Mercury General マネジメント
マネジメント 基準チェック /34
Mercury Generalの CEO はGabe Tiradorで、 Jan2007年に任命され、 の在任期間は 19.67年です。 の年間総報酬は$ 5.59Mで、 24.1%給与と75.9%のボーナス（会社の株式とオプションを含む）で構成されています。 は、会社の株式の0.093%を直接所有しており、その価値は$ 5.30M 。経営陣と取締役会の平均在任期間はそれぞれ8.1年と8.8年です。
主要情報
Gabe Tirador
最高経営責任者
US$5.6m
報酬総額
| CEO給与比率 | 24.05% |
| CEO在任期間 | 19.7yrs |
| CEOの所有権 | 0.09% |
| 経営陣の平均在職期間 | 8.1yrs |
| 取締役会の平均在任期間 | 8.8yrs |
経営陣の近況
Recent updates
Seeking Alpha • Aug 19
Mercury General: Improving Underwriting Makes The Valuation Hard To Ignore
Summary Mercury General Corporation offers an attractive risk/reward due to strengthening underwriting results and a still low valuation. The company's Q2 combined ratio fell to 89.9%, reflecting improved profitability and successful premium increases, especially in California. The stock trades at a discounted 6.3x GAAP P/E and 9.1x forward P/E, despite a high ROE of 38.89%. High California exposure and catastrophe risk remain key concerns, but recent tariff approvals and reinsurance actions support the bullish thesis. Read the full article on Seeking Alpha
ナラティブ更新 • Jun 15
MCY: Rebounded Profitability And Balance Sheet Actions Will Support Future Repricing Potential
Analysts have maintained their price target for Mercury General at $120.00, reflecting steady assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E despite only minimal adjustments to their models. What's in the News Mercury General reported Q1 2026 net income of $190 million, compared with a loss in the prior year period, with results supported by higher net premiums, favorable investment returns, lower catastrophe losses, and tighter expense management (source: Q1 2026 earnings coverage).ナラティブ更新 • Jun 01
MCY: Higher Profitability Assumptions Will Support Future Repricing Potential
Analysts have raised their price target for Mercury General from $110 to $120. This reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their models.ナラティブ更新 • Apr 26
MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.ナラティブ更新 • Apr 11
MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.ナラティブ更新 • Mar 28
MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.ナラティブ更新 • Mar 13
MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.ナラティブ更新 • Feb 27
MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.分析記事 • Nov 08
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...ナラティブ更新 • Sep 24
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.
新しいナラティブ • Feb 16
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.Seeking Alpha • Jan 16
California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Mercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaSeeking Alpha • Sep 20
Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaCEO報酬分析
| 日付 | 総報酬 | 給与 | 会社業績 |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$937m |
| Mar 31 2026 | n/a | n/a | US$840m |
| Dec 31 2025 | US$6m | US$1m | US$541m |
| Sep 30 2025 | n/a | n/a | US$440m |
| Jun 30 2025 | n/a | n/a | US$390m |
| Mar 31 2025 | n/a | n/a | US$286m |
| Dec 31 2024 | US$4m | US$1m | US$468m |
| Sep 30 2024 | n/a | n/a | US$558m |
| Jun 30 2024 | n/a | n/a | US$319m |
| Mar 31 2024 | n/a | n/a | US$215m |
| Dec 31 2023 | US$2m | US$1m | US$96m |
| Sep 30 2023 | n/a | n/a | -US$102m |
| Jun 30 2023 | n/a | n/a | -US$192m |
| Mar 31 2023 | n/a | n/a | -US$361m |
| Dec 31 2022 | US$1m | US$1m | -US$513m |
| Sep 30 2022 | n/a | n/a | -US$475m |
| Jun 30 2022 | n/a | n/a | -US$376m |
| Mar 31 2022 | n/a | n/a | -US$56m |
| Dec 31 2021 | US$2m | US$1m | US$248m |
| Sep 30 2021 | n/a | n/a | US$384m |
| Jun 30 2021 | n/a | n/a | US$502m |
| Mar 31 2021 | n/a | n/a | US$621m |
| Dec 31 2020 | US$3m | US$1m | US$375m |
| Sep 30 2020 | n/a | n/a | US$240m |
| Jun 30 2020 | n/a | n/a | US$190m |
| Mar 31 2020 | n/a | n/a | US$45m |
| Dec 31 2019 | US$2m | US$1m | US$320m |
報酬と市場: Gabeの 総報酬 ($USD 5.59M ) は、 US市場 ($USD 8.42M ) の同様の規模の企業の平均を下回っています。
報酬と収益: Gabeの報酬は過去 1 年間で 20% 以上増加しました。
CEO
Gabe Tirador (61 yo)
19.7yrs
在職期間
US$5,590,472
報酬
Mr. Gabriel Tirador, also known as Gabe, has been the Chairman of the Board at Mercury General Corporation since August 26, 2026. He is CEO & Director of Mercury General Corporation from January 01, 2024....
リーダーシップ・チーム
| 名称 | ポジション | 在職期間 | 報酬 | 所有権 |
|---|---|---|---|---|
| CEO & Chairman of the Board | 19.7yrs | US$5.59m | 0.093% $ 5.3m | |
| President | 4.7yrs | US$2.48m | 0.027% $ 1.6m | |
| Senior VP & CFO | 24.9yrs | US$2.39m | 0.010% $ 595.9k | |
| VP & CTO | 3.5yrs | US$2.51m | データなし | |
| VP & Chief Investment Officer | 28.7yrs | US$871.55k | 0.012% $ 666.3k | |
| VP & Chief Marketing Officer | no data | データなし | 0.00061% $ 34.9k | |
| VP & Chief Sales Officer | 1.7yrs | データなし | データなし | |
| VP & Chief Human Resources Officer | no data | データなし | データなし | |
| VP & Chief Sales Development Officer | no data | データなし | データなし | |
| VP & Chief Claims Officer | 11.5yrs | データなし | データなし | |
| VP & Chief Product Officer | no data | US$605.69k | 0.0016% $ 93.4k | |
| VP & Chief Underwriting Officer | 4.7yrs | データなし | 0.000090% $ 5.2k |
8.1yrs
平均在職期間
54.5yo
平均年齢
経験豊富な経営陣: MCYの経営陣は経験豊富で経験豊富です（平均在職期間は8.1年）。
取締役
| 名称 | ポジション | 在職期間 | 報酬 | 所有権 |
|---|---|---|---|---|
| CEO & Chairman of the Board | 23.7yrs | US$5.59m | 0.093% $ 5.3m | |
| President | 2.7yrs | US$2.48m | 0.027% $ 1.6m | |
| Independent Director | 12.6yrs | US$81.10k | データなし | |
| Independent Director | 9.6yrs | US$100.70k | 0.0059% $ 336.3k | |
| Lead Independent Director | 18.1yrs | US$111.70k | データなし | |
| Independent Director | 7.9yrs | US$90.50k | データなし | |
| Independent Director | 7.9yrs | US$110.10k | 0.0055% $ 315.7k | |
| Director | 4.9yrs | US$67.70k | 0.011% $ 613.0k |
8.8yrs
平均在職期間
67yo
平均年齢
経験豊富なボード: MCYの 取締役会 は 経験豊富 であると考えられます ( 8.8年の平均在任期間)。
企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/09/15 08:16 |
| 終値 | 2026/09/15 00:00 |
| 収益 | 2026/06/30 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Mercury General Corporation 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7
| アナリスト | 機関 |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |