Citizens Financial Group, Inc.

NYSE:CFG 주식 리포트

시가총액: US$26.6b

Citizens Financial Group 향후 성장

Future 기준 점검 2/6

Citizens Financial Group (는) 각각 연간 17.4% 및 11.5% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 20.3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 10.4% 로 예상됩니다.

핵심 정보

17.4%

이익 성장률

20.33%

EPS 성장률

Banks 이익 성장8.2%
매출 성장률11.5%
향후 자기자본이익률10.44%
애널리스트 커버리지

Good

마지막 업데이트22 May 2026

최근 향후 성장 업데이트

Recent updates

내러티브 업데이트 • Apr 23

CFG: Future Upside Will Hinge On Credit Quality And Capital Returns

The analyst price target for Citizens Financial Group has moved higher to reflect a fair value estimate of about $72.82. Analysts cite updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.
Seeking Alpha • Apr 17

Citizens Financial Group: Margin Expansion Continues To Drive Strong Growth

Summary Citizens Financial Group (CFG) delivered double-digit revenue and earnings growth in Q1 2026, driven by interest margin expansion and the ongoing buildout of its private bank. CFG continues to benefit from the roll-off of low-yielding receiver swaps, creating a multi-year tailwind to its interest margin and earnings. The buildout of its private banking business, previously a drag, continues to kick in a growing, positive contribution to the bottom line. With these drivers set to be an ongoing tailwind over the coming years, CFG can deliver enough earnings growth to drive a double-digit annualized return for today's buyer. Read the full article on Seeking Alpha
내러티브 업데이트 • Apr 07

CFG: Future Upside Will Hinge On Credit Quality And Ongoing Buybacks

Narrative Update on Citizens Financial Group The updated analyst price target for Citizens Financial Group edges slightly lower to around $71.63 from $72.20, as analysts recalibrate their models to reflect a mix of recent target cuts and prior increases, along with adjustments to revenue growth, profit margin expectations and future P/E assumptions. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower while updating ratings and lists of preferred bank stocks.
내러티브 업데이트 • Mar 24

CFG: Multi Year Upside Will Rely On Credit Strength And Buybacks

Narrative Update on Citizens Financial Group The analyst price target for Citizens Financial Group has been trimmed by $0.60 to reflect a slightly lower fair value of $72.2. Analysts are balancing earlier target increases with more cautious assumptions around required returns and forward P/E multiples. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of optimism on earnings power and capital strength alongside some caution on valuation and execution risk.
내러티브 업데이트 • Mar 09

CFG: Multi Year Outlook Will Lean On Credit Strength And Capital Returns

Analysts have nudged their fair value estimate for Citizens Financial Group slightly higher to $72.80, reflecting a series of upward price target revisions across the Street that highlight improving views on loan growth, net interest margin and capital strength in regional banks. Analyst Commentary Street research on Citizens Financial Group has tilted more constructive, with a cluster of price target increases and at least one rating upgrade pointing to growing confidence in the bank's earnings power, balance sheet resilience and ability to execute on its initiatives.
내러티브 업데이트 • Feb 23

CFG: Multi Year Outlook Will Prioritize Credit Risk Over Expense Uncertainty

Analysts have raised their price targets on Citizens Financial Group, leading to a modest increase in our fair value estimate to $72.70. They cite updated expectations for expenses, loan growth, and returns, which are reflected in a slightly lower assumed future P/E multiple.
내러티브 업데이트 • Feb 08

CFG: Multi Year Outlook Will Balance Credit Risk And Cost Execution

Analysts have nudged their price expectations for Citizens Financial Group higher, reflected in a fair value estimate moving from about US$71.38 to US$72.28. A series of recent price target increases across the Street points to growing confidence in the bank's earnings power and valuation, even as they factor in slightly lower revenue growth and profit margin assumptions alongside a higher future P/E multiple.
내러티브 업데이트 • Jan 25

CFG: Prime Rate Cut And Credit Trends Will Support Multi Year Upside

Analysts have lifted their price targets on Citizens Financial Group, supporting an increase in our fair value estimate from $67.18 to $71.38. This reflects updated assumptions around revenue growth, profit margins, and a slightly higher future P/E multiple.
내러티브 업데이트 • Jan 09

CFG: Lower Prime Rate And Capital Returns Will Shape Expense And Credit Outlook

The analyst price target for Citizens Financial Group has moved higher to approximately US$67 from about US$62, as analysts factor in updated views on loan growth, profitability, and valuation following recent research that highlights stronger fee income, ongoing net interest income momentum, and an improving outlook for regional banks. Analyst Commentary Recent Street research on Citizens Financial Group presents a mix of optimism on earnings power and valuation, alongside some caution on expenses and credit risk.
내러티브 업데이트 • Dec 16

CFG: Lower Prime Rate And Dividend Increase Will Shape Profitability Outlook

Analysts have nudged their fair value estimate for Citizens Financial Group higher to approximately $62.23 from $61.83, reflecting modestly stronger profitability expectations and sustained support from a series of recent price target increases across the Street. Analyst Commentary Bullish analysts have become incrementally more constructive on Citizens Financial Group as recent quarters have demonstrated solid earnings execution, improving fee trends, and the potential for higher through cycle profitability.
내러티브 업데이트 • Nov 29

CFG: Lower Lending Rates And Dividend Growth Will Signal Improving Profit Outlook

The consensus analyst price target for Citizens Financial Group has been raised. Recent updates range from $56 to $71 per share, reflecting improved earnings and increased optimism for sustained profitability and loan growth, according to analysts.
내러티브 업데이트 • Nov 15

CFG: Net Interest Momentum And Lower Lending Rates Will Drive Further Upside

The analyst fair value price target for Citizens Financial Group has increased slightly by $0.10 to $61.83. Analysts point to ongoing improvements in profitability and continued momentum behind higher fee income and net interest growth.
내러티브 업데이트 • Oct 31

CFG: Net Interest Margin And Fee Income Gains Will Drive Upside Momentum

The analyst price target for Citizens Financial Group has increased slightly to $61.73. This reflects analysts' expectations for improved profit margins, along with ongoing strength in capital markets and fee income.
분석 기사 • Oct 18

Citizens Financial Group (NYSE:CFG) Will Pay A Larger Dividend Than Last Year At $0.46

Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will be increasing its periodic dividend on the 12th...
내러티브 업데이트 • Oct 17

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.
내러티브 업데이트 • Oct 03

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $56.45 to $58.60. This reflects analysts' expectations for improved profitability and favorable sector catalysts in the near term.
내러티브 업데이트 • Sep 09

AI And Digital Banking Will Improve Operational Efficiency

Citizens Financial Group’s consensus price target was raised as analysts grew more confident in its strong recent results, improved earnings outlook, and attractive valuation, driving a modest increase in fair value from $55.47 to $56.21. Analyst Commentary Bullish analysts highlighted strong Q2 results, including higher revenue, robust loan and assets under management growth, and favorable credit metrics.
분석 기사 • Jul 21

Citizens Financial Group (NYSE:CFG) Has Affirmed Its Dividend Of $0.42

Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will pay a dividend of $0.42 per share on the 14th of...
Seeking Alpha • Jan 17

Citizens Financial Group: Much Better Options Out There

Summary Citizens Financial Group's Q4 results show mixed performance, with declines in deposits and loans but slight improvements in net income and EPS. Despite tightening lending standards, key metrics like asset quality and net loan charge-offs have not significantly improved, justifying a hold rating. Return on average assets and equity saw slight improvements, but overall metrics still trend negatively, making Citizens less attractive compared to higher-yielding banks. Sector strength supports a neutral stance, but better investment opportunities exist in banks with stronger growth and yield profiles. Read the full article on Seeking Alpha
Seeking Alpha • Dec 30

Citizens Financial: A Pivotal Year On Tap, Shares Fairly Priced, A Mixed Chart

Summary I am downgrading Citizens Financial Group (CFG) to a hold due to fair valuation and mixed technicals despite a 64% gain since April 2023. Key January catalysts include the December payrolls report, bank earnings, and a Fed meeting, with CFG's Q4 earnings report on January 17 being crucial. CFG's Q3 results were mixed, with a revenue miss and slight NIM decline, but Q4 projections show potential NII and non-interest income growth. Risks include higher loan losses, economic softness, and regulatory changes, while CFG's valuation is near fair value with mixed technical indicators. Read the full article on Seeking Alpha
Seeking Alpha • Oct 16

Citizens Financial: After An In-Line Q3, Shares Appear Fairly Valued

Summary Citizens Financial Group, Inc. reported Q3 earnings in line with expectations, with shares flat after a 60% gain over the past year. Net interest income and margin declined due to fixed-rate swaps and rising deposit costs, but the private bank showed strong growth. Credit quality is a concern with reduced reserves and increased non-accrual loans, though capital levels remain healthy with a 3.9% dividend yield. I maintain a “hold” rating, expecting modest NII growth in Q4, but see more upside in other names like KEY. Read the full article on Seeking Alpha
Seeking Alpha • Jul 11

Citizens Financial Group Q2 Preview: Potential Reserve Build Is A Source Of Caution (Downgrade)

Summary Citizens Financial Group shares have performed well, up 36% in the past year, approaching my target of $37.50, as it has weathered the regional banking crisis well. Q1 results showed stable funding but slow asset growth, given non-core run-off; reserves appear low. My Q2 earnings analysis suggests a potential in-line quarter, with questions about reserves and the pace of loan growth. With shares near fair value and a strong Q2 earnings catalyst unlikely, I am downgrading shares to a hold. Read the full article on Seeking Alpha
Seeking Alpha • May 09

Citizens Financial Group: Two Good Income Options

Summary Citizens Financial Group is struggling to maintain earnings growth and deposits in a high-interest rate environment. The bank has seen a decline in net interest income and a decrease in lending. Despite these challenges, the bank has a leverage ratio under the commercial bank average and access to fresh capital if needed. In addition to the floating preferred share, there's a new fixed/float bond that provides attractive income. Read the full article on Seeking Alpha
Seeking Alpha • Apr 18

Citizens Financial: Solid Dividend And Discount

Summary Citizens Financial Group is a bank holding company that offers banking products and services in 14 states. This is a profitable business managed by a company with adequate liquidity and conservative lending practices. But most importantly, its shares are trading at an unjustified discount to its book value and the current price has resulted in an attractive but safe dividend yield. Read the full article on Seeking Alpha

이익 및 매출 성장 예측

NYSE:CFG - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/202810,6532,887N/AN/A1
12/31/20279,9172,648N/AN/A7
12/31/20269,1162,229N/AN/A6
3/31/20267,8851,8322,5012,661N/A
12/31/20257,6391,6882,0372,211N/A
9/30/20257,4431,5662,7222,852N/A
6/30/20257,2081,4531,1571,286N/A
3/31/20257,1161,4081,1081,234N/A
12/31/20247,1221,3721,8792,001N/A
9/30/20247,1151,1642,0662,188N/A
6/30/20247,2281,2202,9523,073N/A
3/31/20247,3651,3072,2312,361N/A
12/31/20237,5371,4912,7892,961N/A
9/30/20237,7571,9533,6233,732N/A
6/30/20237,9692,1645,5565,717N/A
3/31/20237,8412,0523,5923,719N/A
12/31/20227,5471,9603,9934,119N/A
9/30/20227,2551,8373,5773,783N/A
6/30/20226,8931,7301,9152,063N/A
3/31/20226,9252,0144,3544,519N/A
12/31/20217,0582,2062,1512,275N/A
9/30/20216,8962,1321,8592,036N/A
6/30/20216,5671,9171,3171,414N/A
3/31/20216,0311,526636748N/A
12/31/20205,289950-7111N/A
9/30/20205,233953-76-28N/A
6/30/20205,4071,096-431-293N/A
3/31/20205,6521,306-213-102N/A
12/31/20196,0981,718N/A1,697N/A
9/30/20196,0791,741N/A1,530N/A
6/30/20196,0281,745N/A929N/A
3/31/20195,9211,735N/A1,535N/A
12/31/20185,8021,692N/A1,767N/A
9/30/20185,7101,908N/A1,640N/A
6/30/20185,6061,813N/A2,761N/A
3/31/20185,4821,706N/A1,734N/A
12/31/20175,3861,638N/A1,883N/A
9/30/20175,2051,254N/A1,742N/A
6/30/20175,1171,203N/A1,323N/A
3/31/20175,0311,128N/A1,969N/A
12/31/20164,8861,031N/A1,490N/A
9/30/20164,783970N/A1,596N/A
6/30/20164,622893N/A1,418N/A
3/31/20164,531840N/A1,505N/A
12/31/20154,522833N/A1,229N/A
9/30/20154,483809N/A1,014N/A
6/30/20154,434785N/A884N/A

애널리스트 향후 성장 전망

수입 대 저축률: CFG 의 연간 예상 수익 증가율(17.4%)이 saving rate(3.5%)보다 높습니다.

수익 vs 시장: CFG 의 연간 수익(17.4%)이 US 시장(16.8%)보다 빠르게 성장할 것으로 예상됩니다.

고성장 수익: CFG 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: CFG 의 수익(연간 11.5%)이 US 시장(연간 11.7%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: CFG 의 수익(연간 11.5%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: CFG의 자본 수익률은 3년 후 10.4%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/24 11:42
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

Citizens Financial Group, Inc.는 38명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
null nullArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays