UMB Financial Corporation

NasdaqGS:UMBF 주식 리포트

시가총액: US$9.9b

UMB Financial 배당 및 자사주 매입

배당 기준 점검 4/6

UMB Financial 수익으로 충분히 충당되는 현재 수익률 1.31% 보유한 배당금 지급 회사입니다. 다음 지급일은 1st July, 2026 이며 배당락일은 다음과 같습니다. 10th June, 2026.

핵심 정보

1.3%

배당 수익률

0.3%

자사주 매입 수익률

총 주주 수익률1.7%
미래 배당 수익률1.4%
배당 성장률5.7%
다음 배당 지급일01 Jul 26
배당락일10 Jun 26
주당 배당금n/a
배당 성향15%

최근 배당 및 자사주 매입 업데이트

Recent updates

내러티브 업데이트 May 12

UMBF: Loan Tailwinds And Capital Return Are Expected To Drive Future Upside

UMB Financial's updated analyst price target has shifted from $142.83 to $147.08, with analysts pointing to recent target revisions across major firms and modest tweaks to fair value, discount rate, revenue growth, profit margin and future P/E assumptions as key drivers of the change. Analyst Commentary Recent Street research shows a mix of optimism and caution around UMB Financial, with several firms adjusting price targets in both directions and one new bullish initiation.
Seeking Alpha Apr 29

UMB Financial: Momentum Accelerates In A Strong Q1

Summary UMB Financial remains a "Buy" as Heartland acquisition synergies and disciplined cost management drive accelerated earnings growth. Q1 adjusted EPS of $3.41 beat consensus by $0.59, with strong loan growth, improving deposit mix, and robust credit quality underpinning performance. UMBF's conservative underwriting limits private credit risk, while its securities portfolio reinvestment and capital strength support further margin expansion. With EPS estimates raised to $12.50 for 2026 and a new buyback authorization, UMBF is poised to surpass $140 per share this year. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 23

UMBF: Loan Tailwinds And Capital Return Are Expected To Support Upside

The latest Narrative Update on UMB Financial reflects a revised Street price target, with recent changes ranging from cuts of up to $20 to increases of up to $18, as analysts weigh earlier optimism on midcap banks against fresh views on loan growth, net interest margin and capital return. Analyst Commentary Recent Street research on UMB Financial shows a split tape, with some firms lifting price targets and others cutting them, as views differ on how much upside remains after earlier optimism on midcap banks and on how execution around loan growth, net interest margin and capital return might translate into returns for shareholders.
내러티브 업데이트 Apr 09

UMBF: Loan Tailwinds And Stable Fundamentals Will Support Future Upside

Analysts have trimmed the UMB Financial price target slightly, with fair value moving from about $144.23 to $142.83 as they balance more optimistic revenue growth assumptions against lower profit margin expectations and a modestly higher future P/E. Analyst Commentary Recent research looks mixed, with several firms lifting price targets over the last few months while others have cut back more recently.
내러티브 업데이트 Mar 26

UMBF: Loan And Capital Return Tailwinds Will Support Future Upside

The analyst price target for UMB Financial is now $144, down from about $146, as analysts balance earlier target increases across regional bank peers with slightly adjusted fair value and discount rate assumptions for the stock. Analyst Commentary Recent Street research on UMB Financial shows a mix of optimism on fundamentals and valuation support, alongside some moderating views on upside as expectations reset.
내러티브 업데이트 Mar 10

UMBF: Loan Growth And Capital Return Will Support Future Upside

The updated analyst price target for UMB Financial edges higher, with our fair value estimate moving slightly to $145.77. Analysts point to constructive views on midcap banks, supported by expectations around loan growth, net interest margin and capital return.
내러티브 업데이트 Feb 24

UMBF: Stable Fundamentals And Dovish Fed Will Support 2026 Upside

Analysts have inched their blended price target for UMB Financial higher by about $0.20 to roughly $145.62, reflecting a series of recent target increases across Wall Street that are tied to updated views on fair value, discount rates, and expected P/E multiples. Analyst Commentary Street research on UMB Financial has centered on recalibrating price targets, with several firms updating their views around earnings expectations, discount rates, and assumed P/E multiples.
내러티브 업데이트 Feb 08

UMBF: Stable Fundamentals And Dovish Fed Expectations Will Shape 2026 Upside

Analysts lifted their price target on UMB Financial by about $7 to $145.42, citing updated views on fair value, profitability, and the future price-to-earnings ratio, supported by a recent series of target increases from multiple research firms. Analyst Commentary Recent research on UMB Financial shows a cluster of higher price targets, with most firms updating their views around the same time and focusing on fair value, earnings power, and how the shares are priced relative to expected profits.
내러티브 업데이트 Jan 24

UMBF: Stable Regional Conditions And Dovish Fed Outlook Will Support Upside

Analysts have nudged their price targets on UMB Financial higher, with one firm moving to $134 and another to $142, citing expectations for relatively stable regional bank conditions, strengthening loan and revenue trends, and supportive earnings drivers ahead. Analyst Commentary Recent research updates highlight a generally constructive view on UMB Financial, with price targets clustered in the low to mid $100s and comments centered on regional bank stability, loan trends, and upcoming earnings.
내러티브 업데이트 Jan 08

UMBF: Repricing Tailwinds And Dovish Fed Expectations Will Support Confidence Through 2026

Narrative Update: UMB Financial Analysts trimmed their UMB Financial price target by US$7 to US$142, pointing to updated Q4 bank expectations that factor in balance sheet growth, repricing tailwinds, and the potential for a more dovish Federal Reserve chair in 2026. Analyst Commentary Recent research reflects a mix of optimism about UMB Financial's setup for Q4 and 2026, alongside a bit more caution on valuation as seen in the lower price target.
내러티브 업데이트 Dec 14

UMBF: Stable Margins And Dividend Will Support Confidence Through 2026

Narrative Update on Analyst Price Target Analysts have modestly raised their price target on UMB Financial to approximately $138 per share, citing a slightly lower discount rate and steady expectations for double digit revenue growth and robust profit margins. What's in the News Board declares a cash dividend of $0.43 per share on UMB Financial common stock, payable January 2, 2026, to shareholders of record on December 10, 2025 (company announcement) Third quarter 2025 net charge offs rise to $18.4 million, more than double the $8.5 million reported a year earlier, signaling some credit quality pressure (company filing) Company reports no share repurchases from July 1, 2025 to September 30, 2025, leaving the April 29, 2025 buyback authorization effectively unused (company filing) Valuation Changes Fair Value Estimate remains essentially unchanged at approximately $138 per share, indicating no material revision to the intrinsic value assessment.
내러티브 업데이트 Nov 29

UMBF: Continued Momentum In Legacy Operations Will Build Confidence Through 2026

Analysts have raised their price target for UMB Financial by $14, citing stronger expected growth in key segments and continued momentum in legacy business operations. Analyst Commentary Analysts have provided nuanced commentary regarding UMB Financial’s prospects following the recent price target increase.
내러티브 업데이트 Nov 15

UMBF: Legacy Business Momentum Will Drive Renewed Confidence Ahead

Analysts have raised their price target for UMB Financial from $130 to $144, citing slightly improved profit and revenue growth projections as well as renewed momentum in legacy operations. Analyst Commentary Recent research notes on UMB Financial reflect both optimism and caution in light of the price target increase and updated growth projections.
내러티브 업데이트 Nov 01

UMBF: Heartland Turnaround Will Accelerate Profit Margin Gains Into 2026

Analysts have modestly lowered their price target for UMB Financial by about $2 to $137.54. They cite improved profit margins but reduced revenue growth expectations based on updated earnings outlooks and ongoing momentum in core business segments.
내러티브 업데이트 Oct 17

Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements

Analysts have raised their price target for UMB Financial by $1.63 to $139.38, citing a modest improvement in growth expectations and continued momentum in the company's core business. Analyst Commentary Bullish Takeaways Bullish analysts highlight the increase in the 2026 operating EPS estimate, now anticipated at $11.75.
내러티브 업데이트 Oct 03

Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements

Analysts have increased their price target for UMB Financial from $133 to $137.75, citing modest improvements in revenue growth, an improving operating environment, and ongoing positive momentum in core business segments. Analyst Commentary Recent research notes reveal a predominantly optimistic outlook for UMB Financial, with multiple price target increases and positive commentary surrounding the company’s growth trajectory, operating environment, and earnings estimates.
Seeking Alpha Dec 28

UMB Financial: Loan Quality And M&A Make Shares Attractive

Summary UMB Financial shares gained over 35% in 2024, driven by strong credit quality, deposit growth, and a pending acquisition of Heartland Financial. UMB's smaller size offers a lighter regulatory burden, aiding its community-centric approach and strong loan book, with substantial excess liquidity and robust credit quality. Fixed reinvestment and the Heartland acquisition are expected to boost earnings, with potential EPS over $10.50 in 2025, making shares attractive at 10.8x forward earnings. I remain a buyer, expecting UMBF to trade closer to 12x earnings, pushing shares towards $126-130, up about 12% next year. Read the full article on Seeking Alpha
Seeking Alpha Oct 01

UMB Financial: Good Value For The Conservative Investor

Summary Shares of Missouri-based UMB Financial have recovered most of their lost ground over the past 12 months. This bank has typically excelled on asset quality, meaningfully outperforming the industry in terms of net charge-offs. The deal to acquire Heartland Financial looks solid from UMB's perspective, pointing to strong EPS growth ahead. At less than 12x consensus 2024 EPS, these shares look like good value, especially for the more conservative investor. Read the full article on Seeking Alpha
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새로운 내러티브 Aug 30

Heartland Merger And Diversified Services To Propel Growth Amidst Analysts' Mixed Projections

Merger with Heartland Financial is poised to boost UMB's service range, potentially escalating revenues through synergies and enlarged market footprint.
Seeking Alpha Aug 01

UMB Financial: Loan Quality Remains A Differentiator

Summary UMB Financial stock rallied 3% after strong Q2 results, up 47% for the year, as it has weathered the downturn in CRE loan quality exceptionally well. Deposit growth has been strong and despite higher deposit costs, its focus on institutional clients should generate further growth. Loan quality has been stellar, with low delinquencies and its conservative lending model blunting CRE risk, making UMB well-positioned for potential credit losses. With over $10 in pro forma 2025 earnings, shares continue to be attractive. Read the full article on Seeking Alpha

예정된 배당 지급

오늘May 22 2026배당락일Jun 10 2026배당 지급일Jul 01 202621 days (배당락일 기준)다음 배당금을 받으려면 앞으로 19 days일 이내에 매수하세요

지급의 안정성과 성장

배당 데이터 가져오는 중

안정적인 배당: UMBF 의 주당 배당금은 지난 10 년 동안 안정적이었습니다.

배당금 증가: UMBF 의 배당금 지급은 지난 10 년 동안 증가했습니다.


배당 수익률 vs 시장

UMB Financial 배당 수익률 vs 시장
UMBF의 배당 수익률은 시장과 어떻게 비교되나요?
구분배당 수익률
회사 (UMBF)1.3%
시장 하위 25% (US)1.4%
시장 상위 25% (US)4.3%
업계 평균 (Banks)2.4%
분석가 예측 (UMBF) (최대 3년)1.4%

주목할만한 배당금: UMBF 의 배당금( 1.31% )은 US 시장에서 배당금 지급자의 하위 25%( 1.42% )와 비교해 주목할 만하지 않습니다.

고배당: UMBF 의 배당금( 1.31% )은 US 시장에서 배당금 지급자의 상위 25%( 4.25% )와 비교해 낮습니다.


현재 주주 배당

수익 보장: 낮은 배당금 지급 비율 (14.7%)로 인해 UMBF의 배당금 지급은 수익으로 충분히 충당됩니다.


향후 주주 배당

미래 배당 보장: UMBF 의 3년 배당금은 수익( 12.8% 지급 비율)으로 철저히 충당될 것으로 예상됩니다.


높은 배당을 제공하는 우량 기업 찾기

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/21 06:55
종가2026/05/21 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드YouTube 튜토리얼도 제공합니다.

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산업 및 섹터 지표

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분석가 소스

UMB Financial Corporation는 17명의 분석가가 다루고 있습니다. 이 중 10명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Jared David ShawBarclays
Brandon BermanBofA Global Research
Benjamin GerlingerCitigroup Inc