TWFG (TWFG) 주식 개요
는 미국에서 개인 및 상업용 보험 상품을 위한 독립적인 유통 플랫폼을 운영하고 있습니다. 자세히 보기
강점
위험 분석
우리의 위험 점검에서 TWFG에 대한 위험이 감지되지 않았습니다.
TWFG Community Fair Values
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Analyst Price Targets
TWFG, Inc. 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | US$18.58 |
| 52주 최고가 | US$36.85 |
| 52주 최저가 | US$16.56 |
| 베타 | 0 |
| 1개월 변동 | 1.03% |
| 3개월 변동 | -25.65% |
| 1년 변동 | -41.24% |
| 3년 변동 | n/a |
| 5년 변동 | n/a |
| IPO 이후 변동 | -15.58% |
최근 뉴스 및 업데이트
TWFG: Organic Execution And AI Adoption Will Support Future Earnings Repricing
Narrative Update on TWFG TWFG's consensus analyst price target has been reduced by several dollars, reflecting analysts' updated models following recent earnings, revised sector assumptions, and mixed reactions to earlier target cuts and raises across major firms. Analyst Commentary Recent research on TWFG clusters around a reset in expectations, with multiple firms trimming price targets while still highlighting a mix of execution strengths and valuation concerns.TWFG: Organic Execution And AI Adoption Will Drive Future Earnings Repricing
Analysts have trimmed their TWFG price targets by $3 overall, reflecting updated assumptions for fair value, profit margins, and future P/E, even as revenue growth estimates are adjusted in their models. Analyst Commentary Recent Street research on TWFG shows a cluster of price target revisions, with most firms trimming their targets by a few dollars while keeping existing ratings in place.
AI And Softening Insurance Pricing Will Pressure Margins Yet Longer Term Upside Remains
Catalysts About TWFG TWFG provides insurance distribution and related services through retail agencies and managing general agent platforms across personal, commercial and specialty lines. What are the underlying business or industry changes driving this perspective?Recent updates
TWFG: Organic Execution And AI Adoption Will Support Future Earnings Repricing
Narrative Update on TWFG TWFG's consensus analyst price target has been reduced by several dollars, reflecting analysts' updated models following recent earnings, revised sector assumptions, and mixed reactions to earlier target cuts and raises across major firms. Analyst Commentary Recent research on TWFG clusters around a reset in expectations, with multiple firms trimming price targets while still highlighting a mix of execution strengths and valuation concerns.TWFG: Organic Execution And AI Adoption Will Drive Future Earnings Repricing
Analysts have trimmed their TWFG price targets by $3 overall, reflecting updated assumptions for fair value, profit margins, and future P/E, even as revenue growth estimates are adjusted in their models. Analyst Commentary Recent Street research on TWFG shows a cluster of price target revisions, with most firms trimming their targets by a few dollars while keeping existing ratings in place.AI And Softening Insurance Pricing Will Pressure Margins Yet Longer Term Upside Remains
Catalysts About TWFG TWFG provides insurance distribution and related services through retail agencies and managing general agent platforms across personal, commercial and specialty lines. What are the underlying business or industry changes driving this perspective?TWFG: Organic Execution And AI Adoption Will Support Future Repricing Potential
Narrative Update on TWFG Analyst Price Target The consolidated analyst price target for TWFG has been adjusted to $28, reflecting a series of recent target revisions. These include cuts from $39 to $34 and from $31 to $28, alongside one increase from $22 to $24, as analysts update their models for Q4 results, management guidance, and views on organic growth, margins, and AI commentary.TWFG: Personal Lines Focus And AI Adoption Will Support Future Repricing Potential
The analyst fair value estimate for TWFG has been reduced from $31.57 to $28.00, reflecting recent cuts to Street price targets and updates to models following Q4 results and management guidance. Analyst Commentary Street research on TWFG has been mixed, with several firms revising price targets after Q4 results and management guidance.
Returning Carrier Appetite And High Retention Will Support A Stronger TWFG Earnings Profile
Catalysts About TWFG TWFG operates an independent, agent centric insurance distribution platform across retail agencies and MGA programs in the United States. What are the underlying business or industry changes driving this perspective?TWFG: Personal Lines Focus And Management Will Support Future Repricing Potential
Analysts have trimmed their fair value estimate for TWFG to about $31.57 from $33, reflecting reduced Street price targets, including Piper Sandler's cut to $22 from $32, as they factor in the recent selloff and a more cautious stance on insurance brokers. Analyst Commentary Recent Street commentary around TWFG centers on the reset in price targets following the sector selloff and a more guarded view on insurance brokers in general.Not Many Are Piling Into TWFG, Inc. (NASDAQ:TWFG) Just Yet
Feb 11
TWFG: Personal Lines Focus And Management Strength Will Drive Future Upside
Narrative Update on TWFG The analyst price target for TWFG has shifted to a clustered range around $31 to $33, reflecting updated sector models and a continued focus on the company’s long term growth potential in Personal Lines brokerage. This comes even as analysts highlight softening property and casualty conditions and emerging earnings headwinds into 2026.TWFG: Personal Lines Positioning And Management Quality Will Support Future Upside
Narrative Update Analysts now peg TWFG's price target at US$33. Recent research highlights expectations for steady revenue growth, modest adjustments to profit margins, and supportive views on its role in the Personal Lines brokerage space.TWFG: Personal Lines Focus And Management Discipline Will Support Future Returns
Narrative Update on TWFG Analysts have kept their TWFG price target unchanged at US$33, reflecting expectations for steady fair value alongside modest tweaks to growth, margin, and P/E assumptions, supported by recent research that highlights both emerging P&C headwinds and a constructive view on the company’s long term personal lines brokerage opportunity and management quality. Analyst Commentary Recent research updates give you a mixed but useful read on how the Street is thinking about TWFG, with price targets clustering around the low US$30s and views shaped by both company specific strengths and property and casualty (P&C) cycle risks.TWFG: Personal Lines And Management Quality Will Support Returns Through Softer Cycle
Analysts have nudged our TWFG price target higher to $33 from $31, reflecting expectations for resilient long term growth, steady ROE and book value expansion, even as a softening P&C cycle and emerging earnings headwinds temper sector wide optimism. Analyst Commentary Street research on TWFG reflects a balanced mix of optimism on the company specific growth story and caution around the broader property and casualty backdrop, with recent price target moves clustering in the low to mid 30 dollar range.TWFG: A Growing Insurance 'Middle Man'
Dec 10TWFG: Personal Lines Strength Will Support Returns Through Softening Property And Casualty Cycle
Analysts have nudged their blended price target on TWFG modestly higher to about $33, reflecting expectations for faster top line growth into 2026, even as a softening P&C cycle and emerging earnings headwinds temper profit margin and valuation assumptions. Analyst Commentary Street research points to a balanced but cautiously optimistic view on TWFG, with recent target changes clustering in the low to mid 30s and ratings tilting toward positive but not universally bullish.TWFG: Resilient Earnings Outlook Will Drive Long-Term Strength Amid Softening Cycle
The analyst price target for TWFG has been raised slightly from $32.67 to $33.00 as analysts cite expectations for steady long-term growth, despite emerging headwinds in the property and casualty insurance sector. Analyst Commentary Recent analyst reports on TWFG reveal a mix of optimism and caution as the company navigates the evolving landscape of property and casualty insurance.TWFG: Margin Expansion And Strong Cost Management Will Drive Resilience Amid Headwinds
Analysts have modestly reduced their price targets for TWFG, citing sector-wide commercial property and casualty headwinds and a slowdown in organic growth. New targets now range from $30 to $39, down from previous estimates as high as $42.Branch Expansion And AI Tools Will Steady Market Position Amid Industry Headwinds
Analysts have modestly reduced their price targets for TWFG, with new estimates now ranging from $30 to $39. They cite ongoing headwinds in the property and casualty insurance sector, including slower commercial property pricing and market-wide performance trends.Branch Expansion And AI Tools Will Broaden US Market Reach
Analysts have decreased their fair value estimate for TWFG from $34.50 to approximately $32.67, citing sector-wide headwinds in commercial property and casualty pricing along with tempered growth expectations, despite improving margins. Analyst Commentary Recent Street research reveals a cautious but nuanced view of TWFG, as analysts update their expectations in response to sector dynamics and company-specific trends.Branch Expansion And AI Tools Will Broaden US Market Reach
Consensus analyst sentiment on TWFG has turned more cautious amid heightened competition, softer organic growth, and lower management guidance, partially offset by stronger-than-expected margin expansion, resulting in no change to the analyst price target at $34.50. Analyst Commentary Bearish analysts cite increased competition in the personal auto insurance market as a headwind impacting growth prospects for TWFG.Results: TWFG, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts
Aug 16Branch Network Expansion And Digital Transformation Will Open New Markets
Expanding branch network, technology investments, and digital transformation are driving market penetration, revenue growth, efficiency, and higher margins.Earnings Beat: TWFG, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
May 16TWFG, Inc.: A Significant Skin-In-The-Game Opportunity
Oct 28주주 수익률
| TWFG | US Insurance | US 시장 | |
|---|---|---|---|
| 7D | -7.0% | -1.9% | 0.6% |
| 1Y | -41.2% | -5.8% | 28.7% |
수익률 대 산업: TWFG은 지난 1년 동안 -5.8%의 수익을 기록한 US Insurance 산업보다 저조한 성과를 냈습니다.
수익률 대 시장: TWFG은 지난 1년 동안 28.7%를 기록한 US 시장보다 저조한 성과를 냈습니다.
주가 변동성
| TWFG volatility | |
|---|---|
| TWFG Average Weekly Movement | 8.0% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
안정적인 주가: TWFG는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: TWFG의 주간 변동성(8%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 2001 | 400 | Gordy Bunch | www.twfg.com |
는 미국에서 개인 및 상업용 보험 상품을 위한 독립적인 유통 플랫폼을 운영하고 있습니다. 이 회사는 자동차, 주택, 임차인, 생명, 건강, 오토바이, 우산, 보트, 레저용 차량, 홍수, 풍수해, 이벤트, 사치품, 일반 책임, 재산, 비즈니스 자동차, 근로자 보상, 사업주 정책, 전문 책임 보험 상품과 상업 채권 및 단체 보험을 제공합니다. 는 2001년에 설립되었으며 텍사스주 우드랜즈에 본사를 두고 있습니다.
TWFG, Inc. 기초 지표 요약
| TWFG 기초 통계 | |
|---|---|
| 시가총액 | US$1.05b |
| 순이익 (TTM) | US$7.96m |
| 매출 (TTM) | US$248.51m |
33.1x
주가수익비율(P/E)1.1x
주가매출비율(P/S)TWFG는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| TWFG 손익계산서 (TTM) | |
|---|---|
| 매출 | US$248.51m |
| 매출원가 | US$37.64m |
| 총이익 | US$210.88m |
| 기타 비용 | US$202.91m |
| 순이익 | US$7.96m |
최근 보고된 실적
Dec 31, 2025
다음 실적 발표일
May 07, 2026
| 주당순이익(EPS) | 0.56 |
| 총이익률 | 84.86% |
| 순이익률 | 3.20% |
| 부채/자본 비율 | 3.6% |
TWFG의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/04/30 16:56 |
| 종가 | 2026/04/30 00:00 |
| 수익 | 2025/12/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
TWFG, Inc.는 13명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| null null | BMO Capital Markets Equity Research |
| Jamminder Bhullar | J.P. Morgan |