Open Lending Inkomsten in het verleden
Verleden criteriumcontroles 0/6
De winst van Open Lending is gedaald met een gemiddeld jaarlijks percentage van -51%, terwijl de winst van de Capital Markets -industrie jaarlijks groeide met 6.3%. De inkomsten zijn daalde met een gemiddeld percentage van 28.8% per jaar.
Belangrijke informatie
-50.97%
Groei van de winst
-49.43%
Groei van de winst per aandeel
| Capital Markets Groei van de industrie | 10.26% |
| Inkomstengroei | -28.84% |
| Rendement op eigen vermogen | -7.05% |
| Nettomarge | -5.95% |
| Laatste winstupdate | 31 Mar 2026 |
Recente prestatie-updates uit het verleden
Recent updates
Narratiefupdate • Jun 06
LPRO: Reset Expectations And Buyback Flexibility Will Support Upside After Q4 Shortfall
Analysts have reduced their price target on Open Lending stock to $3 from $4, reflecting Q4 results that improved but still came in below prior expectations for revenue and adjusted EBITDA. What's in the News Stockholders approved an amendment to Open Lending Corporation's Amended and Restated Certificate of Incorporation to allow a reverse stock split in a range of 1 for 5 to 1 for 7, along with a proportionate reduction in authorized common shares.Narratiefupdate • May 02
LPRO: Reset Expectations And Improving Execution Will Support Upside Following Q4 Shortfall
Narrative Update on Analyst Price Target Analysts have reduced their price target on Open Lending to $3 from $4, citing fourth-quarter results that improved but still fell short of expectations for revenue and adjusted EBITDA. Analyst Commentary Bullish analysts are signaling continued confidence in Open Lending even as they trim expectations, with the latest move reducing the price target to $3 from $4 while keeping a positive rating on the shares.Narratiefupdate • Apr 17
LPRO: Reset Expectations And Improving Execution Will Support 2026 Upside Potential
Narrative Update on Open Lending Analysts reduced their price target on Open Lending to $3 from $4, citing Q4 results that improved but still came in below expectations for revenue and adjusted EBITDA. Analyst Commentary Bullish analysts acknowledge that the latest Q4 figures for revenue and adjusted EBITDA came in below their forecasts, yet they still see enough progress in the report to justify a constructive view on the shares.Narratiefupdate • Apr 03
LPRO: Rate Cuts And Leadership Reset Will Support 2026 Top Pick Status
Analysts trimmed their price targets for Open Lending from $4.00 to a range around $3.00 to $3.50, reflecting recent results that came in below some forecasts while still citing management changes, potential rate cuts and policy support for lending markets as possible drivers of 2026 performance. Analyst Commentary Bullish analysts are still pointing to several potential positives for Open Lending, even as price targets move into a tighter range around US$3.00 to US$3.50.
Narratiefupdate • Mar 20
LPRO: Refinancing Opportunity And Management Changes Will Shape 2026 Outlook
The analyst price target for Open Lending has been reduced from $4.00 to a range of $3.00 to $3.50, as analysts weigh Q4 results that came in below some forecasts against expectations for a refinancing-driven opportunity and management changes geared toward 2026. Analyst Commentary Recent research shows a split view on Open Lending, with some Bearish analysts trimming expectations even as others highlight potential upside tied to refinancing trends and management changes focused on 2026.Narratiefupdate • Mar 06
LPRO: 2025 Leadership Reset And Rate Cuts Will Drive 2026 Top Pick Status
Analysts have modestly adjusted their price target for Open Lending to $3.50, citing refreshed leadership, expectations for 2026 growth efforts, and potential benefits from recent rate cuts and supportive credit market policies as key factors behind the update. Analyst Commentary Bullish analysts are framing the refreshed $3.50 price target as a vote of confidence in Open Lending’s recent reset, with a particular focus on leadership changes and 2026 execution.Narratiefupdate • Feb 19
LPRO: 2025 Management Reset And Rate Cuts Will Support 2026 Top Pick Potential
Narrative Update on Open Lending Analysts have lifted their price target on Open Lending to $3.50, citing a refreshed management team, the recent three rate cuts, and potential tailwinds from policy support for housing and credit card markets as key reasons for their updated view. Analyst Commentary Recent Street research reflects a clear shift toward a more constructive tone on Open Lending, with bullish analysts highlighting both company specific changes and a friendlier rate backdrop as key supports for their thesis.Narratiefupdate • Feb 05
LPRO: 2025 Management Reset And Rate Cuts Will Drive 2026 Upside
Analysts have modestly adjusted their price expectations for Open Lending, with the updated target now set at US$3.50. This reflects their view that recent management changes, the refinancing opportunity following three rate cuts, and potential indirect support from housing and credit card markets could support the company in 2026.Narratiefupdate • Jan 21
LPRO: Management Reset And Rate Cuts Will Support 2026 Equity Upside
Narrative Update on Open Lending Analysts have modestly raised their price target on Open Lending toward roughly US$3.50, citing improved confidence in management changes during 2025, a perceived refi opportunity following three recent rate cuts, and potential indirect support from housing and credit card policies as key reasons for the adjustment. Analyst Commentary Bullish analysts are framing Open Lending as a setup story for 2026, pointing to the groundwork they see the company laying through 2025.Narratiefupdate • Jan 06
LPRO: Automated Credit Decisioning Will Support Stronger Forward Equity Upside
Analysts have modestly lifted their price target on Open Lending, citing slightly lower discount rate assumptions and updated expectations for revenue growth, profit margin and future P/E, which together support a higher implied equity value for the shares. What's in the News Open Lending launched ApexOne Auto, a decisioning platform designed to serve a wider range of auto borrowers using automation, data, and explainable intelligence to support faster and more consistent credit decisions while keeping risk controls in place (Key Developments).Narratiefupdate • Dec 14
LPRO: Share Repurchases And New Auto Platform Will Drive Stronger Outlook
Analysts have raised their price target on Open Lending from approximately 7 dollars to 10 dollars, citing expectations for stronger revenue growth, higher profit margins, and a more favorable future earnings multiple, despite a modestly higher discount rate. What's in the News Open Lending completed its previously announced share repurchase program, buying back 1,971,369 shares, or about 1.65% of shares outstanding, for a total of 3.98 million dollars (company buyback filing).Seeking Alpha • Oct 16
Open Lending: Incredibly Cheap And Possible Beneficiary Of Auto ABS Disruption
Summary Open Lending trades at just 1.26x forward EV/Sales, making it one of the cheapest "FinTech" plays relative to its revenue growth potential. After a brutal 2024, analysts forecast a dramatic recovery: revenues could quadruple to $96mn in 2025 and reach $117mn by 2026. The company's capital-light, high-margin model (91% gross margin in prior years) offers optionality as ABS market stress possibly reshapes the auto finance landscape. Disruptions in auto loan securitizations (e.g., Carvana, Tricolor) may push lenders back toward Open Lending’s insured, balance-sheet-friendly model. Read the full article on Seeking AlphaAnalyseartikel • Aug 11
Open Lending Corporation Just Beat EPS By 17%: Here's What Analysts Think Will Happen Next
NasdaqGM:LPRO 1 Year Share Price vs Fair Value Explore Open Lending's Fair Values from the Community and select yours...Analyseartikel • Mar 05
Open Lending Corporation's (NASDAQ:LPRO) Share Price Is Still Matching Investor Opinion Despite 27% Slump
The Open Lending Corporation ( NASDAQ:LPRO ) share price has fared very poorly over the last month, falling by a...Analyseartikel • Jan 14
Investors Appear Satisfied With Open Lending Corporation's (NASDAQ:LPRO) Prospects
When you see that almost half of the companies in the Capital Markets industry in the United States have price-to-sales...Analyseartikel • Nov 13
Things Look Grim For Open Lending Corporation (NASDAQ:LPRO) After Today's Downgrade
The latest analyst coverage could presage a bad day for Open Lending Corporation ( NASDAQ:LPRO ), with the analysts...Analyseartikel • Nov 10
Earnings Miss: Open Lending Corporation Missed EPS By 78% And Analysts Are Revising Their Forecasts
Open Lending Corporation ( NASDAQ:LPRO ) just released its latest third-quarter report and things are not looking...
Nieuw narratief • Sep 18
Innovative Underwriting And Decisive Partnerships Fuel Optimistic Revenue And Profit Growth
Enhanced underwriting and a new scorecard are poised to improve loan performance, reducing delinquencies and defaults, enhancing future revenue and margins.Analyseartikel • Aug 14
Open Lending Corporation Just Missed Earnings - But Analysts Have Updated Their Models
The analysts might have been a bit too bullish on Open Lending Corporation ( NASDAQ:LPRO ), given that the company fell...Analyseartikel • Apr 13
Open Lending Corporation's (NASDAQ:LPRO) Stock Retreats 27% But Earnings Haven't Escaped The Attention Of Investors
Open Lending Corporation ( NASDAQ:LPRO ) shareholders that were waiting for something to happen have been dealt a blow...Analyseartikel • Feb 06
There's Reason For Concern Over Open Lending Corporation's (NASDAQ:LPRO) Price
Open Lending Corporation's ( NASDAQ:LPRO ) price-to-sales (or "P/S") ratio of 6.3x may look like a poor investment...Analyseartikel • Nov 09
These Analysts Think Open Lending Corporation's (NASDAQ:LPRO) Sales Are Under Threat
Market forces rained on the parade of Open Lending Corporation ( NASDAQ:LPRO ) shareholders today, when the analysts...Opbrengsten en kosten
Opbrengsten en kosten
Hoe Open Lending geld verdient en uitgeeft. Gebaseerd op laatst gerapporteerde winst, op LTM-basis.
Inkomsten en omzetgeschiedenis
| Datum | Inkomsten | Inkomsten | G+A Uitgaven | R&D-uitgaven |
|---|---|---|---|---|
| 31 Mar 26 | 89 | -5 | 56 | 8 |
| 31 Dec 25 | 93 | -4 | 57 | 9 |
| 30 Sep 25 | 17 | -150 | 59 | 8 |
| 30 Jun 25 | 16 | -141 | 60 | 7 |
| 31 Mar 25 | 18 | -139 | 60 | 5 |
| 31 Dec 24 | 24 | -135 | 61 | 4 |
| 30 Sep 24 | 96 | 5 | 63 | 5 |
| 30 Jun 24 | 98 | 6 | 63 | 6 |
| 31 Mar 24 | 110 | 15 | 62 | 6 |
| 31 Dec 23 | 117 | 22 | 61 | 6 |
| 30 Sep 23 | 129 | 23 | 59 | 6 |
| 30 Jun 23 | 154 | 44 | 60 | 7 |
| 31 Mar 23 | 168 | 56 | 57 | 8 |
| 31 Dec 22 | 180 | 67 | 54 | 8 |
| 30 Sep 22 | 204 | 99 | 48 | 8 |
| 30 Jun 22 | 213 | 104 | 44 | 7 |
| 31 Mar 22 | 222 | 156 | 43 | 6 |
| 31 Dec 21 | 216 | 146 | 42 | 4 |
| 30 Sep 21 | 204 | 133 | 46 | 3 |
| 30 Jun 21 | 175 | 33 | 43 | 3 |
| 31 Mar 21 | 135 | -93 | 36 | 2 |
| 31 Dec 20 | 109 | -91 | 40 | 2 |
| 30 Sep 20 | 95 | -151 | 24 | 2 |
| 30 Jun 20 | 88 | -127 | 21 | 1 |
| 31 Mar 20 | 91 | -84 | 22 | 1 |
| 31 Dec 19 | 93 | -112 | 21 | 1 |
| 31 Dec 18 | 52 | -44 | 18 | 1 |
| 31 Dec 17 | 32 | -13 | 13 | 1 |
Kwaliteitswinsten: LPRO is momenteel verliesgevend.
Groeiende winstmarge: LPRO is momenteel verliesgevend.
Analyse vrije kasstroom versus winst
Analyse van de winstgroei in het verleden
Winsttrend: LPRO is verliesgevend en de verliezen zijn de afgelopen 5 jaar toegenomen met een snelheid van 51% per jaar.
Versnelling van de groei: Het is niet mogelijk om de winstgroei van LPRO over het afgelopen jaar te vergelijken met het gemiddelde over de afgelopen vijf jaar, omdat het bedrijf momenteel verliesgevend is.
Winst versus industrie: LPRO is verlieslatend, waardoor het lastig is om de winstgroei van het afgelopen jaar te vergelijken met die van de Capital Markets industrie ( 38.3% ).
Rendement op eigen vermogen
Hoge ROE: LPRO heeft een negatief Return on Equity ( -7.05% ), omdat het momenteel verliesgevend is.
Rendement op activa
Rendement op geïnvesteerd vermogen
Ontdek sterk presterende bedrijven uit het verleden
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/11 02:47 |
| Aandelenkoers aan het einde van de dag | 2026/06/11 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Open Lending Corporation wordt gevolgd door 10 analisten. 7 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Randy Binner | B. Riley Securities, Inc. |
| Vincent Caintic | BTIG |
| Joseph Vafi | Canaccord Genuity |