Usio 경영진
경영진 기준 점검 2/4
Usio CEO는 Louis Hoch, Jul1998 에 임명되었습니다 의 임기는 27.83 년입니다. 총 연간 보상은 $1.37M, 64.1% 급여 및 35.9% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $4.90M 가치에 해당하는 회사 주식의 11.59% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 4.5 년과 9 년입니다.
핵심 정보
Louis Hoch
최고경영자
US$1.4m
총 보수
| CEO 급여 비율 | 64.08% |
| CEO 재임 기간 | 27.8yrs |
| CEO 지분 보유율 | 11.6% |
| 경영진 평균 재임 기간 | 4.5yrs |
| 이사회 평균 재임 기간 | 9yrs |
최근 경영진 업데이트
Recent updates
내러티브 업데이트 • May 11
USIO: New Gift Card Platform Will Reshape Merchant Payment Controls
Analysts have lifted their price target on Usio from $4.00 to $4.50, citing adjustments to their fair value estimate, discount rate, revenue growth expectations, profit margin outlook, and a lower assumed future P/E multiple. What's in the News Usio launched a new Private-Label Gift Card platform that lets businesses offer branded gift cards usable across locations, point-of-sale systems, and payment processors while using traditional payment networks (Key Developments).분석 기사 • Sep 05
Slammed 25% Usio, Inc. (NASDAQ:USIO) Screens Well Here But There Might Be A Catch
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 25% over the previous 30 days, handing back much...
내러티브 업데이트 • Aug 08
Electronic Payments Will Expand Market Opportunities Amid Uncertainty
The drop in Usio’s consensus price target reflects a substantial decline in net profit margin alongside a sharply higher future P/E, indicating weaker expected profitability and increasing valuation risk, with fair value now revised down to $5.12. What's in the News Usio and Mortgage Automator formed a strategic partnership to integrate Usio's advanced payment solutions into Mortgage Automator's platform, offering users automated payment options and streamlined loan servicing.분석 기사 • Jul 12
Further Upside For Usio, Inc. (NASDAQ:USIO) Shares Could Introduce Price Risks After 30% Bounce
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 30% share price jump in the last month...Seeking Alpha • Mar 28
I Like Usio's Direction, But Not Enough To Buy Right Now
Summary Usio, Inc. is transitioning from transactional services to an integrated fintech platform, focusing on recurring, tech-driven revenue streams for future growth. Despite a strong year-end finish with notable cash flow and payment processing volume increases, core revenue growth remains underwhelming. The company's valuation reflects investor optimism for future growth, but earnings volatility and execution risks make it a hold rather than a buy. Usio's shift to a platform model shows potential, but its ability to consistently generate high-margin revenue and free cash flow is still unproven. Read the full article on Seeking Alpha분석 기사 • Feb 21
Usio, Inc. (NASDAQ:USIO) Might Not Be As Mispriced As It Looks After Plunging 32%
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 32% over the previous 30 days, handing back much...
새로운 내러티브 • Feb 09
Improving Margins In ACH Segment And Strong Deal Pipeline Will Drive Future Profitability
Usio's expansion in ACH and PayFac segments is enhancing profitability and margins, positioning it for future earnings growth.분석 기사 • Jan 07
Market Might Still Lack Some Conviction On Usio, Inc. (NASDAQ:USIO) Even After 31% Share Price Boost
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 31% share price jump in the last month...Seeking Alpha • Aug 14
Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Summary Usio, Inc. has maintained a strong balance sheet by being net cash as of Q1 2024. The company forecasts that revenue YoY growth, adj. EBITDA YoY growth, positive operating cash flow and positive free cash flow will continue in 2024. On top of this, Usio, Inc. expects that it will be profitable in 2024. Based on absolute and relative valuation, Usio, Inc. at $1.50 per share is very cheap. Read the full article on Seeking Alpha분석 기사 • May 21
Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.6x might make it look like a strong buy right now...분석 기사 • Jan 18
Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks
With a price-to-sales (or "P/S") ratio of 0.5x Usio, Inc. ( NASDAQ:USIO ) may be sending bullish signals at the moment...분석 기사 • Aug 11
Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.5x might make it look like a buy right now compared...Seeking Alpha • Sep 13
Usio co-founder passes away
Electronic payment solutions provider Usio (NASDAQ:USIO) said its chairman and co-founder, Michael Long, passed away on Sep. 7. The board voted to name President and CEO Louis Hoch to the additional role of chairman in a special board meeting on Sep. 12. Source: Press ReleaseSeeking Alpha • Jul 26
Usio: Q2 total dollar processed declines 12% Y/Y, card segment on record high
Usio (NASDAQ:USIO) reported Tuesday a 2% sequential growth in total dollar processed to $2.4B during Q2 2022; however, down 12% compared to last year’s record second quarter. The fintech electronic payment company said total payment transactions processed in the second quarter of 2022 were 10.35M and included following processing results: Credit Card Dollars Processed (Including PayFac) was +2% sequentially, +9% year-over-year. Credit Card Transactions Processed +5%, +35%. Prepaid Card Load Volume -16%, +81%. Prepaid Card Transactions Processed -28%, +190%. Prepaid Card Purchase Dollars Processed -27%, +76%. Electronic Check Transaction Volume +10%, -8%. "Both card and ACH volumes set records in the final month of the quarter, June 2022, with monthly card volumes setting an all-time high and ACH volumes nearly matching our all-time high for a month. Consequently, we are maintaining our outlook of 16% - 20% revenue growth for the year, conditioned on favorable economic conditions," said Usio's President and CEO Louis Hoch. Further, the company told it expects over $15M of potential card spoilage to start recognizing in September. Earlier: Usio stock drops as Voyager Digital halts tradingSeeking Alpha • Jun 23
Usio Buffeted By Voyager
The company's shares have sold off strongly on economic and crypto risk and the latter turned out to be real with their crypto partner Voyager entering into serious problems. Q1 margins showed some decline mostly on one-off investments, paving the way for recovery in subsequent quarters, and the company still gained cash. Guidance will likely be lowered considerably, and we think the shares will be dead money for a while, although we think most of the problems are priced in already. Longer term, PayFac and prepaid will likely to keep growing strongly, so there is still some lure for the patient investor.Seeking Alpha • Jan 25
Usio Is Getting Flushed With The Market
The shares are sold off in sympathy with FinTech companies trading on much higher multiples. Their crypto and ACH businesses do produce some exposure to a weakening economy. However, the company is largely a secular growth story on the back of fast-growing PayFac and prepaid segments.Seeking Alpha • Oct 20
Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV
PayFac business is high-quality and growing >60%, worth $6/share today and $24/share in 2027. Prepaid business is another quality business that is growing 20%, worth $2.40/share today and $4.60/share in 2027. Remaining business units are free cash flow generators that will grow 2% organically over the next 5-7 years, providing free cash flow to invest in PayFac, Prepaid, and other growth. Blended organic growth 26% annually over next six years. Business worth $34 in 2027 based on 4x EV/sales and 30x EV/FCF, giving 35% CAGR potential.Seeking Alpha • Oct 03
Usio Is Close To Turning Profitable
Usio is firing on all cylinders and the company had its third consecutive quarter with positive adjusted EBITDA. The company is close to profitability. Management increased guidance again although the surprising thing is that it seems to indicate a flat H2 versus H1, which is likely to be too conservative, given the growth momentum.CEO 보수 분석
| 날짜 | 총 보수 | 급여 | 회사 수익 |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | -US$2m |
| Dec 31 2025 | US$1m | US$879k | -US$3m |
| Sep 30 2025 | n/a | n/a | -US$388k |
| Jun 30 2025 | n/a | n/a | US$3m |
| Mar 31 2025 | n/a | n/a | US$3m |
| Dec 31 2024 | US$1m | US$783k | US$3m |
| Sep 30 2024 | n/a | n/a | US$3m |
| Jun 30 2024 | n/a | n/a | -US$870k |
| Mar 31 2024 | n/a | n/a | -US$740k |
| Dec 31 2023 | US$1m | US$633k | -US$475k |
| Sep 30 2023 | n/a | n/a | -US$652k |
| Jun 30 2023 | n/a | n/a | -US$2m |
| Mar 31 2023 | n/a | n/a | -US$4m |
| Dec 31 2022 | US$621k | US$588k | -US$5m |
| Sep 30 2022 | n/a | n/a | -US$5m |
| Jun 30 2022 | n/a | n/a | -US$3m |
| Mar 31 2022 | n/a | n/a | -US$1m |
| Dec 31 2021 | US$1m | US$495k | -US$322k |
| Sep 30 2021 | n/a | n/a | -US$208k |
| Jun 30 2021 | n/a | n/a | -US$1m |
| Mar 31 2021 | n/a | n/a | -US$3m |
| Dec 31 2020 | US$917k | US$350k | -US$3m |
| Sep 30 2020 | n/a | n/a | -US$5m |
| Jun 30 2020 | n/a | n/a | -US$5m |
| Mar 31 2020 | n/a | n/a | -US$5m |
| Dec 31 2019 | US$516k | US$350k | -US$5m |
보상 대 시장: Louis의 총 보수(USD1.37M)는 US 시장에서 비슷한 규모 기업의 평균(USD624.15K)보다 높습니다.
보상과 수익: Louis의 보상은 회사가 적자임에도 증가했습니다.
CEO
Louis Hoch (59 yo)
27.8yrs
재임 기간
US$1,371,589
보수
Mr. Louis A. Hoch is Co-Founder of USIO, INC. (formerly known as Payment Data Systems, Inc.) and has been its Chief Executive Officer since August 4, 2016 and is its President, Director since July 1998 and...
리더십 팀
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| Co-Founder | 27.8yrs | US$1.37m | 11.59% $ 4.9m | |
| Senior VP | 2.3yrs | US$333.54k | 0.97% $ 409.6k | |
| Senior VP of Corporate Development & Prepaid Products and Chief Product Officer | 11.4yrs | US$348.60k | 2.61% $ 1.1m | |
| Executive VP of Payment Acceptance & Chief Revenue Officer | 1.2yrs | US$416.08k | 1.65% $ 699.0k | |
| Chief Technology Officer & Senior VP | 18.3yrs | US$121.61k | 데이터 없음 | |
| Senior Vice President of Investor Relations | 3.8yrs | 데이터 없음 | 데이터 없음 | |
| Senior VP & Chief Compliance Officer | no data | 데이터 없음 | 데이터 없음 | |
| VP & General Counsel | 1.4yrs | 데이터 없음 | 데이터 없음 | |
| Vice President of Sales | 10.6yrs | 데이터 없음 | 데이터 없음 | |
| Senior Vice President of Output Solutions | 5.4yrs | 데이터 없음 | 데이터 없음 | |
| Senior Vice President of Emerging Markets | 4.5yrs | 데이터 없음 | 데이터 없음 | |
| Senior Vice President of Card Issuing | 2.4yrs | 데이터 없음 | 0.88% $ 371.2k |
4.5yrs
평균 재임 기간
59yo
평균 나이
경험이 풍부한 관리: USIO의 경영진은 경험이 있음으로 간주됩니다(평균 재임 4.5 년).
이사회 구성원
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| Co-Founder | 27.8yrs | US$1.37m | 11.59% $ 4.9m | |
| Member of Advisory Board | 19.9yrs | 데이터 없음 | 데이터 없음 | |
| Member of Advisory Board | 19.9yrs | 데이터 없음 | 데이터 없음 | |
| Independent Director | 9yrs | US$37.24k | 0.49% $ 209.1k | |
| Independent Director | 7.1yrs | US$52.24k | 0.38% $ 162.0k | |
| Independent Director | 5.8yrs | US$37.24k | 0.34% $ 141.8k | |
| Independent Director | 3.9yrs | US$37.24k | 0.23% $ 98.2k |
9.0yrs
평균 재임 기간
54yo
평균 나이
경험이 풍부한 이사회: USIO의 이사회는 경험이 있음으로 간주됩니다(평균 재임 9 년).
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/26 13:28 |
| 종가 | 2026/05/26 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
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산업 및 섹터 지표
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분석가 소스
Usio, Inc.는 4명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Jon Hickman | Ladenburg Thalmann & Company |
| Barry Sine | Litchfield Hills Research, LLC |