American Express (AXP) 주식 개요
American Express Company는 자회사와 함께 미국, 유럽, 중동 및 아프리카, 아시아 태평양, 호주, 뉴질랜드, 라틴 아메리카, 캐나다, 카리브해 및 전 세계에서 통합 결제 회사로 운영되고 있습니다. 자세히 보기
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American Express Company 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | US$311.78 |
| 52주 최고가 | US$387.49 |
| 52주 최저가 | US$281.47 |
| 베타 | 1.08 |
| 1개월 변동 | -6.34% |
| 3개월 변동 | -9.94% |
| 1년 변동 | 9.31% |
| 3년 변동 | 98.28% |
| 5년 변동 | 94.70% |
| IPO 이후 변동 | 7,860.14% |
최근 뉴스 및 업데이트
내러티브 업데이트 • May 03
AXP: Premium Customer Erosion And Lower P E Will Pressure Returns
Analysts have trimmed the American Express price target slightly to $285, reflecting modestly lower revenue growth and profit margin assumptions along with a reduced future P/E of about 16.3x. Analyst Commentary Street research on American Express has turned more mixed, with several firms cutting price targets over the past few months even as a few higher targets remain in place.Seeking Alpha • May 03
American Express: The Subscription Moat With A Potential AI Bonus On Top
Summary American Express is rated Buy at $316, with a 2030 price target of $508 and a projected 13.4% annual total return. AXP’s revenue mix is shifting toward recurring card fees, which grew 18% in Q1 2026, decoupling profitability from cyclical spending. Profitability is scaling: EPS rose 18% on 11% revenue growth, cost-to-income ratio improved, and credit metrics remain below 2019 levels. The ACE agentic commerce initiative is an unpriced upside option; core business alone justifies capital allocation and rating. Read the full article on Seeking AlphaRecent updates
내러티브 업데이트 • May 03
AXP: Premium Customer Erosion And Lower P E Will Pressure Returns
Analysts have trimmed the American Express price target slightly to $285, reflecting modestly lower revenue growth and profit margin assumptions along with a reduced future P/E of about 16.3x. Analyst Commentary Street research on American Express has turned more mixed, with several firms cutting price targets over the past few months even as a few higher targets remain in place.Seeking Alpha • May 03
American Express: The Subscription Moat With A Potential AI Bonus On Top
Summary American Express is rated Buy at $316, with a 2030 price target of $508 and a projected 13.4% annual total return. AXP’s revenue mix is shifting toward recurring card fees, which grew 18% in Q1 2026, decoupling profitability from cyclical spending. Profitability is scaling: EPS rose 18% on 11% revenue growth, cost-to-income ratio improved, and credit metrics remain below 2019 levels. The ACE agentic commerce initiative is an unpriced upside option; core business alone justifies capital allocation and rating. Read the full article on Seeking Alpha
새로운 내러티브 • Apr 22
American Express (AXP): The Lifestyle Moat and the "Platinum Refresh" Pivot
American Express (AXP) , the premier lifestyle and payments giant, enters Wednesday, April 22, 2026 , standing as a pillar of resilience in a shifting consumer economy. Trading at $332.01 USD —a gain of 0.65% as the market prepares for tomorrow’s first-quarter earnings release—the stock remains a favorite of institutional titans like Warren Buffett.
내러티브 업데이트 • Apr 19
AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E
American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.내러티브 업데이트 • Apr 05
AXP: Premium Margins And Rate Cap Threat Will Shape Forward P E
Analysts have made a modest upward adjustment to the American Express price target, with fair value moving by about $3 to $286.99 as they balance softer margin assumptions against slightly higher revenue growth expectations and a small uptick in the future P/E. Analyst Commentary Recent research on American Express reflects a split view, with some firms highlighting long term growth potential and others flagging risks around competition, regulation, and macro sensitivity.내러티브 업데이트 • Mar 21
AXP: Affluent Credit Stability And Buybacks Should Support Higher Future P E
Narrative Update: American Express American Express's analyst price target has been revised slightly lower, with fair value moving from about $462.00 to $458.63 as analysts factor in modestly higher revenue growth and profit margins, a slightly lower discount rate, and a reduced future P/E assumption. Analyst Commentary Recent Street research on American Express shows a split tape, with some firms trimming price targets and others lifting them.
내러티브 업데이트 • Mar 07
AXP: Future Returns Will Reflect 2026 Guide Versus Credit Policy Risk
The analyst price target for American Express has been trimmed by about $1 to $378.94, as analysts balance slightly higher profit margin and discount rate assumptions with mixed sentiment around consumer finance, concerns about AI-driven unemployment, and recent volatility in the shares. Analyst Commentary Recent research on American Express reflects a split tape, with some firms highlighting opportunity after the recent pullback and others flagging policy and credit risks that could cap upside.내러티브 업데이트 • Feb 21
AXP: Future Performance Will Reflect 2026 Guide And Regulatory Risk Balancing
American Express's analyst fair value estimate has been revised higher to $379.60 from $354.83, as analysts factor in slightly lower discount rates, a modestly higher assumed future P/E multiple, and updated views on revenue growth and margins following a mix of recent price target hikes and trims across the Street. Analyst Commentary Recent Street research on American Express shows a split view, with several firms lifting price targets and a few trimming them or keeping more cautious stances.내러티브 업데이트 • Feb 07
AXP: Elevated P E Multiples Will Face Potential Credit Card Rate Cap Shock
Analysts have refined their view on American Express, raising their fair value estimate modestly to about $284. This update reflects slightly lower assumed discount rates, more measured expectations for revenue growth and margins, a minor adjustment to future P/E assumptions, and recent price target changes on the Street that are mixed but generally supportive.내러티브 업데이트 • Jan 24
AXP: Elevated P E Multiples Will Face Regulatory Credit Card Rate Cap Test
Analysts have raised their implied fair value for American Express from about US$230 to roughly US$280, reflecting updated price targets that apply higher future P/E multiples and slightly stronger assumptions for revenue growth and profit margins. Analyst Commentary Across recent research, most price target changes for American Express have been upward, but the tone is not uniformly optimistic.내러티브 업데이트 • Jan 09
AXP: Higher P/E Multiple Could Reward Solid Loan And Earnings Momentum
Analysts have lifted their blended price expectations for American Express, with the modelled fair value rising from about US$366.63 to US$462.00 as they factor in higher sector multiples, including a future P/E assumption of 26.66, as well as updated views on growth, margins and discount rates informed by recent price target increases across the specialty finance group. Analyst Commentary Recent Street research around American Express shows a cluster of higher price targets and rating moves that feed into the richer blended fair value used in the updated model.내러티브 업데이트 • Dec 14
AXP: Future Performance Will Reflect Execution On Premium Card Refresh Amid Mixed Sentiment
The analyst price target for American Express has been raised modestly, as analysts factor in a roughly $3 uptick in fair value to about $355 per share. This is supported by stronger billings growth, resilient credit trends, and confidence in the earnings impact of the Platinum refresh, despite mixed near term guidance.내러티브 업데이트 • Nov 30
AXP: Future Results Will Reflect Execution Strength Amid Mixed Market Sentiment
American Express's analyst price target has been modestly increased by $1 to $351.87. Analysts cite stronger-than-expected revenue expansion, higher profit margins, and improved growth trends, supported by recent upgrades and positive financial results.내러티브 업데이트 • Nov 16
AXP: Future Results Will Balance Margin Strength With Competitive Pressures
American Express's analyst price target has been raised slightly, with the updated fair value estimate increasing from $349.41 to $350.87. Analysts cite continued robust operating performance, improved revenue and profit margin trends, and tempered expense forecasts following strong recent results.내러티브 업데이트 • Nov 01
AXP: Premium Card Momentum And Buybacks Will Shape Performance Amid Balanced Risks
American Express's analyst price target has increased modestly by $11 to $349, as analysts cite resilient operating results, improved profit margins, and continued confidence in growth, even though revenue guidance has been tempered. Analyst Commentary Following American Express's latest quarterly results, Wall Street analysts have shared a range of perspectives on the company's outlook and valuation.내러티브 업데이트 • Oct 18
Personalized Experiences And Global Expansion Will Drive Future Value
The analyst price target for American Express has increased from approximately $329.62 to $338.24. Analysts cite improving loan growth trends, stable credit quality, and expectations for accelerating revenue from upcoming product initiatives.내러티브 업데이트 • Oct 04
Personalized Experiences And Global Expansion Will Drive Future Value
American Express has seen its analyst price target increase notably from $311 to $362, as analysts cite stable credit trends, a premium valuation based on strong credit quality, and updated financial models that reflect improved outlooks for the consumer finance sector. Analyst Commentary Analysts remain divided on the prospects for American Express, with recent research highlighting both constructive and cautious viewpoints.분석 기사 • May 23
Pinning Down American Express Company's (NYSE:AXP) P/E Is Difficult Right Now
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") below 17x, you may...Seeking Alpha • Apr 23
American Express: Solid Q1 Results Fuel Long-Term Optimism
Summary American Express shows solid top-line growth with 7.3% revenue increase and 20% card fee revenue growth, indicating strong customer value perception. Operating expenses grew by 10%, but disciplined spending on S&G and G&A ensures long-term customer satisfaction and company success. Capital returns to shareholders are robust, with a 17% dividend increase and consistent stock buybacks, enhancing shareholder value. Premium customer base and strong Gen-Z and Millennial acquisition highlight Amex's effective portfolio management and future growth potential. Read the full article on Seeking Alpha새로운 내러티브 • Apr 08
US Card Refresh And Global Merchant Expansion Will Unlock Opportunities
Expansion efforts, including product refreshes and merchant network growth, target Millennials and Gen Z, aiming to boost transaction volume and revenue.새로운 내러티브 • Apr 07
Expanding Merchant Network And Millennial Focus Will Succeed
Focus on global merchant network expansion and targeting of younger generations drives revenue growth through increased transaction volumes and premium product adoption.Seeking Alpha • Mar 14
American Express: Too Soon To Buy The Dip Given Travel Exposure
Summary American Express faces challenges with a 20% stock drop from its high, driven by economic uncertainty and reduced travel & entertainment spending. Despite strong brand equity and growth in high-income consumers, AXP's revenue growth is likely set to slow, with marketing expenses pressuring margins. Small business spending remains uncertain due to economic policies, though AXP's higher-income focus may mitigate credit downturn risks. Maintaining a "hold" rating, I suggest waiting for a pullback below $240 or 16x earnings before considering adding AXP shares. Read the full article on Seeking AlphaSeeking Alpha • Feb 28
American Express: A Better Entry Point Is Coming
Summary American Express is a solid blue-chip stock with a 143% total return over five years, driven by its closed-loop network, brand power, and affluent customer base. The company's strong financials, including a TTM ROE of 34.3% and consistent revenue and EPS growth, highlight its robust business model. Despite its strengths, AXP's current valuation is elevated and so is its chart; a better entry point may arise with a 10-20% dip in stock price. Read the full article on Seeking AlphaSeeking Alpha • Feb 09
American Express Is A Fantastic Long-Term Investment
Summary American Express shows strong financial health with $17 billion in revenue, 25% YoY EPS growth, and a P/E ratio of ~23x, indicating substantial shareholder returns. The company maintains robust credit quality, with lower delinquency and write-off rates, ensuring a stable balance sheet and reduced provisions. Shareholder returns are bolstered by aggressive share buybacks, a nearly 1% dividend yield, and a long-term focus on double-digit revenue and EPS growth. Despite competition, American Express' consistent investment in its portfolio and customer base positions it as a valuable long-term investment. Read the full article on Seeking AlphaSeeking Alpha • Jan 28
American Express Keeps The Premium Charges Going With Gen Z
Summary American Express Company has shown strong financial performance with a 12-month rally of nearly 60%, record Q4 results, and robust earnings growth. The company is benefiting from increased spending by Millennials and Gen Z, who prioritize experiences over possessions, driving demand for premium products. Operationally, Amex boasts a 35% ROE and plans to increase its quarterly dividend by 17%, while maintaining controlled costs and investing in market opportunities. Despite facing rising customer acquisition costs and competition, Amex's solid financials, international expansion, and premium customer base make it a "Buy" with growth potential. Read the full article on Seeking AlphaSeeking Alpha • Jan 19
American Express: What To Look For In Next Week's Earnings
Summary American Express (AXP) is poised for a high-stakes Q4 earnings report, with expectations of 16%+ EPS growth and 10%+ revenue growth. AXP's premium valuation is justified by its strong brand, higher-tier customer base, and superior returns on equity compared to peers. Despite a mixed earnings track record, AXP's consistent 2024 trend suggests a potential buy opportunity if shares dip to around $280. The main risks include a consumer slowdown and high market expectations, but long-term investors should focus on AXP's enduring strengths. Read the full article on Seeking Alpha주주 수익률
| AXP | US Consumer Finance | US 시장 | |
|---|---|---|---|
| 7D | -0.5% | -0.5% | 1.0% |
| 1Y | 9.3% | 7.7% | 28.7% |
수익률 대 산업: AXP은 지난 1년 동안 7.7%의 수익을 기록한 US Consumer Finance 산업보다 더 좋은 성과를 냈습니다.
수익률 대 시장: AXP은 지난 1년 동안 28.7%를 기록한 US 시장보다 저조한 성과를 냈습니다.
주가 변동성
| AXP volatility | |
|---|---|
| AXP Average Weekly Movement | 4.3% |
| Consumer Finance Industry Average Movement | 6.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
안정적인 주가: AXP는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: AXP의 주간 변동성(4%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 1850 | 76,800 | Steve Squeri | www.americanexpress.com |
American Express Company는 자회사와 함께 미국, 유럽, 중동 및 아프리카, 아시아 태평양, 호주, 뉴질랜드, 라틴 아메리카, 캐나다, 카리브해 및 전 세계에서 통합 결제 회사로 운영되고 있습니다. 4개의 부문으로 나뉘어 운영됩니다: 미국 소비자 서비스, 상업 서비스, 국제 카드 서비스, 글로벌 가맹점 및 네트워크 서비스입니다. 이 회사는 신용 카드 및 충전 카드, 여행, 외식, 라이프스타일 및 비용 관리 상품과 서비스, 예금 및 비카드 대출을 포함한 은행 및 기타 결제 및 금융 상품과 서비스 등 보완적인 상품과 서비스를 제공합니다.
American Express Company 기초 지표 요약
| AXP 기초 통계 | |
|---|---|
| 시가총액 | US$211.32b |
| 순이익 (TTM) | US$11.09b |
| 매출 (TTM) | US$68.81b |
19.2x
주가수익비율(P/E)3.1x
주가매출비율(P/S)AXP는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| AXP 손익계산서 (TTM) | |
|---|---|
| 매출 | US$68.81b |
| 매출원가 | US$25.63b |
| 총이익 | US$43.19b |
| 기타 비용 | US$32.10b |
| 순이익 | US$11.09b |
최근 보고된 실적
Mar 31, 2026
다음 실적 발표일
Jul 24, 2026
| 주당순이익(EPS) | 16.25 |
| 총이익률 | 62.76% |
| 순이익률 | 16.11% |
| 부채/자본 비율 | 177.8% |
AXP의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기배당
1.2%
현재 배당 수익률21%
배당 성향기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/22 14:14 |
| 종가 | 2026/05/22 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
American Express Company는 56명의 분석가가 다루고 있습니다. 이 중 23명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Bruce Harting | Barclays |