American Express 향후 성장

Future 기준 점검 2/6

American Express (는) 각각 연간 9.3% 및 9.4% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 11.6% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 38.8% 로 예상됩니다.

핵심 정보

9.3%

이익 성장률

11.61%

EPS 성장률

Consumer Finance 이익 성장	23.1%
매출 성장률	9.4%
향후 자기자본이익률	38.82%
애널리스트 커버리지	Good
마지막 업데이트	25 Nov 2025

최근 향후 성장 업데이트

Recent updates

American Express: Tapping Into Younger Age Cohorts With Earnings Momentum In 2025

Dec 25

Investor Optimism Abounds American Express Company (NYSE:AXP) But Growth Is Lacking

Dec 23

American Express: Continued Execution But There Will Be Better Entry Points

Nov 24

American Express Earnings Show Continued Potential

Oct 21

American Express Has A Hidden Catalyst

Oct 08

American Express: Great Future But Fair Valuation

Sep 02

American Express: Compound Grower Facing Expense Headwinds

Aug 07

American Express: Endless Compounding

Jul 30

American Express: A Better Value Than Visa?

Jul 19

American Express: A Fintech Powerhouse With Growth Momentum, Buy

Jul 01

American Express' Plan Is Working, But Valuation Makes It A Hold

Jun 12

AXP: Key Acquisitions and Enhanced Membership Models Sustains an Incredible Moat

Jan 31American Express is on track to refresh approximately 40 products globally by the end of the year, including a refreshed US consumer gold card [source].

이익 및 매출 성장 예측

NYSE:AXP - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜	매출	이익	자유현금흐름	영업현금흐름	평균 애널리스트 수
12/31/2027	85,031	13,131	N/A	N/A	18
12/31/2026	78,488	11,820	11,820	N/A	22
12/31/2025	72,097	10,766	10,703	N/A	22
9/30/2025	65,294	10,411	18,938	21,139	N/A
6/30/2025	63,435	10,017	11,091	13,094	N/A
3/31/2025	62,049	10,142	11,312	13,262	N/A
12/31/2024	60,764	9,995	12,133	14,050	N/A
9/30/2024	59,239	9,760	13,194	15,041	N/A
6/30/2024	58,107	9,704	23,306	25,097	N/A
3/31/2024	56,898	8,869	22,887	24,488	N/A
12/31/2023	55,592	8,252	16,994	18,559	N/A
9/30/2023	54,379	7,894	18,571	20,222	N/A
6/30/2023	53,009	7,327	14,792	16,486	N/A
3/31/2023	52,138	7,119	15,052	16,822	N/A
12/31/2022	50,680	7,400	19,223	21,079	N/A
9/30/2022	49,623	7,533	15,794	17,655	N/A
6/30/2022	47,964	7,465	15,431	17,319	N/A
3/31/2022	45,828	7,780	14,479	16,245	N/A
12/31/2021	43,799	7,917	13,007	14,645	N/A
9/30/2021	41,169	7,652	11,581	13,137	N/A
6/30/2021	38,136	6,920	9,706	11,145	N/A
3/31/2021	33,407	4,909	8,627	10,090	N/A
12/31/2020	31,357	3,036	4,112	5,591	N/A
9/30/2020	32,236	3,283	3,811	5,287	N/A
6/30/2020	34,260	3,955	563	2,066	N/A
3/31/2020	38,117	5,446	1,191	2,866	N/A
12/31/2019	39,983	6,631	11,944	13,632	N/A
9/30/2019	39,162	6,945	7,490	9,184	N/A
6/30/2019	38,379	6,843	N/A	15,311	N/A
3/31/2019	37,598	6,705	N/A	15,414	N/A
12/31/2018	36,986	6,787	N/A	8,930	N/A
9/30/2018	36,129	3,597	N/A	15,141	N/A
6/30/2018	35,330	3,303	N/A	14,352	N/A
3/31/2018	34,679	3,026	N/A	14,443	N/A
12/31/2017	33,872	2,646	N/A	13,540	N/A
9/30/2017	32,409	4,661	N/A	11,921	N/A
6/30/2017	31,162	4,446	N/A	9,375	N/A
3/31/2017	30,397	5,111	N/A	6,922	N/A
12/31/2016	33,227	5,252	N/A	8,291	N/A
9/30/2016	30,448	5,358	N/A	7,738	N/A
6/30/2016	30,825	5,480	N/A	9,576	N/A
3/31/2016	30,859	4,943	N/A	11,014	N/A
12/31/2015	30,747	5,063	N/A	10,706	N/A
9/30/2015	31,358	5,626	N/A	10,228	N/A
6/30/2015	31,518	5,858	N/A	10,340	N/A
3/31/2015	31,849	5,933	N/A	9,831	N/A
12/31/2014	32,001	5,839	N/A	10,990	N/A

애널리스트 향후 성장 전망

수입 대 저축률: AXP 의 연간 예상 수익 증가율(9.3%)이 saving rate(3.3%)보다 높습니다.

수익 vs 시장: AXP 의 연간 수익(9.3%)이 US 시장(16%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: AXP 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: AXP 의 수익(연간 9.4%)이 US 시장(연간 10.5%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: AXP 의 수익(연간 9.4%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: AXP의 자본 수익률은 3년 후 38.8%로 높을 것으로 예상됩니다.

성장 기업 찾아보기

기업 분석 및 재무 데이터 상태

데이터	최종 업데이트 (UTC 시간)
기업 분석	2025/11/25 21:38
종가	2025/11/25 00:00
수익	2025/09/30
연간 수익	2024/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지	데이터	기간	미국 소스 예시 ^*
기업 재무제표	10년	손익계산서 현금흐름표 대차대조표	SEC 양식 10-K SEC 양식 10-Q
분석가 컨센서스 추정치	+3년	재무 예측 분석가 목표주가	분석가 리서치 보고서 Blue Matrix
시장 가격	30년	주가 배당, 분할 및 기타 조치	ICE 시장 데이터 SEC 양식 S-1
지분 구조	10년	주요 주주 내부자 거래	SEC 양식 4 SEC 양식 13D
경영진	10년	리더십 팀 이사회	SEC 양식 10-K SEC 양식 DEF 14A
주요 개발	10년	회사 공시	SEC 양식 8-K

^* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 Github 페이지에서 확인할 수 있으며, 보고서 활용 방법에 대한 가이드와 Youtube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

American Express Company는 54명의 분석가가 다루고 있습니다. 이 중 22명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가	기관
Stephen Biggar	Argus Research Company
David George	Baird
Bruce Harting	Barclays

American Express 향후 성장

Future 기준 점검 2/6

핵심 정보

최근 향후 성장 업데이트

American Express Company Raises Earnings Guidance for the Full Year 2025

American Express Company Re-Affirms Earnings Guidance for the Full Year 2025

American Express Company Maintains Full Year Guidance for 2025

American Express Company Raises Earnings Guidance for the Full Year 2024

American Express Company Raises Full-Year Earnings Guidance for the Year 2024

Recent updates

American Express: Platinum Refresh Should Be A Growth Driver In 2026

American Express Announces A Series of New Las Vegas Experiences

Chief Marketing Officer exercised options and sold US$15m worth of stock

American Express Debuts 1850 by American Express®, Limited-Time Pop-Up Destination At the Aria Resort & Casino in Las Vegas

President of Enterprise Shared Services recently sold US$1.8m worth of stock

Third quarter 2025 earnings: EPS and revenues exceed analyst expectations

American Express Company Raises Earnings Guidance for the Full Year 2025

American Express Unveils Amex Ads to Connect U.S. Card Members to Premium Brands

American Express Announces Retirement of Doug Buckminster as Vice Chairman, Effective from March 6, 2026

Second quarter dividend of US$0.82 announced

American Express Company Declares Regular Quarterly Dividend, Payable on November 10, 2025

American Express Unveils Major Enhancements to its U.S. Consumer and Business Platinum Cards

American Express Launches All-In-One Travel App and Digital Tools to Simplify and Enhance the Premium Travel Journey

Insider recently sold US$2.8m worth of stock

Chairman & CEO notifies of intention to sell stock

Chief Legal Officer notifies of intention to sell stock

Chief Legal Officer recently sold US$18m worth of stock

Insider recently sold US$1.7m worth of stock

Chief Partner Officer exercised options and sold US$12m worth of stock

JPMorgan Reportedly Nears Potential Deal to Run Apple Card

American Express Company Announces Board and Committee Appointments, Effective July 23, 2025

Second quarter 2025 earnings: EPS exceeds analyst expectations

American Express Company Re-Affirms Earnings Guidance for the Full Year 2025

American Express Enhances Business Platinum Card with New Benefits and Statement Credits

First quarter dividend of US$0.82 announced

American Express Company to Report Q2, 2025 Results on Jul 18, 2025

American Express Company Declares Regular Quarterly Dividend, Payable on August 8, 2025

Pinning Down American Express Company's (NYSE:AXP) P/E Is Difficult Right Now

Insider recently sold US$3.6m worth of stock

Insider recently sold US$2.6m worth of stock

Senior Executive Advisor notifies of intention to sell stock

American Express: Solid Q1 Results Fuel Long-Term Optimism

American Express Company (NYSE:AXP) completed the acquisition of Center ID Corp.

First quarter 2025 earnings: EPS exceeds analyst expectations

American Express Company Maintains Full Year Guidance for 2025

US Card Refresh And Global Merchant Expansion Will Unlock Opportunities

Expanding Merchant Network And Millennial Focus Will Succeed

Upcoming dividend of US$0.82 per share

American Express' (NYSE:AXP) Upcoming Dividend Will Be Larger Than Last Year's

American Express Company, Annual General Meeting, Apr 29, 2025

American Express: Too Soon To Buy The Dip Given Travel Exposure

Now 23% undervalued after recent price drop

American Express Company (NYSE:AXP) has entered into an agreement to acquire Center ID Corp.

American Express (NYSE:AXP) Will Pay A Larger Dividend Than Last Year At $0.82

Fourth quarter dividend of US$0.82 announced

American Express Company Approves 17% Quarterly Dividend Increase, Payable on May 9, 2025

American Express: A Better Entry Point Is Coming

New minor risk - Financial position

American Express Is A Fantastic Long-Term Investment

Chairman & CEO notifies of intention to sell stock

Insider recently sold US$3.5m worth of stock

American Express Company Announces Executive Changes, Effective February 3,2025

American Express Keeps The Premium Charges Going With Gen Z

Full year 2024 earnings: Revenues and EPS in line with analyst expectations

American Express Company Increase the Regular Quarterly Dividend

American Express: What To Look For In Next Week's Earnings

Does American Express (NYSE:AXP) Deserve A Spot On Your Watchlist?

Upcoming dividend of US$0.70 per share

American Express: Tapping Into Younger Age Cohorts With Earnings Momentum In 2025

Investor Optimism Abounds American Express Company (NYSE:AXP) But Growth Is Lacking

Third quarter dividend of US$0.70 announced

American Express Company to Report Q1, 2025 Results on Apr 17, 2025

American Express Declares Regular Quarterly Dividend, Payable on February 10, 2025

Chief Financial Officer exercised options and sold US$1.4m worth of stock

American Express: Continued Execution But There Will Be Better Entry Points

Chairman & CEO exercised options and sold US$32m worth of stock

Group President of Enterprise Services notifies of intention to sell stock

American Express Earnings Show Continued Potential

Third quarter 2024 earnings: EPS exceeds analyst expectations

American Express Company Raises Earnings Guidance for the Full Year 2024