Pagaya Technologies Toekomstige groei
Future criteriumcontroles 4/6
Pagaya Technologies zal naar verwachting groeien in winst en omzet met respectievelijk 35.7% en 13.2% per jaar. De winst per aandeel zal naar verwachting groeien met 27.4% per jaar. Het rendement op het eigen vermogen zal over 3 jaar naar verwachting 41% zijn.
Belangrijke informatie
35.7%
Groei van de winst
27.44%
Groei van de winst per aandeel
| Software winstgroei | 20.7% |
| Inkomstengroei | 13.2% |
| Toekomstig rendement op eigen vermogen | 41.00% |
| Dekking van analisten | Good |
| Laatst bijgewerkt | 03 Sep 2026 |
Recente toekomstige groei-updates
Recent updates
Seeking Alpha • Sep 18
Pagaya Technologies Is A Buy Despite The Rising Interest Rate Environment
Summary Pagaya Technologies Ltd. (PGY) demonstrates strong Q2/2026 revenue re-acceleration, profit growth, and robust partner network expansion. PGY's AI-driven lending model delivers stable performance and operating leverage, with over 45% of flow now from non-decline products. Despite exceptional profitability and resilience, PGY trades at a significant valuation discount to peers, with a forward P/E of 5.1 and PEG of 0.09. I rate PGY a BUY, citing short- to medium-term macro headwinds, but see strong long-term upside as conditions normalize. Read the full article on Seeking Alpha
Narratiefupdate • Sep 03
PGY: AI Credit Underwriting And Services Model Will Shape Balanced 2026 Outlook
Analysts have lifted the Pagaya Technologies fair value estimate from $20.00 to $23.00, pointing to higher Street price targets in the $25.00 to $36.00 range and recent research that highlights accelerating partner additions, record loan volumes, expanding product lines, and a services driven model that they see as supportive of the updated view. Analyst Commentary Recent commentary on Pagaya Technologies from Wall Street has been broadly constructive, with several firms raising price targets and highlighting drivers such as accelerating partner additions, record loan volumes, and product expansion.
Narratiefupdate • Aug 15
PGY: AI Underwriting Scale And Credit Discipline Will Drive Future Upside
Analysts have raised their average price target on Pagaya Technologies from $26.90 to $28.80, citing stronger loan volume, broader product reach and improving profitability metrics as key supports for the updated view. Analyst Commentary Recent research on Pagaya Technologies points to a broadly positive tone from bullish analysts, with commentary focused on execution in core lending partnerships, the scalability of its AI driven platform, and how that may feed into earnings power and valuation over time.Analyse-artikel • Aug 06
Shareholders Will Be Pleased With The Quality of Pagaya Technologies' (NASDAQ:PGY) Earnings
Pagaya Technologies Ltd.'s ( NASDAQ:PGY ) strong earnings report was rewarded with a positive stock price move. We have...
Narratiefupdate • Jul 31
PGY: Record Loan Volume And Auto ABS Execution Will Support 2026 Earnings Upside
Pagaya Technologies' fair value estimate moves to $36 from $33 as analysts point to stronger loan volume, expanding product reach, and improved profitability metrics as key supports for higher price targets across recent research. Analyst Commentary Recent research on Pagaya Technologies shows a cluster of higher price targets and fresh coverage that leans positive on both execution and the business model.
Narratiefupdate • Jul 30
Operating Leverage Proves the Model Works—Even Without a Rate Cut
The market previously priced Pagaya Technologies ($PGY) as a macro-trade heavily reliant on a rapid Federal Reserve rate-cut cycle. With those cuts delayed, the stock has recalibrated to $17.81, fully pricing in the current "higher-for-longer" interest rate environment.Analyse-artikel • Jun 21
Pagaya Technologies (PGY) Stock Could Be 69.3% Undervalued After ABS Deal And Upgrade Expansion
Pagaya Technologies (NasdaqCM:PGY) is back in focus after closing an upsized, AAA-rated US$800 million personal loan ABS deal and expanding its partnership with Upgrade’s Flex Pay Buy Now, Pay Later platform. See our latest analysis for Pagaya Technologies. Those ABS and BNPL partnership headlines come against a mixed backdrop for Pagaya Technologies, with the share price up 19.42% over 30 days and 46.80% over 90 days, but the year to date share price return down 29.89% and the 1 year total...Narratiefupdate • Jun 16
PGY: AI Underwriting And ABS Execution Will Drive Future Stock Upside
Analysts have lifted their average Pagaya Technologies price target to $27, citing the company's AI driven consumer credit underwriting and services focused business model as a key reason they see the stock as attractive at current levels. Analyst Commentary Bullish analysts describe Pagaya Technologies as an AI focused provider of consumer credit underwriting and capital markets services.Narratiefupdate • Jun 02
PGY: Raised 2026 Outlook And ABS Funding Progress Will Support Rebound
Analysts have kept Pagaya Technologies' fair value target steady at $20.00, with updated assumptions pointing to a slightly lower discount rate, adjusted revenue growth and profit margin expectations, and a revised future P/E estimate supporting this unchanged view. What's in the News Pagaya raised its full-year 2026 outlook, with guidance for network volume between $11.45b and $13b, total revenue and other income between $1.4b and $1.575b, and GAAP net income between $110m and $160m, following five consecutive GAAP-profitable quarters.Narratiefupdate • May 18
PGY: New Partnerships And AI Underwriting Adoption Will Support Bullish Upside
Analysts have adjusted their price target on Pagaya Technologies to $26.90 from $26.45, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as key inputs in their revised valuation work. What's in the News Pagaya and Experian agreed to embed Pagaya's AI driven lending technology into Experian Marketplace, aiming to provide real time underwriting recommendations and credit opportunities to qualified consumers across the credit spectrum through personal loan offerings (Key Developments).
Nieuw narratief • May 09
PGY may go up in next 6-12 months.
Pagaya Technologies (NASDAQ: PGY) — Investment Thesis Pagaya Technologies is not a software company. This distinction is the foundation of the entire investment case and is widely misunderstood by the market.Narratiefupdate • May 02
PGY: Execution On Platform Relationships Will Support 2026 Earnings Guidance Upside Potential
Narrative update on Pagaya Technologies Pagaya Technologies' consensus analyst price target has been revised lower by multiple firms, with reductions such as $5, $7, $8, $13 and $15. Analysts are reassessing assumptions around discount rates, revenue growth, profit margins and future P/E levels while maintaining a fair value estimate of $33.00.Narratiefupdate • Apr 18
PGY: Long Term Earnings Guidance Will Support Bullish Upside Thesis
Analysts have reduced their average price targets on Pagaya Technologies by $11.73 to $26.45, reflecting updated views on revenue growth, discount rates and profit expectations following a series of recent target cuts alongside one bullish initiation. Analyst Commentary Recent Street research points to a cluster of target reductions for Pagaya Technologies alongside one new bullish initiation, giving you a mixed but useful read on how the Street is recalibrating expectations around growth, profitability and risk.Narratiefupdate • Apr 03
PGY: Execution On Platform Relationships Will Drive Future Upside Potential
Pagaya Technologies' updated analyst price target has been reduced by $7 to $33, as several firms reassessed their views on the stock. Analysts cited recent sector research, while one new bullish initiation at Freedom Capital highlights ongoing interest in the name.Narratiefupdate • Mar 20
PGY: Reset Expectations And 2026 Guidance Will Support A Rebound
Pagaya Technologies' analyst price targets have been reset lower, with the fair value estimate moving from $27.00 to $20.00 as analysts factor in updated assumptions on required returns, growth, margins and future P/E. Analyst Commentary Recent Street research on Pagaya Technologies has featured a series of lower price targets, with multiple bearish analysts trimming their fair value estimates by mid single digit to mid teens dollar amounts.Narratiefupdate • Mar 05
PGY: Reset Risk Assumptions And New Partnership Will Support Future Upside
Narrative Update: Pagaya Technologies The consolidated analyst price target for Pagaya Technologies has been reduced by a double digit dollar amount, as several firms cut their targets by $5 to $15 while emphasizing updated risk assumptions alongside steady model inputs for fair value, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research on Pagaya Technologies has centered on adjustments to price targets, with several firms revising their numbers while keeping core views on fair value drivers largely intact.Narratiefupdate • Feb 19
PGY: Reset Expectations And New Partnership Will Support Future Upside Potential
Analysts have cut their average price target for Pagaya Technologies from $54.00 to $33.00, citing more cautious assumptions on fair value, discount rate, revenue growth, and profit margin following a series of recent target reductions across the Street research community. Analyst Commentary Recent research has centered on recalibrating Pagaya Technologies price targets, with multiple firms revisiting their assumptions on fair value, discount rates, revenue growth, and margins.Analyse-artikel • Feb 09
Pagaya Technologies Ltd.'s (NASDAQ:PGY) 28% Dip In Price Shows Sentiment Is Matching Revenues
Pagaya Technologies Ltd. ( NASDAQ:PGY ) shareholders that were waiting for something to happen have been dealt a blow...Narratiefupdate • Feb 05
PGY: Raised Earnings Outlook And New Partnership Will Support Bullish Thesis
Narrative Update on Pagaya Technologies Analysts have trimmed their price target on Pagaya Technologies from about $40.50 to roughly $38.18, citing updated views on fair value, a higher discount rate, slightly softer revenue growth and margin expectations, and a higher future P/E assumption. Analyst Commentary Analysts reviewing Pagaya Technologies have shared a mix of optimism and caution as they reassess fair value, execution risks, and the revised P/E framework behind the updated target price near US$38.18.Analyse-artikel • Oct 16
Positive Sentiment Still Eludes Pagaya Technologies Ltd. (NASDAQ:PGY) Following 29% Share Price Slump
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has softened a substantial 29% over the previous 30 days...Analyse-artikel • Aug 31
The Market Lifts Pagaya Technologies Ltd. (NASDAQ:PGY) Shares 27% But It Can Do More
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Narratiefupdate • Aug 10
Advanced AI Underwriting And Embedded Finance Will Open Markets
Analysts have raised their price target for Pagaya Technologies to $38.00, citing robust EBITDA margins driven by strong unit economics, rapid expansion via its integrated B2B2C model, and demonstrated success diversifying into new underwriting verticals. Analyst Commentary Exceptional unit economics and operating leverage are resulting in strong EBITDA margins.Analyse-artikel • Jul 07
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Nieuw narratief • May 28
Digital Transformation And AI Will Broaden Lending Channels
AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector.Analyse-artikel • May 22
A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb
Those holding Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares would be relieved that the share price has rebounded 56...Winst- en omzetgroeiprognoses
| Datum | Inkomsten | Inkomsten | Vrije kasstroom | Geldmiddelen uit operationele activiteiten | Gem. Aantal analisten |
|---|---|---|---|---|---|
| 12/31/2028 | 1,925 | 347 | N/A | N/A | 2 |
| 12/31/2027 | 1,702 | 234 | N/A | 409 | 11 |
| 12/31/2026 | 1,469 | 167 | N/A | 359 | 11 |
| 6/30/2026 | 1,390 | 123 | 236 | 265 | N/A |
| 3/31/2026 | 1,329 | 94 | 218 | 247 | N/A |
| 12/31/2025 | 1,301 | 77 | 209 | 239 | N/A |
| 9/30/2025 | 1,246 | -194 | 185 | 205 | N/A |
| 6/30/2025 | 1,153 | -282 | 91 | 113 | N/A |
| 3/31/2025 | 1,077 | -373 | 43 | 64 | N/A |
| 12/31/2024 | 1,032 | -401 | 25 | 48 | N/A |
| 9/30/2024 | 971 | -178 | 20 | 39 | N/A |
| 6/30/2024 | 925 | -132 | 43 | 62 | N/A |
| 3/31/2024 | 871 | -89 | 31 | 51 | N/A |
| 12/31/2023 | 812 | -128 | -42 | -22 | N/A |
| 9/30/2023 | 787 | -148 | -31 | -11 | N/A |
| 6/30/2023 | 779 | -201 | -71 | -40 | N/A |
| 3/31/2023 | 765 | -351 | -87 | -61 | N/A |
| 12/31/2022 | 749 | -315 | -62 | -40 | N/A |
| 9/30/2022 | 711 | -297 | -49 | -26 | N/A |
| 6/30/2022 | 643 | -255 | 8 | 15 | N/A |
| 3/31/2022 | 553 | -116 | 35 | 42 | N/A |
| 12/31/2021 | 475 | -134 | 43 | 50 | N/A |
| 9/30/2021 | 356 | -116 | 40 | 42 | N/A |
| 6/30/2021 | 256 | -80 | 16 | 17 | N/A |
| 3/31/2021 | 178 | -38 | 9 | 11 | N/A |
| 12/31/2020 | 99 | 5 | 3 | 4 | N/A |
| 12/31/2019 | 36 | -8 | N/A | -8 | N/A |
Toekomstige groeivoorspellingen analisten
Verdiensten versus spaarpercentage: De verwachte winstgroei PGY ( 35.7% per jaar) ligt boven de spaarquote ( 3.7% ).
Winst versus markt: De winst van PGY ( 35.7% per jaar) zal naar verwachting sneller groeien dan de US markt ( 17.5% per jaar).
Hoge groeiwinsten: De winst van PGY zal naar verwachting de komende 3 jaar aanzienlijk groeien.
Omzet versus markt: De omzet van PGY ( 13.2% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 13.6% per jaar).
Hoge groei-inkomsten: De omzet van PGY ( 13.2% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.
Groeiprognoses winst per aandeel
Toekomstig rendement op eigen vermogen
Toekomstige ROE: Het rendement op eigen vermogen PGY zal naar verwachting over 3 jaar zeer hoog zijn ( 41 %).
Ontdek groeibedrijven
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/09/21 16:55 |
| Aandelenkoers aan het einde van de dag | 2026/09/21 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
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| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Pagaya Technologies Ltd. wordt gevolgd door 12 analisten. 11 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| Joseph Vafi | Canaccord Genuity |
| Peter Christiansen | Citigroup Inc |