Mercury General 향후 성장
Future 기준 점검 1/6
Mercury General 의 수익은 연간 6.6% 감소할 것으로 예상되는 반면, 연간 수익은 4.3% 로 증가할 것으로 예상됩니다. EPS는 연간 6.6% 만큼 쇠퇴할 것으로 예상됩니다. 자기자본이익률은 3년 후 21.6% 로 예상됩니다.
핵심 정보
-6.6%
이익 성장률
-6.58%
EPS 성장률
| Insurance 이익 성장 | 1.9% |
| 매출 성장률 | 4.3% |
| 향후 자기자본이익률 | 21.58% |
| 애널리스트 커버리지 | Low |
| 마지막 업데이트 | 18 May 2026 |
최근 향후 성장 업데이트
Recent updates
Seeking Alpha • May 09
Mercury General: From Wildfire Panic To Underwriting Recovery
Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
내러티브 업데이트 • Apr 26
MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.내러티브 업데이트 • Apr 11
MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.내러티브 업데이트 • Mar 28
MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.내러티브 업데이트 • Mar 13
MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.내러티브 업데이트 • Feb 27
MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.분석 기사 • Nov 08
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...내러티브 업데이트 • Sep 24
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.분석 기사 • Aug 27
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...분석 기사 • Aug 02
Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...분석 기사 • Jul 23
Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...분석 기사 • Jun 11
Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
새로운 내러티브 • Feb 16
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.Seeking Alpha • Jan 16
California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Mercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaSeeking Alpha • Sep 20
Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking Alpha이익 및 매출 성장 예측
| 날짜 | 매출 | 이익 | 자유현금흐름 | 영업현금흐름 | 평균 애널리스트 수 |
|---|---|---|---|---|---|
| 12/31/2028 | 6,873 | 678 | N/A | N/A | 1 |
| 12/31/2027 | 6,544 | 665 | N/A | N/A | 1 |
| 12/31/2026 | 6,206 | 647 | N/A | N/A | 1 |
| 3/31/2026 | 6,136 | 840 | 1,419 | 1,482 | N/A |
| 12/31/2025 | 5,990 | 541 | 1,029 | 1,087 | N/A |
| 9/30/2025 | 5,800 | 440 | 991 | 1,048 | N/A |
| 6/30/2025 | 5,745 | 390 | 818 | 869 | N/A |
| 3/31/2025 | 5,581 | 286 | 727 | 776 | N/A |
| 12/31/2024 | 5,461 | 468 | 991 | 1,037 | N/A |
| 9/30/2024 | 5,489 | 558 | 970 | 1,014 | N/A |
| 6/30/2024 | 5,024 | 319 | 779 | 818 | N/A |
| 3/31/2024 | 4,797 | 215 | 589 | 627 | N/A |
| 12/31/2023 | 4,630 | 96 | 416 | 453 | N/A |
| 9/30/2023 | 4,407 | -102 | 258 | 295 | N/A |
| 6/30/2023 | 4,242 | -192 | 226 | 263 | N/A |
| 3/31/2023 | 3,944 | -361 | 228 | 264 | N/A |
| 12/31/2022 | 3,643 | -513 | 317 | 353 | N/A |
| 9/30/2022 | 3,541 | -475 | 321 | 358 | N/A |
| 6/30/2022 | 3,573 | -376 | 339 | 379 | N/A |
| 3/31/2022 | 3,806 | -56 | 392 | 434 | N/A |
| 12/31/2021 | 3,993 | 248 | 460 | 502 | N/A |
| 9/30/2021 | 4,016 | 384 | 551 | 590 | N/A |
| 6/30/2021 | 4,082 | 502 | 625 | 663 | N/A |
| 3/31/2021 | 4,069 | 621 | 645 | 683 | N/A |
| 12/31/2020 | 3,785 | 375 | 566 | 606 | N/A |
| 9/30/2020 | 3,701 | 240 | 511 | 549 | N/A |
| 6/30/2020 | 3,689 | 190 | 475 | 514 | N/A |
| 3/31/2020 | 3,663 | 45 | 400 | 442 | N/A |
| 12/31/2019 | 3,973 | 320 | N/A | 520 | N/A |
| 9/30/2019 | 3,801 | 207 | N/A | 472 | N/A |
| 6/30/2019 | 3,709 | 196 | N/A | 465 | N/A |
| 3/31/2019 | 3,615 | 173 | N/A | 480 | N/A |
| 12/31/2018 | 3,380 | -6 | N/A | 383 | N/A |
| 9/30/2018 | 3,421 | 96 | N/A | 390 | N/A |
| 6/30/2018 | 3,381 | 84 | N/A | 351 | N/A |
| 3/31/2018 | 3,348 | 75 | N/A | 346 | N/A |
| 12/31/2017 | 3,413 | 145 | N/A | 341 | N/A |
| 9/30/2017 | 3,293 | 99 | N/A | 354 | N/A |
| 6/30/2017 | 3,246 | 79 | N/A | 361 | N/A |
| 3/31/2017 | 3,251 | 77 | N/A | 316 | N/A |
| 12/31/2016 | 3,228 | 73 | N/A | 292 | N/A |
| 9/30/2016 | 3,276 | 123 | N/A | 255 | N/A |
| 6/30/2016 | 3,221 | 111 | N/A | 223 | N/A |
| 3/31/2016 | 3,089 | 72 | N/A | 229 | N/A |
| 12/31/2015 | 3,009 | 74 | N/A | 190 | N/A |
| 9/30/2015 | 2,945 | 30 | N/A | 196 | N/A |
| 6/30/2015 | 2,913 | 46 | N/A | 191 | N/A |
애널리스트 향후 성장 전망
수입 대 저축률: MCY 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -6.6%).
수익 vs 시장: MCY 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -6.6%).
고성장 수익: MCY 의 수익은 향후 3년간 감소할 것으로 예상됩니다.
수익 대 시장: MCY 의 수익(연간 4.3%)이 US 시장(연간 11.6%)보다 느리게 성장할 것으로 예상됩니다.
고성장 매출: MCY 의 수익(연간 4.3%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.
주당순이익 성장 예측
향후 자기자본이익률
미래 ROE: MCY의 자본 수익률은 3년 후 21.6%로 높을 것으로 예상됩니다.
성장 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/20 07:06 |
| 종가 | 2026/05/20 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Mercury General Corporation는 7명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |