Regional Management (RM) Aandelenoverzicht
Regional Management Corp., een gediversifieerde onderneming op het gebied van consumentenfinanciering, biedt diverse producten op afbetaling voornamelijk aan klanten met beperkte toegang tot consumentenkrediet van banken, spaarbanken, creditcardmaatschappijen en andere kredietverstrekkers in de Verenigde Staten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 5/6 |
| Toekomstige groei | 1/6 |
| Prestaties in het verleden | 4/6 |
| Financiële gezondheid | 3/6 |
| Dividenden | 3/6 |
Beloningen
Risicoanalyse
RM Community Fair Values
Create NarrativeSee what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Regional Management Corp. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$38.95 |
| 52 Week Hoogtepunt | US$46.00 |
| 52 Week Laag | US$28.60 |
| Bèta | 1.02 |
| 1 maand verandering | 10.15% |
| 3 maanden verandering | 20.10% |
| 1 Jaar Verandering | 35.38% |
| 3 jaar verandering | 29.70% |
| 5 jaar verandering | -16.31% |
| Verandering sinds IPO | 136.78% |
Recent nieuws en updates
Narratiefupdate • Jun 12
RM: Buybacks And Updated Earnings Outlook Will Drive A More Bullish Setup
Analysts have raised their price target on Regional Management from $39 to $45, citing updated assumptions related to revenue growth, profit margins, and a higher forward P/E multiple in their valuation analysis. What's in the News Management issued earnings guidance for the second quarter of 2026, targeting net income growth in a range of 20% to 25%, while indicating a willingness to slow portfolio growth if broader economic or credit conditions change, based on company guidance.Seeking Alpha • Jun 09
Regional Management Seems Skilled At Navigating The K-Shaped Economy (Rating Upgrade)
Summary Regional Management Corporation (RM) is upgraded to a soft Buy, reflecting strong earnings growth and a deeply discounted valuation despite macro risks. RM reported record revenues and robust EPS growth, with Q1 2026 net income up 63% year-over-year and operating expense ratio at an all-time best 12.2%. Forward PE of 6.4 and analyst EPS targets suggest RM trades at a significant discount to peers, with a tangible book value premium and 3.34% dividend yield. Rising delinquencies and macroeconomic headwinds persist, but RM’s risk management and capital return programs support a favorable risk/reward for volatility-tolerant investors. Read the full article on Seeking Alpha
Narratiefupdate • May 28
RM: Bank Partnership Will Drive Future Upside At Undervalued P/E
Analysts have trimmed their price target on Regional Management from $49.50 to $48.00. This change reflects updated assumptions for discount rate, revenue growth, profit margin, and future P/E that slightly reshape their outlook on the stock.Narratiefupdate • May 03
RM: Bank Partnership And Aggressive Buybacks Will Support Future Upside At Undervalued P/E
Analysts have lifted their price target on Regional Management from $47.00 to $49.50, citing updated assumptions in their models for slightly higher revenue growth, stronger profit margins, and a lower future P/E multiple. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company's secured and unsecured installment lending products in select states, with the partnership launching this week.Recent updates
Narratiefupdate • Jun 12
RM: Buybacks And Updated Earnings Outlook Will Drive A More Bullish Setup
Analysts have raised their price target on Regional Management from $39 to $45, citing updated assumptions related to revenue growth, profit margins, and a higher forward P/E multiple in their valuation analysis. What's in the News Management issued earnings guidance for the second quarter of 2026, targeting net income growth in a range of 20% to 25%, while indicating a willingness to slow portfolio growth if broader economic or credit conditions change, based on company guidance.Seeking Alpha • Jun 09
Regional Management Seems Skilled At Navigating The K-Shaped Economy (Rating Upgrade)
Summary Regional Management Corporation (RM) is upgraded to a soft Buy, reflecting strong earnings growth and a deeply discounted valuation despite macro risks. RM reported record revenues and robust EPS growth, with Q1 2026 net income up 63% year-over-year and operating expense ratio at an all-time best 12.2%. Forward PE of 6.4 and analyst EPS targets suggest RM trades at a significant discount to peers, with a tangible book value premium and 3.34% dividend yield. Rising delinquencies and macroeconomic headwinds persist, but RM’s risk management and capital return programs support a favorable risk/reward for volatility-tolerant investors. Read the full article on Seeking AlphaNarratiefupdate • May 28
RM: Bank Partnership Will Drive Future Upside At Undervalued P/E
Analysts have trimmed their price target on Regional Management from $49.50 to $48.00. This change reflects updated assumptions for discount rate, revenue growth, profit margin, and future P/E that slightly reshape their outlook on the stock.Narratiefupdate • May 03
RM: Bank Partnership And Aggressive Buybacks Will Support Future Upside At Undervalued P/E
Analysts have lifted their price target on Regional Management from $47.00 to $49.50, citing updated assumptions in their models for slightly higher revenue growth, stronger profit margins, and a lower future P/E multiple. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company's secured and unsecured installment lending products in select states, with the partnership launching this week.Narratiefupdate • Apr 19
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts are keeping their $47.00 price target on Regional Management unchanged, citing only minor adjustments in revenue growth, profit margin, and future P/E assumptions that leave their overall valuation view steady. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that supports developers and builders creating financial products.Narratiefupdate • Apr 05
RM: Bank Partnership Will Support Future Upside At Undervalued P/E
Analysts have trimmed their price target on Regional Management by $3 to $47, reflecting slightly lower fair value assumptions along with small adjustments to revenue growth, profit margin, and future P/E expectations. What's in the News Regional Management Corp.Narratiefupdate • Mar 22
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts have kept their $50.00 price target for Regional Management unchanged, reflecting steady assumptions around the discount rate, revenue growth, profit margin, and future P/E that together support a consistent view of the stock's valuation profile. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company’s secured and unsecured installment lending products in select states, supporting entry into new markets and a broader product lineup over time (Key Developments).Narratiefupdate • Mar 07
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts have adjusted their price target on Regional Management to $50.00, reflecting updated assumptions for revenue growth, profit margin, and a lower future P/E multiple while keeping the fair value estimate and discount rate unchanged. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank focused on supporting developers and builders that create financial products.Narratiefupdate • Feb 20
RM: Share Repurchases Will Support Future Upside At Undervalued P/E
Narrative Update on Regional Management Analysts have kept their average price target for Regional Management steady at $50.00, with the updated assumptions reflecting slightly higher revenue expectations, a modestly lower projected profit margin, and an unchanged forward P/E estimate. What's in the News Regional Management reported repurchasing 196,999 shares between October 1, 2025 and December 31, 2025 for US$7.5 million, representing 2.01% of its shares.Analyseartikel • Feb 08
Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 12th of March. The dividend yield will be...Narratiefupdate • Feb 06
RM: Higher Future P/E Assumptions Will Drive Share Upside
Analysts have raised their price target on Regional Management to US$50.00 from US$46.33, reflecting updated assumptions around revenue growth, profit margins, and a higher future P/E multiple. Valuation Changes Fair Value: updated from US$46.33 to US$50.00, a modest upward adjustment to the target level.Narratiefupdate • Jan 22
RM: Buybacks And New Leadership Will Guide A Balanced Risk Outlook
Analysts are maintaining their fair value estimate for Regional Management at US$39.00. Only minor model adjustments to revenue growth, profit margin and future P/E assumptions were made, which did not warrant a change to the overall price target.Narratiefupdate • Jan 08
RM: Buybacks And Leadership Transition Will Shape A Measured Risk Profile
Analysts have lifted their fair value estimate for Regional Management from $35.00 to $39.00, citing updated assumptions around discount rates, revenue growth, profit margins, and a higher future P/E multiple. What's in the News From July 1, 2025 to October 31, 2025, Regional Management repurchased 564,465 shares for $21.5 million, bringing total buybacks under the December 2, 2024 authorization to 1,020,689 shares for $36.5 million.Narratiefupdate • Dec 24
RM: Expanded Buybacks Will Drive Future Upside For Shares
Narrative Update on Regional Management Price Target Analysts have maintained their price target for Regional Management at $46.33, reflecting unchanged assumptions around revenue growth, profit margins, and valuation multiples that continue to support a stable outlook for the shares. What's in the News Regional Management completed the repurchase of 1,020,689 shares, approximately 10.2 percent of its outstanding shares, for $36.5 million under the buyback announced on December 2, 2024 (company disclosure).Analyseartikel • Dec 15
Investors Holding Back On Regional Management Corp. (NYSE:RM)
With a price-to-earnings (or "P/E") ratio of 9.4x Regional Management Corp. ( NYSE:RM ) may be sending very bullish...Narratiefupdate • Dec 10
RM: Aggressive Share Repurchases Will Drive Future Upside Potential
Narrative Update on Regional Management Analysts have modestly increased their price target on Regional Management to approximately $46.33 per share. This reflects stable assumptions for discount rate, revenue growth, profit margin, and future earnings multiples that continue to support a largely unchanged fair value outlook.Narratiefupdate • Nov 26
RM: Share Repurchases And New Market Entry Will Support Long-Term Upside
Analysts have slightly adjusted their price target for Regional Management, reflecting a small increase from $46.33 to $46.33. This is based on updated forecasts of modestly slower revenue growth and a marginally higher profit margin.Narratiefupdate • Nov 09
RM: Expansion Into New States Will Drive Portfolio Performance Ahead
Analysts have raised their price target for Regional Management from $44.67 to $46.33. This change reflects updated expectations based on recent adjustments to key financial projections.Narratiefupdate • Oct 25
Digital Channels And Machine Learning Will Drive Profit Despite Margin Pressure
Narrative Update on Regional Management Price Target Analysts have adjusted their price target for Regional Management slightly downward to $44.67 per share. They cite expectations for a lower profit margin and a modest increase in the projected future price-to-earnings ratio.Narratiefupdate • Oct 10
Sunbelt Digital Channels And Machine Learning Will Fuel Future Success
Analysts have raised their price target for Regional Management from $39.75 to $44.67. This reflects updated evaluations of fair value even as revenue growth and profit margin expectations are slightly more conservative.Analyseartikel • Aug 24
Market Might Still Lack Some Conviction On Regional Management Corp. (NYSE:RM) Even After 27% Share Price Boost
Regional Management Corp. ( NYSE:RM ) shares have continued their recent momentum with a 27% gain in the last month...Analyseartikel • Aug 03
Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 10th of September...Analyseartikel • May 16
Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 11th of June. This means the annual payment...Analyseartikel • May 03
Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
There's been a notable change in appetite for Regional Management Corp. ( NYSE:RM ) shares in the week since its...Analyseartikel • Apr 16
Investors Continue Waiting On Sidelines For Regional Management Corp. (NYSE:RM)
Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 7.5x might make it look like a strong buy...
Nieuw narratief • Sep 24
Strategic Expansions And Disciplined Growth Propel Profitability In Consumer Finance
Expanding into auto-secured loans and carefully managing credit quality reflects a strategic approach to boosting future earnings while controlling risk.Analyseartikel • May 07
Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story
Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 13.4x might make it look like a buy right...Seeking Alpha • Apr 18
Regional Management: A Hold Despite Non-Prime Market Potential
Summary Regional Management Corp offers loans to borrowers with low credit scores as an alternative to payday loans. The company's business model includes small loans and large loans, with collateralized assets. Despite potential growth in the non-prime lending market, Regional Management faces significant credit risk and increasing competition, making a hold recommendation prudent. Read the full article on Seeking AlphaAnalyseartikel • Feb 11
Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30
The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 14th of March, with...Rendement voor aandeelhouders
| RM | US Consumer Finance | US Markt | |
|---|---|---|---|
| 7D | 5.6% | 0.8% | -2.5% |
| 1Y | 35.4% | 5.9% | 20.1% |
Rendement versus industrie: RM overtrof de US Consumer Finance industrie, die het afgelopen jaar een rendement 5.9 % opleverde.
Rendement versus markt: RM overtrof de US markt, die het afgelopen jaar een rendement opleverde van 20.1 %.
Prijsvolatiliteit
| RM volatility | |
|---|---|
| RM Average Weekly Movement | 5.0% |
| Consumer Finance Industry Average Movement | 6.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: RM heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 5% ) van RM is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1987 | 2,112 | Lakhbir Lamba | www.regionalmanagement.com |
Regional Management Corp., een gediversifieerde onderneming op het gebied van consumentenfinanciering, biedt diverse producten op basis van leningen op afbetaling aan, voornamelijk aan klanten met beperkte toegang tot consumentenkrediet van banken, spaarbanken, creditcardmaatschappijen en andere kredietverstrekkers in de Verenigde Staten. Het bedrijf biedt kleine en grote leningen en daaraan gerelateerde betalings- en onderpandverzekeringsproducten. Het bedrijf biedt ook optionele betalings- en onderpandbeschermingsverzekeringen met betrekking tot haar leenproducten, waaronder levensverzekeringen, ongevallen- en ziektekostenverzekeringen, onvrijwillige werkloosheidsverzekeringen en persoonlijke eigendomsverzekeringen; en herverzekeringsdiensten.
Regional Management Corp. Samenvatting
| RM fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$358.20m |
| Inkomsten(TTM) | US$48.81m |
| Inkomsten(TTM) | US$638.78m |
7.3x
Koers/Winstverhouding0.6x
P/S-verhoudingIs RM overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| RM resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$638.78m |
| Kosten van inkomsten | US$252.31m |
| Brutowinst | US$386.47m |
| Overige uitgaven | US$337.66m |
| Inkomsten | US$48.81m |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 5.30 |
| Brutomarge | 60.50% |
| Nettowinstmarge | 7.64% |
| Schuld/Eigen Vermogen Verhouding | 429.5% |
Hoe presteerde RM op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
3.1%
Huidig dividendrendement23%
UitbetalingsratioBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/24 10:10 |
| Aandelenkoers aan het einde van de dag | 2026/06/24 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Regional Management Corp. wordt gevolgd door 9 analisten. 4 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| David Chiaverini | BMO Capital Markets Equity Research |
| Vincent Caintic | BTIG |
| Zachary Oster | Citizens JMP Securities, LLC |