Union Bank of the Philippines (PSE:UBP) - Aandelenkoers, Nieuws & Analyse

UBP Overzicht aandelen

Union Bank of the Philippines biedt samen met haar dochterondernemingen commerciële bankproducten en -diensten aan op de Filippijnen.

Over het bedrijf

UBP fundamentele analyse
Sneeuwvlok Score
Waardering	1/6
Toekomstige groei	4/6
Prestaties in het verleden	1/6
Financiële gezondheid	4/6
Dividenden	3/6

Beloningen

De winst zal naar verwachting met 32.41% per jaar groeien

Risicoanalyse

Onstabiel dividend track record

Aandeelhouders zijn het afgelopen jaar verwaterd

Winstmarges (14.4%) zijn lager dan vorig jaar (22%)

Union Bank of the Philippines Concurrenten

China Banking

PSE:CBC

₱156.1b

Philippine Trust

PSE:PTC

₱85.4b

Security Bank

PSE:SECB

₱70.0b

Rizal Commercial Banking

PSE:RCB

₱65.1b

Prijsgeschiedenis en prestaties

Overzicht van alle hoogtepunten, veranderingen en prijsdalingen voor Union Bank of the Philippines
Historische aandelenkoersen
Huidige aandelenkoers	₱38.05
52 Week Hoogtepunt	₱56.00
52 Week Laag	₱32.45
Bèta	0.60
11 maand verandering	-2.56%
3 maanden verandering	6.43%
1 Jaar Verandering	-18.78%
33 jaar verandering	-33.62%
5 jaar verandering	-0.81%
Verandering sinds IPO	258.80%

Recent nieuws en updates

Recent updates

Rendement voor aandeelhouders

	UBP	PH Banks	PH Markt
7D	-6.6%	-0.8%	-1.3%
1Y	-18.8%	31.1%	23.2%

Rendement versus industrie: UBP presteerde slechter dan de PH Banks -sector, die het afgelopen jaar een rendement van 31.1 % opleverde.

Rendement versus markt: UBP presteerde slechter dan PH Market, dat het afgelopen jaar een rendement van 23.2 % opleverde.

Prijsvolatiliteit

Is UBP's price volatile compared to industry and market?
UBP volatility
UBP Average Weekly Movement	4.8%
Banks Industry Average Movement	5.0%
Market Average Movement	5.1%
10% most volatile stocks in PH Market	10.1%
10% least volatile stocks in PH Market	2.8%

Stabiele aandelenkoers: UBP heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend.

Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 5% ) van UBP is het afgelopen jaar stabiel geweest.

Over het bedrijf

Opgericht	Werknemers	CEO	Website
1968	5,482	Edwin Bautista	www.unionbankph.com

Union Bank of the Philippines biedt, samen met haar dochterondernemingen, commerciële bankproducten en -diensten aan in de Filippijnen. Het bedrijf is actief in de segmenten Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Treasury Banking en Trust and Insurance. Het bedrijf biedt spaar-, valuta- en betaalrekeningen; termijndeposito's; persoonlijke, auto-, hypotheek- en snelle leningen; debet-, credit- en zakelijke creditcards; bankverzekeringsproducten; commercieel bankieren; cashmanagement, retailbankieren, kapitaalmarkten, bedrijfs- en consumentenfinanciering, beleggingsbeheer en trustbankieren; mkb-bankoplossingen; vermogen; en treasuryproducten.

Union Bank of the Philippines Samenvatting

Hoe verhouden de winst en inkomsten van Union Bank of the Philippines zich tot de beurswaarde?
UBP fundamentele statistieken
Marktkapitalisatie	₱125.19b
Inkomsten(TTM)	₱8.03b
Inkomsten(TTM)	₱55.60b

15.7x

Koers/Winstverhouding

0.7x

P/B-verhouding

Is UBP overgewaardeerd?

Zie Reële waarde en waarderingsanalyse

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
UBP resultatenrekening (TTM)
Inkomsten	₱55.60b
Kosten van inkomsten	₱224.38m
Brutowinst	₱55.38b
Overige uitgaven	₱47.34b
Inkomsten	₱8.03b

Laatst gerapporteerde inkomsten

Jun 30, 2024

Volgende inkomensdatum

Nov 04, 2024

Winst per aandeel (EPS)	2.42
Brutomarge	99.60%
Nettowinstmarge	14.45%
Schuld/Eigen Vermogen Verhouding	124.4%

Hoe presteerde UBP op de lange termijn?

Bekijk historische prestaties en vergelijking

Dividenden

2.1%

Huidig dividendrendement

30%

Uitbetalingsratio

UBP Overzicht aandelen

Beloningen

Risicoanalyse

Union Bank of the Philippines Concurrenten

PSE:CBC

₱156.1b

PSE:PTC

₱85.4b

PSE:SECB

₱70.0b

PSE:RCB

₱65.1b

Prijsgeschiedenis en prestaties

Recent nieuws en updates

Union Bank of the Philippines Announces Resignation of Edith C. Roberto as CoBrand and Corporate Cards Head, Effective November 6, 2024

Union Bank of the Philippines Announces Executive Resignations

Chairman of the Board recently bought ₱1.5m worth of stock

Union Bank of the Philippines Announces Executive Resignations

New minor risk - Insider selling

Insider recently bought ₱590k worth of stock

Recent updates

Union Bank of the Philippines Announces Resignation of Edith C. Roberto as CoBrand and Corporate Cards Head, Effective November 6, 2024

Union Bank of the Philippines Announces Executive Resignations

Chairman of the Board recently bought ₱1.5m worth of stock

Union Bank of the Philippines Announces Executive Resignations

New minor risk - Insider selling

Insider recently bought ₱590k worth of stock

Union Bank of the Philippines Announces Executive Resignations

Union Bank of the Philippines Announces Resignation of Amabelle Gay P. Jimenez as Credit Controls Head, Effective August 27, 2024

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Insider recently bought ₱359k worth of stock

Union Bank of the Philippines Announces Separation of Ma Adelita N. Peña, Senior Vice President, Effective August 1, 2024

Union Bank of the Philippines Announces Resignations of Senior Officers

Now 23% overvalued

Union Bank of the Philippines Announces Resignation of Henry Rhoel R. Aguda as Senior Executive Vice President, Effective October 1, 2024

Union Bank of the Philippines Approves Promotion of Officers

Union Bank of the Philippines Announces CEO Changes, Effective January 1, 2025

Consensus EPS estimates increase by 29%

Union Bank of the Philippines Announces Appointment of Simran Khanna as Head of Consumer Risk with the Rank of Senior Vice President

Insider recently sold ₱13m worth of stock

Investor sentiment improves as stock rises 21%

Union Bank of the Philippines Announces the Resignation of Kaila T. Hizon as Transaction Banking Services Head, Effective June 1, 2024

New minor risk - Shareholder dilution

Consensus EPS estimates fall by 30%

Union Bank of the Philippines Announces Resignation of Atty. Mayla S. Domingo as Corporate Affairs Head, Effective June 1, 2024

Insider recently sold ₱6.8m worth of stock

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Union Bank of the Philippines Announces the Resignation of Mark Dennis C. Tuazon as Wealth Branch and ATM Operations Head and Vice President, Effective May 1, 2024

Union Bank of the Philippines Announces Management Resignations

Union Bank of the Philippines Announces Resignation of Hazeline A. Sigua as ATM Vendor Management Head, Effective April 10, 2024

Chairman of the Board recently bought ₱3.7m worth of stock

Full year 2023 earnings released: EPS: ₱3.06 (vs ₱5.16 in FY 2022)

Union Bank of the Philippines Appoints Mukul Sukhani as Head of Cards and Loans with the Rank of Executive Vice President

Union Bank of the Philippines Announces David R. Hardoon Resigns as Chief Data and Ai Officer

Union Bank of the Philippines, Annual General Meeting, Apr 26, 2024

Chairman of the Board recently bought ₱7.0m worth of stock

Upcoming dividend of ₱0.80 per share at 1.8% yield

Dividend of ₱0.80 announced

Union Bank of the Philippines Appoints Additional Members of the Related Party Transaction Committee

Union Bank of the Philippines Announces Resignation of Ms. Sigrid Joyce D. Cruz as Digital Loans Head and Assistant Vice President

Union Bank of the Philippines Announces Resignation of Senior Officers

Union Bank of the Philippines Announces Hiring of Senior Officers

Consensus EPS estimates increase by 19%

Union Bank of the Philippines Announces Executive Resignations

Investor sentiment improves as stock rises 31%

Price target decreased by 7.1% to ₱70.81

Union Bank of the Philippines and S&R Launch Co-Branded Credit Card

Consensus EPS estimates fall by 18%

Union Bank of the Philippines Announces Executive Resignations

Third quarter 2023 earnings: EPS misses analyst expectations

Union Bank of the Philippines Announces Executive Changes

Union Bank of the Philippines Announces Resignation of Marc Nicholas S. Angeles as Business Process Automation Head

Union Bank of the Philippines Announces Executive Appointments

Union Bank of the Philippines Announces Executive Changes

Union Bank of the Philippines Announces Resignation of Eduardo V. Enriquez III as SME Business Head and Senior Vice President, Effective November 1, 2023

Union Bank of the Philippines Unveils Four New Credit Cards

Union Bank of the Philippines Announces Resignation of Jonathan Z. Almeda as Payments and Clearing Management Head

Melvin S. Guinto, Risk Bureau Officer and Assistant Vice President, Resigns from Union Bank of the Philippines, Effective October 13, 2023

Union Bank of the Philippines(PSE:UBP) dropped from Philippines PSE Composite Index

Non-Executive Director recently bought ₱6.2m worth of stock