Horace Mann Educators Corporation

NYSE:HMN Voorraadrapport

Marktkapitalisatie: US$1.9b

Horace Mann Educators Inkomsten in het verleden

Verleden criteriumcontroles 5/6

Horace Mann Educators heeft de winst zien groeien met een gemiddeld jaarlijks percentage van 2.5%, terwijl de Insurance-industrie de winst zag groeien met 14.6% per jaar. De inkomsten zijn gegroeid met een gemiddeld jaarlijks percentage van 5.7%. Het rendement op eigen vermogen van Horace Mann Educators is 11.2%, en het heeft een nettomarge van 9.6%.

Belangrijke informatie

2.54%

Groei van de winst

3.18%

Groei van de winst per aandeel

Insurance Groei van de industrie8.02%
Inkomstengroei5.75%
Rendement op eigen vermogen11.23%
Nettomarge9.63%
Laatste winstupdate31 Mar 2026

Recente prestatie-updates uit het verleden

Recent updates

Narratiefupdate May 23

HMN: Dividend Growth And Completed Buybacks Will Support Balanced Future Returns

Narrative Update: Horace Mann Educators Analysts now cite slightly higher fair value assumptions and modestly stronger long term profitability, lifting the price target for Horace Mann Educators from $51.50 to $52.00. What's in the News The board approved a 3% increase in the quarterly cash dividend to $0.36 per share, implying an indicated annual dividend of $1.44 per share, payable on March 31, 2026, to shareholders of record on March 17, 2026 (Key Developments).
Narratiefupdate May 08

HMN: Dividend And Buybacks Will Support Strong Future Shareholder Returns

Analysts now hold their price target for Horace Mann Educators at $51.50, reflecting only minor adjustments to assumptions such as the discount rate and future P/E that do not materially change their overall valuation view. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, with an indicated annual dividend of $1.44 per share.
Narratiefupdate Apr 19

HMN: Steady Dividend And Buybacks Will Support Long Term Returns

Analysts have kept their $51.50 price target for Horace Mann Educators essentially unchanged, reflecting only very slight adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share.
Narratiefupdate Apr 04

HMN: Higher Future P E And Dividend Policy Will Support Long Term Returns

Analysts have raised their price target for Horace Mann Educators to $51.50 from $49.67, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026 (Key Developments).
Narratiefupdate Feb 11

HMN: Higher Future P/E Assumptions Will Support Long Term Returns

Analysts have trimmed their price target for Horace Mann Educators by about $1, reflecting slightly lower fair value, revenue growth, and profit margin assumptions, alongside a modestly higher future P/E multiple and a small adjustment to the discount rate. Valuation Changes Fair Value: The updated estimate moved slightly from $50.67 to $49.67, indicating a small downward adjustment.
Narratiefupdate Jan 27

HMN: Share Repurchases And Higher Core EPS Guidance Will Support Returns

Analysts have made a modest adjustment to their price target for Horace Mann Educators, citing small refinements in assumptions for the discount rate, revenue growth, profit margin, and forward P/E as the key drivers of the updated view. What's in the News From July 1, 2025 to September 30, 2025, Horace Mann Educators reported no share repurchases under the buyback program announced on May 13, 2025, with 0 shares and $0 million deployed under that authorization (Key Developments).
Narratiefupdate Jan 11

HMN: Steady Buybacks And Higher Core EPS Guidance Will Support Returns

Analysts have kept their price target for Horace Mann Educators steady at about US$50.67, with only small tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E helping to support this unchanged view. What's in the News Horace Mann Educators reported that from July 1, 2025 to September 30, 2025, it repurchased 164,569 shares for US$6.79 million, representing 0.4% of shares, under its existing buyback program.
Seeking Alpha Dec 17

Horace Mann Educators Giving Lessons On Profitability

Summary Horace Mann Educators Corporation remains a Buy, supported by exceptional Q3 2025 results and raised full-year guidance. HMN projects FY 2025 EPS of $4.50–$4.70, an 84.7% YoY increase, with all business segments operating at or above target profitability. The company boasts a 17-year dividend growth streak, active buybacks, and trades at peer-low price-to-cash flow, book, and PEG ratios. Key risks include catastrophic loss exposure, reliance on investment income, and sensitivity to K-12 education funding and customer price sensitivity. Read the full article on Seeking Alpha
Narratiefupdate Dec 14

HMN: Raised EPS Outlook And Margin Gains Will Support Future Returns

Analysts have modestly raised their price target on Horace Mann Educators to approximately $50.67 per share, citing slightly lower discount rate and revenue growth assumptions. These are offset by expectations for improved profit margins and a lower future P/E multiple, which together support a marginally stronger valuation profile.
Narratiefupdate Nov 30

HMN: Full-Year EPS Guidance And Stable Margins Will Influence Future Shareholder Returns

Analysts have raised their price target for Horace Mann Educators slightly, increasing the fair value estimate from $50.33 to $50.67. They cite minor adjustments in discount rate and forward price-to-earnings assumptions.
Narratiefupdate Nov 16

HMN: Future EPS Guidance And Revenue Outlook Will Shape Next Year’s Returns

Analysts have raised their price target for Horace Mann Educators from $49.00 to $50.33, citing improved revenue growth outlook. This comes despite a modest increase in the discount rate and a slight dip in projected profit margins.
Analyseartikel Nov 07

Results: Horace Mann Educators Corporation Beat Earnings Expectations And Analysts Now Have New Forecasts

As you might know, Horace Mann Educators Corporation ( NYSE:HMN ) recently reported its quarterly numbers. Revenues...
Analyseartikel Sep 08

Horace Mann Educators (NYSE:HMN) Has Announced A Dividend Of $0.35

Horace Mann Educators Corporation ( NYSE:HMN ) will pay a dividend of $0.35 on the 30th of September. This means the...
Analyseartikel Jun 13

Horace Mann Educators' (NYSE:HMN) Dividend Will Be $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...
Analyseartikel May 18

Horace Mann Educators (NYSE:HMN) Is Paying Out A Dividend Of $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...
Analyseartikel May 09

Horace Mann Educators Corporation (NYSE:HMN) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

Horace Mann Educators Corporation ( NYSE:HMN ) last week reported its latest first-quarter results, which makes it a...
Analyseartikel May 07

Horace Mann Educators Corporation's (NYSE:HMN) CEO Compensation Is Looking A Bit Stretched At The Moment

Key Insights Horace Mann Educators will host its Annual General Meeting on 14th of May Salary of US$1.04m is part of...
Analyseartikel Mar 07

Horace Mann Educators (NYSE:HMN) Will Pay A Larger Dividend Than Last Year At $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will be increasing its dividend by...
Analyseartikel Jan 31

Horace Mann Educators Corporation's (NYSE:HMN) Shares Not Telling The Full Story

With a median price-to-sales (or "P/S") ratio of close to 1.1x in the Insurance industry in the United States, you...
Analyseartikel Nov 07

Horace Mann Educators Corporation (NYSE:HMN) Analysts Are Pretty Bullish On The Stock After Recent Results

Shareholders of Horace Mann Educators Corporation ( NYSE:HMN ) will be pleased this week, given that the stock price is...
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Nieuw narratief Sep 14

Reviving Profits And Expanding Sales Set To Propel Insurance Giant Into 2025 Success

Enhanced net margins expected from a profitability restoration strategy in Property & Casualty, coupled with operational efficiency improvements.
Analyseartikel Sep 13

Market Still Lacking Some Conviction On Horace Mann Educators Corporation (NYSE:HMN)

It's not a stretch to say that Horace Mann Educators Corporation's ( NYSE:HMN ) price-to-sales (or "P/S") ratio of 0.9x...

Opbrengsten en kosten

Hoe Horace Mann Educators geld verdient en uitgeeft. Gebaseerd op laatst gerapporteerde winst, op LTM-basis.


Inkomsten en omzetgeschiedenis

NYSE:HMN Opbrengsten, kosten en inkomsten (USD Millions )
DatumInkomstenInkomstenG+A UitgavenR&D-uitgaven
31 Mar 261,7141654090
31 Dec 251,7011623970
30 Sep 251,6761643790
30 Jun 251,6491403660
31 Mar 251,6261153520
31 Dec 241,5951033460
30 Sep 241,5891043330
30 Jun 241,556823260
31 Mar 241,524653230
31 Dec 231,492453180
30 Sep 231,435-113220
30 Jun 231,399-23220
31 Mar 231,38963190
31 Dec 221,382203160
30 Sep 221,367772980
30 Jun 221,354732870
31 Mar 221,3551242700
31 Dec 211,3291702510
30 Sep 211,3511502480
30 Jun 211,3591702410
31 Mar 211,3251542350
31 Dec 201,3101332380
30 Sep 201,2831192260
30 Jun 201,2831072320
31 Mar 201,4221712340
31 Dec 191,4311842350
30 Sep 191,3841312320
30 Jun 191,3591182190
31 Mar 191,212302130
31 Dec 181,192182050
30 Sep 181,2161641980
30 Jun 181,1951781910
31 Mar 181,1801741870
31 Dec 171,1721691880
30 Sep 171,151641820
30 Jun 171,153641820
31 Mar 171,145741790
31 Dec 161,129841730
30 Sep 161,122851720
30 Jun 161,097801680
31 Mar 161,082841640
31 Dec 151,080931570
30 Sep 151,0731031590
30 Jun 151,0731061590

Kwaliteitswinsten: HMN heeft hoge kwaliteitsinkomsten.

Groeiende winstmarge: De huidige netto winstmarges (9.6%) HMN } zijn hoger dan vorig jaar (7%).


Analyse vrije kasstroom versus winst


Analyse van de winstgroei in het verleden

Winsttrend: De winst van HMN is de afgelopen 5 jaar met 2.5% per jaar gegroeid.

Versnelling van de groei: De winstgroei van HMN over het afgelopen jaar ( 44.2% ) overtreft het 5-jarig gemiddelde ( 2.5% per jaar).

Winst versus industrie: De winstgroei HMN over het afgelopen jaar ( 44.2% ) overtrof de Insurance -sector 36.5%.


Rendement op eigen vermogen

Hoge ROE: Het Rendement op eigen vermogen ( 11.2% ) van HMN wordt als laag beschouwd.


Rendement op activa


Rendement op geïnvesteerd vermogen


Ontdek sterk presterende bedrijven uit het verleden

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/05/26 08:01
Aandelenkoers aan het einde van de dag2026/05/26 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Horace Mann Educators Corporation wordt gevolgd door 9 analisten. 2 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Michael ZaremskiBMO Capital Markets Equity Research
Robert GlasspiegelBrean Capital Historical (Janney Montgomery)
Matthew CarlettiCitizens JMP Securities, LLC