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FISV logo

Fiserv, Inc. Stock Price

NasdaqGS:FISV Community·US$25.9b Market Cap
  • 6 Narratives written by author
  • 4 Comments on narratives written by author
  • 318 Fair Values set on narratives written by author
Author Program NEWCreate Narrative

FISV Share Price Performance

US$48.93
-86.77 (-63.94%)
​
US$119.99
Fair Value
US$48.93
-86.77 (-63.94%)
59.2% undervalued intrinsic discount
US$119.99
Fair Value
Price US$48.93
Hidden_Rock_Capital US$119.99
AnalystConsensusTarget US$62.70
MRT23 US$50.00
Thu, 2 Jul 26
Fair ValueUS$119.99
Share Pricen/a

FISV Community Narratives

HI
Hidden_Rock_Capital
Hidden_Rock_Capital's
Fair Value
·
Fair Value US$119.99 59.2% undervalued intrinsic discount

Temporary "perfect storm" leads to opportunity to buy financial services leader for less than 5x long-term earnings

13users have liked this narrative
2users have commented on this narrative
45users have followed this narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$62.7 22.0% undervalued intrinsic discount

FI: Management Transition And Recurring Revenue Focus Will Support Long-Term Recovery

1users have liked this narrative
3users have commented on this narrative
98users have followed this narrative
MR
MRT23
MRT23's
Fair Value
·
Fair Value US$50 2.1% undervalued intrinsic discount

Q1 2026 FCF collapse has reset the debate from "fair value" to "distressed transformation"

1users have liked this narrative
1users have commented on this narrative
6users have followed this narrative
FISV logo
Fiserv
59.2% undervalued intrinsic discount

Temporary "perfect storm" leads to opportunity to buy financial services leader for less than 5x long-term earnings

View narrative
HI
Hidden_Rock_Capital
Hidden_Rock_Capital
Published 2 Jul
Read Narrative
FISV logo
Fiserv
5.8% undervalued intrinsic discount

Fiserv profit margin expected to rise by 16.42% over 5 years

View narrative
NI
Nishantdhakal
Published 1 Mar
Read Narrative
FISV logo
Fiserv
2.1% undervalued intrinsic discount

Q1 2026 FCF collapse has reset the debate from "fair value" to "distressed transformation"

View narrative
MR
MRT23
MRT23
Updated 13 Aug
Read Narrative
FISV logo
Fiserv
43.1% undervalued intrinsic discount
Updated

Digital Payments And Embedded Finance Will Drive Global Expansion

View narrative
AN
AnalystHighTarget
AnalystHighTarget
Updated 9 Sep
Read Narrative
FISV logo
Fiserv
22.0% undervalued intrinsic discount

FI: Management Transition And Recurring Revenue Focus Will Support Long-Term Recovery

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 7 Aug
Read Narrative
FISV logo
Fiserv
22.3% overvalued intrinsic discount

Tech Giants, Blockchain And Fee Pressures Will Erode Profitability

View narrative
AN
AnalystLowTarget
AnalystLowTarget
Updated 13 Jun
Read Narrative

Trending Discussion

GR
FISV logo

As someone who has dealt directly with them as a CTO for a credit union, I have 8 years of horror stories about doing business with them. If there was any other competitor than could deliver 80% of Fiserv services, there would be a mad rush to migrate to them. They should thank their lucky stars they are a near monopoly. this industry is so ripe for a well funded competitor. Their integration of technology is awful, their ability to fix their own implementation screwups is sadly tragic. Sometimes they just silently kill support tickets without resolution and you never find out until you do a follow up inquiry. Why, because sometimes no one you are dealing with knows how to fix it and knows no one to ask for help. They can not meet their own implementation deadlines and sometimes there is no one on a technical team dealing with you that has any banking or credit union experience. The is an industry insider phrase when you meet other Fiserv customers called being "Fiserved". It means telling others of your worst stories of dealing with them. Ask around, all CTO's have some doozies.

4
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0
HI
Hidden_Rock_Capital
FISV logo

I agree they have not done a good job in the past, but the new management team seems to recognize this and are making the investments to improve service levels. It will take some time to turn the ship around, but that's the opportunity for the stock IMO.

0
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0

Recently Updated Narratives

MR
MRT23
FISV logo

Q1 2026 FCF collapse has reset the debate from "fair value" to "distressed transformation"

Fair Value: US$50 2.1% undervalued intrinsic discount
6 fair values setusers have set this as their fair value
1 commentusers have commented on this narrative
1 likeusers have liked this narrative
HI
Hidden_Rock_Capital
FISV logo

Temporary "perfect storm" leads to opportunity to buy financial services leader for less than 5x long-term earnings

Fair Value: US$119.99 59.2% undervalued intrinsic discount
45 fair values setusers have set this as their fair value
2 commentsusers have commented on this narrative
0 likesusers have liked this narrative
NI
FISV logo

Fiserv profit margin expected to rise by 16.42% over 5 years

Fair Value: US$51.96 5.8% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative

Snowflake Analysis

Undervalued with questionable track record.

1 Risk
3 Rewards
View Full Analysis

Fiserv, Inc. Key Details

US$20.9b

Revenue

US$9.1b

Cost of Revenue

US$11.7b

Gross Profit

US$8.9b

Other Expenses

US$2.8b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
5.27
56.22%
13.42%
94.9%
View Full Analysis

About FISV

Founded
1984
Employees
38000
CEO
Panagiotis Georgakopoulos
WebsiteView website
www.fiserv.com

Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The Merchant Solutions segment offers merchant acquiring and digital commerce services; mobile payment services; security and fraud protection solutions; stored-value solutions; software-as-a-service; POS devices; and pay-by-bank solutions. Its Financial Solutions segment provides digital payments, including debit card processing services, debit network services, security and fraud protection products, bill payment, person-to-person payments, and account-to-account transfers; issuing services comprising credit card processing services, prepaid card processing services, card production services, print services, government payment processing, and student loan processing; and banking services, such as customer loan and deposit account processing, digital banking, financial and risk management, professional services and consulting, and check processing services. The company serves merchants, banks, credit unions, other financial institutions, corporate, and public sector customers. The company has a strategic alliance with Western Alliance Bancorporation; it has a strategic partnership with Mastercard to enable eligible enterprise merchants simplify commerce through an expanded suite of integrated value-added services. Fiserv, Inc. was incorporated in 1984 and is headquartered in Milwaukee, Wisconsin.

Recent FISV News & Updates

User avatar
Narrative Update • Sep 09

FISV: Debit Network Sale And Merchant Reset Will Drive Earnings Recovery

Fiserv's updated analyst price target has moved lower to $85.93 from $90.27 as analysts factor in slightly higher revenue growth assumptions, along with modestly softer profit margins and a reduced future P/E multiple. Analyst Commentary Recent research on Fiserv points to a mixed but generally cautious tone, with several firms trimming price targets while keeping ratings around Neutral, Hold, Market Perform or Equal Weight.
Seeking Alpha • Aug 25

Fiserv: The Market Priced In A Permanent Decline

Summary Fiserv trades at a 2026 forward P/E (price-to-earnings ratio) of 7.5x, offering a significant discount compared to its competitors and historical averages. I consider that FISV's cash generation and high recurring revenues support an attractive risk-reward ratio, with intrinsic value targets of $72 (2026) and $92 (2028). Recent margin and earnings per share contractions are due to the normalization of the exchange rate in Argentina and strategic restructuring, not a structural decline in the business. The execution of the "One Fiserv" plan and prudent capital management support the upside potential, although goodwill impairment and the pace of integration remain key risks. Read the full article on Seeking Alpha

Recent updates

No updates

Fiserv, Inc. Competitors

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