Mercury General 경영진
경영진 기준 점검 3/4
Mercury General CEO는 Gabe Tirador, Jan2007 에 임명되었습니다 의 임기는 19.33 년입니다. 총 연간 보상은 $5.59M, 24.1% 급여 및 75.9% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $5.17M 가치에 해당하는 회사 주식의 0.092% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 11.2 년과 9.3 년입니다.
핵심 정보
Gabe Tirador
최고경영자
US$5.6m
총 보수
| CEO 급여 비율 | 24.05% |
| CEO 재임 기간 | 19.3yrs |
| CEO 지분 보유율 | 0.09% |
| 경영진 평균 재임 기간 | 11.2yrs |
| 이사회 평균 재임 기간 | 9.3yrs |
최근 경영진 업데이트
Recent updates
Seeking Alpha • May 09
Mercury General: From Wildfire Panic To Underwriting Recovery
Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
내러티브 업데이트 • Apr 26
MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.내러티브 업데이트 • Apr 11
MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.내러티브 업데이트 • Mar 28
MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.내러티브 업데이트 • Mar 13
MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.내러티브 업데이트 • Feb 27
MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.분석 기사 • Nov 08
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...내러티브 업데이트 • Sep 24
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.분석 기사 • Aug 27
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...분석 기사 • Aug 02
Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...분석 기사 • Jul 23
Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...분석 기사 • Jun 11
Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
새로운 내러티브 • Feb 16
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.Seeking Alpha • Jan 16
California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Mercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaSeeking Alpha • Sep 20
Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaCEO 보수 분석
| 날짜 | 총 보수 | 급여 | 회사 수익 |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$840m |
| Dec 31 2025 | US$6m | US$1m | US$541m |
| Sep 30 2025 | n/a | n/a | US$440m |
| Jun 30 2025 | n/a | n/a | US$390m |
| Mar 31 2025 | n/a | n/a | US$286m |
| Dec 31 2024 | US$4m | US$1m | US$468m |
| Sep 30 2024 | n/a | n/a | US$558m |
| Jun 30 2024 | n/a | n/a | US$319m |
| Mar 31 2024 | n/a | n/a | US$215m |
| Dec 31 2023 | US$2m | US$1m | US$96m |
| Sep 30 2023 | n/a | n/a | -US$102m |
| Jun 30 2023 | n/a | n/a | -US$192m |
| Mar 31 2023 | n/a | n/a | -US$361m |
| Dec 31 2022 | US$1m | US$1m | -US$513m |
| Sep 30 2022 | n/a | n/a | -US$475m |
| Jun 30 2022 | n/a | n/a | -US$376m |
| Mar 31 2022 | n/a | n/a | -US$56m |
| Dec 31 2021 | US$2m | US$1m | US$248m |
| Sep 30 2021 | n/a | n/a | US$384m |
| Jun 30 2021 | n/a | n/a | US$502m |
| Mar 31 2021 | n/a | n/a | US$621m |
| Dec 31 2020 | US$3m | US$1m | US$375m |
| Sep 30 2020 | n/a | n/a | US$240m |
| Jun 30 2020 | n/a | n/a | US$190m |
| Mar 31 2020 | n/a | n/a | US$45m |
| Dec 31 2019 | US$2m | US$1m | US$320m |
보상 대 시장: Gabe의 총 보수(USD5.59M)는 US 시장에서 비슷한 규모 기업의 평균(USD8.38M)보다 낮습니다.
보상과 수익: Gabe의 보상은 지난 1년 동안 20% 이상 증가했습니다.
CEO
Gabe Tirador (60 yo)
19.3yrs
재임 기간
US$5,590,472
보수
Mr. Gabriel Tirador, also known as Gabe, is CEO & Director of Mercury General Corporation from January 01, 2024. He was President, CEO & Director of Mercury General Corporation from January 2007 to January...
리더십 팀
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| Executive Chairman of the Board | 65.3yrs | US$3.63m | 35.33% $ 2.0b | |
| CEO & Director | 19.3yrs | US$5.59m | 0.092% $ 5.2m | |
| President | 4.3yrs | US$2.48m | 0.027% $ 1.5m | |
| Senior VP & CFO | 24.6yrs | US$2.39m | 0.010% $ 570.8k | |
| VP & CTO | 3.2yrs | US$2.51m | 데이터 없음 | |
| VP & Chief Investment Officer | 28.3yrs | US$871.55k | 0.012% $ 650.8k | |
| VP & Chief Marketing Officer | no data | 데이터 없음 | 0.00061% $ 34.1k | |
| VP & Chief Sales Officer | 1.3yrs | 데이터 없음 | 데이터 없음 | |
| VP & Chief Human Resources Officer | no data | 데이터 없음 | 데이터 없음 | |
| VP & Chief Sales Development Officer | no data | 데이터 없음 | 데이터 없음 | |
| VP & Chief Claims Officer | 11.2yrs | 데이터 없음 | 데이터 없음 | |
| VP & Chief Product Officer | no data | US$605.69k | 0.0016% $ 91.2k |
11.2yrs
평균 재임 기간
57yo
평균 나이
경험이 풍부한 관리: MCY의 경영진은 노련하고 경험이 풍부합니다(평균 재임 11.2 년).
이사회 구성원
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| Executive Chairman of the Board | 65.3yrs | US$3.63m | 35.33% $ 2.0b | |
| CEO & Director | 23.3yrs | US$5.59m | 0.092% $ 5.2m | |
| President | 2.3yrs | US$2.48m | 0.027% $ 1.5m | |
| Independent Director | 12.3yrs | US$81.10k | 데이터 없음 | |
| Independent Director | 9.3yrs | US$100.70k | 0.0059% $ 328.5k | |
| Lead Independent Director | 17.8yrs | US$111.70k | 데이터 없음 | |
| Independent Director | 7.6yrs | US$90.50k | 데이터 없음 | |
| Independent Director | 7.6yrs | US$110.10k | 0.0055% $ 308.3k | |
| Director | 4.6yrs | US$67.70k | 0.011% $ 598.8k |
9.3yrs
평균 재임 기간
67yo
평균 나이
경험이 풍부한 이사회: MCY의 이사회는 경험이 있음으로 간주됩니다(평균 재임 9.3 년).
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/26 20:15 |
| 종가 | 2026/05/22 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Mercury General Corporation는 7명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |