UMB Financial（UMBF）株式概要
UMBファイナンシャル・コーポレーションは銀行持株会社として、米国内外で銀行サービスと資産サービシングを提供している。 詳細
UMBF Community Fair Values
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Analyst Price Targets
UMB Financial Corporation 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$142.76 |
| 52週高値 | US$145.69 |
| 52週安値 | US$103.07 |
| ベータ | 0.80 |
| 1ヶ月の変化 | 8.76% |
| 3ヶ月変化 | 24.52% |
| 1年変化 | 32.01% |
| 3年間の変化 | 130.52% |
| 5年間の変化 | 61.02% |
| IPOからの変化 | 2,451.64% |
最新ニュース
Seeking Alpha • Jun 20
UMB Financial: Still An Interesting Blend Of Defense And Offense
Summary UMB Financial continues to report solid growth and healthy credit quality, and trades at an attractive 10x forward earnings multiple. Core revenue growth remains strong. While UMB's liability-sensitive balance sheet isn't best positioned for "higher for longer" interest rates, volume growth is healthy. Credit quality remains a key differentiator, with net charge-offs below 0.2% and only minimal exposure to private credit lending. I reiterate my Buy rating, expecting potential 10–13% total returns as UMBF's valuation discount to peers appears unwarranted. Read the full article on Seeking Alpha
ナラティブの更新 • Jun 17
UMBF: Earnings Momentum And Buybacks Will Shape Future Risk Reward Profile
Analysts have lifted their average price targets on UMB Financial by several dollars per share, citing updated views reflected in recent research that includes both higher and lower revisions from firms such as BofA, Truist, TD Cowen, Piper Sandler, Keefe Bruyette, Barclays, Autonomous, RBC Capital, and Morgan Stanley. Analyst Commentary Recent research on UMB Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and one new initiation with a bullish stance.分析記事 • Jun 17
UMB Financial (UMBF) Stock Could Be 8% Undervalued After Earnings Surprises And Conference Focus
Conference appearance puts recent UMB Financial stock momentum in focus UMB Financial (UMBF) recently presented at the Morgan Stanley US Financials Conference in New York, an event that put fresh attention on a stock already trading near a new 52 week high. See our latest analysis for UMB Financial. At the current share price of $135.32, UMB Financial sits close to its recent 52 week high, with a 30 day share price return of 8.56% and a 1 year total shareholder return of 39.02%. This points...Recent updates
Seeking Alpha • Jun 20
UMB Financial: Still An Interesting Blend Of Defense And Offense
Summary UMB Financial continues to report solid growth and healthy credit quality, and trades at an attractive 10x forward earnings multiple. Core revenue growth remains strong. While UMB's liability-sensitive balance sheet isn't best positioned for "higher for longer" interest rates, volume growth is healthy. Credit quality remains a key differentiator, with net charge-offs below 0.2% and only minimal exposure to private credit lending. I reiterate my Buy rating, expecting potential 10–13% total returns as UMBF's valuation discount to peers appears unwarranted. Read the full article on Seeking Alphaナラティブの更新 • Jun 17
UMBF: Earnings Momentum And Buybacks Will Shape Future Risk Reward Profile
Analysts have lifted their average price targets on UMB Financial by several dollars per share, citing updated views reflected in recent research that includes both higher and lower revisions from firms such as BofA, Truist, TD Cowen, Piper Sandler, Keefe Bruyette, Barclays, Autonomous, RBC Capital, and Morgan Stanley. Analyst Commentary Recent research on UMB Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and one new initiation with a bullish stance.分析記事 • Jun 17
UMB Financial (UMBF) Stock Could Be 8% Undervalued After Earnings Surprises And Conference Focus
Conference appearance puts recent UMB Financial stock momentum in focus UMB Financial (UMBF) recently presented at the Morgan Stanley US Financials Conference in New York, an event that put fresh attention on a stock already trading near a new 52 week high. See our latest analysis for UMB Financial. At the current share price of $135.32, UMB Financial sits close to its recent 52 week high, with a 30 day share price return of 8.56% and a 1 year total shareholder return of 39.02%. This points...ナラティブの更新 • Jun 01
UMBF: Share Repurchases And Lower Credit Losses Are Expected To Drive Upside
Analysts have raised their average price target on UMB Financial by a mid single digit dollar amount to reflect updated views on the bank's earnings power and risk profile, with several recent target increases partly offset by a few reductions. Analyst Commentary Recent research updates on UMB Financial show a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower and one firm starting coverage with a bullish view.ナラティブの更新 • May 12
UMBF: Loan Tailwinds And Capital Return Are Expected To Drive Future Upside
UMB Financial's updated analyst price target has shifted from $142.83 to $147.08, with analysts pointing to recent target revisions across major firms and modest tweaks to fair value, discount rate, revenue growth, profit margin and future P/E assumptions as key drivers of the change. Analyst Commentary Recent Street research shows a mix of optimism and caution around UMB Financial, with several firms adjusting price targets in both directions and one new bullish initiation.ナラティブの更新 • Apr 23
UMBF: Loan Tailwinds And Capital Return Are Expected To Support Upside
The latest Narrative Update on UMB Financial reflects a revised Street price target, with recent changes ranging from cuts of up to $20 to increases of up to $18, as analysts weigh earlier optimism on midcap banks against fresh views on loan growth, net interest margin and capital return. Analyst Commentary Recent Street research on UMB Financial shows a split tape, with some firms lifting price targets and others cutting them, as views differ on how much upside remains after earlier optimism on midcap banks and on how execution around loan growth, net interest margin and capital return might translate into returns for shareholders.ナラティブの更新 • Apr 09
UMBF: Loan Tailwinds And Stable Fundamentals Will Support Future Upside
Analysts have trimmed the UMB Financial price target slightly, with fair value moving from about $144.23 to $142.83 as they balance more optimistic revenue growth assumptions against lower profit margin expectations and a modestly higher future P/E. Analyst Commentary Recent research looks mixed, with several firms lifting price targets over the last few months while others have cut back more recently.ナラティブの更新 • Mar 26
UMBF: Loan And Capital Return Tailwinds Will Support Future Upside
The analyst price target for UMB Financial is now $144, down from about $146, as analysts balance earlier target increases across regional bank peers with slightly adjusted fair value and discount rate assumptions for the stock. Analyst Commentary Recent Street research on UMB Financial shows a mix of optimism on fundamentals and valuation support, alongside some moderating views on upside as expectations reset.ナラティブの更新 • Mar 10
UMBF: Loan Growth And Capital Return Will Support Future Upside
The updated analyst price target for UMB Financial edges higher, with our fair value estimate moving slightly to $145.77. Analysts point to constructive views on midcap banks, supported by expectations around loan growth, net interest margin and capital return.ナラティブの更新 • Feb 24
UMBF: Stable Fundamentals And Dovish Fed Will Support 2026 Upside
Analysts have inched their blended price target for UMB Financial higher by about $0.20 to roughly $145.62, reflecting a series of recent target increases across Wall Street that are tied to updated views on fair value, discount rates, and expected P/E multiples. Analyst Commentary Street research on UMB Financial has centered on recalibrating price targets, with several firms updating their views around earnings expectations, discount rates, and assumed P/E multiples.ナラティブの更新 • Feb 08
UMBF: Stable Fundamentals And Dovish Fed Expectations Will Shape 2026 Upside
Analysts lifted their price target on UMB Financial by about $7 to $145.42, citing updated views on fair value, profitability, and the future price-to-earnings ratio, supported by a recent series of target increases from multiple research firms. Analyst Commentary Recent research on UMB Financial shows a cluster of higher price targets, with most firms updating their views around the same time and focusing on fair value, earnings power, and how the shares are priced relative to expected profits.ナラティブの更新 • Jan 24
UMBF: Stable Regional Conditions And Dovish Fed Outlook Will Support Upside
Analysts have nudged their price targets on UMB Financial higher, with one firm moving to $134 and another to $142, citing expectations for relatively stable regional bank conditions, strengthening loan and revenue trends, and supportive earnings drivers ahead. Analyst Commentary Recent research updates highlight a generally constructive view on UMB Financial, with price targets clustered in the low to mid $100s and comments centered on regional bank stability, loan trends, and upcoming earnings.ナラティブの更新 • Jan 08
UMBF: Repricing Tailwinds And Dovish Fed Expectations Will Support Confidence Through 2026
Narrative Update: UMB Financial Analysts trimmed their UMB Financial price target by US$7 to US$142, pointing to updated Q4 bank expectations that factor in balance sheet growth, repricing tailwinds, and the potential for a more dovish Federal Reserve chair in 2026. Analyst Commentary Recent research reflects a mix of optimism about UMB Financial's setup for Q4 and 2026, alongside a bit more caution on valuation as seen in the lower price target.ナラティブの更新 • Dec 14
UMBF: Stable Margins And Dividend Will Support Confidence Through 2026
Narrative Update on Analyst Price Target Analysts have modestly raised their price target on UMB Financial to approximately $138 per share, citing a slightly lower discount rate and steady expectations for double digit revenue growth and robust profit margins. What's in the News Board declares a cash dividend of $0.43 per share on UMB Financial common stock, payable January 2, 2026, to shareholders of record on December 10, 2025 (company announcement) Third quarter 2025 net charge offs rise to $18.4 million, more than double the $8.5 million reported a year earlier, signaling some credit quality pressure (company filing) Company reports no share repurchases from July 1, 2025 to September 30, 2025, leaving the April 29, 2025 buyback authorization effectively unused (company filing) Valuation Changes Fair Value Estimate remains essentially unchanged at approximately $138 per share, indicating no material revision to the intrinsic value assessment.ナラティブの更新 • Nov 29
UMBF: Continued Momentum In Legacy Operations Will Build Confidence Through 2026
Analysts have raised their price target for UMB Financial by $14, citing stronger expected growth in key segments and continued momentum in legacy business operations. Analyst Commentary Analysts have provided nuanced commentary regarding UMB Financial’s prospects following the recent price target increase.ナラティブの更新 • Nov 15
UMBF: Legacy Business Momentum Will Drive Renewed Confidence Ahead
Analysts have raised their price target for UMB Financial from $130 to $144, citing slightly improved profit and revenue growth projections as well as renewed momentum in legacy operations. Analyst Commentary Recent research notes on UMB Financial reflect both optimism and caution in light of the price target increase and updated growth projections.ナラティブの更新 • Nov 01
UMBF: Heartland Turnaround Will Accelerate Profit Margin Gains Into 2026
Analysts have modestly lowered their price target for UMB Financial by about $2 to $137.54. They cite improved profit margins but reduced revenue growth expectations based on updated earnings outlooks and ongoing momentum in core business segments.ナラティブの更新 • Oct 17
Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements
Analysts have raised their price target for UMB Financial by $1.63 to $139.38, citing a modest improvement in growth expectations and continued momentum in the company's core business. Analyst Commentary Bullish Takeaways Bullish analysts highlight the increase in the 2026 operating EPS estimate, now anticipated at $11.75.ナラティブの更新 • Oct 03
Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements
Analysts have increased their price target for UMB Financial from $133 to $137.75, citing modest improvements in revenue growth, an improving operating environment, and ongoing positive momentum in core business segments. Analyst Commentary Recent research notes reveal a predominantly optimistic outlook for UMB Financial, with multiple price target increases and positive commentary surrounding the company’s growth trajectory, operating environment, and earnings estimates.Seeking Alpha • Dec 28
UMB Financial: Loan Quality And M&A Make Shares Attractive
Summary UMB Financial shares gained over 35% in 2024, driven by strong credit quality, deposit growth, and a pending acquisition of Heartland Financial. UMB's smaller size offers a lighter regulatory burden, aiding its community-centric approach and strong loan book, with substantial excess liquidity and robust credit quality. Fixed reinvestment and the Heartland acquisition are expected to boost earnings, with potential EPS over $10.50 in 2025, making shares attractive at 10.8x forward earnings. I remain a buyer, expecting UMBF to trade closer to 12x earnings, pushing shares towards $126-130, up about 12% next year. Read the full article on Seeking AlphaSeeking Alpha • Oct 01
UMB Financial: Good Value For The Conservative Investor
Summary Shares of Missouri-based UMB Financial have recovered most of their lost ground over the past 12 months. This bank has typically excelled on asset quality, meaningfully outperforming the industry in terms of net charge-offs. The deal to acquire Heartland Financial looks solid from UMB's perspective, pointing to strong EPS growth ahead. At less than 12x consensus 2024 EPS, these shares look like good value, especially for the more conservative investor. Read the full article on Seeking Alpha
新しいナラティブ • Aug 30
Heartland Merger And Diversified Services To Propel Growth Amidst Analysts' Mixed Projections
Merger with Heartland Financial is poised to boost UMB's service range, potentially escalating revenues through synergies and enlarged market footprint.Seeking Alpha • Aug 01
UMB Financial: Loan Quality Remains A Differentiator
Summary UMB Financial stock rallied 3% after strong Q2 results, up 47% for the year, as it has weathered the downturn in CRE loan quality exceptionally well. Deposit growth has been strong and despite higher deposit costs, its focus on institutional clients should generate further growth. Loan quality has been stellar, with low delinquencies and its conservative lending model blunting CRE risk, making UMB well-positioned for potential credit losses. With over $10 in pro forma 2025 earnings, shares continue to be attractive. Read the full article on Seeking Alpha株主還元
| UMBF | US Banks | US 市場 | |
|---|---|---|---|
| 7D | 2.4% | -0.4% | 1.9% |
| 1Y | 32.0% | 19.3% | 20.3% |
業界別リターン: UMBF過去 1 年間で19.3 % の収益を上げたUS Banks業界を上回りました。
リターン対市場: UMBF過去 1 年間で20.3 % の収益を上げたUS市場を上回りました。
価格変動
| UMBF volatility | |
|---|---|
| UMBF Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: UMBF 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: UMBFの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1913 | 5,222 | J. Kemper | www.umb.com |
UMBファイナンシャル・コーポレーションは銀行持株会社として、米国内外で銀行サービスおよび資産サービシングを提供している。同社は3つのセグメントで事業を展開している：コマーシャル・バンキング、インスティテューショナル・バンキング、パーソナル・バンキング。商業銀行部門は、商業ローンとクレジットカード、商業不動産融資、信用状、ローン・シンジケーション、コンサルティング・サービス、アセット・ベース・レンディング、メザニン債、マイノリティ・エクイティ投資などの各種ビジネス・ソリューション、預金サービス、口座照合、現金管理ツール、買掛金・売掛金ソリューション、電子資金振替・自動支払、管理出納、ロックボックス・サービス、リモート・デポジット・キャプチャー・サービスなどの財務管理サービスを提供している。インスティテューショナル・バンキング部門は、機関投資家向けにバンキング、ファンド、アセットマネジメント、ヘルスケア・サービス、ファンド管理・会計、投資家サービス・証券代行、オルタナティブ投資サービス、債券販売・トレーディング・引受、企業信託・エスクロー・サービス、機関投資家向けカストディ・サービスを提供している。当部門はまた、保険会社、第三者管理者、ソフトウェア会社、雇用主、金融機関向けに、健康貯蓄口座のカストディ・サービスやプライベート・ラベルの多目的デビットカードなどのヘルスケア決済ソリューションを提供している。パーソナル・バンキング部門は、預金口座、リテール・クレジットカード、プライベート・バンキング、割賦ローン、ホーム・エクイティ・ライン・オブ・クレジット、住宅ローンのほか、インターネット・バンキング、ATMネットワーク、プライベート・バンキング、証券・保険サービス、投資助言、信託、カストディ・サービスを提供している。支店網、営業所網を通じて事業を展開している。1913年に設立され、ミズーリ州カンザスシティに本社を置く。
UMB Financial Corporation 基礎のまとめ
| UMBF 基礎統計学 | |
|---|---|
| 時価総額 | US$10.79b |
| 収益（TTM） | US$860.92m |
| 売上高(TTM) | US$2.73b |
12.6x
PER（株価収益率1.4x
PBR（株価純資産倍率UMBF は割高か？
公正価値と評価分析を参照収益と収入
| UMBF 損益計算書（TTM） | |
|---|---|
| 収益 | US$2.73b |
| 売上原価 | US$0 |
| 売上総利益 | US$2.73b |
| その他の費用 | US$1.87b |
| 収益 | US$860.92m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 11.33 |
| グロス・マージン | 100.00% |
| 純利益率 | 31.51% |
| 有利子負債／自己資本比率 | 53.3% |
UMBF の長期的なパフォーマンスは？
過去の実績と比較を見る| UMB Financial 配当日 | |
|---|---|
| 配当落ち日 | Jun 10 2026 |
| 配当支払日 | Jul 01 2026 |
| 配当落ちまでの日数 | 21 days |
| 配当支払日までの日数 | 0 days |
UMBF 配当は確実ですか？
UMBF 配当履歴とベンチマークを見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/06/30 11:09 |
| 終値 | 2026/06/30 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
UMB Financial Corporation 10 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。17
| アナリスト | 機関 |
|---|---|
| Jared David Shaw | Barclays |
| Brandon Berman | BofA Global Research |
| Benjamin Gerlinger | Citigroup Inc |