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Flushing Financial 대차대조표 건전성
재무 건전성 기준 점검 5/6
Flushing Financial 의 총 자산은 $8.9B 이고 총 자본금은 $697.4M 입니다. 총 예금은 $7.5B 이고, 총 대출금 $6.5B 입니다. 순이자마진은 2.6% 입니다. 현재 총 대출의 0.8% 불량 대출에 대한 허용량이 부족합니다. 현금 및 단기투자는 $176.6M 입니다.
핵심 정보
12.7x
자산/자본 비율
2.6%
순이자마진
| 총예금 | US$7.48b |
| 대출/예금 비율 | 적정 |
| 부실 대출 | 0.8% |
| 대손충당금 | 낮음 |
| 유동비율 | 낮음 |
| 현금 및 현금성 자산 | US$176.57m |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
내러티브 업데이트 • Apr 25
FFIC: Future Returns Will Reflect Adjusted Assumptions And Merger Meeting Outcomes
Analysts have raised their price target on Flushing Financial by $2.30, citing updated assumptions around the discount rate, revenue growth, profit margin, and future P/E that support a slightly higher valuation framework. Analyst Commentary Analysts raising the price target by $2.30 are effectively signaling modestly stronger confidence in the valuation framework for Flushing Financial, based on updated assumptions for discount rate, revenue growth, profit margin, and future P/E.내러티브 업데이트 • Apr 11
FFIC: Future Returns Will Reflect Adjusted Assumptions And Special Meeting Merger Uncertainty
Analysts have lifted their price target on Flushing Financial by $2.30, citing updated assumptions that reflect revisions to the discount rate, revenue growth, profit margin, and future P/E expectations. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price target as better aligning Flushing Financial's valuation with updated assumptions on revenue and margin profiles, rather than a radical change in the story.내러티브 업데이트 • Mar 27
FFIC: Future Returns Will Reflect Raised Earnings Multiple And Stable Fair Value Assumptions
Analysts have adjusted their price target on Flushing Financial to $16.80, a change of $2.30. This reflects updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples consistent with recent Street research.내러티브 업데이트 • Mar 12
FFIC: Future Returns Will Reflect Raised Earnings Multiple And Stable Fair Value Assumptions
Analysts have raised their price target on Flushing Financial by $2.30, reflecting updated assumptions on discount rates and future P/E multiples, while maintaining their fair value estimate at $17.15. Analyst Commentary Analysts have updated their work on Flushing Financial, lifting their price target by $2.30 while keeping the fair value estimate at $17.15.내러티브 업데이트 • Feb 25
FFIC: Future Returns Will Reflect Merger Progress And Stable Earnings Assumptions
Analysts have lifted their price target on Flushing Financial by $2.30, with the change grounded in updated assumptions around discount rate, revenue growth, profit margin and future P/E that collectively support a fair value estimate of $17.15. Analyst Commentary Analysts revisiting their models point to the revised fair value of $17.15 as a reflection of updated views on discount rate, revenue trajectory, profit margin assumptions and the P/E they are willing to apply to Flushing Financial.내러티브 업데이트 • Feb 11
FFIC: Future Returns Will Reflect Revised Earnings Assumptions And Merger Execution Risks
Analysts have raised their price target on Flushing Financial by $1.15 to $17.15, citing updated assumptions related to fair value, discount rate, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent research points to a higher assessed fair value for Flushing Financial, with the price target moving to $17.15, including a separate adjustment of $2.30 that reflects refreshed assumptions around earnings power and risk.내러티브 업데이트 • Jan 28
FFIC: Future Returns Will Reflect OceanFirst Merger Terms And Stable Outlook
Analysts have held their price target for Flushing Financial steady at US$16.00, reflecting largely unchanged assumptions on fair value, discount rate, revenue growth, profit margin and forward P/E expectations. What's in the News OceanFirst Financial Corp.내러티브 업데이트 • Jan 11
FFIC: Future Returns Will Balance Merger Outlook With Improving Credit Costs
Analysts have lifted their price target on Flushing Financial from $15.00 to $16.00, citing updated assumptions around fair value, discount rate and future P/E that refine how they see the risk and return trade off for the stock. What's in the News OceanFirst Financial Corp.내러티브 업데이트 • Dec 13
FFIC: Future Results Will Reflect Weaker Upside Despite Improving Credit Costs
Analysts have nudged their price target on Flushing Financial slightly higher to approximately 15.00 dollars per share, reflecting modestly improved assumptions around discount rates and valuation multiples, while keeping core growth and margin expectations essentially unchanged. What's in the News Updated share repurchase disclosure indicates that from July 1, 2025 to September 30, 2025, Flushing Financial did not repurchase any additional shares, leaving total buybacks under the February 27, 2018 authorization at 3,192,036 shares, or 10.74 percent of shares outstanding, for 65.29 million dollars (Key Developments).분석 기사 • Dec 01
Flushing Financial (NASDAQ:FFIC) Has Announced A Dividend Of $0.22
Flushing Financial Corporation ( NASDAQ:FFIC ) has announced that it will pay a dividend of $0.22 per share on the 19th...내러티브 업데이트 • Nov 29
FFIC: Future Results Will Reflect Completed 10.74% Buyback and Lower Credit Losses
Analysts have modestly increased their price target for Flushing Financial from $15.00 to $15.00, citing slight improvements in discount rate and future P/E ratio metrics. What's in the News Flushing Financial completed the repurchase of 3,192,036 shares, representing 10.74 percent of outstanding shares, for a total of $65.29 million.내러티브 업데이트 • Nov 15
FFIC: Future Performance Will Reflect Completed Buyback and Credit Improvement
Analysts have slightly raised their price target for Flushing Financial from $15.00 to $15.00, attributing the adjustment to marginal improvements in the discount rate and future price-to-earnings expectations. What's in the News Flushing Financial completed its share buyback program announced in February 2018, having repurchased 3,192,036 shares, representing 10.74% of shares outstanding for a total of $65.29 million.내러티브 업데이트 • Nov 01
FFIC: Lower Net Charge-Offs And Diversified Revenue Streams Will Support Balanced Outlook In 2025
Analysts have raised their price target for Flushing Financial from $13.75 to $15.00, based on updated assessments of key financial metrics and growth expectations. What's in the News Flushing Financial reported net charge-offs of $1.1 million for the third quarter ended September 30, 2025.분석 기사 • Aug 26
Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22
The board of Flushing Financial Corporation ( NASDAQ:FFIC ) has announced that it will pay a dividend of $0.22 per...Seeking Alpha • Aug 19
Flushing Financial: Far From A Great Play
Summary Flushing Financial's balance sheet has improved, but profitability and asset quality remain disappointing, with volatile earnings and below-average returns. Despite trading at a discount to book value, the stock's high price-to-earnings ratio and weak asset quality outweigh its valuation appeal. Deposit growth is positive, but loan balances are shrinking, and a high proportion of uninsured deposits adds risk. Given these challenges and lackluster financial performance, I rate Flushing Financial Corporation a soft "Sell" at this time. Read the full article on Seeking Alpha분석 기사 • Jun 02
Flushing Financial's (NASDAQ:FFIC) Dividend Will Be $0.22
Flushing Financial Corporation's ( NASDAQ:FFIC ) investors are due to receive a payment of $0.22 per share on 20th of...분석 기사 • Mar 01
Flushing Financial (NASDAQ:FFIC) Is Paying Out A Dividend Of $0.22
The board of Flushing Financial Corporation ( NASDAQ:FFIC ) has announced that it will pay a dividend on the 28th of...Seeking Alpha • Feb 05
Flushing Financial: Over 6% Dividend Yield, Raising The EPS Estimate
Summary Under balance sheet restructuring transactions, Flushing Financial has recently offloaded low-yielding securities and FHLB borrowings. The restructuring will lift the margin. A sizable chunk of costly certificates of deposits will mature in 1H 2025; thereby providing the opportunity to significantly lower deposit costs. I’m raising my 2025 EPS estimate to $1.16 mostly because I’ve raised my margin estimates. FFIC is offering an attractive dividend yield of 6.3% and an expected price upside of 7.6% as of the writing of this report. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Flushing Financial: Downgrading To Hold Despite A 5%+ Dividend Yield
Summary The upcoming reinvestment of low-yielding loans and the rolling over of high-cost deposits will boost the net interest margin. Loan growth will likely remain weak due to New York’s economy. FFIC is offering a dividend yield of 5.4%. Although the implied payout ratio is quite high at 85%, I don’t think the company will cut its dividend. The December 2025 target price suggests a mid-single digit downside from the October 30 closing price. Read the full article on Seeking Alpha분석 기사 • Oct 27
Flushing Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Flushing Financial Corporation ( NASDAQ:FFIC ) investors will be delighted, with the company turning in some strong...
새로운 내러티브 • Sep 24
Strategic Moves To Expand Margins And Secure Profitability
Implementing strategies to increase Net Interest Margin and disciplined credit management could lead to higher profitability and lower credit risk.재무 상태 분석
부채/자본 비율 추이 및 분석
대차대조표
금융기관 분석
자산 수준: FFIC 의 자산 대 자기자본 비율(12.7x)는 보통입니다.
불량대출충당금: FFIC 에는 낮음 불량 대출에 대한 수당 (88%)이 있습니다.
저위험 부채: FFIC 부채 중 92% 는 주로 낮은 위험 자금 출처로 구성됩니다.
대출 수준: FFIC 은 자산 대비 대출 비율(74%)의 적절 수준을 갖습니다.
저위험 예금: FFIC 의 예금 대비 대출 비율 (87%)은 적절입니다.
부실대출 수준: FFIC 에는 적절한 수준의 불량 대출(0.8%)이 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/06/03 19:28 |
| 종가 | 2026/06/01 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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산업 및 섹터 지표
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분석가 소스
Flushing Financial Corporation는 4명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| David Darst | Guggenheim Securities, LLC |
| David Konrad | Keefe, Bruyette, & Woods |
| Thomas Alonso | Macquarie Research |