Fair Isaac（FICO）株式概要
フェア・アイザック・コーポレーションは、アメリカ大陸、ヨーロッパ、中東、アフリカ、アジア太平洋地域で分析ソフトウェアを提供しています。 詳細
FICO Community Fair Values
Create NarrativeSee what 180 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Fair Isaac Corporation 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$1,228.10 |
| 52週高値 | US$1,998.01 |
| 52週安値 | US$870.01 |
| ベータ | 1.23 |
| 1ヶ月の変化 | 18.46% |
| 3ヶ月変化 | -9.06% |
| 1年変化 | -27.77% |
| 3年間の変化 | 59.05% |
| 5年間の変化 | 144.81% |
| IPOからの変化 | 174,419.40% |
最新ニュース
Seeking Alpha • May 14
Fair Isaac: Accelerating Earnings Growth Proves Shares Are Undervalued
Summary Fair Isaac Corporation delivered a blowout 2Q26, with revenues up 39% and net income up 63% YoY, far surpassing expectations. FICO’s Scores segment surged 60% YoY, driven by aggressive price hikes and a 127% increase in mortgage originations, expanding operating margin to 91%. Management raised FY26 guidance and robustly rebutted concerns about VantageScore eroding FICO’s market dominance, emphasizing the trivial paid adoption of VS. I maintain a Strong Buy rating on FICO, projecting a 28.5%–43.5% 3-year CAGR, but note elevated leverage and regulatory risks warrant close monitoring. Read the full article on Seeking Alpha
ナラティブの更新 • May 01
FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power
Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.分析記事 • May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
A week ago, Fair Isaac Corporation ( NYSE:FICO ) came out with a strong set of second-quarter numbers that could...Recent updates
Seeking Alpha • May 14
Fair Isaac: Accelerating Earnings Growth Proves Shares Are Undervalued
Summary Fair Isaac Corporation delivered a blowout 2Q26, with revenues up 39% and net income up 63% YoY, far surpassing expectations. FICO’s Scores segment surged 60% YoY, driven by aggressive price hikes and a 127% increase in mortgage originations, expanding operating margin to 91%. Management raised FY26 guidance and robustly rebutted concerns about VantageScore eroding FICO’s market dominance, emphasizing the trivial paid adoption of VS. I maintain a Strong Buy rating on FICO, projecting a 28.5%–43.5% 3-year CAGR, but note elevated leverage and regulatory risks warrant close monitoring. Read the full article on Seeking Alphaナラティブの更新 • May 01
FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power
Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.分析記事 • May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
A week ago, Fair Isaac Corporation ( NYSE:FICO ) came out with a strong set of second-quarter numbers that could...
ナラティブの更新 • Apr 15
FICO: Competitive Mortgage Pricing Shifts Are Expected To Create Future Upside Opportunity
Analysts have reduced their implied price target on Fair Isaac from about $1,971 to roughly $1,728. This reflects updated views on competitive pressure from lower priced VantageScore offerings, modest adjustments to long term profit expectations, and slightly lower assumed future P/E multiples.ナラティブの更新 • Apr 01
FICO: Mortgage License Push Will Face Cheaper Score Rivals And Buyback Support
Analysts have reduced Fair Isaac's implied value from about $1,490 to roughly $1,120 per share. This reflects lower Street price targets in response to new competitive pressure from low-priced VantageScore offerings and recent research caution on FICO's mortgage and pricing outlook.
新しいナラティブ • Mar 19
Fair Isaac Corporation (FICO): A Tale of Two Segments Amid a Market Correction
Fair Isaac Corporation (FICO) has long been the "gold standard" of the credit world, but the narrative on March 19, 2026, is one of intense volatility. The stock closed the session at $1,114.27 USD , enduring a sharp 7.43% decline in a single day.
ナラティブの更新 • Mar 18
FICO: Capital Returns Will Offset Mortgage Pricing Pressure Over Time
Analyst price targets for Fair Isaac have been revised lower, with several firms cutting targets in a range from about $2,500 to $1,350 as they weigh potential competitive pressure from lower priced VantageScore offerings, differing views on regulatory risk, and the impact of the company's recent $1b debt raise on shareholder returns. Analyst Commentary Recent research on Fair Isaac highlights a split tape of opinion, with some firms cutting price targets while others point to potential upside drivers around capital returns, competitive positioning, and long term growth in information and business services.ナラティブの更新 • Mar 04
FICO: Regulatory Overhang Is Expected To Create Future Upside Opportunity
Our updated analyst price target for Fair Isaac shifts to $1,971 from $2,023, reflecting refreshed views on revenue growth, profitability, and future P/E assumptions that have been influenced by recent Street research taking a generally constructive stance on the broader information and business services group. Analyst Commentary Recent Street research on Fair Isaac clusters around valuation reset, regulatory watchpoints, and how the company can execute against growth expectations implied by current multiples.ナラティブの更新 • Feb 17
FICO: Mortgage Competition Will Reinforce Core Credit Scoring Franchise
Analysts have modestly fine tuned their Fair Isaac price targets, incorporating updated assumptions around revenue growth, profit margins and future P/E multiples into a refreshed model that reflects recent Street research on the name. Analyst Commentary Bullish analysts are highlighting Fair Isaac as a key name within the broader Information and Business Services group, with fresh coverage and revised targets reflecting confidence in the company’s ability to execute on its business model.ナラティブの更新 • Feb 03
FICO: Mortgage Scoring Review Will Reinforce Core Franchise Strength
Analysts kept their Fair Isaac fair value estimate steady at $2,500.00, but modest tweaks to revenue growth, profit margin, discount rate and future P/E inputs reflect mixed recent research. Some firms raised price targets on optimism around FICO 10T and long term adoption, while others trimmed targets following a softer software quarter and more cautious management guidance.ナラティブの更新 • Jan 20
FICO: Core Credit Franchise Will Withstand New Mortgage Scoring Competition
Analysts have adjusted the Fair Isaac price target to about US$2,500, reflecting updated assumptions for faster revenue growth, stronger profit margins, a higher discount rate, and a lower future P/E multiple, supported by recent research that highlights both the potential benefit of FICO 10T and mixed reactions to the company’s fiscal 2026 outlook. Analyst Commentary Recent Street research on Fair Isaac highlights a mix of optimism on the core franchise and caution around the fiscal 2026 outlook.ナラティブの更新 • Jan 06
FICO: Mortgage Credit Score Changes Will Support Future Share Gains
Analysts have trimmed their fair value estimate for Fair Isaac by about US$8.60 to reflect slightly lower revenue growth assumptions and a modestly higher discount rate, while still highlighting FICO 10T and ongoing credit score adoption as key supports for the updated price targets. Analyst Commentary Recent Street research on Fair Isaac presents a mixed picture, with several firms highlighting growth drivers tied to FICO 10T and long term revenue potential, while others flag valuation and regulatory risks that could limit upside from current levels.ナラティブの更新 • Dec 15
FICO: Rising Mortgage License Ambitions Will Likely Struggle Against Intensifying Score Competition
Analysts have nudged our Fair Isaac fair value estimate higher from $1,364 to about $1,490. This reflects slightly faster expected revenue growth, modestly lower future valuation multiples, and the view that initiatives like FICO 10T and the mortgage direct license program will reinforce the company’s dominant, high margin scoring franchise despite near term guidance uncertainty.ナラティブの更新 • Nov 30
FICO: Upcoming Mortgage Program Will Strengthen Share Amid Credit Score Shakeup
Analysts have modestly raised their fair value estimate for Fair Isaac to $2,031.78, citing recent updates in price targets and improved outlooks based on stronger revenue growth, profit margin expansion, and continued positive sentiment around the company's new products and fiscal performance. Analyst Commentary Analysts have recently weighed in on Fair Isaac's outlook, highlighting both promising growth factors and areas warranting caution.ナラティブの更新 • Nov 16
FICO: Recent License Program Will Drive Incremental Revenue Growth Opportunities
Fair Isaac's analyst price target has seen a modest decrease, as updated guidance and a slightly lower projected profit margin have led analysts to trim fair value estimates by less than $1 to $2,016. This adjustment is due to more conservative forecasts and ongoing uncertainty in the mortgage sector.ナラティブの更新 • Oct 31
FICO: New Mortgage Direct License Program Will Drive Market Leadership
Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.ナラティブの更新 • Oct 17
Global Cloud Migration And International Partnerships Will Transform Financial Services
Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.ナラティブの更新 • Oct 03
Global Cloud Migration And International Partnerships Will Transform Financial Services
Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.ナラティブの更新 • Sep 02
Global Cloud Migration And International Partnerships Will Transform Financial Services
The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.分析記事 • Aug 02
Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump
To the annoyance of some shareholders, Fair Isaac Corporation ( NYSE:FICO ) shares are down a considerable 25% in the...分析記事 • Aug 01
Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next
Fair Isaac Corporation ( NYSE:FICO ) just released its third-quarter report and things are looking bullish. It was...Seeking Alpha • Apr 21
Fair Isaac Corporation: Shares Deserve To Fall Like My Credit Score Does
Summary Fair Isaac Corporation is a high-quality, global analytics firm with impressive revenue and profit growth, but its stock is currently overvalued. Despite strong financials and minimal debt, FICO's shares are expensive relative to similar companies and their historical valuations. Management's ongoing stock buybacks are suboptimal at current high valuations; capital should be allocated toward growth opportunities instead. Analysts expect continued revenue and profit growth, but I recommend a 'sell' rating due to the stock's lofty valuation. Read the full article on Seeking AlphaSeeking Alpha • Feb 18
Fair Isaac: Score Prices Shall Keep Rising
Summary Fair Isaac keeps executing its price increase strategy and still has room for further increases in the scores segment. Volume growth in mortgage originations (110% YoY), on top of the increase in prices, should boost its free cash flow in FY2025. The growth rate has decreased in the software segment, but management expects it to accelerate in the coming quarters. A change in regulation is unlikely over the next years. Read the full article on Seeking AlphaSeeking Alpha • Feb 06
Fair Isaac: Valuation Has Come Down, But It Is Still Expensive
Summary I reiterate my hold rating for Fair Isaac due to its high valuation multiple and potential for further derating if growth slows in 2Q25. FICO’s Scores segment shows strong growth with a 110% y/y increase in mortgage scores revenue, driven by significant pricing power and volume demand. Despite concerns in the software segment, FICO’s strong free cash flow and underpenetrated TAM offer long-term growth potential. Valuation remains the biggest issue, with FICO trading at >50x forward earnings, leaving no margin for error if growth decelerates. Read the full article on Seeking Alpha株主還元
| FICO | US Software | US 市場 | |
|---|---|---|---|
| 7D | 14.0% | 1.9% | -0.8% |
| 1Y | -27.8% | -8.8% | 27.1% |
業界別リターン: FICO過去 1 年間で-8.8 % の収益を上げたUS Software業界を下回りました。
リターン対市場: FICOは、過去 1 年間で27.1 % のリターンを上げたUS市場を下回りました。
価格変動
| FICO volatility | |
|---|---|
| FICO Average Weekly Movement | 9.4% |
| Software Industry Average Movement | 9.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
安定した株価: FICO 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: FICOの 週次ボラティリティ ( 9% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1956 | 3,758 | Will Lansing | www.fico.com |
フェア・アイザック・コーポレーションはアメリカ大陸、ヨーロッパ、中東、アフリカ、アジア太平洋地域で分析ソフトウェアを提供している。スコア部門とソフトウェア部門の2つの部門で事業を展開している。スコア部門は、取引ストリームや意思決定プロセスに統合可能な予測クレジットスコアやその他のスコアへのアクセスを顧客に提供する企業間取引スコアリングソリューションとサービス、およびmyFICO.comサブスクリプションサービスを含む企業対消費者スコアリングソリューションを提供している。ソフトウェア部門は、口座開設、顧客管理、顧客エンゲージメント、不正検知、マーケティングなど、様々なビジネスニーズやプロセス向けに設計された設定済みの分析・意思決定管理ソリューションと、関連するプロフェッショナルサービスを提供している。また、高度な分析・意思決定ユースケースをサポートするために設計されたモジュール型ソフトウェアであるFICOプラットフォームや、幅広いビジネスユースケースに対応するために顧客が設定可能なスタンドアローンの分析・意思決定ソフトウェアも提供している。さらに、FICO Decision Modeler、FICO Blaze Advisor、FICO Xpress Optimization、FICO Analytics Workbench、FICO Data Orchestrator、FICO DMP Streaming、FICO Business Outcome Simulator、FICO Decision Optimizerからなる分析・意思決定ソフトウェア、FICO Fraud Solutions、FICO Originations、FICO Customer Communication Service、FICO Strategy Director、FICO TRIAD Customer Managerからなる設定済みソリューション、FICO Implementation Services、FICO Analytic Servicesなどのプロフェッショナル・サービス・ソフトウェアを提供している。製品やサービスの販売は、主に直販組織や間接チャネル、オンラインを通じて行っている。以前はフェア・アイザック・アンド・カンパニーとして知られ、1992年7月にフェア・アイザック・コーポレーションに社名を変更した。フェア・アイザック・コーポレーションは1956年に設立され、モンタナ州ボーズマンに本社を置く。
Fair Isaac Corporation 基礎のまとめ
| FICO 基礎統計学 | |
|---|---|
| 時価総額 | US$28.53b |
| 収益（TTM） | US$759.63m |
| 売上高(TTM) | US$2.26b |
37.5x
PER（株価収益率12.6x
P/SレシオFICO は割高か？
公正価値と評価分析を参照収益と収入
| FICO 損益計算書（TTM） | |
|---|---|
| 収益 | US$2.26b |
| 売上原価 | US$357.21m |
| 売上総利益 | US$1.90b |
| その他の費用 | US$1.14b |
| 収益 | US$759.63m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 32.76 |
| グロス・マージン | 84.17% |
| 純利益率 | 33.67% |
| 有利子負債／自己資本比率 | -173.2% |
FICO の長期的なパフォーマンスは？
過去の実績と比較を見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/05/21 20:55 |
| 終値 | 2026/05/21 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/09/30 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Fair Isaac Corporation 20 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。34
| アナリスト | 機関 |
|---|---|
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |
| Jeffrey Silber | BMO Capital Markets Equity Research |