Usio マネジメント
マネジメント 基準チェック /24
Usioの CEO はLouis Hochで、 Jul1998年に任命され、 の在任期間は 27.83年です。 の年間総報酬は$ 1.37Mで、 64.1%給与と35.9%のボーナス（会社の株式とオプションを含む）で構成されています。 は、会社の株式の11.59%を直接所有しており、その価値は$ 4.90M 。経営陣と取締役会の平均在任期間はそれぞれ4.5年と9年です。
主要情報
Louis Hoch
最高経営責任者
US$1.4m
報酬総額
| CEO給与比率 | 64.08% |
| CEO在任期間 | 27.8yrs |
| CEOの所有権 | 11.6% |
| 経営陣の平均在職期間 | 4.5yrs |
| 取締役会の平均在任期間 | 9yrs |
経営陣の近況
Recent updates
ナラティブの更新 • May 11
USIO: New Gift Card Platform Will Reshape Merchant Payment Controls
Analysts have lifted their price target on Usio from $4.00 to $4.50, citing adjustments to their fair value estimate, discount rate, revenue growth expectations, profit margin outlook, and a lower assumed future P/E multiple. What's in the News Usio launched a new Private-Label Gift Card platform that lets businesses offer branded gift cards usable across locations, point-of-sale systems, and payment processors while using traditional payment networks (Key Developments).分析記事 • Sep 05
Slammed 25% Usio, Inc. (NASDAQ:USIO) Screens Well Here But There Might Be A Catch
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 25% over the previous 30 days, handing back much...
ナラティブの更新 • Aug 08
Electronic Payments Will Expand Market Opportunities Amid Uncertainty
The drop in Usio’s consensus price target reflects a substantial decline in net profit margin alongside a sharply higher future P/E, indicating weaker expected profitability and increasing valuation risk, with fair value now revised down to $5.12. What's in the News Usio and Mortgage Automator formed a strategic partnership to integrate Usio's advanced payment solutions into Mortgage Automator's platform, offering users automated payment options and streamlined loan servicing.分析記事 • Jul 12
Further Upside For Usio, Inc. (NASDAQ:USIO) Shares Could Introduce Price Risks After 30% Bounce
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 30% share price jump in the last month...Seeking Alpha • Mar 28
I Like Usio's Direction, But Not Enough To Buy Right Now
Summary Usio, Inc. is transitioning from transactional services to an integrated fintech platform, focusing on recurring, tech-driven revenue streams for future growth. Despite a strong year-end finish with notable cash flow and payment processing volume increases, core revenue growth remains underwhelming. The company's valuation reflects investor optimism for future growth, but earnings volatility and execution risks make it a hold rather than a buy. Usio's shift to a platform model shows potential, but its ability to consistently generate high-margin revenue and free cash flow is still unproven. Read the full article on Seeking Alpha分析記事 • Feb 21
Usio, Inc. (NASDAQ:USIO) Might Not Be As Mispriced As It Looks After Plunging 32%
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 32% over the previous 30 days, handing back much...
新しいナラティブ • Feb 09
Improving Margins In ACH Segment And Strong Deal Pipeline Will Drive Future Profitability
Usio's expansion in ACH and PayFac segments is enhancing profitability and margins, positioning it for future earnings growth.分析記事 • Jan 07
Market Might Still Lack Some Conviction On Usio, Inc. (NASDAQ:USIO) Even After 31% Share Price Boost
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 31% share price jump in the last month...Seeking Alpha • Aug 14
Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Summary Usio, Inc. has maintained a strong balance sheet by being net cash as of Q1 2024. The company forecasts that revenue YoY growth, adj. EBITDA YoY growth, positive operating cash flow and positive free cash flow will continue in 2024. On top of this, Usio, Inc. expects that it will be profitable in 2024. Based on absolute and relative valuation, Usio, Inc. at $1.50 per share is very cheap. Read the full article on Seeking Alpha分析記事 • May 21
Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.6x might make it look like a strong buy right now...分析記事 • Jan 18
Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks
With a price-to-sales (or "P/S") ratio of 0.5x Usio, Inc. ( NASDAQ:USIO ) may be sending bullish signals at the moment...分析記事 • Aug 11
Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.5x might make it look like a buy right now compared...Seeking Alpha • Sep 13
Usio co-founder passes away
Electronic payment solutions provider Usio (NASDAQ:USIO) said its chairman and co-founder, Michael Long, passed away on Sep. 7. The board voted to name President and CEO Louis Hoch to the additional role of chairman in a special board meeting on Sep. 12. Source: Press ReleaseSeeking Alpha • Jul 26
Usio: Q2 total dollar processed declines 12% Y/Y, card segment on record high
Usio (NASDAQ:USIO) reported Tuesday a 2% sequential growth in total dollar processed to $2.4B during Q2 2022; however, down 12% compared to last year’s record second quarter. The fintech electronic payment company said total payment transactions processed in the second quarter of 2022 were 10.35M and included following processing results: Credit Card Dollars Processed (Including PayFac) was +2% sequentially, +9% year-over-year. Credit Card Transactions Processed +5%, +35%. Prepaid Card Load Volume -16%, +81%. Prepaid Card Transactions Processed -28%, +190%. Prepaid Card Purchase Dollars Processed -27%, +76%. Electronic Check Transaction Volume +10%, -8%. "Both card and ACH volumes set records in the final month of the quarter, June 2022, with monthly card volumes setting an all-time high and ACH volumes nearly matching our all-time high for a month. Consequently, we are maintaining our outlook of 16% - 20% revenue growth for the year, conditioned on favorable economic conditions," said Usio's President and CEO Louis Hoch. Further, the company told it expects over $15M of potential card spoilage to start recognizing in September. Earlier: Usio stock drops as Voyager Digital halts tradingSeeking Alpha • Jun 23
Usio Buffeted By Voyager
The company's shares have sold off strongly on economic and crypto risk and the latter turned out to be real with their crypto partner Voyager entering into serious problems. Q1 margins showed some decline mostly on one-off investments, paving the way for recovery in subsequent quarters, and the company still gained cash. Guidance will likely be lowered considerably, and we think the shares will be dead money for a while, although we think most of the problems are priced in already. Longer term, PayFac and prepaid will likely to keep growing strongly, so there is still some lure for the patient investor.Seeking Alpha • Jan 25
Usio Is Getting Flushed With The Market
The shares are sold off in sympathy with FinTech companies trading on much higher multiples. Their crypto and ACH businesses do produce some exposure to a weakening economy. However, the company is largely a secular growth story on the back of fast-growing PayFac and prepaid segments.Seeking Alpha • Oct 20
Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV
PayFac business is high-quality and growing >60%, worth $6/share today and $24/share in 2027. Prepaid business is another quality business that is growing 20%, worth $2.40/share today and $4.60/share in 2027. Remaining business units are free cash flow generators that will grow 2% organically over the next 5-7 years, providing free cash flow to invest in PayFac, Prepaid, and other growth. Blended organic growth 26% annually over next six years. Business worth $34 in 2027 based on 4x EV/sales and 30x EV/FCF, giving 35% CAGR potential.Seeking Alpha • Oct 03
Usio Is Close To Turning Profitable
Usio is firing on all cylinders and the company had its third consecutive quarter with positive adjusted EBITDA. The company is close to profitability. Management increased guidance again although the surprising thing is that it seems to indicate a flat H2 versus H1, which is likely to be too conservative, given the growth momentum.CEO報酬分析
| 日付 | 総報酬 | 給与 | 会社業績 |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | -US$2m |
| Dec 31 2025 | US$1m | US$879k | -US$3m |
| Sep 30 2025 | n/a | n/a | -US$388k |
| Jun 30 2025 | n/a | n/a | US$3m |
| Mar 31 2025 | n/a | n/a | US$3m |
| Dec 31 2024 | US$1m | US$783k | US$3m |
| Sep 30 2024 | n/a | n/a | US$3m |
| Jun 30 2024 | n/a | n/a | -US$870k |
| Mar 31 2024 | n/a | n/a | -US$740k |
| Dec 31 2023 | US$1m | US$633k | -US$475k |
| Sep 30 2023 | n/a | n/a | -US$652k |
| Jun 30 2023 | n/a | n/a | -US$2m |
| Mar 31 2023 | n/a | n/a | -US$4m |
| Dec 31 2022 | US$621k | US$588k | -US$5m |
| Sep 30 2022 | n/a | n/a | -US$5m |
| Jun 30 2022 | n/a | n/a | -US$3m |
| Mar 31 2022 | n/a | n/a | -US$1m |
| Dec 31 2021 | US$1m | US$495k | -US$322k |
| Sep 30 2021 | n/a | n/a | -US$208k |
| Jun 30 2021 | n/a | n/a | -US$1m |
| Mar 31 2021 | n/a | n/a | -US$3m |
| Dec 31 2020 | US$917k | US$350k | -US$3m |
| Sep 30 2020 | n/a | n/a | -US$5m |
| Jun 30 2020 | n/a | n/a | -US$5m |
| Mar 31 2020 | n/a | n/a | -US$5m |
| Dec 31 2019 | US$516k | US$350k | -US$5m |
報酬と市場: Louisの 総報酬 ($USD 1.37M ) は、 US市場 ($USD 624.15K ) の同規模の企業の平均を上回っています。
報酬と収益: Louisの報酬は増加しましたが、会社は利益を上げていません。
CEO
Louis Hoch (59 yo)
27.8yrs
在職期間
US$1,371,589
報酬
Mr. Louis A. Hoch is Co-Founder of USIO, INC. (formerly known as Payment Data Systems, Inc.) and has been its Chief Executive Officer since August 4, 2016 and is its President, Director since July 1998 and...
リーダーシップ・チーム
| 名称 | ポジション | 在職期間 | 報酬 | 所有権 |
|---|---|---|---|---|
| Co-Founder | 27.8yrs | US$1.37m | 11.59% $ 4.9m | |
| Senior VP | 2.3yrs | US$333.54k | 0.97% $ 409.6k | |
| Senior VP of Corporate Development & Prepaid Products and Chief Product Officer | 11.4yrs | US$348.60k | 2.61% $ 1.1m | |
| Executive VP of Payment Acceptance & Chief Revenue Officer | 1.2yrs | US$416.08k | 1.65% $ 699.0k | |
| Chief Technology Officer & Senior VP | 18.3yrs | US$121.61k | データなし | |
| Senior Vice President of Investor Relations | 3.8yrs | データなし | データなし | |
| Senior VP & Chief Compliance Officer | no data | データなし | データなし | |
| VP & General Counsel | 1.4yrs | データなし | データなし | |
| Vice President of Sales | 10.6yrs | データなし | データなし | |
| Senior Vice President of Output Solutions | 5.4yrs | データなし | データなし | |
| Senior Vice President of Emerging Markets | 4.5yrs | データなし | データなし | |
| Senior Vice President of Card Issuing | 2.4yrs | データなし | 0.88% $ 371.2k |
4.5yrs
平均在職期間
59yo
平均年齢
経験豊富な経営陣: USIOの経営陣は 経験豊富 であると考えられます ( 4.5年の平均在職年数)。
取締役
| 名称 | ポジション | 在職期間 | 報酬 | 所有権 |
|---|---|---|---|---|
| Co-Founder | 27.8yrs | US$1.37m | 11.59% $ 4.9m | |
| Member of Advisory Board | 19.9yrs | データなし | データなし | |
| Member of Advisory Board | 19.9yrs | データなし | データなし | |
| Independent Director | 9yrs | US$37.24k | 0.49% $ 209.1k | |
| Independent Director | 7.1yrs | US$52.24k | 0.38% $ 162.0k | |
| Independent Director | 5.8yrs | US$37.24k | 0.34% $ 141.8k | |
| Independent Director | 3.9yrs | US$37.24k | 0.23% $ 98.2k |
9.0yrs
平均在職期間
54yo
平均年齢
経験豊富なボード: USIOの 取締役会 は 経験豊富 であると考えられます ( 9年の平均在任期間)。
企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/05/26 06:14 |
| 終値 | 2026/05/26 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
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業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Usio, Inc. 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4
| アナリスト | 機関 |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Jon Hickman | Ladenburg Thalmann & Company |
| Barry Sine | Litchfield Hills Research, LLC |