Mercury General Corporation

NYSE:MCY 株式レポート

時価総額:US$5.7b

Mercury General 過去の業績

過去 基準チェック /66

Mercury Generalは、平均年間25%の収益成長を遂げていますが、 Insurance業界の収益は、年間 成長しています。収益は、平均年間14.6% 11%収益成長率で 成長しています。 Mercury Generalの自己資本利益率は32.4%であり、純利益率は13.7%です。

主要情報

25.05%

収益成長率

25.04%

EPS成長率

Insurance 業界の成長8.02%
収益成長率10.97%
株主資本利益率32.43%
ネット・マージン13.69%
前回の決算情報31 Mar 2026

最近の業績更新

Recent updates

Seeking Alpha May 09

Mercury General: From Wildfire Panic To Underwriting Recovery

Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
ナラティブの更新 Apr 26

MCY: Stable Profitability And P/E Multiple Will Support Future Repricing

Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.
ナラティブの更新 Apr 11

MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing

Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.
ナラティブの更新 Mar 28

MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing

Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.
ナラティブの更新 Mar 13

MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing

Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.
ナラティブの更新 Feb 27

MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing

Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.
分析記事 Nov 08

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...
ナラティブの更新 Sep 24

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.
分析記事 Aug 27

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
分析記事 Aug 02

Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
分析記事 Jul 23

Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
分析記事 Jun 11

Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
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新しいナラティブ Feb 16

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.
Seeking Alpha Jan 16

California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)

Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking Alpha
Seeking Alpha Oct 31

Mercury General: Turning Lead Into Gold

Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking Alpha
Seeking Alpha Sep 20

Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield

Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking Alpha

収支内訳

Mercury General の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。


収益と収入の歴史

NYSE:MCY 収益、費用、利益 ( )USD Millions
日付収益収益G+A経費研究開発費
31 Mar 266,136840660
31 Dec 255,990541550
30 Sep 255,800440460
30 Jun 255,745390410
31 Mar 255,581286370
31 Dec 245,461468360
30 Sep 245,489558290
30 Jun 245,024319250
31 Mar 244,797215240
31 Dec 234,63096220
30 Sep 234,407-102250
30 Jun 234,242-192250
31 Mar 233,944-361270
31 Dec 223,643-513290
30 Sep 223,541-475370
30 Jun 223,573-376540
31 Mar 223,806-56620
31 Dec 213,993248670
30 Sep 214,016384640
30 Jun 214,082502560
31 Mar 214,069621530
31 Dec 203,785375550
30 Sep 203,701240550
30 Jun 203,689190570
31 Mar 203,66345580
31 Dec 193,973320600
30 Sep 193,801207430
30 Jun 193,709196420
31 Mar 193,615173410
31 Dec 183,380-6410
30 Sep 183,42196400
30 Jun 183,38184400
31 Mar 183,34875370
31 Dec 173,413145370
30 Sep 173,29399380
30 Jun 173,24679360
31 Mar 173,25177390
31 Dec 163,22873400
30 Sep 163,276123390
30 Jun 163,221111400
31 Mar 163,08972430
31 Dec 153,00974440
30 Sep 152,94530450
30 Jun 152,91346390

質の高い収益: MCYは 高品質の収益 を持っています。

利益率の向上: MCYの現在の純利益率 (13.7%)は、昨年(5.1%)よりも高くなっています。


フリー・キャッシュフローと収益の比較


過去の収益成長分析

収益動向: MCYの収益は過去 5 年間で年間25%増加しました。

成長の加速: MCYの過去 1 年間の収益成長率 ( 193.5% ) は、5 年間の平均 ( 年間25%を上回っています。

収益対業界: MCYの過去 1 年間の収益成長率 ( 193.5% ) はInsurance業界36.2%を上回りました。


株主資本利益率

高いROE: MCYの 自己資本利益率 ( 32.4% ) は 高い とみなされます。


総資産利益率


使用総資本利益率


過去の好業績企業の発掘

企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/05/21 14:24
終値2026/05/21 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Mercury General Corporation 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7

アナリスト機関
Alison JacobowitzBofA Global Research
Christopher CampbellKeefe, Bruyette, & Woods
Raymond IardellaMacquarie Research