XTRA:PCZBanks
Why ProCredit Holding (XTRA:PCZ) Cut Its 2025 ROE Guidance and What This Means for Its Risk Appetite
In October 2025, ProCredit Holding AG’s Management Board revised the group’s 2025 return on equity guidance down to 7-8% from about 10%, citing increased loss allowances for the upcoming year.
This development highlights the firm’s more cautious view on loan performance, even as guidance for loan portfolio growth and capital strength remains steady.
We'll now explore how this lowered profit expectation, and its link to higher projected loss allowances, may shift ProCredit Holding's...