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Atlanticus Holdings Corporation Stock Price

NasdaqGS:ATLC Community·US$1.4b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 37 Fair Values set on narratives written by author
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ATLC Share Price Performance

US$94.46
18.31 (24.04%)
​
US$133.50
Fair Value
US$94.46
18.31 (24.04%)
29.2% undervalued intrinsic discount
US$133.50
Fair Value
Price US$94.46
AnalystConsensusTarget US$133.50
AnalystHighTarget US$179.00
AnalystLowTarget US$110.00
Fri, 21 Aug 26
Fair ValueUS$133.50
Share Pricen/a

ATLC Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$133.5 29.2% undervalued intrinsic discount

Mercury Integration And Receivable Expansion Will Reshape Near Prime Consumer Credit Over Time

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AN
AnalystHighTarget
AnalystHighTarget's
Fair Value
·
Fair Value US$179 47.2% undervalued intrinsic discount

Mercury Integration And Repricing Will Transform Scale And Earnings Power Over The Next Cycle

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1users have followed this narrative
AN
AnalystLowTarget
AnalystLowTarget's
Fair Value
·
Fair Value US$110 14.1% undervalued intrinsic discount

Mercury Integration And Credit Risks Will Test Resilient Near Prime Demand Over Time

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ATLC logo
Atlanticus Holdings
29.2% undervalued intrinsic discount

Mercury Integration And Receivable Expansion Will Reshape Near Prime Consumer Credit Over Time

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AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 21 Aug
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ATLC logo
Atlanticus Holdings
14.1% undervalued intrinsic discount

Mercury Integration And Credit Risks Will Test Resilient Near Prime Demand Over Time

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AN
AnalystLowTarget
AnalystLowTarget
Updated 7 Aug
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ATLC logo
Atlanticus Holdings
47.2% undervalued intrinsic discount

Mercury Integration And Repricing Will Transform Scale And Earnings Power Over The Next Cycle

View narrative
AN
AnalystHighTarget
AnalystHighTarget
Updated 24 Jul
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Trending Discussion

No trending discussion available.

Recently Updated Narratives

AN
AnalystConsensusTarget
ATLC logo

ATLC: Mercury Integration And AI Credit Platform Are Expected To Unlock Upside

Fair Value: US$133.5 29.2% undervalued intrinsic discount
5 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
AnalystLowTarget
ATLC logo

ATLC: Q2 Credit Trends And Mercury Performance Will Shape Forward Expectations

Fair Value: US$110 14.1% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
AnalystHighTarget
ATLC logo

ATLC: AI Underwriting And Mercury Deal Expected To Drive Future Upside

Fair Value: US$179 47.2% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
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Snowflake Analysis

High growth potential with acceptable track record.

2 Risks
3 Rewards
View Full Analysis

Atlanticus Holdings Corporation Key Details

US$730.5m

Revenue

US$197.4m

Cost of Revenue

US$533.1m

Gross Profit

US$388.3m

Other Expenses

US$144.8m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
9.54
72.98%
19.82%
850.3%
View Full Analysis

About ATLC

Founded
1996
Employees
576
CEO
Jeffrey Howard
WebsiteView website
www.atlanticus.com

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners’ brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company’s private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Recent ATLC News & Updates

User avatar
Narrative Update • Aug 21

ATLC: Mercury Integration And AI Credit Platform Are Expected To Unlock Upside

Atlanticus Holdings' analyst fair value estimate has moved from $121.80 to $133.50 as analysts update targets higher, pointing to revised P/E assumptions, slightly adjusted discount rates, and research that cites more favorable loan fair value marks, better than expected performance from the Mercury acquisition, and projections for healthy credit demand. Analyst Commentary Recent Street research on Atlanticus Holdings has been active, with several bullish analysts updating price targets and ratings ahead of upcoming earnings and as they refresh assumptions that feed into valuation models.
Seeking Alpha • Aug 07

Atlanticus Holdings: The Market Is Pricing Mercury Before The Margins Fully Arrive

Summary Atlanticus’ Q2 strengthened the investment case. The company delivered an 89% increase in operating revenue, 66% EPS growth and approximately 26% organic managed-receivables growth excluding Mercury. The quarter did not solve every issue. Net interest margin remained below the prior-year level, operating expenses grew quickly, and part of the fair value benefit came from purchase price adjustments. The market is still betting that repricing and infrastructure consolidation will turn today’s scale into tomorrow’s margin expansion. Atlanticus has already proven that Mercury can make the company bigger. The next several quarters must prove that Mercury can make each dollar of capital more valuable. Read the full article on Seeking Alpha
User avatar
Narrative Update • Aug 07

ATLC: Q2 Credit Trends And Mercury Performance Will Shape Forward Expectations

Atlanticus Holdings' fair value estimate has been revised from $72.00 to $110.00 as analysts factor in higher price targets and updated assumptions on revenue growth, profit margins, and future P/E following recent research updates across the Street. Analyst Commentary Recent Street research on Atlanticus Holdings shows a cluster of higher price targets and generally constructive views on the stock, with most published opinions maintaining positive ratings.

Recent updates

No updates

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