Fair Isaac (FICO) Aandelenoverzicht
Fair Isaac Corporation levert analytische software in Noord- en Zuid-Amerika, Europa, het Midden-Oosten, Afrika en Azië-Pacific. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 5/6 |
| Toekomstige groei | 1/6 |
| Prestaties in het verleden | 5/6 |
| Financiële gezondheid | 1/6 |
| Dividenden | 0/6 |
Beloningen
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FICO Community Fair Values
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Analyst Price Targets
Fair Isaac Corporation Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$949.68 |
| 52 Week Hoogtepunt | US$1,998.01 |
| 52 Week Laag | US$870.01 |
| Bèta | 1.32 |
| 1 maand verandering | -19.02% |
| 3 maanden verandering | -12.94% |
| 1 Jaar Verandering | -35.71% |
| 3 jaar verandering | 6.76% |
| 5 jaar verandering | 126.49% |
| Verandering sinds IPO | 134,854.47% |
Recent nieuws en updates
Narratiefupdate • Sep 17
FICO: Mortgage Scoring Shakeup Will Ultimately Support Future Upside Potential
Analysts have trimmed the Fair Isaac price target in response to increased competitive and regulatory scrutiny in mortgage scoring and modestly lower fair value and margin assumptions, even as they still see support from the Direct Licensing Program and broader credit bureau clarity. Analyst Commentary Recent research on Fair Isaac highlights a mixed but detailed picture.
Narratiefupdate • Sep 03
FICO: Future Pricing Power Will Support Margins Despite Competitive Pressures
Fair Isaac's updated analyst price target has been reduced from $2,172.31 to $1,750.00, as analysts factor in expectations for softer revenue growth and profit margins, a lower future P/E multiple, and competitive and regulatory pressures highlighted in recent research. Analyst Commentary Recent Street research on Fair Isaac shows a mixed tone, but there are still clear areas of confidence that matter for you as an investor.Seeking Alpha • Aug 30
Fair Isaac: Mortgage Pricing Is Doing The Work
Summary Fair Isaac Corporation has fallen over 40% from its high, now trading at 27x 2026 earnings, yet remains expensive given concentrated growth risks. Nearly all recent revenue growth came from mortgage origination pricing, making FICO’s earnings highly sensitive to this single driver and vulnerable to competition and regulatory scrutiny. VantageScore’s entry and pending direct licensing introduce uncertainty; Software segment growth and diversification have yet to offset mortgage concentration risks. I maintain a Hold rating, awaiting broader earnings growth, clarity on VantageScore’s impact, and successful direct licensing implementation before considering a more constructive stance. Read the full article on Seeking AlphaRecent updates
Narratiefupdate • Sep 17
FICO: Mortgage Scoring Shakeup Will Ultimately Support Future Upside Potential
Analysts have trimmed the Fair Isaac price target in response to increased competitive and regulatory scrutiny in mortgage scoring and modestly lower fair value and margin assumptions, even as they still see support from the Direct Licensing Program and broader credit bureau clarity. Analyst Commentary Recent research on Fair Isaac highlights a mixed but detailed picture.Narratiefupdate • Sep 03
FICO: Future Pricing Power Will Support Margins Despite Competitive Pressures
Fair Isaac's updated analyst price target has been reduced from $2,172.31 to $1,750.00, as analysts factor in expectations for softer revenue growth and profit margins, a lower future P/E multiple, and competitive and regulatory pressures highlighted in recent research. Analyst Commentary Recent Street research on Fair Isaac shows a mixed tone, but there are still clear areas of confidence that matter for you as an investor.Seeking Alpha • Aug 30
Fair Isaac: Mortgage Pricing Is Doing The Work
Summary Fair Isaac Corporation has fallen over 40% from its high, now trading at 27x 2026 earnings, yet remains expensive given concentrated growth risks. Nearly all recent revenue growth came from mortgage origination pricing, making FICO’s earnings highly sensitive to this single driver and vulnerable to competition and regulatory scrutiny. VantageScore’s entry and pending direct licensing introduce uncertainty; Software segment growth and diversification have yet to offset mortgage concentration risks. I maintain a Hold rating, awaiting broader earnings growth, clarity on VantageScore’s impact, and successful direct licensing implementation before considering a more constructive stance. Read the full article on Seeking Alpha
Narratiefupdate • Aug 14
FICO: Mortgage And Regulatory Headwinds Will Pressure Future Pricing Power
Analysts have trimmed their price targets on Fair Isaac, and the updated fair value estimate has shifted from about $897 to roughly $1,005 as they factor in slightly higher discount rates, more conservative revenue growth and profit margin assumptions, and modestly lower future P/E expectations. Analyst Commentary Recent Street research on Fair Isaac points to a more cautious tone, even as many firms still highlight longer term opportunities tied to pricing power, software growth and potential catalysts around the 10T score and direct licensing program.Narratiefupdate • Jul 30
FICO: Mortgage Score Headwinds Will Ultimately Support Future Upside Potential
Analysts have trimmed the Fair Isaac price target by about $40 to roughly $1,512, as they factor in softer mortgage score trends, pending Direct Licensing Program approvals, and a lower assumed future P/E multiple. Analyst Commentary Recent Street research on Fair Isaac highlights a split view on the stock, with some bullish analysts focusing on execution in software and earnings delivery, while more cautious analysts focus on mortgage credit trends, valuation, and regulatory timing for key programs.Narratiefupdate • Jul 14
FICO: Regulatory And Mortgage Score Pressures Will Undercut Future Pricing Power
Analysts have nudged their Fair Isaac valuation higher, with the updated price target implying fair value moving from about $874 to roughly $897, reflecting recent Street research that cited stronger expected software revenue and adjusted earnings. Analyst Commentary Recent Street research on Fair Isaac shows a mix of optimism and caution, with some firms lifting price targets and earnings assumptions while others trim their valuation marks following earnings updates.Narratiefupdate • Jun 22
FICO: Capital Returns And Margin Strength Will Support Premium Multiples
Fair Isaac's updated analyst price target has been revised lower to about $2,172 from $2,500. This reflects a mix of reduced revenue growth assumptions, a slightly higher discount rate, and a lower future P/E multiple, partly offset by analyst expectations for higher profit margins and a series of recent Street price target changes across major firms.Analyse-artikel • Jun 17
Fair Isaac (FICO) Stock Could Be 23.6% Undervalued Despite This Year’s 27.8% Slide
Fair Isaac (FICO) stock has drawn fresh attention after recent trading left it with a year-to-date decline of 27.8%, in contrast with a gain of 7.98% over the past month. See our latest analysis for Fair Isaac. At a share price of $1,186.24, Fair Isaac stock is coming off a year-to-date share price decline of 27.8%, while its 1 year total shareholder return is down 33.2%. However, the 3 year and 5 year total shareholder returns of 49.1% and 134.4% indicate that long term holders have still...Narratiefupdate • Jun 05
FICO: Cut-Rate Mortgage Scores Will Erode Future Pricing Power
Analysts have trimmed their price targets on Fair Isaac by around $100 to $350 per share in recent weeks, and the updated model reflects this shift with a slightly lower fair value estimate of $874.47 as higher discount rate assumptions offset modestly stronger revenue growth and profit margin inputs. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with several firms cutting price targets across the business and information services peer group after earnings updates and sector news.Narratiefupdate • May 22
FICO: Mortgage Pricing Pressure Will Ultimately Support Future Upside Potential
Analysts have trimmed Fair Isaac's implied fair value from about $1,728 to roughly $1,553. This reflects a cluster of reduced Street price targets as they factor in slightly lower revenue growth assumptions, a modestly higher discount rate and a lower future P/E multiple, partly offset by a small uplift in projected profit margins.Narratiefupdate • May 01
FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power
Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.Analyse-artikel • May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
A week ago, Fair Isaac Corporation ( NYSE:FICO ) came out with a strong set of second-quarter numbers that could...Narratiefupdate • Apr 15
FICO: Competitive Mortgage Pricing Shifts Are Expected To Create Future Upside Opportunity
Analysts have reduced their implied price target on Fair Isaac from about $1,971 to roughly $1,728. This reflects updated views on competitive pressure from lower priced VantageScore offerings, modest adjustments to long term profit expectations, and slightly lower assumed future P/E multiples.Narratiefupdate • Apr 01
FICO: Mortgage License Push Will Face Cheaper Score Rivals And Buyback Support
Analysts have reduced Fair Isaac's implied value from about $1,490 to roughly $1,120 per share. This reflects lower Street price targets in response to new competitive pressure from low-priced VantageScore offerings and recent research caution on FICO's mortgage and pricing outlook.Narratiefupdate • Mar 18
FICO: Capital Returns Will Offset Mortgage Pricing Pressure Over Time
Analyst price targets for Fair Isaac have been revised lower, with several firms cutting targets in a range from about $2,500 to $1,350 as they weigh potential competitive pressure from lower priced VantageScore offerings, differing views on regulatory risk, and the impact of the company's recent $1b debt raise on shareholder returns. Analyst Commentary Recent research on Fair Isaac highlights a split tape of opinion, with some firms cutting price targets while others point to potential upside drivers around capital returns, competitive positioning, and long term growth in information and business services.Narratiefupdate • Mar 04
FICO: Regulatory Overhang Is Expected To Create Future Upside Opportunity
Our updated analyst price target for Fair Isaac shifts to $1,971 from $2,023, reflecting refreshed views on revenue growth, profitability, and future P/E assumptions that have been influenced by recent Street research taking a generally constructive stance on the broader information and business services group. Analyst Commentary Recent Street research on Fair Isaac clusters around valuation reset, regulatory watchpoints, and how the company can execute against growth expectations implied by current multiples.Narratiefupdate • Feb 17
FICO: Mortgage Competition Will Reinforce Core Credit Scoring Franchise
Analysts have modestly fine tuned their Fair Isaac price targets, incorporating updated assumptions around revenue growth, profit margins and future P/E multiples into a refreshed model that reflects recent Street research on the name. Analyst Commentary Bullish analysts are highlighting Fair Isaac as a key name within the broader Information and Business Services group, with fresh coverage and revised targets reflecting confidence in the company’s ability to execute on its business model.Narratiefupdate • Feb 03
FICO: Mortgage Scoring Review Will Reinforce Core Franchise Strength
Analysts kept their Fair Isaac fair value estimate steady at $2,500.00, but modest tweaks to revenue growth, profit margin, discount rate and future P/E inputs reflect mixed recent research. Some firms raised price targets on optimism around FICO 10T and long term adoption, while others trimmed targets following a softer software quarter and more cautious management guidance.Narratiefupdate • Jan 20
FICO: Core Credit Franchise Will Withstand New Mortgage Scoring Competition
Analysts have adjusted the Fair Isaac price target to about US$2,500, reflecting updated assumptions for faster revenue growth, stronger profit margins, a higher discount rate, and a lower future P/E multiple, supported by recent research that highlights both the potential benefit of FICO 10T and mixed reactions to the company’s fiscal 2026 outlook. Analyst Commentary Recent Street research on Fair Isaac highlights a mix of optimism on the core franchise and caution around the fiscal 2026 outlook.Narratiefupdate • Jan 06
FICO: Mortgage Credit Score Changes Will Support Future Share Gains
Analysts have trimmed their fair value estimate for Fair Isaac by about US$8.60 to reflect slightly lower revenue growth assumptions and a modestly higher discount rate, while still highlighting FICO 10T and ongoing credit score adoption as key supports for the updated price targets. Analyst Commentary Recent Street research on Fair Isaac presents a mixed picture, with several firms highlighting growth drivers tied to FICO 10T and long term revenue potential, while others flag valuation and regulatory risks that could limit upside from current levels.Narratiefupdate • Dec 15
FICO: Rising Mortgage License Ambitions Will Likely Struggle Against Intensifying Score Competition
Analysts have nudged our Fair Isaac fair value estimate higher from $1,364 to about $1,490. This reflects slightly faster expected revenue growth, modestly lower future valuation multiples, and the view that initiatives like FICO 10T and the mortgage direct license program will reinforce the company’s dominant, high margin scoring franchise despite near term guidance uncertainty.Narratiefupdate • Nov 30
FICO: Upcoming Mortgage Program Will Strengthen Share Amid Credit Score Shakeup
Analysts have modestly raised their fair value estimate for Fair Isaac to $2,031.78, citing recent updates in price targets and improved outlooks based on stronger revenue growth, profit margin expansion, and continued positive sentiment around the company's new products and fiscal performance. Analyst Commentary Analysts have recently weighed in on Fair Isaac's outlook, highlighting both promising growth factors and areas warranting caution.Narratiefupdate • Nov 16
FICO: Recent License Program Will Drive Incremental Revenue Growth Opportunities
Fair Isaac's analyst price target has seen a modest decrease, as updated guidance and a slightly lower projected profit margin have led analysts to trim fair value estimates by less than $1 to $2,016. This adjustment is due to more conservative forecasts and ongoing uncertainty in the mortgage sector.Narratiefupdate • Oct 31
FICO: New Mortgage Direct License Program Will Drive Market Leadership
Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.Narratiefupdate • Oct 17
Global Cloud Migration And International Partnerships Will Transform Financial Services
Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.Narratiefupdate • Oct 03
Global Cloud Migration And International Partnerships Will Transform Financial Services
Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.Narratiefupdate • Sep 02
Global Cloud Migration And International Partnerships Will Transform Financial Services
The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.Rendement voor aandeelhouders
| FICO | US Software | US Markt | |
|---|---|---|---|
| 7D | -3.6% | 1.3% | -0.2% |
| 1Y | -35.7% | -11.3% | 12.1% |
Rendement versus industrie: FICO presteerde slechter dan de US Software -sector, die het afgelopen jaar een rendement van -11.3 % opleverde.
Rendement versus markt: FICO presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 12.1 % opleverde.
Prijsvolatiliteit
| FICO volatility | |
|---|---|
| FICO Average Weekly Movement | 9.2% |
| Software Industry Average Movement | 9.4% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.1% |
| 10% least volatile stocks in US Market | 2.9% |
Stabiele aandelenkoers: FICO heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 9% ) van FICO is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1956 | 3,876 | Will Lansing | www.fico.com |
Fair Isaac Corporation levert analytische software in Noord- en Zuid-Amerika, Europa, het Midden-Oosten, Afrika en Azië-Pacific. Het bedrijf opereert via twee segmenten, Scores en Software. Het Scores segment biedt business-to-business scoring oplossingen en diensten die klanten toegang geven tot voorspellende krediet- en andere scores die geïntegreerd kunnen worden in hun transactiestromen en besluitvormingsprocessen, evenals business-to-consumer scoring oplossingen bestaande uit myFICO.com abonnementsaanbiedingen.
Fair Isaac Corporation Samenvatting
| FICO fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$20.51b |
| Inkomsten(TTM) | US$815.02m |
| Inkomsten(TTM) | US$2.39b |
25.2x
Koers/Winstverhouding8.6x
P/S-verhoudingIs FICO overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| FICO resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$2.39b |
| Kosten van inkomsten | US$356.65m |
| Brutowinst | US$2.04b |
| Overige uitgaven | US$1.22b |
| Inkomsten | US$815.02m |
Laatst gerapporteerde inkomsten
Jun 30, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 37.74 |
| Brutomarge | 85.10% |
| Nettowinstmarge | 34.05% |
| Schuld/Eigen Vermogen Verhouding | -136.3% |
Hoe presteerde FICO op de lange termijn?
Bekijk historische prestaties en vergelijkingBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/09/20 13:17 |
| Aandelenkoers aan het einde van de dag | 2026/09/18 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/09/30 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Fair Isaac Corporation wordt gevolgd door 34 analisten. 20 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |
| Jeffrey Silber | BMO Capital Markets Equity Research |