Trupanion（TRUP）株式概要
Trupanion, Inc.は、その子会社とともに、米国、カナダ、および欧州大陸において、猫と犬を対象とした定期契約型の医療保険を提供しています。 詳細
報酬
リスク分析
TRUP リスクチェックを通過した。
TRUP Community Fair Values
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Analyst Price Targets
Trupanion, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$25.07 |
| 52週高値 | US$46.98 |
| 52週安値 | US$21.16 |
| ベータ | 1.45 |
| 1ヶ月の変化 | -19.39% |
| 3ヶ月変化 | 6.36% |
| 1年変化 | -43.83% |
| 3年間の変化 | -9.03% |
| 5年間の変化 | -71.07% |
| IPOからの変化 | 119.91% |
最新ニュース
ナラティブ更新 • Sep 10
TRUP: Execution On Margin Discipline Will Drive Long Term Upside
The analyst price target for Trupanion has been revised lower by $3 to $34.25 as analysts factor in softer revenue growth, slightly thinner projected profit margins, and a reduced future P/E assumption, along with recent downgrades and cautious commentary on the company's operating backdrop. Analyst Commentary Recent research on Trupanion highlights a mixed but increasingly cautious tone, with valuation and execution closely tied to how the company handles a slower pet health demand backdrop and competitive pressure.
ナラティブ更新 • Aug 26
TRUP: Lower Catastrophe Exposure Will Support Future Repricing As Demand Stabilizes
Analysts have trimmed Trupanion's fair value estimate from $45.00 to $42.00 as they factor in tougher pet insurance demand conditions, including weaker U.S. puppy vet visits and pressure on balancing premium growth with member retention and new-pet acquisition. Analyst Commentary Recent Street research on Trupanion highlights a mix of caution and optimism, with several firms refining their views as they reassess pet insurance demand, pricing power, and long term member growth.Seeking Alpha • Aug 14
Trupanion: Profitable At Last, But Still Too Expensive To Buy (Upgrade)
Summary Trupanion’s estimated economic combined ratio improved to 98.5% in H1 2026, extending the underwriting profitability first achieved in 2025. Operating leverage and lower acquisition costs drove much of the improvement, while the H1 loss ratio also declined to 71.0% from 72.1%. Management’s 2026 guidance could imply $32–$40 million of net income, providing stronger evidence that scale is finally translating into profitability. Valuation remains demanding at more than 30x estimated 2026 earnings under my scenarios, limiting the attractiveness of the shares at current prices. I upgrade Trupanion from Sell to Hold as improving underwriting economics weaken the bearish case, although the valuation still prevents a Buy. Read the full article on Seeking AlphaRecent updates
ナラティブ更新 • Sep 10
TRUP: Execution On Margin Discipline Will Drive Long Term Upside
The analyst price target for Trupanion has been revised lower by $3 to $34.25 as analysts factor in softer revenue growth, slightly thinner projected profit margins, and a reduced future P/E assumption, along with recent downgrades and cautious commentary on the company's operating backdrop. Analyst Commentary Recent research on Trupanion highlights a mixed but increasingly cautious tone, with valuation and execution closely tied to how the company handles a slower pet health demand backdrop and competitive pressure.ナラティブ更新 • Aug 26
TRUP: Lower Catastrophe Exposure Will Support Future Repricing As Demand Stabilizes
Analysts have trimmed Trupanion's fair value estimate from $45.00 to $42.00 as they factor in tougher pet insurance demand conditions, including weaker U.S. puppy vet visits and pressure on balancing premium growth with member retention and new-pet acquisition. Analyst Commentary Recent Street research on Trupanion highlights a mix of caution and optimism, with several firms refining their views as they reassess pet insurance demand, pricing power, and long term member growth.Seeking Alpha • Aug 14
Trupanion: Profitable At Last, But Still Too Expensive To Buy (Upgrade)
Summary Trupanion’s estimated economic combined ratio improved to 98.5% in H1 2026, extending the underwriting profitability first achieved in 2025. Operating leverage and lower acquisition costs drove much of the improvement, while the H1 loss ratio also declined to 71.0% from 72.1%. Management’s 2026 guidance could imply $32–$40 million of net income, providing stronger evidence that scale is finally translating into profitability. Valuation remains demanding at more than 30x estimated 2026 earnings under my scenarios, limiting the attractiveness of the shares at current prices. I upgrade Trupanion from Sell to Hold as improving underwriting economics weaken the bearish case, although the valuation still prevents a Buy. Read the full article on Seeking Alphaナラティブ更新 • Aug 08
TRUP: Capital Returns And Margin Focus Will Drive Long Term Upside
For Trupanion, the analyst price target has been trimmed to $37.25 from $39.75 as analysts factor in a slightly higher discount rate and more modest profit margins in their models, even as revenue growth assumptions and the implied future P/E move higher. Analyst Commentary Recent Street research on Trupanion shows a mix of optimism on execution and caution on risk, which helps explain the reset in price targets around the stock.ナラティブ更新 • Jul 15
TRUP: Lower Catastrophe Exposure Will Support Long-Term Repricing Potential
For Trupanion, the analyst price target in this narrative framework has shifted lower from $52.00 to $45.00. This reflects analyst adjustments to long term revenue growth, profit margin expectations, and the future P/E multiple following recent catastrophe related commentary.
ナラティブ更新 • Jun 30
TRUP: Loyalty And Margin Execution Will Shape Prospective Earnings Upside
Trupanion's updated analyst price target has moved from $31.00 to $28.00 as analysts factor in slightly higher discount rates, a more moderate revenue growth outlook, and an adjusted future P/E assumption, while also reflecting recent Street target cuts. Analyst Commentary Recent Street commentary on Trupanion reflects a more cautious tone, with several bearish analysts trimming price targets and reassessing assumptions around growth, valuation, and execution risk.ナラティブ更新 • Jun 16
TRUP: Recalibrated Expectations And Improved Margins Will Support Long-Term Repricing
Trupanion's analyst price target has been reduced by $7 to $45. Analysts attribute the revision to updated assumptions around revenue growth, profit margins and future P/E multiples.ナラティブ更新 • Jun 01
TRUP: Rebased P/E And Margin Assumptions Will Support Long Term Upside
Trupanion's analyst price target is updated from $46.25 to $39.75 as analysts factor in refreshed assumptions around discount rates, revenue growth, profit margins, and future P/E expectations, reflected in recent Street research cuts from BofA, Cantor Fitzgerald, and Stifel. Analyst Commentary Recent Street research indicates that the lower price targets are tied to refreshed assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.ナラティブ更新 • May 13
TRUP: Recalibrated Expectations And Higher Future P/E Will Support Long-Term Repricing
Analysts have lowered their fair value estimate for Trupanion from $63.00 to $52.00, citing updated price targets from several firms along with adjustments to discount rates, revenue growth, profit margin assumptions, and the stock's future P/E multiple. Analyst Commentary Recent Street research on Trupanion has centered on revised price targets that reflect updated assumptions for growth, margins, and valuation multiples.ナラティブ更新 • Apr 22
TRUP: Clustered Price Cuts And P/E Reset Will Shape Future Returns
Trupanion's updated analyst price target has been reduced by a mid single digit dollar amount, with analysts pointing to recently lowered targets from several firms, alongside only modest tweaks to long term revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent Street research on Trupanion has centered on a series of price target reductions, with cuts ranging from low single digit dollar amounts up to a $15 move.ナラティブ更新 • Apr 08
TRUP: Revised P/E And Margin Assumptions Will Support Future Earnings Power
Trupanion's updated analyst price target has shifted from $42.00 to $31.00 as analysts factor in different assumptions for future revenue growth, profitability and P/E expectations following several recent target cuts across the Street. Analyst Commentary Recent Street research on Trupanion has centered on a series of lower price targets, with several bearish analysts trimming their expectations within a relatively short time frame.ナラティブ更新 • Mar 25
TRUP: Rebased P/E Expectations Will Support Long Term Upside Potential
Narrative Update on Trupanion The analyst price target for Trupanion has been reduced by a combined $26, as several firms revisited their models and pricing assumptions. This led to a lower implied future P/E while keeping the fair value estimate steady at $46.25.ナラティブ更新 • Mar 10
TRUP: Reset Expectations And Higher Future P/E Will Drive Long-Term Repricing
Trupanion's updated $63.0 analyst price target reflects modestly tempered expectations for revenue growth and profit margin, with analysts citing recent target reductions from several firms as they reassess the stock's risk and return trade off. Analyst Commentary Recent Street research on Trupanion clusters around lower price targets, but the tone is not uniformly negative.ナラティブ更新 • Feb 24
TRUP: Long Term Profitability Assumptions Will Support Future Upside Potential
Analysts have reduced their Trupanion price targets by approximately $10 to $46.25, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following recent research updates from multiple firms. Analyst Commentary Recent research updates on Trupanion point to a mix of optimism about the long term opportunity and caution about the execution and valuation risks in the near term.ナラティブ更新 • Feb 09
TRUP: Higher Future P/E Assumptions Will Support A Stronger Long-Term Repricing
Analysts have reduced their Trupanion price target by about $4 to US$63, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of the change. Analyst Commentary Bullish analysts are refining their views on Trupanion as they revisit key valuation inputs such as fair value estimates, discount rates, revenue assumptions, profit margins and future P/E levels.ナラティブ更新 • Jan 25
TRUP: Revised P/E Assumptions Will Support Long Term Earnings Power
Analysts have reduced their price targets on Trupanion by $8, citing updated assumptions for revenue growth, profit margin and future P/E, which modestly adjust the risk and return profile they see for the stock. Analyst Commentary Bearish analysts cutting their price targets by $8 are signaling a more cautious stance on Trupanion, driven by updated assumptions for revenue growth, profit margin and future P/E.ナラティブ更新 • Jan 11
TRUP: Future Margin Gains And Share Discipline Will Support Long Term Earnings Power
Analysts are maintaining a US$42.00 price target for Trupanion, with small adjustments to revenue growth, profit margin assumptions and a lower future P/E helping to fine tune their outlook rather than reset it. What's in the News Trupanion reported that, between July 1 and September 30, 2025, it did not repurchase any shares under its existing program and has completed total buybacks of 95,021 shares for US$5.75 million, representing 0.23% of shares under the buyback announced on April 30, 2021 (company filing).ナラティブ更新 • Dec 27
TRUP: Future Margin Expansion Will Support Strengthening Long Term Earnings Power
Analysts have modestly maintained their price target on Trupanion at approximately $42.00, citing slightly stronger expectations for revenue growth, incremental profit margin improvement, and a marginally lower future price to earnings multiple that together support the current valuation stance. What's in the News Updated full year 2025 guidance now calls for total revenue of $1.433 billion to $1.439 billion and subscription revenue of $986 million to $989 million, implying roughly 15% year over year subscription growth at the midpoint (company guidance).ナラティブ更新 • Dec 12
TRUP: Future Margin Recovery Will Support Strengthening Long Term Earnings Power
Analysts have modestly reduced their price target on Trupanion from 45.00 dollars to 42.00 dollars. This reflects more conservative assumptions for revenue growth, profit margins, and valuation multiples, despite a largely unchanged risk outlook.ナラティブ更新 • Aug 10
Increasing Pet Ownership And Data Analytics Will Expand Market
The consensus price target for Trupanion has increased to $59.67 as analysts assign a higher future P/E multiple despite a modest decline in net profit margin, signaling greater optimism about its growth prospects. Valuation Changes Summary of Valuation Changes for Trupanion The Consensus Analyst Price Target has significantly risen from $53.00 to $59.67.新しいナラティブ • May 27
Global Expansion And Pricing Precision Will Shape Pet Markets
Enhanced pricing strategies, technology upgrades, and disciplined underwriting are driving margin expansion, higher operational efficiency, and more sustainable long-term earnings.分析記事 • May 13
Trupanion, Inc. (NASDAQ:TRUP) Looks Just Right With A 26% Price Jump
Trupanion, Inc. ( NASDAQ:TRUP ) shareholders are no doubt pleased to see that the share price has bounced 26% in the...分析記事 • Feb 16
There's Reason For Concern Over Trupanion, Inc.'s (NASDAQ:TRUP) Price
When close to half the companies in the Insurance industry in the United States have price-to-sales ratios (or "P/S...Seeking Alpha • Dec 13
Trupanion: High Costs And Price Hikes Are Reasons To Avoid This Pet Insurer
Summary Trupanion's Q3'24 revenue grew 15% YoY to $327.5M, driven mainly by price hikes, but EPS missed estimates by $0.46. Subscription adjusted operating income surged 66% to $30.8M, improving margins, but new pet growth deceleration raises concerns. Expansion into Germany and Switzerland offers growth opportunities, but North American profitability and competitive pressures remain critical challenges. Trupanion faces risks from unsustainable price hikes, growing veterinary inflation, and higher acquisition costs. Its strategy of ramping up pet acquisition spending could pressure short-term profitability without guaranteeing long-term growth. Despite growth prospects in the pet insurance market, Trupanion’s high valuation, with an expected 7% revenue growth in 2025, makes it an expensive investment. Read the full article on Seeking Alpha分析記事 • Oct 25
Revenues Tell The Story For Trupanion, Inc. (NASDAQ:TRUP) As Its Stock Soars 25%
Trupanion, Inc. ( NASDAQ:TRUP ) shares have continued their recent momentum with a 25% gain in the last month alone...Seeking Alpha • Sep 24
Trupanion: Great Business, But It Is Time To Cash Out (Rating Downgrade)
Summary Trupanion's stock surged over 60% since my June 2024 buy rating. Trupanion's Q2 results show strong revenue and subscription growth, with free cash flow turning positive, indicating a sustainable business model. Price hikes are essential due to rising veterinary costs and increasing anxiety claims in pets, which could impact long-term profitability if not managed. Shares are no longer a buy, and I reiterate my $40 price target with a hold rating now. Read the full article on Seeking Alpha分析記事 • Aug 11
Trupanion, Inc. (NASDAQ:TRUP) Just Reported And Analysts Have Been Lifting Their Price Targets
It's been a pretty great week for Trupanion, Inc. ( NASDAQ:TRUP ) shareholders, with its shares surging 14% to US$38.30...分析記事 • Jul 31
A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb
Trupanion, Inc. ( NASDAQ:TRUP ) shares have continued their recent momentum with a 27% gain in the last month alone...Seeking Alpha • Jun 13
Trupanion: Growth First, Profitability Second
Summary Trupanion is a global pet insurance company. Trupanion may be headed for profitability, with the new CEO emphasizing efficiency and free cash flow. The company offers pet insurance through subscriptions, focusing on growth first and profits later. Shares are a buy with a price target of $40. Read the full article on Seeking Alpha分析記事 • Feb 16
A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb
Despite an already strong run, Trupanion, Inc. ( NASDAQ:TRUP ) shares have been powering on, with a gain of 27% in the...Seeking Alpha • Feb 02
Trupanion: After All This Time, No Profits
Summary Pet insurance industry has seen significant growth due to the rising trend of millennials and Gen Z preferring pets over having children. Trupanion, a pet insurance company, has experienced wild revenue growth but struggles with increasing costs and negative margins. The company's balance sheet is not heavily burdened with liabilities, but profitability hinges on stabilizing operating expenses and addressing veterinary price hikes. Read the full article on Seeking Alpha分析記事 • Dec 18
A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb
Trupanion, Inc. ( NASDAQ:TRUP ) shares have had a really impressive month, gaining 27% after a shaky period beforehand...分析記事 • Apr 18
What You Can Learn From Trupanion, Inc.'s (NASDAQ:TRUP) P/SAfter Its 35% Share Price Crash
The Trupanion, Inc. ( NASDAQ:TRUP ) share price has fared very poorly over the last month, falling by a substantial...株主還元
| TRUP | US Insurance | US 市場 | |
|---|---|---|---|
| 7D | -4.1% | -2.0% | -0.1% |
| 1Y | -43.8% | 2.8% | 11.9% |
業界別リターン: TRUP過去 1 年間で2.8 % の収益を上げたUS Insurance業界を下回りました。
リターン対市場: TRUPは、過去 1 年間で11.9 % のリターンを上げたUS市場を下回りました。
価格変動
| TRUP volatility | |
|---|---|
| TRUP Average Weekly Movement | 8.2% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.1% |
| 10% least volatile stocks in US Market | 2.9% |
安定した株価: TRUP 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: TRUPの 週次ボラティリティ ( 8% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 2000 | 1,121 | Margi Tooth | www.trupanion.com |
Trupanion, Inc.は、子会社とともに、米国、カナダ、および欧州大陸において、猫と犬を対象とした定期契約型の医療保険を提供しています。同社は、「定期契約事業」と「その他事業」の2つの事業セグメントで事業を展開しており、ペットの飼い主や獣医師にサービスを提供しています。 同社は、以前はVetinsurance International, Inc.という名称でしたが、2013年にTrupanion, Inc.に社名を変更しました。Trupanion, Inc.は2000年に設立され、ワシントン州シアトルに本社を置いています。
Trupanion, Inc. 基礎のまとめ
| TRUP 基礎統計学 | |
|---|---|
| 時価総額 | US$1.10b |
| 収益（TTM） | US$23.21m |
| 売上高(TTM) | US$1.52b |
47.4x
PER（株価収益率0.7x
P/SレシオTRUP は割高か？
公正価値と評価分析を参照収益と収入
| TRUP 損益計算書（TTM） | |
|---|---|
| 収益 | US$1.52b |
| 売上原価 | US$1.18b |
| 売上総利益 | US$343.44m |
| その他の費用 | US$320.23m |
| 収益 | US$23.21m |
直近の収益報告
Jun 30, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 0.53 |
| グロス・マージン | 22.58% |
| 純利益率 | 1.53% |
| 有利子負債／自己資本比率 | 26.1% |
TRUP の長期的なパフォーマンスは？
過去の実績と比較を見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/09/21 07:14 |
| 終値 | 2026/09/18 00:00 |
| 収益 | 2026/06/30 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Trupanion, Inc. 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。16
| アナリスト | 機関 |
|---|---|
| Christopher Merwin | Barclays |
| Joshua Shanker | BofA Global Research |
| Ryan Tunis | Cantor Fitzgerald & Co. |