CBU

Community Financial System, Inc. Stock Price

NYSE:CBU Community·US$3.1b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 4 Fair Values set on narratives written by author

CBU Share Price Performance

US$57.91
0.07 (0.12%)
14.1% undervalued intrinsic discount
US$67.40
Fair Value
US$57.91
0.07 (0.12%)
14.1% undervalued intrinsic discount
US$67.40
Fair Value
Price US$57.91
AnalystConsensusTarget US$67.40

CBU Community Narratives

AnalystConsensusTarget·
Fair Value US$67.4 14.1% undervalued intrinsic discount

Branch Expansion And Digital Banking Will Secure Long-term Success

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Recent CBU News & Updates

Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Aug 04
Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Jul 21
Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Community Financial System: Network Expansion, Deposit Re-Pricing Are The Biggest Earnings Catalysts

Jun 29

Community Financial System, Inc. Key Details

US$756.0m

Revenue

US$0

Cost of Revenue

US$756.0m

Gross Profit

US$562.3m

Other Expenses

US$193.7m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 21, 2025
Earnings per share (EPS)
3.67
Gross Margin
100.00%
Net Profit Margin
25.63%
Debt/Equity Ratio
47.8%

Community Financial System, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Flawless balance sheet with solid track record and pays a dividend.

0 Risks
4 Rewards

About CBU

Founded
1866
Employees
2824
CEO
Dimitar Karaivanov
WebsiteView website
communityfinancialsystem.com

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates in three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest-bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, such as consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and check credit lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management services; and employee benefit services, as well as operates as a full-service insurance agency that offers personal and commercial lines of insurance, and other risk management products and services. Further, it offers contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration and benefit consulting, fund administration, transfer agency, actuarial and benefit consulting, and health and welfare consulting services; and act as an investor in residential and commercial real estate activities. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and insurance and advisory products, as well as master recordkeeping services. Community Financial System, Inc. was founded in 1866 and is headquartered in Dewitt, New York.

Market Insight

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U.S. Market Performance

  • 7 Days: 0.8%
  • 3 Months: 8.3%
  • 1 Year: 17.8%
  • Year to Date: 15.4%
Over the last 7 days, the market has remained flat, although notably the Utilities sector gained 3.1% in that time. Meanwhile, the market is actually up 18% over the past year. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›