Mercury General Corporation

NYSE:MCY 株式レポート

時価総額:US$5.7b

Mercury General マネジメント

マネジメント 基準チェック /34

Mercury Generalの CEO はGabe Tiradorで、 Jan2007年に任命され、 の在任期間は 19.33年です。 の年間総報酬は$ 5.59Mで、 24.1%給与と75.9%のボーナス(会社の株式とオプションを含む)で構成されています。 は、会社の株式の0.092%を直接所有しており、その価値は$ 5.24M 。経営陣と取締役会の平均在任期間はそれぞれ11.2年と9.3年です。

主要情報

Gabe Tirador

最高経営責任者

US$5.6m

報酬総額

CEO給与比率24.05%
CEO在任期間19.3yrs
CEOの所有権0.09%
経営陣の平均在職期間11.2yrs
取締役会の平均在任期間9.3yrs

経営陣の近況

Recent updates

Seeking Alpha May 09

Mercury General: From Wildfire Panic To Underwriting Recovery

Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
ナラティブの更新 Apr 26

MCY: Stable Profitability And P/E Multiple Will Support Future Repricing

Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.
ナラティブの更新 Apr 11

MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing

Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.
ナラティブの更新 Mar 28

MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing

Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.
ナラティブの更新 Mar 13

MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing

Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.
ナラティブの更新 Feb 27

MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing

Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.
分析記事 Nov 08

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...
ナラティブの更新 Sep 24

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.
分析記事 Aug 27

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
分析記事 Aug 02

Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
分析記事 Jul 23

Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
分析記事 Jun 11

Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
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新しいナラティブ Feb 16

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.
Seeking Alpha Jan 16

California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)

Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking Alpha
Seeking Alpha Oct 31

Mercury General: Turning Lead Into Gold

Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking Alpha
Seeking Alpha Sep 20

Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield

Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking Alpha

CEO報酬分析

Mercury General の収益と比較して、Gabe Tirador の報酬はどのように変化したか?
日付総報酬給与会社業績
Mar 31 2026n/an/a

US$840m

Dec 31 2025US$6mUS$1m

US$541m

Sep 30 2025n/an/a

US$440m

Jun 30 2025n/an/a

US$390m

Mar 31 2025n/an/a

US$286m

Dec 31 2024US$4mUS$1m

US$468m

Sep 30 2024n/an/a

US$558m

Jun 30 2024n/an/a

US$319m

Mar 31 2024n/an/a

US$215m

Dec 31 2023US$2mUS$1m

US$96m

Sep 30 2023n/an/a

-US$102m

Jun 30 2023n/an/a

-US$192m

Mar 31 2023n/an/a

-US$361m

Dec 31 2022US$1mUS$1m

-US$513m

Sep 30 2022n/an/a

-US$475m

Jun 30 2022n/an/a

-US$376m

Mar 31 2022n/an/a

-US$56m

Dec 31 2021US$2mUS$1m

US$248m

Sep 30 2021n/an/a

US$384m

Jun 30 2021n/an/a

US$502m

Mar 31 2021n/an/a

US$621m

Dec 31 2020US$3mUS$1m

US$375m

Sep 30 2020n/an/a

US$240m

Jun 30 2020n/an/a

US$190m

Mar 31 2020n/an/a

US$45m

Dec 31 2019US$2mUS$1m

US$320m

報酬と市場: Gabeの 総報酬 ($USD 5.59M ) は、 US市場 ($USD 8.38M ) の同様の規模の企業の平均を下回っています。

報酬と収益: Gabeの報酬は過去 1 年間で 20% 以上増加しました。


CEO

Gabe Tirador (60 yo)

19.3yrs
在職期間
US$5,590,472
報酬

Mr. Gabriel Tirador, also known as Gabe, is CEO & Director of Mercury General Corporation from January 01, 2024. He was President, CEO & Director of Mercury General Corporation from January 2007 to January...


リーダーシップ・チーム

名称ポジション在職期間報酬所有権
George Joseph
Executive Chairman of the Board65.3yrsUS$3.63m35.33%
$ 2.0b
Gabriel Tirador
CEO & Director19.3yrsUS$5.59m0.092%
$ 5.2m
Victor Joseph
President4.3yrsUS$2.48m0.027%
$ 1.5m
Theodore Stalick
Senior VP & CFO24.6yrsUS$2.39m0.010%
$ 578.2k
Wilson Pang
VP & CTO3.2yrsUS$2.51mデータなし
Christopher Graves
VP & Chief Investment Officer28.3yrsUS$871.55k0.012%
$ 659.2k
Erik Thompson
VP & Chief Marketing Officerno dataデータなし0.00061%
$ 34.6k
Nick Colby
VP & Chief Sales Officer1.3yrsデータなしデータなし
Jenny Chan
VP & Chief Human Resources Officerno dataデータなしデータなし
Brandt Minnich
VP & Chief Sales Development Officerno dataデータなしデータなし
Randall Petro
VP & Chief Claims Officer11.2yrsデータなしデータなし
Jeffrey Schroeder
VP & Chief Product Officerno dataUS$605.69k0.0016%
$ 92.4k
11.2yrs
平均在職期間
57yo
平均年齢

経験豊富な経営陣: MCYの経営陣は経験豊富で経験豊富です(平均在職期間は11.2年)。


取締役

名称ポジション在職期間報酬所有権
George Joseph
Executive Chairman of the Board65.3yrsUS$3.63m35.33%
$ 2.0b
Gabriel Tirador
CEO & Director23.3yrsUS$5.59m0.092%
$ 5.2m
Victor Joseph
President2.3yrsUS$2.48m0.027%
$ 1.5m
James Ellis
Independent Director12.3yrsUS$81.10kデータなし
Joshua Little
Independent Director9.3yrsUS$100.70k0.0059%
$ 332.7k
Martha Marcon
Lead Independent Director17.8yrsUS$111.70kデータなし
Ramona Cappello
Independent Director7.6yrsUS$90.50kデータなし
George Braunegg
Independent Director7.6yrsUS$110.10k0.0055%
$ 312.3k
Wai Joseph
Director4.6yrsUS$67.70k0.011%
$ 606.5k
9.3yrs
平均在職期間
67yo
平均年齢

経験豊富なボード: MCYの 取締役会経験豊富 であると考えられます ( 9.3年の平均在任期間)。


企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/05/22 03:56
終値2026/05/22 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Mercury General Corporation 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7

アナリスト機関
Alison JacobowitzBofA Global Research
Christopher CampbellKeefe, Bruyette, & Woods
Raymond IardellaMacquarie Research