CHYM logo

Chime Financial, Inc. Stock Price

NasdaqGS:CHYM Community·US$6.6b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 36 Fair Values set on narratives written by author

CHYM Share Price Performance

US$18.10
-19.01 (-51.23%)
US$40.00
Fair Value
US$18.10
-19.01 (-51.23%)
54.8% undervalued intrinsic discount
US$40.00
Fair Value
Price US$18.10
AnalystHighTarget US$40.00
AnalystConsensusTarget US$31.67
AnalystLowTarget US$19.00

CHYM Community Narratives

·
Fair Value US$40 54.8% undervalued intrinsic discount

Digital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time

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·
Fair Value US$31.67 42.8% undervalued intrinsic discount

Digital Banking Shift And New Services Will Support Long Term Potential

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·
Fair Value US$19 4.7% undervalued intrinsic discount

Digital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook

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US$40
54.8% undervalued intrinsic discount
Profit Margin
12.52%
Future PE
50.57x
Price in 2029
US$49.5
US$31.67
42.8% undervalued intrinsic discount
Profit Margin
12.16%
Future PE
38.87x
Price in 2029
US$39.19
US$19
4.7% undervalued intrinsic discount
Profit Margin
3.18%
Future PE
100.24x
Price in 2028
US$23.51

Trending Discussion

Updated Narratives

CHYM logo

Digital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time

Fair Value: US$40 54.8% undervalued intrinsic discount
1 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
CHYM logo

Digital Banking Shift And New Services Will Support Long Term Potential

Fair Value: US$31.67 42.8% undervalued intrinsic discount
1 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
CHYM logo

Digital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook

Fair Value: US$19 4.7% undervalued intrinsic discount
0 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Flawless balance sheet with reasonable growth potential.

1 Risk
1 Reward

Chime Financial, Inc. Key Details

US$2.3b

Revenue

US$269.7m

Cost of Revenue

US$2.0b

Gross Profit

US$3.0b

Other Expenses

-US$956.5m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
-2.51
88.35%
-41.31%
0%
View Full Analysis

About CHYM

Founded
2012
Employees
1519
CEO
Christopher Britt
WebsiteView website
www.chime.com

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Recent CHYM News & Updates

Analysis Article May 12

Results: Chime Financial, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

There's been a notable change in appetite for Chime Financial, Inc. ( NASDAQ:CHYM ) shares in the week since its...
Seeking Alpha May 09

Chime Q1 Results: Growth Projections Disappoint, Downgrade To Sell

Summary Chime Financial (CHYM) remains volatile, recently dropping 17% despite stable Q1 2026 headline metrics. Q1 2026 results matched Q4: revenue up 25%, active members up 19%, ARPAM up 5%. CHYM exceeded the high end of revenue guidance and achieved its first GAAP-profitable quarter as a public company, but the stock is down since then. I downgrade to Sell, as fundamentals remain steady but stock trajectory diverges from business performance. Read the full article on Seeking Alpha

Recent updates

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