Usio 過去の業績
過去 基準チェック /06
Usioは31.2%の年平均成長率で業績を伸ばしているが、Diversified Financial業界はgrowingで13.5%毎年増加している。売上は成長しており、年平均11%の割合である。
主要情報
31.21%
収益成長率
35.30%
EPS成長率
| Diversified Financial 業界の成長 | 6.15% |
| 収益成長率 | 10.99% |
| 株主資本利益率 | -11.88% |
| ネット・マージン | -2.43% |
| 前回の決算情報 | 31 Mar 2026 |
最近の業績更新
Recent updates
ナラティブの更新 • May 11
USIO: New Gift Card Platform Will Reshape Merchant Payment Controls
Analysts have lifted their price target on Usio from $4.00 to $4.50, citing adjustments to their fair value estimate, discount rate, revenue growth expectations, profit margin outlook, and a lower assumed future P/E multiple. What's in the News Usio launched a new Private-Label Gift Card platform that lets businesses offer branded gift cards usable across locations, point-of-sale systems, and payment processors while using traditional payment networks (Key Developments).分析記事 • Sep 05
Slammed 25% Usio, Inc. (NASDAQ:USIO) Screens Well Here But There Might Be A Catch
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 25% over the previous 30 days, handing back much...
ナラティブの更新 • Aug 08
Electronic Payments Will Expand Market Opportunities Amid Uncertainty
The drop in Usio’s consensus price target reflects a substantial decline in net profit margin alongside a sharply higher future P/E, indicating weaker expected profitability and increasing valuation risk, with fair value now revised down to $5.12. What's in the News Usio and Mortgage Automator formed a strategic partnership to integrate Usio's advanced payment solutions into Mortgage Automator's platform, offering users automated payment options and streamlined loan servicing.分析記事 • Jul 12
Further Upside For Usio, Inc. (NASDAQ:USIO) Shares Could Introduce Price Risks After 30% Bounce
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 30% share price jump in the last month...Seeking Alpha • Mar 28
I Like Usio's Direction, But Not Enough To Buy Right Now
Summary Usio, Inc. is transitioning from transactional services to an integrated fintech platform, focusing on recurring, tech-driven revenue streams for future growth. Despite a strong year-end finish with notable cash flow and payment processing volume increases, core revenue growth remains underwhelming. The company's valuation reflects investor optimism for future growth, but earnings volatility and execution risks make it a hold rather than a buy. Usio's shift to a platform model shows potential, but its ability to consistently generate high-margin revenue and free cash flow is still unproven. Read the full article on Seeking Alpha分析記事 • Feb 21
Usio, Inc. (NASDAQ:USIO) Might Not Be As Mispriced As It Looks After Plunging 32%
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 32% over the previous 30 days, handing back much...
新しいナラティブ • Feb 09
Improving Margins In ACH Segment And Strong Deal Pipeline Will Drive Future Profitability
Usio's expansion in ACH and PayFac segments is enhancing profitability and margins, positioning it for future earnings growth.分析記事 • Jan 07
Market Might Still Lack Some Conviction On Usio, Inc. (NASDAQ:USIO) Even After 31% Share Price Boost
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 31% share price jump in the last month...Seeking Alpha • Aug 14
Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Summary Usio, Inc. has maintained a strong balance sheet by being net cash as of Q1 2024. The company forecasts that revenue YoY growth, adj. EBITDA YoY growth, positive operating cash flow and positive free cash flow will continue in 2024. On top of this, Usio, Inc. expects that it will be profitable in 2024. Based on absolute and relative valuation, Usio, Inc. at $1.50 per share is very cheap. Read the full article on Seeking Alpha分析記事 • May 21
Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.6x might make it look like a strong buy right now...分析記事 • Jan 18
Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks
With a price-to-sales (or "P/S") ratio of 0.5x Usio, Inc. ( NASDAQ:USIO ) may be sending bullish signals at the moment...分析記事 • Aug 11
Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.5x might make it look like a buy right now compared...Seeking Alpha • Sep 13
Usio co-founder passes away
Electronic payment solutions provider Usio (NASDAQ:USIO) said its chairman and co-founder, Michael Long, passed away on Sep. 7. The board voted to name President and CEO Louis Hoch to the additional role of chairman in a special board meeting on Sep. 12. Source: Press ReleaseSeeking Alpha • Jul 26
Usio: Q2 total dollar processed declines 12% Y/Y, card segment on record high
Usio (NASDAQ:USIO) reported Tuesday a 2% sequential growth in total dollar processed to $2.4B during Q2 2022; however, down 12% compared to last year’s record second quarter. The fintech electronic payment company said total payment transactions processed in the second quarter of 2022 were 10.35M and included following processing results: Credit Card Dollars Processed (Including PayFac) was +2% sequentially, +9% year-over-year. Credit Card Transactions Processed +5%, +35%. Prepaid Card Load Volume -16%, +81%. Prepaid Card Transactions Processed -28%, +190%. Prepaid Card Purchase Dollars Processed -27%, +76%. Electronic Check Transaction Volume +10%, -8%. "Both card and ACH volumes set records in the final month of the quarter, June 2022, with monthly card volumes setting an all-time high and ACH volumes nearly matching our all-time high for a month. Consequently, we are maintaining our outlook of 16% - 20% revenue growth for the year, conditioned on favorable economic conditions," said Usio's President and CEO Louis Hoch. Further, the company told it expects over $15M of potential card spoilage to start recognizing in September. Earlier: Usio stock drops as Voyager Digital halts tradingSeeking Alpha • Jun 23
Usio Buffeted By Voyager
The company's shares have sold off strongly on economic and crypto risk and the latter turned out to be real with their crypto partner Voyager entering into serious problems. Q1 margins showed some decline mostly on one-off investments, paving the way for recovery in subsequent quarters, and the company still gained cash. Guidance will likely be lowered considerably, and we think the shares will be dead money for a while, although we think most of the problems are priced in already. Longer term, PayFac and prepaid will likely to keep growing strongly, so there is still some lure for the patient investor.Seeking Alpha • Jan 25
Usio Is Getting Flushed With The Market
The shares are sold off in sympathy with FinTech companies trading on much higher multiples. Their crypto and ACH businesses do produce some exposure to a weakening economy. However, the company is largely a secular growth story on the back of fast-growing PayFac and prepaid segments.Seeking Alpha • Oct 20
Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV
PayFac business is high-quality and growing >60%, worth $6/share today and $24/share in 2027. Prepaid business is another quality business that is growing 20%, worth $2.40/share today and $4.60/share in 2027. Remaining business units are free cash flow generators that will grow 2% organically over the next 5-7 years, providing free cash flow to invest in PayFac, Prepaid, and other growth. Blended organic growth 26% annually over next six years. Business worth $34 in 2027 based on 4x EV/sales and 30x EV/FCF, giving 35% CAGR potential.Seeking Alpha • Oct 03
Usio Is Close To Turning Profitable
Usio is firing on all cylinders and the company had its third consecutive quarter with positive adjusted EBITDA. The company is close to profitability. Management increased guidance again although the surprising thing is that it seems to indicate a flat H2 versus H1, which is likely to be too conservative, given the growth momentum.収支内訳
収支内訳
Usio の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。
収益と収入の歴史
| 日付 | 収益 | 収益 | G+A経費 | 研究開発費 |
|---|---|---|---|---|
| 31 Mar 26 | 89 | -2 | 20 | 0 |
| 31 Dec 25 | 85 | -3 | 20 | 0 |
| 30 Sep 25 | 84 | 0 | 20 | 0 |
| 30 Jun 25 | 84 | 3 | 19 | 0 |
| 31 Mar 25 | 84 | 3 | 19 | 0 |
| 31 Dec 24 | 83 | 3 | 19 | 0 |
| 30 Sep 24 | 83 | 3 | 18 | 0 |
| 30 Jun 24 | 82 | -1 | 19 | 0 |
| 31 Mar 24 | 84 | -1 | 19 | 0 |
| 31 Dec 23 | 84 | 0 | 18 | 0 |
| 30 Sep 23 | 83 | -1 | 18 | 0 |
| 30 Jun 23 | 78 | -2 | 17 | 0 |
| 31 Mar 23 | 73 | -4 | 17 | 0 |
| 31 Dec 22 | 69 | -5 | 17 | 0 |
| 30 Sep 22 | 68 | -5 | 17 | 0 |
| 30 Jun 22 | 68 | -3 | 16 | 0 |
| 31 Mar 22 | 67 | -1 | 15 | 0 |
| 31 Dec 21 | 62 | 0 | 13 | 0 |
| 30 Sep 21 | 54 | 0 | 12 | 0 |
| 30 Jun 21 | 46 | -1 | 11 | 0 |
| 31 Mar 21 | 38 | -3 | 10 | 0 |
| 31 Dec 20 | 32 | -3 | 10 | 0 |
| 30 Sep 20 | 30 | -5 | 9 | 0 |
| 30 Jun 20 | 29 | -5 | 9 | 0 |
| 31 Mar 20 | 29 | -5 | 9 | 0 |
| 31 Dec 19 | 28 | -5 | 9 | 0 |
| 30 Sep 19 | 27 | -4 | 8 | 0 |
| 30 Jun 19 | 27 | -4 | 8 | 0 |
| 31 Mar 19 | 26 | -4 | 8 | 0 |
| 31 Dec 18 | 25 | -4 | 7 | 0 |
| 30 Sep 18 | 24 | -4 | 7 | 0 |
| 30 Jun 18 | 21 | -4 | 7 | 0 |
| 31 Mar 18 | 18 | -4 | 6 | 0 |
| 31 Dec 17 | 15 | -3 | 5 | 0 |
| 30 Sep 17 | 12 | -2 | 4 | 0 |
| 30 Jun 17 | 11 | -2 | 4 | 0 |
| 31 Mar 17 | 12 | -1 | 4 | 0 |
| 31 Dec 16 | 12 | -1 | 4 | 0 |
| 30 Sep 16 | 13 | -1 | 4 | 0 |
| 30 Jun 16 | 13 | 0 | 4 | 0 |
| 31 Mar 16 | 14 | 0 | 4 | 0 |
| 31 Dec 15 | 14 | 1 | 4 | 0 |
| 30 Sep 15 | 14 | 3 | 3 | 0 |
| 30 Jun 15 | 15 | 4 | 2 | 0 |
質の高い収益: USIOは現在利益が出ていません。
利益率の向上: USIOは現在利益が出ていません。
フリー・キャッシュフローと収益の比較
過去の収益成長分析
収益動向: USIOは利益を出していないが、過去 5 年間で年間31.2%の割合で損失を削減してきた。
成長の加速: USIOの過去 1 年間の収益成長を 5 年間の平均と比較することはできません。現在は利益が出ていないためです。
収益対業界: USIOは利益が出ていないため、過去 1 年間の収益成長をDiversified Financial業界 ( 8.6% ) と比較することは困難です。
株主資本利益率
高いROE: USIOは現在利益が出ていないため、自己資本利益率 ( -11.88% ) はマイナスです。
総資産利益率
使用総資本利益率
過去の好業績企業の発掘
企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/05/26 06:14 |
| 終値 | 2026/05/26 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
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| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
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* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
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業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Usio, Inc. 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4
| アナリスト | 機関 |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Jon Hickman | Ladenburg Thalmann & Company |
| Barry Sine | Litchfield Hills Research, LLC |