Root 경영진
경영진 기준 점검 3/4
Root CEO는 Alex Timm, Mar2015 에 임명되었습니다 의 임기는 11.5 년입니다. 총 연간 보상은 $8.16M, 9.2% 급여 및 90.8% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $61.55M 가치에 해당하는 회사 주식의 7.82% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 3.3 년과 5.9 년입니다.
핵심 정보
Alex Timm
최고경영자
US$8.2m
총 보수
| CEO 급여 비율 | 9.19% |
| CEO 재임 기간 | 11.5yrs |
| CEO 지분 보유율 | 7.8% |
| 경영진 평균 재임 기간 | 3.3yrs |
| 이사회 평균 재임 기간 | 5.9yrs |
최근 경영진 업데이트
Recent updates
Seeking Alpha • Sep 15
Root: The Insurtech Has Finally Become An Insurer (Rating Upgrade)
Summary ROOT has shifted from hypergrowth toward disciplined underwriting, prioritizing sustainable margins over aggressive premium expansion. H1 2026 net combined ratio improved to 91.7%, while the expense ratio fell to 27.6%, showing meaningful operating leverage. Distribution is diversifying through brokers, marketplaces, and embedded partnerships as ROOT reduces dependence on expensive direct customer acquisition. My central earnings scenarios imply $97–$114 million of post-tax income and roughly 40%–65% upside at a 12x earnings multiple. I upgrade ROOT from Hold to Strong Buy as improving underwriting consistency and expense efficiency outweigh slower premium growth. Read the full article on Seeking Alpha
내러티브 업데이트 • Aug 21
ROOT: Partnerships And Competitive Pressures Will Shape Execution And Future Upside
Analysts have trimmed their price expectations for Root, with the average target moving from about $68.80 to roughly $60.20 as they factor in tougher competition, slower projected revenue growth, and a lower future P/E multiple following recent downgrades and target cuts from $78 to $58 and from $125 to $60. Analyst Commentary Recent research on Root gives you a mixed picture, with analysts weighing the tougher competitive backdrop against the company’s execution plans and growth targets into 2026.
내러티브 업데이트 • Aug 06
ROOT: Partnership Execution And Buybacks Will Support Future Re-Rating
Analysts have reduced the Root fair value estimate from $95 to $80 as they adjust assumptions on growth, margins and future P/E multiples, in line with recent price target cuts from $125 to $60 and other downward revisions on the Street. Analyst Commentary Recent research updates on Root show a mixed tone, but there are still some clear bright spots that bullish analysts highlight when they look at the stock's long term potential and current valuation reset.내러티브 업데이트 • Jul 14
ROOT: Embedded Partnerships And Tighter Profit Assumptions Will Shape Future Upside Potential
Root's analyst fair value estimate has been revised from $90 to $68.80, reflecting updated Street price targets around $60 and analyst expectations for lower revenue growth, slimmer profit margins, a higher discount rate, and a much higher future P/E. Analyst Commentary Recent Street research on Root has focused on resetting expectations, with price targets clustered around US$60 and a clear emphasis on execution, revenue growth, and profit margins.내러티브 업데이트 • Jun 30
ROOT: Execution On Partnerships And Buybacks Will Support Future Upside
Analysts have trimmed their fair value estimate for Root stock to $95 from $125, reflecting a series of recent price target cuts, including a move to $60 at TD Cowen, and updated assumptions around the discount rate, revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research on Root highlights a more cautious tone on price targets, but bullish analysts still see reasons to stay engaged with the story, particularly around execution, profitability, and the stock's relationship to revised fair value estimates.
내러티브 업데이트 • Jun 16
ROOT: Cautious Reset On Execution And Margins Will Shape Future Upside
Root's analyst price targets have been trimmed by $2 to $9 in recent Street updates, as analysts adjust their views in line with modest changes to revenue growth, profit margin assumptions and future P/E expectations. Analyst Commentary Recent research updates point to a more cautious stance on Root, with price targets reduced in response to updated assumptions on revenue, margins and future P/E levels.내러티브 업데이트 • Jun 02
ROOT: Repeated Neutral Resets Will Challenge Sustainability Of Recent Margin Gains
Narrative Update Analysts recently cut Root's price target to $52, citing updated assumptions for revenue growth, profit margins and future P/E that temper earlier expectations, while keeping the fair value estimate and discount rate unchanged. Analyst Commentary Recent Street research highlights a series of price target reductions for Root, with bearish analysts revisiting their assumptions on growth, profitability and valuation multiples.내러티브 업데이트 • May 13
ROOT: Slowing Revenue Assumptions Will Test Sustainability Of Recent Margin Gains
Analysts have trimmed the price target on Root by $2 to $50, citing lower assumptions for revenue growth, slightly higher profit margin expectations, and a modestly higher future P/E multiple. Analyst Commentary Recent research shows a series of price target cuts on Root, even when results have come in ahead of prior expectations on some key metrics.분석 기사 • May 05
With EPS Growth And More, Root (NASDAQ:ROOT) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...내러티브 업데이트 • Apr 23
ROOT: Fair Outlook Balances Partnership Progress With Questions On Margin Durability
Analysts have reduced their average price target on Root from about $105 to $52. This change reflects updated views on fair value after recent target cuts, including adjustments related to operating trends and margin assumptions.내러티브 업데이트 • Apr 08
ROOT: Lower Loss Ratio And PIF Momentum Will Support Future Upside
Analysts have reduced Root's average price target to reflect recent target cuts from $150 to $104, from $96 to $75, from $75 to $70, and from $90 to $52, citing updated views on growth, margins, pricing, and loss trends after the latest quarterly results. Analyst Commentary Recent research updates show that even as price targets have been reduced, some bullish analysts remain constructive on Root's execution and earnings profile, especially around the latest quarterly print.내러티브 업데이트 • Mar 24
ROOT: Future Pricing And Loss Trends Will Drive Upside Potential
Analysts have trimmed the price target on Root to $90.00 from $111.60, citing lower fair value assumptions and more moderate expectations for revenue growth and profit margins, partly offset by a slightly higher future P/E multiple. Analyst Commentary Street research around Root reflects a mix of optimism on execution and caution on valuation risk, with several firms trimming price targets while maintaining neutral to positive ratings.내러티브 업데이트 • Mar 08
ROOT: Loss Ratio Discipline And Policy Momentum Will Support Future Upside
Analysts have reduced their price target on Root to $125 from $150, reflecting updated assumptions that include slightly lower revenue growth, a modestly higher profit margin profile, and a lower forward P/E multiple informed by recent research that trimmed targets following Q4 results. Analyst Commentary Recent Street research on Root has centered on how the latest quarterly results feed into updated valuation work, especially around earnings power, growth in policies in force, and the balance between revenue growth and operating efficiency.내러티브 업데이트 • Feb 22
ROOT: Pricing And Loss Trends Will Drive Upside Potential Ahead
Narrative Update on Root Analysts have trimmed their price target on Root from $96 to $75 as they now reflect updated views on pricing, loss trends, and reserves in the insurance sector, along with slightly higher discount rates and more cautious profit margin assumptions in their valuation work. Analyst Commentary Analysts are reworking their models on Root around the upcoming insurance sector earnings season, with attention centering on how pricing, loss trends, and reserves could influence the path for margins and valuation.분석 기사 • Feb 12
Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 26%
Root, Inc. ( NASDAQ:ROOT ) shareholders that were waiting for something to happen have been dealt a blow with a 26...내러티브 업데이트 • Feb 08
ROOT: Pricing Discipline And Loss Management Will Support Future Upside Potential
Narrative update on Root Analysts have trimmed their price target on Root from US$96 to US$75, pointing to a sharper focus on pricing, loss trends, and reserves across the insurance group, with modest tweaks to long term revenue growth, profit margin, discount rate, and forward P/E assumptions. Analyst Commentary Bullish analysts looking at Root around upcoming insurance sector results are paying close attention to how the company manages pricing, loss trends, and reserves relative to peers in the P&C space.내러티브 업데이트 • Jan 24
ROOT: Pricing Discipline And Loss Trends Will Support Long-Term Upside Potential
Analysts trimmed their price target on Root to US$75 from US$96, citing a sharper focus on pricing, loss trends, and reserves heading into upcoming insurance sector earnings. Analyst Commentary Bullish analysts are treating the revised US$75 price target as a recalibration rather than a reversal in their broader view on Root.내러티브 업데이트 • Jan 10
ROOT: Cautious Assumptions Will Support Long-Term Upside Potential
Analysts now see Root’s fair value holding at $150.00 per share while applying slightly lower revenue growth and profit margin assumptions, along with a higher forward P/E, reflecting a more cautious outlook on the company’s medium term earnings power. Valuation Changes Fair Value: Fair value per share is unchanged at $150.00.내러티브 업데이트 • Dec 26
ROOT: West Coast Expansion Will Drive Long-Term Upside In Coming Years
Analysts have modestly raised their price target on Root, now implying intrinsic value of approximately $150.00 per share, as slightly stronger projected revenue growth more than offsets a marginally lower expected profit margin and a minimally higher forward earnings multiple. Valuation Changes Fair Value: Unchanged at an implied intrinsic value of approximately $150.00 per share, indicating a stable central valuation view.내러티브 업데이트 • Dec 12
ROOT: West Coast Expansion Will Drive Long-Term Upside Despite Tempered Outlook
Analysts lowered their price target on Root from 165 dollars to 150 dollars, citing a tempered outlook for revenue growth and profit margins that more than offset a slightly higher assumed future earnings multiple. What's in the News Root Insurance expands into Washington, completing its West Coast footprint and now serving drivers in Washington, Oregon, and California (company announcement) The company’s data-driven, smartphone-based pricing model now reaches more than 78% of the U.S. population, significantly broadening its addressable market (company announcement) Washington drivers can enroll via the Root app or joinroot.com, complete a telematics-based test drive, and potentially save up to 1,200 dollars annually based on safe driving behavior (company announcement) Root is deepening distribution by partnering with tech-forward companies and independent insurance agents to offer multiple access points for its digital-first auto policies in Washington (company announcement) Valuation Changes Fair Value Estimate lowered moderately from 165 dollars to 150 dollars, reflecting a more cautious outlook on the company’s fundamentals.내러티브 업데이트 • Oct 28
Premium Expansion Will Face Headwinds While Profitability Sees Continued Progress
The analyst consensus price target for Root has shifted downward, dropping from $140 to $105 according to recent updates. Analysts cite mixed performance in premium growth and profitability, despite better-than-expected earnings.내러티브 업데이트 • Oct 12
Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles
Analysts have lowered their average price target for Root from $130.60 to $124.40. They cite mixed trends in premium growth and company profitability despite recent earnings performance.내러티브 업데이트 • Aug 15
Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles
Despite strong operating income beats, improved earnings forecasts, and higher premium growth, ongoing concerns about weaker policy-in-force growth tempered analyst enthusiasm, resulting in the consensus analyst price target for Root remaining unchanged at $137.60. Analyst Commentary Bullish analysts cited higher earned premium growth and improved loss ratios contributing to a significant operating income beat versus expectations.분석 기사 • Jul 12
Market Cool On Root, Inc.'s (NASDAQ:ROOT) Revenues Pushing Shares 25% Lower
Root, Inc. ( NASDAQ:ROOT ) shareholders won't be pleased to see that the share price has had a very rough month...분석 기사 • May 04
Root, Inc. (NASDAQ:ROOT) Stocks Shoot Up 27% But Its P/S Still Looks Reasonable
Despite an already strong run, Root, Inc. ( NASDAQ:ROOT ) shares have been powering on, with a gain of 27% in the last...
새로운 내러티브 • Apr 23
Expansive Costs Will Undermine Future Profitability In US Insurance
Strategic investments in marketing and data science might boost future growth but will likely increase short-term expenses and pressure net margins.분석 기사 • Mar 15
Root, Inc. (NASDAQ:ROOT) Looks Just Right With A 28% Price Jump
Root, Inc. ( NASDAQ:ROOT ) shares have continued their recent momentum with a 28% gain in the last month alone. The...Seeking Alpha • Feb 28
Root: Loving The Profits, But It's Fair Value Territory
Summary Root Insurance's profitability and growth have led to a re-rating from Buy to Hold due to increased share price and tariff uncertainties. Q4 showed revenue growth and an improved balance sheet, but increased expenses led to a slight EPS decline. Debt refinancing reduced interest expenses, enhancing future earnings potential, while tangible book value per share increased. Risks include dependency on Carvana partnership, competition from larger insurers, and potential impacts from Trump tariffs on auto sales. Read the full article on Seeking AlphaSeeking Alpha • Feb 18
Root Inc. Q4 2024 Earnings Preview
Summary Despite Root's profitability surge, the stock is overvalued due to unsustainable loss ratios and the stagnant auto insurance market. My DCF analysis indicates Root needs 20-40% sustained growth and industry-leading loss ratios to justify the current price. Root's Q4 earnings are expected to show improved EPS and revenue, but sequential declines suggest cautious optimism. I maintain a sell rating with a price target of $85.29, as the current valuation assumes near-perfect execution. Read the full article on Seeking AlphaSeeking Alpha • Jan 06
Root, Inc.: A Risky Play In The Insurtech Sector
Summary Root, Inc. leverages proprietary technology for precise auto insurance pricing, showing growth potential, but shares are currently expensive and volatile. Root's innovative approach uses individual driving data for personalized pricing, unlike traditional insurers, but faces strong competition from established market leaders. Despite recent profitability and improved loss ratios, Root's business model is still maturing, with volatile short-term profitability and high valuation risks. Root's long-term growth strategy includes nationwide expansion, partnerships, and cross-selling, but it remains a risky investment for those averse to volatility. Read the full article on Seeking Alpha분석 기사 • Dec 20
Root, Inc. (NASDAQ:ROOT) Stock's 30% Dive Might Signal An Opportunity But It Requires Some Scrutiny
The Root, Inc. ( NASDAQ:ROOT ) share price has softened a substantial 30% over the previous 30 days, handing back much...분석 기사 • Nov 01
Root, Inc. (NASDAQ:ROOT) Stock Rockets 74% But Many Are Still Ignoring The Company
Root, Inc. ( NASDAQ:ROOT ) shareholders would be excited to see that the share price has had a great month, posting a...Seeking Alpha • Nov 01
Root, Inc. Has Entered The World Of Profits (Rating Upgrade)
Summary Root, Inc. has finally achieved its first profitable quarter, reducing the risks and providing a better basis for valuation. Following wild price fluctuation after ROOT's earnings release, the closing price fell to a fair range for no growth and a bargain if growth materializes. Auto insurance remains competitive, however, and bigger competitors may yet test Root's ability to capture market share from its small starting point. Overall, the confirmation of their strategy in Q3 and the value proposition make ROOT a compelling Buy. Read the full article on Seeking AlphaCEO 보수 분석
| 날짜 | 총 보수 | 급여 | 회사 수익 |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$58m |
| Mar 31 2026 | n/a | n/a | US$55m |
| Dec 31 2025 | US$8m | US$750k | US$38m |
| Sep 30 2025 | n/a | n/a | US$54m |
| Jun 30 2025 | n/a | n/a | US$82m |
| Mar 31 2025 | n/a | n/a | US$53m |
| Dec 31 2024 | US$11m | US$750k | US$29m |
| Sep 30 2024 | n/a | n/a | -US$16m |
| Jun 30 2024 | n/a | n/a | -US$84m |
| Mar 31 2024 | n/a | n/a | -US$113m |
| Dec 31 2023 | US$9m | US$750k | -US$147m |
| Sep 30 2023 | n/a | n/a | -US$182m |
| Jun 30 2023 | n/a | n/a | -US$202m |
| Mar 31 2023 | n/a | n/a | -US$261m |
| Dec 31 2022 | US$5m | US$750k | -US$298m |
| Sep 30 2022 | n/a | n/a | -US$349m |
| Jun 30 2022 | n/a | n/a | -US$416m |
| Mar 31 2022 | n/a | n/a | -US$499m |
| Dec 31 2021 | US$6m | US$710k | -US$521m |
| Sep 30 2021 | n/a | n/a | -US$544m |
| Jun 30 2021 | n/a | n/a | -US$497m |
| Mar 31 2021 | n/a | n/a | -US$357m |
| Dec 31 2020 | US$4m | US$600k | -US$363m |
| Sep 30 2020 | n/a | n/a | -US$315m |
| Jun 30 2020 | n/a | n/a | -US$330m |
| Mar 31 2020 | n/a | n/a | -US$339m |
| Dec 31 2019 | US$1m | US$298k | -US$282m |
보상 대 시장: Alex의 총 보수(USD8.16M)는 US 시장에서 비슷한 규모 기업의 평균(USD3.51M)보다 높습니다.
보상과 수익: Alex의 보상은 지난 1년 동안 회사 실적과 일치했습니다.
CEO
Alex Timm (37 yo)
11.5yrs
재임 기간
US$8,163,348
보수
Mr. Alexander Edward Timm, also known as Alex, Co-Founded of Root, Inc. in March 2015 until 2025 and became the Founder of Root, Inc. from 2025 also its Chief Executive Officer & Director since March 2015....
리더십 팀
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| Founder | 11.5yrs | US$8.16m | 7.82% $ 61.6m | |
| President & CTO | 4.6yrs | US$5.09m | 1.71% $ 13.4m | |
| Chief Financial Officer | 3.5yrs | US$3.68m | 0.34% $ 2.6m | |
| Chief Administrative Officer | 3.3yrs | US$3.71m | 0.52% $ 4.1m | |
| Chief Accounting Officer | 2.4yrs | 데이터 없음 | 0.16% $ 1.2m | |
| Head of Investor Relations | 2.9yrs | 데이터 없음 | 데이터 없음 | |
| VP, General Counsel & Secretary | no data | 데이터 없음 | 데이터 없음 | |
| Chief Communications Officer | 3.6yrs | 데이터 없음 | 데이터 없음 | |
| Senior Vice President of Business Development | 3.3yrs | 데이터 없음 | 데이터 없음 | |
| Chief Information Security Officer & Head of IT | 1.7yrs | 데이터 없음 | 데이터 없음 |
3.3yrs
평균 재임 기간
40.5yo
평균 나이
경험이 풍부한 관리: ROOT의 경영진은 경험이 있음으로 간주됩니다(평균 재임 3.3 년).
이사회 구성원
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| Founder | 11.5yrs | US$8.16m | 7.82% $ 61.6m | |
| Lead Independent Director | 5.9yrs | US$307.19k | 0.30% $ 2.4m | |
| Independent Director | 6.1yrs | US$258.16k | 0.17% $ 1.4m | |
| Independent Director | 5.9yrs | US$253.06k | 0.11% $ 884.4k | |
| Independent Director | 9.8yrs | US$257.96k | 0.28% $ 2.2m | |
| Independent Director | 4.5yrs | US$242.85k | 0.085% $ 668.5k | |
| Independent Director | 4.2yrs | US$273.85k | 0.069% $ 544.1k | |
| Independent Director | 2.9yrs | US$243.27k | 0.057% $ 448.8k |
5.9yrs
평균 재임 기간
54.5yo
평균 나이
경험이 풍부한 이사회: ROOT의 이사회는 경험이 있음으로 간주됩니다(평균 재임 5.9 년).
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/09/18 09:03 |
| 종가 | 2026/09/18 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.
Simply Wall St 분석 모델을 설계하고 구축한 에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Root, Inc.는 16명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Tracy Dolin-Benguigui | Barclays |
| Ross Sandler | Barclays |
| Joshua Shanker | BofA Global Research |