PRA Group（PRAA）株式概要
金融サービス会社であるPRAグループは、米国、欧州、英国、南米、カナダ、オーストラリアにおいて不良債権ポートフォリオの購入、回収、管理を行っている。 詳細
PRAA Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
PRA Group, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$20.60 |
| 52週高値 | US$22.55 |
| 52週安値 | US$10.25 |
| ベータ | 1.1 |
| 1ヶ月の変化 | 13.69% |
| 3ヶ月変化 | 38.63% |
| 1年変化 | 27.16% |
| 3年間の変化 | 4.78% |
| 5年間の変化 | -49.27% |
| IPOからの変化 | 300.00% |
最新ニュース
Seeking Alpha • Aug 03
PRA Group: Wouldn't Mind A Small Position, But I'm Holding Off
Summary PRA Group is one of the three publicly traded debt buyers, with the largest business outside the US a diversification edge versus Encore Capital and Jefferson Capital. The turnaround under CEO Martin Sjolund is showing up in the numbers: Q1'26 cash collections grew 11% YoY to $551.9mn, cash efficiency reached 61.8%, and leverage keeps declining. At 0.51x EV/ERC, versus 0.58x for ECPG and 0.75x for JCAP, PRAA is the cheapest claim on future collections among its peers. I rate PRAA a Hold. I wouldn't mind a position, but the leverage, recovery-revision earnings, and the fact that I already own Encore makes me hold off. Read the full article on Seeking Alpha
ナラティブ更新 • Jun 26
PRAA: Index Removal And Margin Expansion Will Support Future Upside Potential
Analysts have lifted their fair value estimate for PRA Group from $22.67 to $26.00. This reflects updated assumptions that combine a slightly lower discount rate, reduced revenue growth expectations, a higher profit margin, and a lower future P/E multiple.Recent updates
Seeking Alpha • Aug 03
PRA Group: Wouldn't Mind A Small Position, But I'm Holding Off
Summary PRA Group is one of the three publicly traded debt buyers, with the largest business outside the US a diversification edge versus Encore Capital and Jefferson Capital. The turnaround under CEO Martin Sjolund is showing up in the numbers: Q1'26 cash collections grew 11% YoY to $551.9mn, cash efficiency reached 61.8%, and leverage keeps declining. At 0.51x EV/ERC, versus 0.58x for ECPG and 0.75x for JCAP, PRAA is the cheapest claim on future collections among its peers. I rate PRAA a Hold. I wouldn't mind a position, but the leverage, recovery-revision earnings, and the fact that I already own Encore makes me hold off. Read the full article on Seeking Alphaナラティブ更新 • Jun 26
PRAA: Index Removal And Margin Expansion Will Support Future Upside Potential
Analysts have lifted their fair value estimate for PRA Group from $22.67 to $26.00. This reflects updated assumptions that combine a slightly lower discount rate, reduced revenue growth expectations, a higher profit margin, and a lower future P/E multiple.
ナラティブ更新 • Jan 26
PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential
Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.ナラティブ更新 • Jan 11
PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential
Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.ナラティブ更新 • Dec 26
PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum
Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.ナラティブ更新 • Dec 12
PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift
Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.ナラティブ更新 • Nov 28
PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead
Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.ナラティブ更新 • Nov 04
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.Seeking Alpha • Jan 03
PRA Group: Rebuilding Credibility And Still Undervalued
Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
新しいナラティブ • Sep 16
Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins
Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.Seeking Alpha • Aug 13
PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking Alpha分析記事 • Apr 24
With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Seeking Alpha • Mar 04
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.分析記事 • Jan 18
Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...分析記事 • Oct 20
Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...分析記事 • Jul 09
Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...分析記事 • Jun 03
It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...株主還元
| PRAA | US Consumer Finance | US 市場 | |
|---|---|---|---|
| 7D | 4.1% | 2.2% | 0.6% |
| 1Y | 27.2% | 7.3% | 20.1% |
業界別リターン: PRAA過去 1 年間で7.3 % の収益を上げたUS Consumer Finance業界を上回りました。
リターン対市場: PRAA過去 1 年間で20.1 % の収益を上げたUS市場を上回りました。
価格変動
| PRAA volatility | |
|---|---|
| PRAA Average Weekly Movement | 7.6% |
| Consumer Finance Industry Average Movement | 7.5% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: PRAA 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: PRAAの 週次ボラティリティ ( 8% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1996 | 2,417 | Martin Sjolund | www.pragroup.com |
金融サービス会社であるPRAグループは、米国、欧州、英国、南米、カナダ、オーストラリアにおいて、不良債権ポートフォリオの購入、回収、管理を行っている。同社は、債務残高の全額を追求しないことを選択した、または回収に失敗した債権オリジネーターから債権を購入する。また、顧客が破産または同様の手続きに関与している場合、ローンを購入し、集団訴訟請求の回収のために手数料ベースのサービスを購入し、提供する。さらに、同社は中核的不良債権や債務超過の不良債権を扱っており、その中には、汎用およびプライベート・ブランドのクレジットカード、消費者ローン、自動車ローン、当座貸越、中小企業向けローンなどが含まれる。同社は以前、ポートフォリオ・リカバリー・アソシエイツ, Inc.として知られていたが、2014年10月にPRAグループ, Inc.に社名を変更した。PRAグループは1996年に設立され、バージニア州ノーフォークに本社を置いている。
PRA Group, Inc. 基礎のまとめ
| PRAA 基礎統計学 | |
|---|---|
| 時価総額 | US$775.55m |
| 収益（TTM） | -US$265.05m |
| 売上高(TTM) | US$1.33b |
0.6x
P/Sレシオ-2.9x
PER（株価収益率PRAA は割高か？
公正価値と評価分析を参照収益と収入
| PRAA 損益計算書（TTM） | |
|---|---|
| 収益 | US$1.33b |
| 売上原価 | US$0 |
| 売上総利益 | US$1.33b |
| その他の費用 | US$1.60b |
| 収益 | -US$265.05m |
直近の収益報告
Jun 30, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | -7.04 |
| グロス・マージン | 100.00% |
| 純利益率 | -19.91% |
| 有利子負債／自己資本比率 | 338.2% |
PRAA の長期的なパフォーマンスは？
過去の実績と比較を見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/08/16 06:27 |
| 終値 | 2026/08/14 00:00 |
| 収益 | 2026/06/30 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
PRA Group, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。9
| アナリスト | 機関 |
|---|---|
| David Scharf | Citizens JMP Securities, LLC |
| Richard Shane | Jefferies LLC |
| Hugh Miller | Macquarie Research |