Fair Value
Price US$53.31
rcb9 US$70.89
AnalystConsensusTarget US$59.16
Benjamin_Ziegler US$68.00
Wed, 5 Aug 26
Fair ValueUS$70.89
Share Pricen/a

PYPL Community Narratives

RC
rcb9's
Fair Value
·
Fair Value US$70.89 24.8% undervalued intrinsic discount

Ten Percent More Volume, One Percent More Transaction Margin

7users have liked this narrative
1users have commented on this narrative
25users have followed this narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$59.16 9.9% undervalued intrinsic discount

Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings

6users have liked this narrative
1users have commented on this narrative
536users have followed this narrative
BE
Benjamin_Ziegler's
Fair Value
·
Fair Value US$68 21.6% undervalued intrinsic discount

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

12users have liked this narrative
4users have commented on this narrative
92users have followed this narrative
PYPL logo
PayPal Holdings
21.6% undervalued intrinsic discount

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

View narrative
BE
Benjamin_Ziegler
Updated 4 Aug
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PYPL logo
PayPal Holdings
22.8% undervalued intrinsic discount

PayPal: Undervalued Cash Flow Machine or Value Trap?

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DS
DS2invest
DS2invest
Published 17 Jul
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PYPL logo
PayPal Holdings
11.2% undervalued intrinsic discount

$PYPL Options Are Cheap

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VA
ValueInvestingSubstack
ValueInvestingSubstack
Published 23 May
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PYPL logo
PayPal Holdings
41.0% undervalued intrinsic discount

The Underrated Transformation of a Digital Payments Giant

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WI
WisetoWealth
WisetoWealth
Published 27 Jul
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PYPL logo
PayPal Holdings
40.8% undervalued intrinsic discount

Why PayPal’s Growth Story Isn’t Over

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YI
yiannisz
Updated 30 Dec 2025
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PYPL logo
PayPal Holdings
24.8% undervalued intrinsic discount

Ten Percent More Volume, One Percent More Transaction Margin

View narrative
RC
Emerging Author
rcb9
Published 5 Aug
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PYPL logo
PayPal Holdings
40.7% undervalued intrinsic discount

Paypal - A Fundamental and Historical Valuation

View narrative
AN
andre_santos
andre_santos
Published 3 Feb
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PYPL logo
PayPal Holdings
35.0% undervalued intrinsic discount

The "Sleeping Giant" Stumbles, Then Wakes Up

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WE
WealthAP
Recommended Voice
WealthAP
Published 28 Dec 2025
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PYPL logo
PayPal Holdings
52.2% undervalued intrinsic discount

PayPal’s Strong Branding Can Take Advantage Of E-Commerce Tailwind

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ST
StjepanK
StjepanK
Updated 1 Apr 2025
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Trending Discussion

VA
PYPL logo

As long time Paypal customer I can only add that the company is lying on its historical value rather than innovate and introduce new features for its P2P platform. With sharky fees for moving money in and out they fulishly ignore new competitors like Wise, Revolut and others. Competitors are also offering savings and investments for money parked in accounts. I will not invest in such company as I hardly ever use the accounts I already have with them

2
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0
RD
PYPL logo

🎉🎉🎉🎉

0
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0
RD
PYPL logo

Hello to all nice too meeting to all. ,🎉🎉🎉

0
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0

Recently Updated Narratives

RC
PYPL logo

Ten Percent More Volume, One Percent More Transaction Margin

Fair Value: US$70.89 24.8% undervalued intrinsic discount
25 fair values setusers have set this as their fair value
1 commentusers have commented on this narrative
0 likesusers have liked this narrative
BE
PYPL logo

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

Fair Value: US$68 21.6% undervalued intrinsic discount
92 fair values setusers have set this as their fair value
4 commentsusers have commented on this narrative
0 likesusers have liked this narrative
WI
WisetoWealth
PYPL logo

The Underrated Transformation of a Digital Payments Giant

Fair Value: US$90.31 41.0% undervalued intrinsic discount
11 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative

Snowflake Analysis

Undervalued with excellent balance sheet.

1 Risk
3 Rewards
View Full Analysis

PayPal Holdings, Inc. Key Details

US$34.1b

Revenue

US$20.3b

Cost of Revenue

US$13.8b

Gross Profit

US$8.9b

Other Expenses

US$4.9b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
Oct 27, 2026
5.73
40.48%
14.36%
67.6%
View Full Analysis

About PYPL

Founded
1998
Employees
23800
CEO
Enrique Lores
WebsiteView website
www.paypal.com

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Recent PYPL News & Updates

Seeking Alpha • Sep 09

PayPal Is Approaching Its Moment Of Truth

Summary PayPal Holdings remains a “Buy” as its turnaround gains traction, supported by operational restructuring and cost-saving initiatives. PYPL's 9.5x earnings multiple and >14% forward FCF yield highlight significant undervaluation relative to its improving fundamentals. The new CEO’s three-unit structure and $1.5 billion cost-cutting plan are driving margin improvements, with recent double-beat quarters and raised guidance. My valuation model implies ~25% upside, with risks from competitive pressures and execution, but much negativity appears priced in. Read the full article on Seeking Alpha
User avatar
Narrative Update • Sep 03

PYPL: Turnaround And M&A Reset Will Drive Future Rerating Potential

PayPal Holdings' analyst fair value estimate has been reset from about $94.54 to $75.68 as analysts factor in slightly softer revenue growth assumptions, a modestly higher discount rate, and a lower future P/E multiple, while still acknowledging improved profitability and supportive Street research that points to stronger fundamentals and ongoing takeover interest. Analyst Commentary Recent Street research around PayPal highlights a mix of views, but the tone from several firms has become more constructive as Q2 results, takeover headlines, and management commentary reshape how analysts think about the stock.

Recent updates

No updates

PayPal Holdings, Inc. Competitors

MS logo

Morgan Stanley

Symbol: NYSE:MS
Market cap: US$338.2b
GS logo

Goldman Sachs Group

Symbol: NYSE:GS
Market cap: US$311.5b
AXP logo

American Express

Symbol: NYSE:AXP
Market cap: US$217.3b
SCHW logo

Charles Schwab

Symbol: NYSE:SCHW
Market cap: US$184.2b
View more competitors

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