Associated Banc-Corp

NYSE:ASB 주식 리포트

시가총액: US$4.6b

Associated Banc-Corp 경영진

경영진 기준 점검 4/4

Associated Banc-Corp CEO는 Andy Harmening, Apr2021 에 임명되었습니다 의 임기는 5.08 년입니다. 총 연간 보상은 $6.35M, 17.6% 급여 및 82.4% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $11.05M 가치에 해당하는 회사 주식의 0.24% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 5.1 년과 7.1 년입니다.

핵심 정보

Andy Harmening

최고경영자

US$6.4m

총 보수

CEO 급여 비율17.62%
CEO 재임 기간5.1yrs
CEO 지분 보유율0.2%
경영진 평균 재임 기간5.1yrs
이사회 평균 재임 기간7.1yrs

최근 경영진 업데이트

Recent updates

내러티브 업데이트 May 11

ASB: Buybacks And Lower Credit Costs Will Support Measured Future Upside

Analysts have nudged their price target on Associated Banc-Corp slightly higher to $30.90 from $30.50, citing updated views on revenue growth, profit margins and future P/E expectations. What's in the News The Board of Directors authorized a new share repurchase plan on April 28, 2026, giving the company additional capacity to buy back stock over time (Key Developments).
Seeking Alpha May 10

Associated Banc-Corp's Mix Of Quality And Valuation Justifies Optimism

Summary Associated Banc-Corp remains a soft 'buy' due to solid balance sheet growth and improving profitability. ASB's organic deposit growth and declining high-cost brokered deposits underscore healthy funding dynamics and conservative risk management. Credit quality continues to improve, with non-performing loans/assets at 0.35%/0.32%, both below industry benchmarks. Valuation is attractive, with ASB trading near 10x earnings and below book value, supporting the ongoing bullish stance. Read the full article on Seeking Alpha
분석 기사 Apr 26

Associated Banc-Corp (NYSE:ASB) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Shareholders might have noticed that Associated Banc-Corp ( NYSE:ASB ) filed its first-quarter result this time last...
내러티브 업데이트 Apr 25

ASB: New Buyback Plan And Lower Credit Costs Will Support Upside

Analysts have raised their price target on Associated Banc-Corp slightly to $30.50 from $30.10, citing updated assumptions related to revenue growth, profit margins and future P/E expectations. What's in the News Associated Banc-Corp reported net charge offs of $5,312,000 for the quarter ended March 31, 2026, compared with $8,698,000 for the same period a year earlier (Key Developments).
내러티브 업데이트 Apr 10

ASB: Buybacks And Lower Credit Costs Will Support Fairly Valued Outlook

Analysts have adjusted their price target on Associated Banc-Corp to $30.10 from $29.90, reflecting model updates that pair a slightly lower discount rate with modestly softer revenue growth assumptions, as well as somewhat higher profit margin and future P/E inputs. What's in the News The board of directors authorized a new share repurchase plan on January 27, 2026, signaling continued use of buybacks in the company’s capital management toolkit (Key Developments).
내러티브 업데이트 Mar 26

ASB: New Share Repurchases And Lower Credit Costs Will Support Upside

Analysts have slightly reduced their price target on Associated Banc-Corp from $30.20 to $29.90, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations. What's in the News Completion of a prior share repurchase program, with 2,692,276 shares bought back for $60.93 million under the authorization announced on October 26, 2021, representing 1.76% of shares (Key Developments).
내러티브 업데이트 Mar 11

ASB: New Buyback Authorization And Lower Credit Costs Will Support Upside

Analysts kept their price target for Associated Banc-Corp steady at $30.20, citing largely unchanged assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E multiples. What's in the News The Board of Directors authorized a new share repurchase plan on January 27, 2026, giving the company approval to buy back common stock under a fresh program (Key Developments).
내러티브 업데이트 Feb 24

ASB: Buybacks And Lower Credit Costs Will Support Steady Future Upside

Analysts have maintained their price target for Associated Banc-Corp at $30.20, making small adjustments to assumptions around the discount rate, profit margin and future P/E to support this unchanged view. What's in the News The Board of Directors authorized a share buyback plan on January 27, 2026, indicating approval for repurchases of Associated Banc-Corp stock (Key Developments).
내러티브 업데이트 Feb 08

ASB: Share Repurchases And Lower Credit Costs Will Support Measured Upside

Analysts have made a small upward adjustment to their price target on Associated Banc-Corp to around $30.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margins and future P/E that together provide a slightly more refined overall valuation view. What's in the News The Board of Directors authorized a share buyback plan for Associated Banc-Corp on January 27, 2026, indicating approval for returning capital to shareholders through repurchases (Key Developments).
분석 기사 Jan 31

Associated Banc-Corp (NYSE:ASB) Will Pay A Dividend Of $0.24

The board of Associated Banc-Corp ( NYSE:ASB ) has announced that it will pay a dividend of $0.24 per share on the 16th...
내러티브 업데이트 Jan 25

ASB: Higher Dividend And Lower Credit Losses Will Support Future Upside

Analysts have nudged their fair value estimate for Associated Banc-Corp up from US$29.40 to US$30.10, reflecting updated assumptions on revenue growth, profit margins and the stock's future P/E. What's in the News Reported fourth quarter 2025 net charge offs of US$2,273,000 compared with US$12,220,000 a year earlier, both within the impairments and write offs line item (Key Developments).
내러티브 업데이트 Jan 10

ASB: Dividend And Buyback Will Support Stronger Future Share Performance

Analysts have adjusted their price target on Associated Banc-Corp slightly higher to $29.40, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News Grand opening of a new IDS Center branch in downtown Minneapolis, with 1,665 square feet of retail space and over 6,000 square feet of office space, replacing the former Baker Center branch and increasing total branch square footage by 400 square feet (Key Developments).
내러티브 업데이트 Dec 17

ASB: Dividend And Buyback Moves Will Support Balanced Future Performance

Analysts have nudged their price target for Associated Banc-Corp slightly higher to align with updated expectations for modestly stronger revenue growth, improved profit margins, and a lower required return, while still applying a somewhat more conservative future earnings multiple. What's in the News Opened a new full service IDS Center branch in downtown Minneapolis, adding larger retail and office space to deepen its presence in the market (Key Developments) Increased the regular quarterly cash dividend to $0.24 per common share, up from $0.23, payable December 15, 2025 (Key Developments) Completed repurchases totaling 2,692,276 shares, or about 1.76 percent of shares, for $60.93 million under the October 2021 buyback program (Key Developments) Reported third quarter 2025 net charge offs of $13.17 million, roughly flat versus $13.08 million a year earlier (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at $29.20 per share; this reflects a stable intrinsic value assessment.
내러티브 업데이트 Dec 03

ASB: Dividend And Buyback Strength Will Support Future Upside Potential

Analysts have modestly lowered their price target on Associated Banc-Corp to approximately $29.20 per share, citing a blend of slightly higher long term revenue growth expectations, offset by a lower projected future P E multiple and marginally softer profit margin assumptions. What's in the News Opened a new full service IDS Center branch in downtown Minneapolis, expanding to 1,665 square feet of retail and over 6,000 square feet of office space to deepen its presence in the city center (company announcement).
분석 기사 Nov 19

Associated Banc-Corp (NYSE:ASB) Is Increasing Its Dividend To $0.24

Associated Banc-Corp ( NYSE:ASB ) will increase its dividend from last year's comparable payment on the 15th of...
내러티브 업데이트 Nov 10

ASB: Dividend Increase and Share Buyback Are Expected to Drive Upside

Analysts have maintained their price target for Associated Banc-Corp at $29.20 per share. They cite slight shifts in forecasted discount rate, revenue growth, and profit margin estimates as factors supporting their unchanged outlook.
분석 기사 Nov 01

Associated Banc-Corp (NYSE:ASB) Is Increasing Its Dividend To $0.24

The board of Associated Banc-Corp ( NYSE:ASB ) has announced that it will be paying its dividend of $0.24 on the 15th...
내러티브 업데이트 Oct 27

Share Repurchase Program And Margin Trends Will Drive Future Performance

Analysts have modestly increased their price target for Associated Banc-Corp from $28.60 to $29.20, citing adjustments in expected revenue growth and profit margins. What's in the News Reported net charge offs of $13.17 million for the third quarter ended September 30, 2025, which is a slight increase compared to $13.08 million in the same quarter of 2024 (Key Developments).
Seeking Alpha Feb 18

Associated Banc-Corp: Baby Bonds With Good Income, Opportunity To Reset At Higher Yield

Summary Associated Banc-Corp's baby bonds, with a 6.625% coupon, are attractive due to potential higher rates when reset in 2028. The bank's net interest income rose in Q4, driven by a favorable interest rate environment, despite a slight decline in loan balances. Deposit growth outpaced loans, reducing the loan to deposit ratio and positioning the bank to reduce external financing, enhancing profitability. Risks include a heavily commercial loan portfolio and underfunded credit loss allowance, but current loan performance remains strong, making baby bonds a safer bet. Read the full article on Seeking Alpha
Seeking Alpha Dec 08

A Downgrade Could Be On The Horizon For Associated Banc-Corp

Summary Associated Banc-Corp has shown significant stock performance, rising 71.9% since October, outperforming the S&P 500's 38.1% increase. Despite higher share prices, the company's asset quality and favorable price-to-book ratios suggest potential for further upside. Recent balance sheet improvements include increased deposits, loan growth, and higher non-interest income, leading to improved profitability. While the stock is nearing a potential downgrade, continued fundamental improvements could justify maintaining the current rating. Read the full article on Seeking Alpha
분석 기사 Nov 16

Associated Banc-Corp (NYSE:ASB) Will Pay A Larger Dividend Than Last Year At $0.23

Associated Banc-Corp ( NYSE:ASB ) has announced that it will be increasing its dividend from last year's comparable...
분석 기사 Nov 02

Associated Banc-Corp (NYSE:ASB) Is Increasing Its Dividend To $0.23

The board of Associated Banc-Corp ( NYSE:ASB ) has announced that it will be paying its dividend of $0.23 on the 16th...
Seeking Alpha Sep 17

Associated Banc-Corp: Reset Rate Baby Bonds Offer Good Income

Summary Associated Banc-Corp has navigated the high rate environment, maintaining stable net interest income and a net interest margin above pandemic levels. Despite a drop in deposits and loan growth challenges, the bank's loan-to-deposit ratio remains stable. Loan performance is a key risk, especially with $5 billion in investor-based commercial real estate; allowance for credit losses is below peers. I recommend the baby bonds for higher income in tax-exempt accounts, given the unpredictable reset rate and low risk of bank failure. Read the full article on Seeking Alpha

CEO 보수 분석

Andy Harmening의 보수는 Associated Banc-Corp의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

US$479m

Dec 31 2025US$6mUS$1m

US$461m

Sep 30 2025n/an/a

US$164m

Jun 30 2025n/an/a

US$127m

Mar 31 2025n/an/a

US$131m

Dec 31 2024US$5mUS$1m

US$111m

Sep 30 2024n/an/a

US$182m

Jun 30 2024n/an/a

US$177m

Mar 31 2024n/an/a

US$148m

Dec 31 2023US$5mUS$1m

US$170m

Sep 30 2023n/an/a

US$369m

Jun 30 2023n/an/a

US$382m

Mar 31 2023n/an/a

US$381m

Dec 31 2022US$6mUS$1m

US$352m

Sep 30 2022n/an/a

US$321m

Jun 30 2022n/an/a

US$312m

Mar 31 2022n/an/a

US$314m

Dec 31 2021US$11mUS$675k

US$332m

보상 대 시장: Andy의 총 보수(USD6.35M)는 US 시장에서 비슷한 규모 기업의 평균(USD7.05M) 수준입니다.

보상과 수익: Andy의 보상은 지난 1년 동안 회사 실적과 일치했습니다.


CEO

Andy Harmening (56 yo)

5.1yrs
재임 기간
US$6,354,626
보수

Mr. Andrew John Harmening, also known as Andy, serves as President, Chief Executive Officer and Director at Associated Banc-Corp since April 28, 2021. He has been President and Chief Executive Officer at A...


리더십 팀

이름직위재임 기간보수지분
Andrew Harmening
President5.1yrsUS$6.35m0.24%
$ 11.0m
Derek Meyer
Executive VP & CFO3.8yrsUS$1.93m0.044%
$ 2.0m
Randall Erickson
Executive VP14.1yrsUS$1.51m0.085%
$ 3.9m
Julio Manso
Executive VP & CHROless than a yearUS$1.41m0.0099%
$ 454.1k
John Utz
Executive VP and Head of Specialized Industries & Milwaukee Market President14.9yrsUS$1.58m0.085%
$ 3.9m
Ryan Beld
Corporate Controller & Chief Accounting Officer1.8yrs데이터 없음0.0068%
$ 310.7k
Terry Williams
Executive VP & Chief Information Officer3.3yrs데이터 없음0.015%
$ 676.4k
Ben McCarville
Senior VP & Director of Investor Relationsno data데이터 없음데이터 없음
Anthony Pecora
Senior VP10.4yrs데이터 없음데이터 없음
Bryan Carson
Executive VP and Chief Product & Marketing Officer3.8yrs데이터 없음0.024%
$ 1.1m
Nicole Kitowski
Executive VP & Chief Risk Officer8.3yrs데이터 없음0.034%
$ 1.6m
Michael Desorcy
Senior VP14.7yrs데이터 없음데이터 없음
5.1yrs
평균 재임 기간
57yo
평균 나이

경험이 풍부한 관리: ASB의 경영진은 노련하고 경험이 풍부합니다(평균 재임 5.1 년).


이사회 구성원

이름직위재임 기간보수지분
Andrew Harmening
President5.1yrsUS$6.35m0.24%
$ 11.0m
Rodney Tyson
Independent Director2.1yrsUS$206.25k0.0056%
$ 258.9k
Eileen Kamerick
Independent Director19.2yrsUS$222.50k0.0050%
$ 227.7k
Owen Sullivan
Independent Director1.4yrsUS$206.25k0.0033%
$ 152.1k
John Williams
Independent Chairman of the Board14.8yrsUS$307.50k0.011%
$ 515.5k
Karen van Lith
Independent Director22.1yrsUS$222.50k0.0046%
$ 209.0k
Cory Nettles
Independent Director12.4yrsUS$222.50k데이터 없음
Judith Greffin
Independent Director9.1yrsUS$206.25k데이터 없음
Kristen Ludgate
Independent Director1.4yrsUS$206.25k0.00016%
$ 7.3k
Wende Kotouc
Directorless than a year데이터 없음데이터 없음
Michael Haddad
Independent Director7.1yrsUS$206.25k0.0089%
$ 406.0k
7.1yrs
평균 재임 기간
63yo
평균 나이

경험이 풍부한 이사회: ASB의 이사회경험이 있음으로 간주됩니다(평균 재임 7.1 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/22 22:58
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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산업 및 섹터 지표

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분석가 소스

Associated Banc-Corp는 24명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
David GeorgeBaird
Matthew KeatingBarclays
Jared David ShawBarclays