LendingTree, Inc.

NasdaqGS:TREE 주식 리포트

시가총액: US$553.5m

LendingTree 과거 순이익 실적

과거 기준 점검 3/6

LendingTree은 연평균 13%의 비율로 수입이 증가해 온 반면, Consumer Finance 산업은 수입이 0.8% 감소했습니다. 매출은 연평균 0.5%의 비율로 감소했습니다. LendingTree의 자기자본이익률은 59.4%이고 순이익률은 15%입니다.

핵심 정보

12.98%

순이익 성장률

12.54%

주당순이익(EPS) 성장률

Consumer Finance 산업 성장률7.20%
매출 성장률-0.51%
자기자본이익률59.38%
순이익률15.02%
최근 순이익 업데이트31 Mar 2026

최근 과거 실적 업데이트

Recent updates

새 내러티브 Apr 29

AI Investments And New Product Categories Will Reshape Earnings Profiles Yet Keep Risks Elevated

Catalysts About LendingTree LendingTree operates an online marketplace that connects consumers with a broad network of lenders and insurance carriers for a range of financial products. What are the underlying business or industry changes driving this perspective?
새 내러티브 Apr 15

Expanded Insurance And AI Adoption Will Drive Strong Future Momentum

Catalysts About LendingTree LendingTree operates an online marketplace that connects consumers and small businesses with a wide range of lenders and insurance carriers for financial products. What are the underlying business or industry changes driving this perspective?
내러티브 업데이트 Apr 14

TREE: Insurance Momentum And Diversified Revenue Are Expected To Support Recovery

Analysts have lowered the blended price target on LendingTree from about $81 to roughly $65, reflecting lower assumed future P/E multiples. At the same time, they highlight stronger recent results, improving revenue growth assumptions and solid momentum in the insurance segment.
내러티브 업데이트 Feb 26

TREE: Stable Outlook And Higher Future P/E Will Support Continued Recovery

The updated analyst price target for LendingTree now stands at $81.33, with analysts pointing to modest adjustments in the discount rate and future P/E assumptions to support this level. Valuation Changes Fair Value: $81.33 remains unchanged, indicating no adjustment to the modeled intrinsic value per share.
내러티브 업데이트 Feb 11

TREE: Updated Bylaws And Stable Outlook Will Support Continued Recovery

Analysts have maintained their fair value estimate for LendingTree at $81.33, making only minor adjustments to assumptions such as a modestly higher discount rate and a slightly revised future P/E multiple that inform their latest price target update. What's in the News On November 21, 2025, LendingTree's board approved and adopted amendments to the company's Amended and Restated Bylaws, which became effective immediately (company filing).
내러티브 업데이트 Jan 27

TREE: Normalizing Rates And Improved Leverage Will Support Segment Recovery

Analysts have raised their blended price target for LendingTree by about $10 to the low US$80s, citing solid Q3 results, broad-based growth in personal loans and insurance, and improving leverage. They believe these factors support a more constructive outlook on the shares.
Seeking Alpha Jan 21

LendingTree: Insurance Momentum Remains Strong

Summary LendingTree is rated a buy with a 1-year target price of $78, implying 15% upside from $68. TREE's insurance segment, now over 66% of revenue, drives growth, supported by increased carrier marketing spend. Profitability rebounded in Q3: GAAP net income reached $10.2M, and adjusted EBITDA rose 48% YoY to $39.8M. Key risks include SEO traffic declines from AI-driven search, but paid search remains strong, and TREE's liquidity is stable after debt refinancing. Read the full article on Seeking Alpha
분석 기사 Jan 15

Improved Revenues Required Before LendingTree, Inc. (NASDAQ:TREE) Stock's 27% Jump Looks Justified

LendingTree, Inc. ( NASDAQ:TREE ) shares have had a really impressive month, gaining 27% after a shaky period...
내러티브 업데이트 Jan 12

TREE: Normalizing Rates Will Support Broader Segment Recovery And Operating Leverage Improvements

Narrative Update on LendingTree Analysts have lifted their price expectations for LendingTree into the low to mid US$70 to low US$80 range, citing solid Q3 results, broad-based segment growth led by Insurance, and improved operating leverage that supports a more constructive outlook on the shares. Analyst Commentary Recent Street research paints a mainly constructive picture around LendingTree, with several price target increases tied to Q3 results, segment trends, and updated company guidance.
내러티브 업데이트 Dec 15

TREE: Normalizing Rates Will Support Durable Gains In Personal Loans And Insurance

Analysts have nudged their price target on LendingTree higher, reflecting a roughly 15 percent upside from prior levels as they point to broad based double digit growth across all segments, particularly in personal loans and insurance, improved operating leverage, and a more favorable outlook as interest rates normalize. Analyst Commentary Bullish analysts highlight that LendingTree's recent quarter underscores the durability of its recovery, with double digit growth across personal loans and insurance reinforcing confidence in the sustainability of higher earnings power and supporting recent price target increases.
내러티브 업데이트 Nov 29

TREE: Normalizing Rates Will Drive Double-Digit Gains in Key Segments

LendingTree's analyst price target has risen significantly, with recent updates increasing the target by $20 to $83 per share. Analysts highlight broad-based segment growth and improving leverage, supporting a favorable outlook.
내러티브 업데이트 Nov 15

TREE: Strong Q3 Results and Segment Recovery Will Drive Outperformance

Analysts have raised their price targets for LendingTree by a notable margin. Recent updates reflect increased confidence due to strong quarterly results, broad-based growth across key segments, and expectations of continued recovery as market conditions improve.
내러티브 업데이트 Nov 01

TREE: Broad-Based Expansion And Rate Cuts Will Drive Future Performance

Analysts have raised LendingTree's fair value estimate from $71 to approximately $81.33, citing broad-based growth and improving financial flexibility as highlighted in recent research updates. Analyst Commentary Bullish Takeaways Bullish analysts have increased their price targets for LendingTree, citing strong quarterly earnings and positive forward guidance as a basis for these adjustments.
내러티브 업데이트 Sep 09

Digital Finance And AI Integration Will Create Future Value

LendingTree’s consensus price target was raised from $67.67 to $71.00 as analysts cite strong Q2 results, improved company guidance, and expectations of Fed rate cuts boosting the Mortgage segment. Analyst Commentary Bullish analysts are responding to a "solid" Q2 earnings performance.
분석 기사 Jul 25

LendingTree, Inc.'s (NASDAQ:TREE) Shares Bounce 38% But Its Business Still Trails The Industry

LendingTree, Inc. ( NASDAQ:TREE ) shareholders are no doubt pleased to see that the share price has bounced 38% in the...
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새 내러티브 May 04

Cost Control And Relaxed Regulations Will Revive Insurance And Home

Regulatory relief in Insurance is expected to improve customer experience and support revenue and EBITDA growth.
분석 기사 Apr 02

LendingTree, Inc. (NASDAQ:TREE) Stock Catapults 31% Though Its Price And Business Still Lag The Industry

The LendingTree, Inc. ( NASDAQ:TREE ) share price has done very well over the last month, posting an excellent gain of...
분석 기사 Feb 14

LendingTree, Inc. (NASDAQ:TREE) Stock Rockets 26% But Many Are Still Ignoring The Company

LendingTree, Inc. ( NASDAQ:TREE ) shareholders would be excited to see that the share price has had a great month...
분석 기사 Dec 08

Cautious Investors Not Rewarding LendingTree, Inc.'s (NASDAQ:TREE) Performance Completely

With a price-to-sales (or "P/S") ratio of 0.7x LendingTree, Inc. ( NASDAQ:TREE ) may be sending bullish signals at the...
Seeking Alpha Sep 19

LendingTree: Solid Fundamental And Financial Outlook Is Backing Price Momentum

Summary LendingTree's share price surged 90% YTD and 271% in the last twelve months, driven by strong performance and expected rate cuts boosting demand. Fundamentals are strengthening with prospects of rate cuts in 2024 and 2025, improving demand for LendingTree's financial products and reducing bad debt risks. Business strategies, particularly in the insurance segment, are yielding significant revenue growth, with plans to replicate this success in home and consumer segments. Despite recent gains, LendingTree remains a buy due to robust financial growth outlook, improved fundamentals, and strategic initiatives positioning it for future success. Read the full article on Seeking Alpha
분석 기사 Aug 01

Further Upside For LendingTree, Inc. (NASDAQ:TREE) Shares Could Introduce Price Risks After 28% Bounce

LendingTree, Inc. ( NASDAQ:TREE ) shares have had a really impressive month, gaining 28% after a shaky period...
분석 기사 Jul 31

Growth Investors: Industry Analysts Just Upgraded Their LendingTree, Inc. (NASDAQ:TREE) Revenue Forecasts By 19%

LendingTree, Inc. ( NASDAQ:TREE ) shareholders will have a reason to smile today, with the analysts making substantial...
Seeking Alpha Jun 30

LendingTree: Disproportionate Spending On Sales Vs. Cybersecurity

Summary Recent data leak at LendingTree can perhaps find roots in its spending on cybersecurity risk mitigation. The company seems to have weak brand recognition in acquiring and retaining customers, which resulted in costly sales and marketing expenses. Without heavy sales spending, its top line could continue to weaken, which could lead to the deterioration of all margins. Read the full article on Seeking Alpha

매출 및 비용 세부 내역

LendingTree가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

NasdaqGS:TREE 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 261,20518198945
31 Dec 251,11715192645
30 Sep 251,0591487148
30 Jun 251,012-5484048
31 Mar 25972-5581446
31 Dec 24900-4274546
30 Sep 24773-3663845
30 Jun 24667-12754244
31 Mar 24640-13551144
31 Dec 23673-12255147
30 Sep 23740-14661649
30 Jun 23823-15670952
31 Mar 23902-16478856
31 Dec 22985-18885556
30 Sep 221,041-12990556
30 Jun 221,1012593555
31 Mar 221,1094393554
31 Dec 211,0987392753
30 Sep 211,0631789250
30 Jun 21985-483448
31 Mar 21900-2275145
31 Dec 20910-2374744
30 Sep 20943-1375443
30 Jun 201,0333679641
31 Mar 201,1275887441
31 Dec 191,1073985240
30 Sep 191,0543880839
30 Jun 199414272235
31 Mar 198467465131
31 Dec 1876510959627
30 Sep 1872310357424
30 Jun 186988456522
31 Mar 186664753721
31 Dec 176181950318
30 Sep 175583444115
30 Jun 174813137614
31 Mar 174223232813
31 Dec 163843129814
30 Sep 163625528215
30 Jun 163375526614
31 Mar 162985323712
31 Dec 152545120310
30 Sep 15220211769
30 Jun 15191151548

양질의 수익: TREE는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: TREE는 과거에 흑자전환했습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: TREE는 지난 5년 동안 흑자전환하며 연평균 13%의 수익 성장을 기록했습니다.

성장 가속화: TREE는 지난해 흑자전환하여 5년 평균과 수익 성장률을 비교하기 어렵습니다.

수익 대 산업: TREE는 지난해 흑자전환하여 지난 해 수익 성장률을 Consumer Finance 업계(31.4%)와 비교하기 어렵습니다.


자기자본이익률

높은 ROE: TREE의 자본 수익률(59.38%)은 뛰어남이지만 높은 부채 수준으로 인해 왜곡되어 있습니다.


총자산이익률


투하자본수익률


우수한 과거 실적 기업을 찾아보세요

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/07 19:53
종가2026/05/07 00:00
수익2026/03/31
연간 수익2025/12/31

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분석가 소스

LendingTree, Inc.는 16명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Nathaniel SchindlerBofA Global Research
Mark Stephen MahaneyCitigroup Inc
Kunal MadhukarDeutsche Bank