PRA Group, Inc.

NasdaqGS:PRAA 株式レポート

時価総額：US$557.6m

PRA Group 過去の業績

過去 基準チェック /06

PRA Groupの収益は年間平均-63.2%の割合で減少していますが、 Consumer Finance業界の収益は年間 減少しています。収益は年間0.8% 2%割合で 増加しています。

主要情報

-63.20%

収益成長率

-62.19%

EPS成長率

Consumer Finance 業界の成長7.20%
収益成長率2.03%
株主資本利益率-25.01%
ネット・マージン-22.51%
前回の決算情報31 Mar 2026

最近の業績更新

Recent updates

Seeking Alpha • Apr 08

PRA Group: Not Cheap Enough Yet

Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking Alpha
ナラティブの更新 • Jan 26

PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential

Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.
ナラティブの更新 • Jan 11

PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential

Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.
ナラティブの更新 • Dec 26

PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum

Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.
ナラティブの更新 • Dec 12

PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift

Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.
ナラティブの更新 • Nov 28

PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead

Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.
ナラティブの更新 • Nov 04

PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties

Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.
Seeking Alpha • Jan 03

PRA Group: Rebuilding Credibility And Still Undervalued

Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
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新しいナラティブ • Sep 16

Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins

Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.
Seeking Alpha • Aug 13

PRA Group: A Turnaround And A Hedge For An Economic Slowdown

Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking Alpha
Seeking Alpha • Jul 14

PRA Group On A Long Road Back, But At Least It's Out Of The Ditch

Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking Alpha
分析記事 • Apr 24

With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Seeking Alpha • Mar 04

PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency

PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.
分析記事 • Jan 18

Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
分析記事 • Oct 20

Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
分析記事 • Jul 09

Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
分析記事 • Jun 03

It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year

As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...

収支内訳

PRA Group の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。

収益と収入の歴史

NasdaqGS:PRAA 収益、費用、利益 ( )USD Millions
日付収益収益G+A経費研究開発費
31 Mar 261,247-2817660
31 Dec 251,202-3057510
30 Sep 251,162-3437400
30 Jun 251,132927190
31 Mar 251,129717120
31 Dec 241,115717070
30 Sep 241,043436860
30 Jun 2497846630
31 Mar 24903-216320
31 Dec 23803-836310
30 Sep 23804-596190
30 Jun 23832-226240
31 Mar 23881196340
31 Dec 229671176150
30 Sep 221,0011356220
30 Jun 221,0201456310
31 Mar 221,0471656360
31 Dec 211,0961836440
30 Sep 211,1131796560
30 Jun 211,1171876530
31 Mar 211,1031896370
31 Dec 201,0651496500
30 Sep 201,0611476540
30 Jun 201,0431296550
31 Mar 201,023906810
31 Dec 191,017866810
30 Sep 19985746770
30 Jun 19961596700
31 Mar 19930606450
31 Dec 18908666230
30 Sep 188821405920
30 Jun 188611456040
31 Mar 188431375930
31 Dec 178281645390
30 Sep 17773584600
30 Jun 17790764600
31 Mar 178151014300
31 Dec 16931865490
30 Sep 169061444860
30 Jun 169131274470
31 Mar 169221424750
31 Dec 159421684720
30 Sep 159631745130
30 Jun 159722085170

質の高い収益: PRAAは現在利益が出ていません。

利益率の向上: PRAAは現在利益が出ていません。

フリー・キャッシュフローと収益の比較

過去の収益成長分析

収益動向: PRAAは利益が出ておらず、過去 5 年間で損失は年間63.2%の割合で増加しています。

成長の加速: PRAAの過去 1 年間の収益成長を 5 年間の平均と比較することはできません。現在は利益が出ていないためです。

収益対業界: PRAAは利益が出ていないため、過去 1 年間の収益成長をConsumer Finance業界 ( 28.9% ) と比較することは困難です。

株主資本利益率

高いROE: PRAAは現在利益が出ていないため、自己資本利益率 ( -25.01% ) はマイナスです。

総資産利益率

使用総資本利益率

過去の好業績企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/22 09:46
終値2026/05/22 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

PRA Group, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。9

アナリスト機関
David ScharfCitizens JMP Securities, LLC
Richard ShaneJefferies LLC
Hugh MillerMacquarie Research