Union Bank of the Philippines Beheer

Beheer criteriumcontroles 2/4

De CEO Union Bank of the Philippines is Ana Maria Delgado, benoemd in Jan2025, heeft een ambtstermijn van minder dan een jaar. bezit rechtstreeks 0.054% van de aandelen van het bedrijf, ter waarde ₱ 57.98M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 3.3 jaar en 4.1 jaar.

Belangrijke informatie

Ana Maria Delgado

Algemeen directeur

n/a

Totale compensatie

Percentage CEO-salaris	n/a
Dienstverband CEO	less than a year
Eigendom CEO	0.05%
Management gemiddelde ambtstermijn	3.3yrs
Gemiddelde ambtstermijn bestuur	4.1yrs

Recente managementupdates

Recent updates

Completion Of Citi Integration Will Enable Focus On Growth Initiatives By 2025

Feb 10 Focus on consumer loans and strategic shifts aim to sustain high net interest margins, enhancing future revenue growth and profitability.

CEO

Ana Maria Delgado (43 yo)

less than a year

Tenure

Ms. Ana Maria Aboitiz Delgado was Head of Inst. Banking, Chief Digital Channel Ofcr & Chief Customer Experience Ofcr of Union Bank of the Philippines. He has been President, CEO & Director of Union Bank of...

Leiderschapsteam

Naam	Positie	Tenure	Compensatie	Eigendom
Ana Maria Delgado	President	less than a year	geen gegevens	0.054% ₱ 58.0m
Manuel Lozano	Executive VP & CFO	2.3yrs	geen gegevens	0.0021% ₱ 2.2m
Manish Chawla	Executive VP	less than a year	geen gegevens	geen gegevens
Cristina Tismo	Senior VP & Chief Information Officer	1.6yrs	geen gegevens	0.00013% ₱ 139.5k
Carlo Enanosa	Senior VP - Head of Corporate Planning & Investor Relations	2.9yrs	geen gegevens	0.0022% ₱ 2.3m
Joselito Banaag	Senior VP	9.5yrs	geen gegevens	0.00089% ₱ 954.8k
Isagani Cortes	Executive VP	less than a year	geen gegevens	geen gegevens
Albert Raymond Cuadrante	Senior VP and Chief Marketing & Experience Officer	3.8yrs	geen gegevens	0.00031% ₱ 332.6k
Michaela Sophia Rubio	Executive VP	5.8yrs	geen gegevens	0.0066% ₱ 7.1m
Ramon Duarte	Executive VP - Center Head of Transaction Banking	18.9yrs	geen gegevens	0.012% ₱ 12.6m
Raquel Palang	Senior Vice President	4.9yrs	geen gegevens	0.0037% ₱ 4.0m
Gerard dela Darvin	Senior VP & Corporate Solutions Head	8.8yrs	geen gegevens	0.0029% ₱ 3.1m

3.3yrs

Gemiddelde duur

53yo

Gemiddelde leeftijd

Ervaren management: Het managementteam van UBP wordt beschouwd als ervaren (gemiddelde ambtstermijn 3.3 jaar).

Bestuursleden

Naam	Positie	Tenure	Compensatie	Eigendom
Ana Maria Delgado	President	4.1yrs	geen gegevens	0.054% ₱ 58.0m
Francisco Lim	Independent Director	4yrs	geen gegevens	0.00041% ₱ 439.9k
Justo Antonio Ortiz	Vice Chairman of the Board	31.8yrs	geen gegevens	0.17% ₱ 182.4m
Sabin Aboitiz	Non-Executive Director	12yrs	geen gegevens	0.17% ₱ 181.3m
Erramon Isidro Aboitiz	Chairman of the Board	31.8yrs	geen gegevens	0.87% ₱ 937.8m
Jose Emmanuel Hilado	Director	2.1yrs	geen gegevens	0.033% ₱ 35.0m
Nina Perpetua Aguas	Non-Executive Director	9.3yrs	geen gegevens	0% ₱ 0
Iker Markel Aboitiz	Director	less than a year	geen gegevens	0.063% ₱ 67.1m
Manuel Escueta	Independent Director	4.1yrs	geen gegevens	0% ₱ 0
Roberto Manabat	Lead Independent Director	7yrs	geen gegevens	0% ₱ 0
Josiah Go	Independent Director	4.1yrs	geen gegevens	0% ₱ 0
Samel Aboitiz	Non-Executive Director	3.1yrs	geen gegevens	0.073% ₱ 78.6m

4.1yrs

Gemiddelde duur

63.5yo

Gemiddelde leeftijd

Ervaren bestuur: De raad van bestuur van UBP wordt beschouwd als ervaren (gemiddelde ambtstermijn 4.1 jaar).

Bedrijfsanalyse en status van financiële gegevens

Gegevens	Laatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse	2025/05/02 04:29
Aandelenkoers aan het einde van de dag	2025/05/02 00:00
Inkomsten	2024/12/31
Jaarlijkse inkomsten	2024/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

Pakket	Gegevens	Tijdframe	Voorbeeld Amerikaanse bron ^*
Financiële gegevens bedrijf	10 jaar	Resultatenrekening Kasstroomoverzicht Balans	SEC-formulier 10-K SEC-formulier 10-Q
Consensus schattingen analisten	+3 jaar	Financiële prognoses Koersdoelen analisten	Onderzoeksrapporten van analisten Blue Matrix
Marktprijzen	30 jaar	Aandelenprijzen Dividenden, splitsingen en acties	ICE Marktgegevens SEC-formulier S-1
Eigendom	10 jaar	Top aandeelhouders Handel met voorkennis	SEC-formulier 4 SEC-formulier 13D
Beheer	10 jaar	Leiderschapsteam Raad van bestuur	SEC-formulier 10-K SEC-formulier DEF 14A
Belangrijkste ontwikkelingen	10 jaar	Bedrijfsaankondigingen	SEC-formulier 8-K

^* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren, zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen voor het gebruik van onze rapporten en tutorials op Youtube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Union Bank of the Philippines wordt gevolgd door 14 analisten. 3 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

Analist	Instelling
Julian Vincent Roxas	BofA Global Research
Alfred Dy	CLSA
Charmaine Co	COL Financial Group, Inc

Union Bank of the Philippines Beheer

Beheer criteriumcontroles 2/4

Belangrijke informatie

Recente managementupdates

Union Bank of the Philippines Announces Resignation of Jonathan Luis M. Bagadiong as Product Development Head, Effective April 3, 2025

Union Bank of the Philippines Accepts Resignation of Edwin R. Bautista as Director

Union Bank of the Philippines Announces Resignation of Julie Anne C. Dela Cruz as Data Science Solutions Head and Senior Vice President, Effective March 27, 2025

Insider recently bought ₱666k worth of stock

Union Bank of the Philippines Announces Resignation of Ms. Geraldine A. Tirante, It Risk Management Head and Senior Vice President, Effective March 16, 2025

Union Bank of the Philippines, Annual General Meeting, Apr 25, 2025

Recent updates

Consensus EPS estimates fall by 12%

Union Bank of the Philippines Announces Resignation of Jonathan Luis M. Bagadiong as Product Development Head, Effective April 3, 2025

Union Bank of the Philippines Accepts Resignation of Edwin R. Bautista as Director

Union Bank of the Philippines Announces Resignation of Julie Anne C. Dela Cruz as Data Science Solutions Head and Senior Vice President, Effective March 27, 2025

Insider recently bought ₱666k worth of stock

Union Bank of the Philippines Announces Resignation of Ms. Geraldine A. Tirante, It Risk Management Head and Senior Vice President, Effective March 16, 2025

Full year 2024 earnings: Revenues exceed analysts expectations while EPS lags behind

Union Bank of the Philippines, Annual General Meeting, Apr 25, 2025

Union Bank of the Philippines Announces Executive Resignations, Effective February 26, 2025

Completion Of Citi Integration Will Enable Focus On Growth Initiatives By 2025

Dividend of ₱1.00 announced

Union Bank of the Philippines Appoints Maria Minerva Alameda Nieto as Commercial Banking 5 Head

Maria Marissa P. Roquim Resigns as Compliance Business Control Senior Manager of Union Bank of the Philippines, Effective February 1, 2025

Union Bank of the Philippines Hires Senior Officers

Union Bank of the Philippines Announces Resignation of Mr. Patrick John D. Resurreccion as Compliance Testing Head and Vice President

Union Bank of the Philippines Announces Resignation of Rose Ann D. Madriaga as Service Level Management Head, Effective January 8, 2025

Union Bank of the Philippines Appoints Vivian S. Perez as Financial Risk and Performance Head

Union Bank of the Philippines Announces Retirement of Senior Officers, Effective January 1, 2025

Union Bank of the Philippines Announces Resignation of Rachel Christine T. Geronimo, Chief Remedial and Recovery Officer and Senior Vice President

Union Bank of the Philippines Appoints Bhuvanesh Hingoraney as Platforms and Solutions Delivery Head Under Information Technology and Services Group with the Rank of Senior Vice President

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Union Bank of the Philippines (PSE:UBP) agreed to acquire 27.50% stake in ATR Asset Management, Inc.

Union Bank of the Philippines Announces Resignation of Edith C. Roberto as CoBrand and Corporate Cards Head, Effective November 6, 2024

Union Bank of the Philippines Announces Executive Resignations

Chairman of the Board recently bought ₱1.5m worth of stock

Union Bank of the Philippines Announces Executive Resignations

New minor risk - Insider selling

Insider recently bought ₱590k worth of stock

Union Bank of the Philippines Announces Executive Resignations

Union Bank of the Philippines Announces Resignation of Amabelle Gay P. Jimenez as Credit Controls Head, Effective August 27, 2024

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Insider recently bought ₱359k worth of stock

Union Bank of the Philippines Announces Separation of Ma Adelita N. Peña, Senior Vice President, Effective August 1, 2024

Union Bank of the Philippines Announces Resignations of Senior Officers

Now 23% overvalued

Union Bank of the Philippines Announces Resignation of Henry Rhoel R. Aguda as Senior Executive Vice President, Effective October 1, 2024

Union Bank of the Philippines Approves Promotion of Officers

Union Bank of the Philippines Announces CEO Changes, Effective January 1, 2025

Consensus EPS estimates increase by 29%

Union Bank of the Philippines Announces Appointment of Simran Khanna as Head of Consumer Risk with the Rank of Senior Vice President

Insider recently sold ₱13m worth of stock

Investor sentiment improves as stock rises 21%

Union Bank of the Philippines Announces the Resignation of Kaila T. Hizon as Transaction Banking Services Head, Effective June 1, 2024

New minor risk - Shareholder dilution

Consensus EPS estimates fall by 30%

Union Bank of the Philippines Announces Resignation of Atty. Mayla S. Domingo as Corporate Affairs Head, Effective June 1, 2024

Insider recently sold ₱6.8m worth of stock

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Union Bank of the Philippines Announces the Resignation of Mark Dennis C. Tuazon as Wealth Branch and ATM Operations Head and Vice President, Effective May 1, 2024

Union Bank of the Philippines Announces Management Resignations

Union Bank of the Philippines Announces Resignation of Hazeline A. Sigua as ATM Vendor Management Head, Effective April 10, 2024

Chairman of the Board recently bought ₱3.7m worth of stock

Full year 2023 earnings released: EPS: ₱3.06 (vs ₱5.16 in FY 2022)

Union Bank of the Philippines Appoints Mukul Sukhani as Head of Cards and Loans with the Rank of Executive Vice President

Union Bank of the Philippines Announces David R. Hardoon Resigns as Chief Data and Ai Officer

Union Bank of the Philippines, Annual General Meeting, Apr 26, 2024

Chairman of the Board recently bought ₱7.0m worth of stock

Upcoming dividend of ₱0.80 per share at 1.8% yield

Dividend of ₱0.80 announced

Union Bank of the Philippines Appoints Additional Members of the Related Party Transaction Committee

Union Bank of the Philippines Announces Resignation of Ms. Sigrid Joyce D. Cruz as Digital Loans Head and Assistant Vice President

Union Bank of the Philippines Announces Resignation of Senior Officers

Union Bank of the Philippines Announces Hiring of Senior Officers

Consensus EPS estimates increase by 19%

Union Bank of the Philippines Announces Executive Resignations

Investor sentiment improves as stock rises 31%

Price target decreased by 7.1% to ₱70.81

Union Bank of the Philippines and S&R Launch Co-Branded Credit Card

Consensus EPS estimates fall by 18%