Flushing Financial Corporation

NasdaqGS:FFIC 주식 리포트

시가총액: US$541.1m

Flushing Financial 과거 순이익 실적

과거 기준 점검 2/6

Flushing Financial의 수입은 연평균 -42.2%의 비율로 감소해 온 반면, Banks 산업은 수입이 연평균 2.8% 증가했습니다. 매출은 연평균 9.1%의 비율로 감소해 왔습니다. Flushing Financial의 자기자본이익률은 4.9%이고 순이익률은 14.9%입니다.

핵심 정보

-42.25%

순이익 성장률

-42.38%

주당순이익(EPS) 성장률

Banks 산업 성장률11.18%
매출 성장률-9.09%
자기자본이익률4.95%
순이익률14.94%
최근 순이익 업데이트31 Mar 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 Apr 25

FFIC: Future Returns Will Reflect Adjusted Assumptions And Merger Meeting Outcomes

Analysts have raised their price target on Flushing Financial by $2.30, citing updated assumptions around the discount rate, revenue growth, profit margin, and future P/E that support a slightly higher valuation framework. Analyst Commentary Analysts raising the price target by $2.30 are effectively signaling modestly stronger confidence in the valuation framework for Flushing Financial, based on updated assumptions for discount rate, revenue growth, profit margin, and future P/E.
내러티브 업데이트 Apr 11

FFIC: Future Returns Will Reflect Adjusted Assumptions And Special Meeting Merger Uncertainty

Analysts have lifted their price target on Flushing Financial by $2.30, citing updated assumptions that reflect revisions to the discount rate, revenue growth, profit margin, and future P/E expectations. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price target as better aligning Flushing Financial's valuation with updated assumptions on revenue and margin profiles, rather than a radical change in the story.
내러티브 업데이트 Mar 27

FFIC: Future Returns Will Reflect Raised Earnings Multiple And Stable Fair Value Assumptions

Analysts have adjusted their price target on Flushing Financial to $16.80, a change of $2.30. This reflects updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples consistent with recent Street research.
내러티브 업데이트 Mar 12

FFIC: Future Returns Will Reflect Raised Earnings Multiple And Stable Fair Value Assumptions

Analysts have raised their price target on Flushing Financial by $2.30, reflecting updated assumptions on discount rates and future P/E multiples, while maintaining their fair value estimate at $17.15. Analyst Commentary Analysts have updated their work on Flushing Financial, lifting their price target by $2.30 while keeping the fair value estimate at $17.15.
내러티브 업데이트 Feb 25

FFIC: Future Returns Will Reflect Merger Progress And Stable Earnings Assumptions

Analysts have lifted their price target on Flushing Financial by $2.30, with the change grounded in updated assumptions around discount rate, revenue growth, profit margin and future P/E that collectively support a fair value estimate of $17.15. Analyst Commentary Analysts revisiting their models point to the revised fair value of $17.15 as a reflection of updated views on discount rate, revenue trajectory, profit margin assumptions and the P/E they are willing to apply to Flushing Financial.
내러티브 업데이트 Feb 11

FFIC: Future Returns Will Reflect Revised Earnings Assumptions And Merger Execution Risks

Analysts have raised their price target on Flushing Financial by $1.15 to $17.15, citing updated assumptions related to fair value, discount rate, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent research points to a higher assessed fair value for Flushing Financial, with the price target moving to $17.15, including a separate adjustment of $2.30 that reflects refreshed assumptions around earnings power and risk.
내러티브 업데이트 Jan 28

FFIC: Future Returns Will Reflect OceanFirst Merger Terms And Stable Outlook

Analysts have held their price target for Flushing Financial steady at US$16.00, reflecting largely unchanged assumptions on fair value, discount rate, revenue growth, profit margin and forward P/E expectations. What's in the News OceanFirst Financial Corp.
내러티브 업데이트 Jan 11

FFIC: Future Returns Will Balance Merger Outlook With Improving Credit Costs

Analysts have lifted their price target on Flushing Financial from $15.00 to $16.00, citing updated assumptions around fair value, discount rate and future P/E that refine how they see the risk and return trade off for the stock. What's in the News OceanFirst Financial Corp.
내러티브 업데이트 Dec 13

FFIC: Future Results Will Reflect Weaker Upside Despite Improving Credit Costs

Analysts have nudged their price target on Flushing Financial slightly higher to approximately 15.00 dollars per share, reflecting modestly improved assumptions around discount rates and valuation multiples, while keeping core growth and margin expectations essentially unchanged. What's in the News Updated share repurchase disclosure indicates that from July 1, 2025 to September 30, 2025, Flushing Financial did not repurchase any additional shares, leaving total buybacks under the February 27, 2018 authorization at 3,192,036 shares, or 10.74 percent of shares outstanding, for 65.29 million dollars (Key Developments).
분석 기사 Dec 01

Flushing Financial (NASDAQ:FFIC) Has Announced A Dividend Of $0.22

Flushing Financial Corporation ( NASDAQ:FFIC ) has announced that it will pay a dividend of $0.22 per share on the 19th...
내러티브 업데이트 Nov 29

FFIC: Future Results Will Reflect Completed 10.74% Buyback and Lower Credit Losses

Analysts have modestly increased their price target for Flushing Financial from $15.00 to $15.00, citing slight improvements in discount rate and future P/E ratio metrics. What's in the News Flushing Financial completed the repurchase of 3,192,036 shares, representing 10.74 percent of outstanding shares, for a total of $65.29 million.
내러티브 업데이트 Nov 15

FFIC: Future Performance Will Reflect Completed Buyback and Credit Improvement

Analysts have slightly raised their price target for Flushing Financial from $15.00 to $15.00, attributing the adjustment to marginal improvements in the discount rate and future price-to-earnings expectations. What's in the News Flushing Financial completed its share buyback program announced in February 2018, having repurchased 3,192,036 shares, representing 10.74% of shares outstanding for a total of $65.29 million.
내러티브 업데이트 Nov 01

FFIC: Lower Net Charge-Offs And Diversified Revenue Streams Will Support Balanced Outlook In 2025

Analysts have raised their price target for Flushing Financial from $13.75 to $15.00, based on updated assessments of key financial metrics and growth expectations. What's in the News Flushing Financial reported net charge-offs of $1.1 million for the third quarter ended September 30, 2025.
분석 기사 Aug 26

Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22

The board of Flushing Financial Corporation ( NASDAQ:FFIC ) has announced that it will pay a dividend of $0.22 per...
Seeking Alpha Aug 19

Flushing Financial: Far From A Great Play

Summary Flushing Financial's balance sheet has improved, but profitability and asset quality remain disappointing, with volatile earnings and below-average returns. Despite trading at a discount to book value, the stock's high price-to-earnings ratio and weak asset quality outweigh its valuation appeal. Deposit growth is positive, but loan balances are shrinking, and a high proportion of uninsured deposits adds risk. Given these challenges and lackluster financial performance, I rate Flushing Financial Corporation a soft "Sell" at this time. Read the full article on Seeking Alpha
분석 기사 Jun 02

Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22

Flushing Financial Corporation's ( NASDAQ:FFIC ) investors are due to receive a payment of $0.22 per share on 20th of...
분석 기사 Mar 01

Flushing Financial (NASDAQ:FFIC) Is Paying Out A Dividend Of $0.22

The board of Flushing Financial Corporation ( NASDAQ:FFIC ) has announced that it will pay a dividend on the 28th of...
Seeking Alpha Feb 05

Flushing Financial: Over 6% Dividend Yield, Raising The EPS Estimate

Summary Under balance sheet restructuring transactions, Flushing Financial has recently offloaded low-yielding securities and FHLB borrowings. The restructuring will lift the margin. A sizable chunk of costly certificates of deposits will mature in 1H 2025; thereby providing the opportunity to significantly lower deposit costs. I’m raising my 2025 EPS estimate to $1.16 mostly because I’ve raised my margin estimates. FFIC is offering an attractive dividend yield of 6.3% and an expected price upside of 7.6% as of the writing of this report. Read the full article on Seeking Alpha
Seeking Alpha Nov 01

Flushing Financial: Downgrading To Hold Despite A 5%+ Dividend Yield

Summary The upcoming reinvestment of low-yielding loans and the rolling over of high-cost deposits will boost the net interest margin. Loan growth will likely remain weak due to New York’s economy. FFIC is offering a dividend yield of 5.4%. Although the implied payout ratio is quite high at 85%, I don’t think the company will cut its dividend. The December 2025 target price suggests a mid-single digit downside from the October 30 closing price. Read the full article on Seeking Alpha
분석 기사 Oct 27

Flushing Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Flushing Financial Corporation ( NASDAQ:FFIC ) investors will be delighted, with the company turning in some strong...
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새로운 내러티브 Sep 24

Strategic Moves To Expand Margins And Secure Profitability

Implementing strategies to increase Net Interest Margin and disciplined credit management could lead to higher profitability and lower credit risk.
분석 기사 Aug 01

Flushing Financial Corporation (NASDAQ:FFIC) Second-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

It's been a mediocre week for Flushing Financial Corporation ( NASDAQ:FFIC ) shareholders, with the stock dropping 11...
Seeking Alpha Jun 30

Flushing Financial: Dividend Yield Of Over 6%, Earnings Likely To Recover

Summary Loan growth will improve after the first quarter’s dismal performance. New York’s recent economic recovery will likely drive loan growth. The net interest margin will most probably stabilize soon as deposit migration will wane. FFIC is offering an attractive dividend yield of 6.7%. There is a risk of a dividend cut. However, most probably FFIC will ride out 2024 without any dividend cuts. The December 2024 target price suggests a 10.6% price upsidefrom the current market price. Read the full article on Seeking Alpha
분석 기사 Jun 04

Flushing Financial (NASDAQ:FFIC) Has Announced A Dividend Of $0.22

The board of Flushing Financial Corporation ( NASDAQ:FFIC ) has announced that it will pay a dividend of $0.22 per...
분석 기사 Apr 27

Earnings Miss: Flushing Financial Corporation Missed EPS By 9.4% And Analysts Are Revising Their Forecasts

The analysts might have been a bit too bullish on Flushing Financial Corporation ( NASDAQ:FFIC ), given that the...
Seeking Alpha Mar 28

Flushing Financial: A Promising Dividend Pick With Great Upside

Summary Flushing Financial is a commercial bank operating in New York City. The profitability outlook is positive and the company is adequately capitalized. In addition, the stock is trading at a significant discount to book value, while providing a high dividend yield which appears to be safe. Read the full article on Seeking Alpha

매출 및 비용 세부 내역

Flushing Financial가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

NasdaqGS:FFIC 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 26227341480
31 Dec 25226181430
30 Sep 25144-341370
30 Jun 25137-361330
31 Mar 25124-451310
31 Dec 24115-321300
30 Sep 24194261280
30 Jun 24191251250
31 Mar 24192281220
31 Dec 23191281220
30 Sep 23185311160
30 Jun 23206461170
31 Mar 23230631190
31 Dec 22249771200
30 Sep 22264851260
30 Jun 22267871250
31 Mar 22256811230
31 Dec 21257821230
30 Sep 21246671230
30 Jun 21223561190
31 Mar 21217551150
31 Dec 20183351110
30 Sep 20179441030
30 Jun 20169411010
31 Mar 20158331000
31 Dec 1916941990
30 Sep 1916141960
30 Jun 1916847960
31 Mar 1917351960
31 Dec 1817755940
30 Sep 1817749940
30 Jun 1817241930
31 Mar 1817240920
31 Dec 1717441900
30 Sep 1714449910
30 Jun 1714650900
31 Mar 1718068880
31 Dec 1617765870
30 Sep 1620862840
30 Jun 1620663820
31 Mar 1617547800
31 Dec 1516546780
30 Sep 1517046770
30 Jun 1516846750

양질의 수익: FFIC는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: FFIC는 과거에 흑자전환했습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: FFIC의 수익은 지난 5년 동안 연평균 42.2% 감소했습니다.

성장 가속화: FFIC는 지난해 흑자전환하여 5년 평균과 수익 성장률을 비교하기 어렵습니다.

수익 대 산업: FFIC는 지난해 흑자전환하여 지난 해 수익 성장률을 Banks 업계(22.8%)와 비교하기 어렵습니다.


자기자본이익률

높은 ROE: FFIC의 자본 수익률(4.9%)은 낮음으로 평가됩니다.


총자산이익률


투하자본수익률


우수한 과거 실적 기업을 찾아보세요

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/21 01:32
종가2026/05/21 00:00
수익2026/03/31
연간 수익2025/12/31

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분석가 소스

Flushing Financial Corporation는 5명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
David DarstGuggenheim Securities, LLC
David KonradKeefe, Bruyette, & Woods
Thomas AlonsoMacquarie Research