Associated Banc-Corp

NYSE:ASB 주식 리포트

시가총액: US$4.6b

Associated Banc-Corp 과거 순이익 실적

과거 기준 점검 4/6

Associated Banc-Corp의 수입은 연평균 -6.4%의 비율로 감소해 온 반면, Banks 산업은 수입이 연평균 2.8% 증가했습니다. 매출은 연평균 1.1%의 비율로 증가해 왔습니다. Associated Banc-Corp의 자기자본이익률은 9.9%이고 순이익률은 32.5%입니다.

핵심 정보

-6.36%

순이익 성장률

-8.23%

주당순이익(EPS) 성장률

Banks 산업 성장률11.18%
매출 성장률1.07%
자기자본이익률9.86%
순이익률32.50%
최근 순이익 업데이트31 Mar 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 May 11

ASB: Buybacks And Lower Credit Costs Will Support Measured Future Upside

Analysts have nudged their price target on Associated Banc-Corp slightly higher to $30.90 from $30.50, citing updated views on revenue growth, profit margins and future P/E expectations. What's in the News The Board of Directors authorized a new share repurchase plan on April 28, 2026, giving the company additional capacity to buy back stock over time (Key Developments).
Seeking Alpha May 10

Associated Banc-Corp's Mix Of Quality And Valuation Justifies Optimism

Summary Associated Banc-Corp remains a soft 'buy' due to solid balance sheet growth and improving profitability. ASB's organic deposit growth and declining high-cost brokered deposits underscore healthy funding dynamics and conservative risk management. Credit quality continues to improve, with non-performing loans/assets at 0.35%/0.32%, both below industry benchmarks. Valuation is attractive, with ASB trading near 10x earnings and below book value, supporting the ongoing bullish stance. Read the full article on Seeking Alpha
분석 기사 Apr 26

Associated Banc-Corp (NYSE:ASB) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Shareholders might have noticed that Associated Banc-Corp ( NYSE:ASB ) filed its first-quarter result this time last...
내러티브 업데이트 Apr 25

ASB: New Buyback Plan And Lower Credit Costs Will Support Upside

Analysts have raised their price target on Associated Banc-Corp slightly to $30.50 from $30.10, citing updated assumptions related to revenue growth, profit margins and future P/E expectations. What's in the News Associated Banc-Corp reported net charge offs of $5,312,000 for the quarter ended March 31, 2026, compared with $8,698,000 for the same period a year earlier (Key Developments).
내러티브 업데이트 Apr 10

ASB: Buybacks And Lower Credit Costs Will Support Fairly Valued Outlook

Analysts have adjusted their price target on Associated Banc-Corp to $30.10 from $29.90, reflecting model updates that pair a slightly lower discount rate with modestly softer revenue growth assumptions, as well as somewhat higher profit margin and future P/E inputs. What's in the News The board of directors authorized a new share repurchase plan on January 27, 2026, signaling continued use of buybacks in the company’s capital management toolkit (Key Developments).
내러티브 업데이트 Mar 26

ASB: New Share Repurchases And Lower Credit Costs Will Support Upside

Analysts have slightly reduced their price target on Associated Banc-Corp from $30.20 to $29.90, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations. What's in the News Completion of a prior share repurchase program, with 2,692,276 shares bought back for $60.93 million under the authorization announced on October 26, 2021, representing 1.76% of shares (Key Developments).
내러티브 업데이트 Mar 11

ASB: New Buyback Authorization And Lower Credit Costs Will Support Upside

Analysts kept their price target for Associated Banc-Corp steady at $30.20, citing largely unchanged assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E multiples. What's in the News The Board of Directors authorized a new share repurchase plan on January 27, 2026, giving the company approval to buy back common stock under a fresh program (Key Developments).
내러티브 업데이트 Feb 24

ASB: Buybacks And Lower Credit Costs Will Support Steady Future Upside

Analysts have maintained their price target for Associated Banc-Corp at $30.20, making small adjustments to assumptions around the discount rate, profit margin and future P/E to support this unchanged view. What's in the News The Board of Directors authorized a share buyback plan on January 27, 2026, indicating approval for repurchases of Associated Banc-Corp stock (Key Developments).
내러티브 업데이트 Feb 08

ASB: Share Repurchases And Lower Credit Costs Will Support Measured Upside

Analysts have made a small upward adjustment to their price target on Associated Banc-Corp to around $30.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margins and future P/E that together provide a slightly more refined overall valuation view. What's in the News The Board of Directors authorized a share buyback plan for Associated Banc-Corp on January 27, 2026, indicating approval for returning capital to shareholders through repurchases (Key Developments).
분석 기사 Jan 31

Associated Banc-Corp (NYSE:ASB) Will Pay A Dividend Of $0.24

The board of Associated Banc-Corp ( NYSE:ASB ) has announced that it will pay a dividend of $0.24 per share on the 16th...
내러티브 업데이트 Jan 25

ASB: Higher Dividend And Lower Credit Losses Will Support Future Upside

Analysts have nudged their fair value estimate for Associated Banc-Corp up from US$29.40 to US$30.10, reflecting updated assumptions on revenue growth, profit margins and the stock's future P/E. What's in the News Reported fourth quarter 2025 net charge offs of US$2,273,000 compared with US$12,220,000 a year earlier, both within the impairments and write offs line item (Key Developments).
내러티브 업데이트 Jan 10

ASB: Dividend And Buyback Will Support Stronger Future Share Performance

Analysts have adjusted their price target on Associated Banc-Corp slightly higher to $29.40, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News Grand opening of a new IDS Center branch in downtown Minneapolis, with 1,665 square feet of retail space and over 6,000 square feet of office space, replacing the former Baker Center branch and increasing total branch square footage by 400 square feet (Key Developments).
내러티브 업데이트 Dec 17

ASB: Dividend And Buyback Moves Will Support Balanced Future Performance

Analysts have nudged their price target for Associated Banc-Corp slightly higher to align with updated expectations for modestly stronger revenue growth, improved profit margins, and a lower required return, while still applying a somewhat more conservative future earnings multiple. What's in the News Opened a new full service IDS Center branch in downtown Minneapolis, adding larger retail and office space to deepen its presence in the market (Key Developments) Increased the regular quarterly cash dividend to $0.24 per common share, up from $0.23, payable December 15, 2025 (Key Developments) Completed repurchases totaling 2,692,276 shares, or about 1.76 percent of shares, for $60.93 million under the October 2021 buyback program (Key Developments) Reported third quarter 2025 net charge offs of $13.17 million, roughly flat versus $13.08 million a year earlier (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at $29.20 per share; this reflects a stable intrinsic value assessment.
내러티브 업데이트 Dec 03

ASB: Dividend And Buyback Strength Will Support Future Upside Potential

Analysts have modestly lowered their price target on Associated Banc-Corp to approximately $29.20 per share, citing a blend of slightly higher long term revenue growth expectations, offset by a lower projected future P E multiple and marginally softer profit margin assumptions. What's in the News Opened a new full service IDS Center branch in downtown Minneapolis, expanding to 1,665 square feet of retail and over 6,000 square feet of office space to deepen its presence in the city center (company announcement).
분석 기사 Nov 19

Associated Banc-Corp (NYSE:ASB) Is Increasing Its Dividend To $0.24

Associated Banc-Corp ( NYSE:ASB ) will increase its dividend from last year's comparable payment on the 15th of...
내러티브 업데이트 Nov 10

ASB: Dividend Increase and Share Buyback Are Expected to Drive Upside

Analysts have maintained their price target for Associated Banc-Corp at $29.20 per share. They cite slight shifts in forecasted discount rate, revenue growth, and profit margin estimates as factors supporting their unchanged outlook.
분석 기사 Nov 01

Associated Banc-Corp (NYSE:ASB) Is Increasing Its Dividend To $0.24

The board of Associated Banc-Corp ( NYSE:ASB ) has announced that it will be paying its dividend of $0.24 on the 15th...
내러티브 업데이트 Oct 27

Share Repurchase Program And Margin Trends Will Drive Future Performance

Analysts have modestly increased their price target for Associated Banc-Corp from $28.60 to $29.20, citing adjustments in expected revenue growth and profit margins. What's in the News Reported net charge offs of $13.17 million for the third quarter ended September 30, 2025, which is a slight increase compared to $13.08 million in the same quarter of 2024 (Key Developments).
Seeking Alpha Feb 18

Associated Banc-Corp: Baby Bonds With Good Income, Opportunity To Reset At Higher Yield

Summary Associated Banc-Corp's baby bonds, with a 6.625% coupon, are attractive due to potential higher rates when reset in 2028. The bank's net interest income rose in Q4, driven by a favorable interest rate environment, despite a slight decline in loan balances. Deposit growth outpaced loans, reducing the loan to deposit ratio and positioning the bank to reduce external financing, enhancing profitability. Risks include a heavily commercial loan portfolio and underfunded credit loss allowance, but current loan performance remains strong, making baby bonds a safer bet. Read the full article on Seeking Alpha
Seeking Alpha Dec 08

A Downgrade Could Be On The Horizon For Associated Banc-Corp

Summary Associated Banc-Corp has shown significant stock performance, rising 71.9% since October, outperforming the S&P 500's 38.1% increase. Despite higher share prices, the company's asset quality and favorable price-to-book ratios suggest potential for further upside. Recent balance sheet improvements include increased deposits, loan growth, and higher non-interest income, leading to improved profitability. While the stock is nearing a potential downgrade, continued fundamental improvements could justify maintaining the current rating. Read the full article on Seeking Alpha
분석 기사 Nov 16

Associated Banc-Corp (NYSE:ASB) Will Pay A Larger Dividend Than Last Year At $0.23

Associated Banc-Corp ( NYSE:ASB ) has announced that it will be increasing its dividend from last year's comparable...
분석 기사 Nov 02

Associated Banc-Corp (NYSE:ASB) Is Increasing Its Dividend To $0.23

The board of Associated Banc-Corp ( NYSE:ASB ) has announced that it will be paying its dividend of $0.23 on the 16th...
Seeking Alpha Sep 17

Associated Banc-Corp: Reset Rate Baby Bonds Offer Good Income

Summary Associated Banc-Corp has navigated the high rate environment, maintaining stable net interest income and a net interest margin above pandemic levels. Despite a drop in deposits and loan growth challenges, the bank's loan-to-deposit ratio remains stable. Loan performance is a key risk, especially with $5 billion in investor-based commercial real estate; allowance for credit losses is below peers. I recommend the baby bonds for higher income in tax-exempt accounts, given the unpredictable reset rate and low risk of bank failure. Read the full article on Seeking Alpha

매출 및 비용 세부 내역

Associated Banc-Corp가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

NYSE:ASB 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 261,4744797790
31 Dec 251,4344617630
30 Sep 251,0981647500
30 Jun 251,0361277330
31 Mar 259861317270
31 Dec 249531117180
30 Sep 241,0081827150
30 Jun 249981777100
31 Mar 241,0001487010
31 Dec 231,0201706960
30 Sep 231,2493696890
30 Jun 231,2683826860
31 Mar 231,2593816800
31 Dec 221,2073526680
30 Sep 221,1463216520
30 Jun 221,1163126410
31 Mar 221,1133146360
31 Dec 211,1463326360
30 Sep 211,1163196260
30 Jun 211,0442756270
31 Mar 211,1473336290
31 Dec 201,1212866390
30 Sep 201,1582936690
30 Jun 201,2473326870
31 Mar 201,1572697010
31 Dec 191,2013107050
30 Sep 191,2153276940
30 Jun 191,2223316910
31 Mar 191,2363376950
31 Dec 181,2353216920
30 Sep 181,2002846810
30 Jun 181,1582636590
31 Mar 181,0972326350
31 Dec 171,0482196180
30 Sep 171,0342236130
30 Jun 171,0152126070
31 Mar 171,0062036000
31 Dec 169901896060
30 Sep 169671785900
30 Jun 169571735870
31 Mar 169601745910
31 Dec 159681795920
30 Sep 159731865910
30 Jun 159771885880

양질의 수익: ASB는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: ASB의 현재 순 이익률 (32.5%)은 지난해 (13.3%)보다 높습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: ASB의 수익은 지난 5년 동안 연평균 6.4% 감소했습니다.

성장 가속화: 지난 1년간 ASB 의 수익 증가율(264.7%)은 연간 평균(-6.4%)을 초과합니다.

수익 대 산업: ASB의 지난 1년 수익 증가율(264.7%)은 Banks 업계의 22.8%를 상회했습니다.


자기자본이익률

높은 ROE: ASB의 자본 수익률(9.9%)은 낮음으로 평가됩니다.


총자산이익률


투하자본수익률


우수한 과거 실적 기업을 찾아보세요

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/26 16:41
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

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분석가 소스

Associated Banc-Corp는 24명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
David GeorgeBaird
Matthew KeatingBarclays
Jared David ShawBarclays