Fair Isaac (FICO) Aandelenoverzicht
Fair Isaac Corporation levert analytische software in Noord- en Zuid-Amerika, Europa, het Midden-Oosten, Afrika en Azië-Pacific. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 3/6 |
| Toekomstige groei | 1/6 |
| Prestaties in het verleden | 5/6 |
| Financiële gezondheid | 2/6 |
| Dividenden | 0/6 |
FICO Community Fair Values
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Analyst Price Targets
Fair Isaac Corporation Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$1,126.84 |
| 52 Week Hoogtepunt | US$1,998.01 |
| 52 Week Laag | US$870.01 |
| Bèta | 1.28 |
| 1 maand verandering | -4.65% |
| 3 maanden verandering | 1.23% |
| 1 Jaar Verandering | -36.11% |
| 3 jaar verandering | 42.55% |
| 5 jaar verandering | 126.75% |
| Verandering sinds IPO | 160,029.83% |
Recent nieuws en updates
Analyseartikel • Jun 17
Fair Isaac (FICO) Stock Could Be 23.6% Undervalued Despite This Year’s 27.8% Slide
Fair Isaac (FICO) stock has drawn fresh attention after recent trading left it with a year-to-date decline of 27.8%, in contrast with a gain of 7.98% over the past month. See our latest analysis for Fair Isaac. At a share price of $1,186.24, Fair Isaac stock is coming off a year-to-date share price decline of 27.8%, while its 1 year total shareholder return is down 33.2%. However, the 3 year and 5 year total shareholder returns of 49.1% and 134.4% indicate that long term holders have still...Seeking Alpha • Jun 17
Fair Isaac: This Compounder Is On Sale
Summary Fair Isaac Corporation (FICO) is initiated at Buy, with concerns over VantageScore competition and pricing seen as overblown. FICO’s dominant market position, robust margins, and entrenched relationships make large-scale lender migration to VantageScore unlikely. Recent price cuts on FICO’s 10T product neutralize VantageScore’s pricing advantage, reinforcing the duopoly and supporting margin resilience. Guidance was raised: FY24 revenue $2.45B (+23% y/y), EPS $40.45 (+35% y/y); price target set at $1,856, implying 57% upside. Read the full article on Seeking Alpha
Narratiefupdate • Jun 05
FICO: Cut-Rate Mortgage Scores Will Erode Future Pricing Power
Analysts have trimmed their price targets on Fair Isaac by around $100 to $350 per share in recent weeks, and the updated model reflects this shift with a slightly lower fair value estimate of $874.47 as higher discount rate assumptions offset modestly stronger revenue growth and profit margin inputs. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with several firms cutting price targets across the business and information services peer group after earnings updates and sector news.Recent updates
Analyseartikel • Jun 17
Fair Isaac (FICO) Stock Could Be 23.6% Undervalued Despite This Year’s 27.8% Slide
Fair Isaac (FICO) stock has drawn fresh attention after recent trading left it with a year-to-date decline of 27.8%, in contrast with a gain of 7.98% over the past month. See our latest analysis for Fair Isaac. At a share price of $1,186.24, Fair Isaac stock is coming off a year-to-date share price decline of 27.8%, while its 1 year total shareholder return is down 33.2%. However, the 3 year and 5 year total shareholder returns of 49.1% and 134.4% indicate that long term holders have still...Seeking Alpha • Jun 17
Fair Isaac: This Compounder Is On Sale
Summary Fair Isaac Corporation (FICO) is initiated at Buy, with concerns over VantageScore competition and pricing seen as overblown. FICO’s dominant market position, robust margins, and entrenched relationships make large-scale lender migration to VantageScore unlikely. Recent price cuts on FICO’s 10T product neutralize VantageScore’s pricing advantage, reinforcing the duopoly and supporting margin resilience. Guidance was raised: FY24 revenue $2.45B (+23% y/y), EPS $40.45 (+35% y/y); price target set at $1,856, implying 57% upside. Read the full article on Seeking AlphaNarratiefupdate • Jun 05
FICO: Cut-Rate Mortgage Scores Will Erode Future Pricing Power
Analysts have trimmed their price targets on Fair Isaac by around $100 to $350 per share in recent weeks, and the updated model reflects this shift with a slightly lower fair value estimate of $874.47 as higher discount rate assumptions offset modestly stronger revenue growth and profit margin inputs. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with several firms cutting price targets across the business and information services peer group after earnings updates and sector news.
Narratiefupdate • May 22
FICO: Mortgage Pricing Pressure Will Ultimately Support Future Upside Potential
Analysts have trimmed Fair Isaac's implied fair value from about $1,728 to roughly $1,553. This reflects a cluster of reduced Street price targets as they factor in slightly lower revenue growth assumptions, a modestly higher discount rate and a lower future P/E multiple, partly offset by a small uplift in projected profit margins.Narratiefupdate • May 01
FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power
Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.Analyseartikel • May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
A week ago, Fair Isaac Corporation ( NYSE:FICO ) came out with a strong set of second-quarter numbers that could...Narratiefupdate • Apr 15
FICO: Competitive Mortgage Pricing Shifts Are Expected To Create Future Upside Opportunity
Analysts have reduced their implied price target on Fair Isaac from about $1,971 to roughly $1,728. This reflects updated views on competitive pressure from lower priced VantageScore offerings, modest adjustments to long term profit expectations, and slightly lower assumed future P/E multiples.Narratiefupdate • Apr 01
FICO: Mortgage License Push Will Face Cheaper Score Rivals And Buyback Support
Analysts have reduced Fair Isaac's implied value from about $1,490 to roughly $1,120 per share. This reflects lower Street price targets in response to new competitive pressure from low-priced VantageScore offerings and recent research caution on FICO's mortgage and pricing outlook.
Narratiefupdate • Mar 18
FICO: Capital Returns Will Offset Mortgage Pricing Pressure Over Time
Analyst price targets for Fair Isaac have been revised lower, with several firms cutting targets in a range from about $2,500 to $1,350 as they weigh potential competitive pressure from lower priced VantageScore offerings, differing views on regulatory risk, and the impact of the company's recent $1b debt raise on shareholder returns. Analyst Commentary Recent research on Fair Isaac highlights a split tape of opinion, with some firms cutting price targets while others point to potential upside drivers around capital returns, competitive positioning, and long term growth in information and business services.Narratiefupdate • Mar 04
FICO: Regulatory Overhang Is Expected To Create Future Upside Opportunity
Our updated analyst price target for Fair Isaac shifts to $1,971 from $2,023, reflecting refreshed views on revenue growth, profitability, and future P/E assumptions that have been influenced by recent Street research taking a generally constructive stance on the broader information and business services group. Analyst Commentary Recent Street research on Fair Isaac clusters around valuation reset, regulatory watchpoints, and how the company can execute against growth expectations implied by current multiples.Narratiefupdate • Feb 17
FICO: Mortgage Competition Will Reinforce Core Credit Scoring Franchise
Analysts have modestly fine tuned their Fair Isaac price targets, incorporating updated assumptions around revenue growth, profit margins and future P/E multiples into a refreshed model that reflects recent Street research on the name. Analyst Commentary Bullish analysts are highlighting Fair Isaac as a key name within the broader Information and Business Services group, with fresh coverage and revised targets reflecting confidence in the company’s ability to execute on its business model.Narratiefupdate • Feb 03
FICO: Mortgage Scoring Review Will Reinforce Core Franchise Strength
Analysts kept their Fair Isaac fair value estimate steady at $2,500.00, but modest tweaks to revenue growth, profit margin, discount rate and future P/E inputs reflect mixed recent research. Some firms raised price targets on optimism around FICO 10T and long term adoption, while others trimmed targets following a softer software quarter and more cautious management guidance.Narratiefupdate • Jan 20
FICO: Core Credit Franchise Will Withstand New Mortgage Scoring Competition
Analysts have adjusted the Fair Isaac price target to about US$2,500, reflecting updated assumptions for faster revenue growth, stronger profit margins, a higher discount rate, and a lower future P/E multiple, supported by recent research that highlights both the potential benefit of FICO 10T and mixed reactions to the company’s fiscal 2026 outlook. Analyst Commentary Recent Street research on Fair Isaac highlights a mix of optimism on the core franchise and caution around the fiscal 2026 outlook.Narratiefupdate • Jan 06
FICO: Mortgage Credit Score Changes Will Support Future Share Gains
Analysts have trimmed their fair value estimate for Fair Isaac by about US$8.60 to reflect slightly lower revenue growth assumptions and a modestly higher discount rate, while still highlighting FICO 10T and ongoing credit score adoption as key supports for the updated price targets. Analyst Commentary Recent Street research on Fair Isaac presents a mixed picture, with several firms highlighting growth drivers tied to FICO 10T and long term revenue potential, while others flag valuation and regulatory risks that could limit upside from current levels.Narratiefupdate • Dec 15
FICO: Rising Mortgage License Ambitions Will Likely Struggle Against Intensifying Score Competition
Analysts have nudged our Fair Isaac fair value estimate higher from $1,364 to about $1,490. This reflects slightly faster expected revenue growth, modestly lower future valuation multiples, and the view that initiatives like FICO 10T and the mortgage direct license program will reinforce the company’s dominant, high margin scoring franchise despite near term guidance uncertainty.Narratiefupdate • Nov 30
FICO: Upcoming Mortgage Program Will Strengthen Share Amid Credit Score Shakeup
Analysts have modestly raised their fair value estimate for Fair Isaac to $2,031.78, citing recent updates in price targets and improved outlooks based on stronger revenue growth, profit margin expansion, and continued positive sentiment around the company's new products and fiscal performance. Analyst Commentary Analysts have recently weighed in on Fair Isaac's outlook, highlighting both promising growth factors and areas warranting caution.Narratiefupdate • Nov 16
FICO: Recent License Program Will Drive Incremental Revenue Growth Opportunities
Fair Isaac's analyst price target has seen a modest decrease, as updated guidance and a slightly lower projected profit margin have led analysts to trim fair value estimates by less than $1 to $2,016. This adjustment is due to more conservative forecasts and ongoing uncertainty in the mortgage sector.Narratiefupdate • Oct 31
FICO: New Mortgage Direct License Program Will Drive Market Leadership
Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.Narratiefupdate • Oct 17
Global Cloud Migration And International Partnerships Will Transform Financial Services
Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.Narratiefupdate • Oct 03
Global Cloud Migration And International Partnerships Will Transform Financial Services
Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.Narratiefupdate • Sep 02
Global Cloud Migration And International Partnerships Will Transform Financial Services
The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.Analyseartikel • Aug 02
Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump
To the annoyance of some shareholders, Fair Isaac Corporation ( NYSE:FICO ) shares are down a considerable 25% in the...Analyseartikel • Aug 01
Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next
Fair Isaac Corporation ( NYSE:FICO ) just released its third-quarter report and things are looking bullish. It was...Seeking Alpha • Apr 21
Fair Isaac Corporation: Shares Deserve To Fall Like My Credit Score Does
Summary Fair Isaac Corporation is a high-quality, global analytics firm with impressive revenue and profit growth, but its stock is currently overvalued. Despite strong financials and minimal debt, FICO's shares are expensive relative to similar companies and their historical valuations. Management's ongoing stock buybacks are suboptimal at current high valuations; capital should be allocated toward growth opportunities instead. Analysts expect continued revenue and profit growth, but I recommend a 'sell' rating due to the stock's lofty valuation. Read the full article on Seeking AlphaSeeking Alpha • Feb 18
Fair Isaac: Score Prices Shall Keep Rising
Summary Fair Isaac keeps executing its price increase strategy and still has room for further increases in the scores segment. Volume growth in mortgage originations (110% YoY), on top of the increase in prices, should boost its free cash flow in FY2025. The growth rate has decreased in the software segment, but management expects it to accelerate in the coming quarters. A change in regulation is unlikely over the next years. Read the full article on Seeking AlphaSeeking Alpha • Feb 06
Fair Isaac: Valuation Has Come Down, But It Is Still Expensive
Summary I reiterate my hold rating for Fair Isaac due to its high valuation multiple and potential for further derating if growth slows in 2Q25. FICO’s Scores segment shows strong growth with a 110% y/y increase in mortgage scores revenue, driven by significant pricing power and volume demand. Despite concerns in the software segment, FICO’s strong free cash flow and underpenetrated TAM offer long-term growth potential. Valuation remains the biggest issue, with FICO trading at >50x forward earnings, leaving no margin for error if growth decelerates. Read the full article on Seeking AlphaRendement voor aandeelhouders
| FICO | US Software | US Markt | |
|---|---|---|---|
| 7D | -7.6% | -2.7% | 2.0% |
| 1Y | -36.1% | -18.6% | 23.3% |
Rendement versus industrie: FICO presteerde slechter dan de US Software -sector, die het afgelopen jaar een rendement van -18.6 % opleverde.
Rendement versus markt: FICO presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 23.3 % opleverde.
Prijsvolatiliteit
| FICO volatility | |
|---|---|
| FICO Average Weekly Movement | 8.1% |
| Software Industry Average Movement | 9.9% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: FICO heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 8% ) van FICO is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1956 | 3,758 | Will Lansing | www.fico.com |
Fair Isaac Corporation levert analytische software in Noord- en Zuid-Amerika, Europa, het Midden-Oosten, Afrika en Azië-Pacific. Het bedrijf opereert via twee segmenten, Scores en Software. Het Scores segment biedt business-to-business scoring oplossingen en diensten die klanten toegang geven tot voorspellende krediet- en andere scores die geïntegreerd kunnen worden in hun transactiestromen en besluitvormingsprocessen, evenals business-to-consumer scoring oplossingen bestaande uit myFICO.com abonnementsaanbiedingen.
Fair Isaac Corporation Samenvatting
| FICO fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$27.51b |
| Inkomsten(TTM) | US$759.63m |
| Inkomsten(TTM) | US$2.26b |
34.4x
Koers/Winstverhouding11.6x
P/S-verhoudingIs FICO overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| FICO resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$2.26b |
| Kosten van inkomsten | US$357.21m |
| Brutowinst | US$1.90b |
| Overige uitgaven | US$1.14b |
| Inkomsten | US$759.63m |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 32.76 |
| Brutomarge | 84.17% |
| Nettowinstmarge | 33.67% |
| Schuld/Eigen Vermogen Verhouding | -173.2% |
Hoe presteerde FICO op de lange termijn?
Bekijk historische prestaties en vergelijkingBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/17 20:21 |
| Aandelenkoers aan het einde van de dag | 2026/06/17 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/09/30 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Fair Isaac Corporation wordt gevolgd door 34 analisten. 20 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |
| Jeffrey Silber | BMO Capital Markets Equity Research |