Financial Institutions（FISI）株式概要
フィナンシャル・インスティテューションズ・インクは子会社を通じ、ニューヨーク州内の消費者、商業、自治体の顧客に銀行業務および金融サービスを提供している。 詳細
報酬
リスク分析
リスクチェックの結果、FISI 、リスクは検出されなかった。
FISI Community Fair Values
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Analyst Price Targets
Financial Institutions, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$38.97 |
| 52週高値 | US$39.27 |
| 52週安値 | US$24.62 |
| ベータ | 0.67 |
| 1ヶ月の変化 | 7.56% |
| 3ヶ月変化 | 21.44% |
| 1年変化 | 47.39% |
| 3年間の変化 | 138.20% |
| 5年間の変化 | 34.89% |
| IPOからの変化 | 159.80% |
最新ニュース
ナラティブの更新 • Jun 19
FISI: Future Returns Will Reflect Stable Execution And Completed Buyback Support
Analysts have raised their price target on Financial Institutions stock by $1 to reflect updated views on the company’s valuation, citing recent Street research as support for the change. What’s in the News for Financial Institutions Financial Institutions completed its previously announced share repurchase program, buying back a total of 500,066 shares for $15.91 million under the authorization announced on September 22, 2025.ナラティブの更新 • Jun 02
FISI: Future Returns Will Reflect Steady Execution And Ongoing Buyback Support
Analysts have nudged their 12 month price target for Financial Institutions to $39, a $1 increase. They cite updated Street research that refines assumptions around fair value, discount rate, revenue growth, profit margin and future P/E without materially changing the overall valuation framework.ナラティブの更新 • May 14
FISI: Future Returns Will Reflect Steady Execution And Supportive Capital Management
Analysts have raised their price target on Financial Institutions by $1 to $38.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a modestly higher fair value for Financial Institutions, with the price target adjusted by $1 to $38.50.Recent updates
ナラティブの更新 • Jun 19
FISI: Future Returns Will Reflect Stable Execution And Completed Buyback Support
Analysts have raised their price target on Financial Institutions stock by $1 to reflect updated views on the company’s valuation, citing recent Street research as support for the change. What’s in the News for Financial Institutions Financial Institutions completed its previously announced share repurchase program, buying back a total of 500,066 shares for $15.91 million under the authorization announced on September 22, 2025.ナラティブの更新 • Jun 02
FISI: Future Returns Will Reflect Steady Execution And Ongoing Buyback Support
Analysts have nudged their 12 month price target for Financial Institutions to $39, a $1 increase. They cite updated Street research that refines assumptions around fair value, discount rate, revenue growth, profit margin and future P/E without materially changing the overall valuation framework.ナラティブの更新 • May 14
FISI: Future Returns Will Reflect Steady Execution And Supportive Capital Management
Analysts have raised their price target on Financial Institutions by $1 to $38.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a modestly higher fair value for Financial Institutions, with the price target adjusted by $1 to $38.50.ナラティブの更新 • Apr 28
FISI: Future Returns Will Reflect Stable Capital Returns And Credit Cost Discipline
Analysts have raised their 12‑month price target for Financial Institutions by $0.50 to reflect slightly adjusted fair value, discount rate and P/E assumptions following recent research updates from Keefe Bruyette and Piper Sandler. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price targets as consistent with their updated fair value work, suggesting the recent research inputs support the current valuation framework rather than forcing a major reset.ナラティブの更新 • Apr 13
FISI: Future Returns Will Balance Higher Capital Returns And Credit Cost Discipline
Analysts recently raised their blended price target for Financial Institutions by $6, supported by updated views on fair value, discount rate, growth, margins, and future P/E assumptions as reflected in the latest research from major brokerages. Analyst Commentary Bullish Takeaways Bullish analysts view the latest price target increases of $4 and $2 as support for a higher fair value range, reflecting updated assumptions on earnings power and capital returns.ナラティブの更新 • Mar 29
FISI: Future Returns Will Reflect Higher Capital Returns And Stable Credit Costs
Narrative Update on Financial Institutions The Street price target for Financial Institutions has increased by $6 in total, as analysts reference updated fair value estimates and small adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions to support their revised views. Analyst Commentary Recent Street research on Financial Institutions centers on revised price targets that reflect refreshed fair value work and updated model inputs for growth, margins, and P/E assumptions.ナラティブの更新 • Mar 15
FISI: Future Returns Will Reflect Stable Credit Costs And Rising Capital Returns
Analysts have raised their price targets on Financial Institutions by $4 and $2, reflecting updated assumptions for the discount rate, profit margin, and future P/E. These changes leave their overall fair value estimate broadly unchanged at about $37.ナラティブの更新 • Mar 01
FISI: Future Returns Will Reflect Stable Credit Costs And Capital Deployment
Analysts have increased their price targets on Financial Institutions by $2 to $4, citing stable fair value estimates supported by steady assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a tighter range of fair value outcomes for Financial Institutions, with updated price targets framed around consistent assumptions for discount rates, revenue growth, profit margins, and future P/E.Seeking Alpha • Feb 20
Financial Institutions, Inc.: Back On Track After A Challenging Year
Summary Financial Institutions, Inc. rebounded after a challenging 2024 marked by restructuring and significant losses. The company's return on assets reached 1.27% in Q4 2025, and return on equity came in at an impressive 12.53%. After ending 2024 at $24.45, tangible book value per share for FISI rose to $27.84 at the end of 2025, a 13.9% improvement. I assign FISI a cautious Buy rating, recognizing improved fundamentals but remaining attentive to operational risks ahead. Read the full article on Seeking Alphaナラティブの更新 • Feb 15
FISI: Future Returns Will Reflect Calibrated Expectations For Credit Costs And Capital Decisions
Narrative Update on Financial Institutions Analysts lifted their price target on Financial Institutions by $1, reflecting refreshed assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. This was supported by recent research updates from firms that raised their targets by $4 and $2.ナラティブの更新 • Feb 01
FISI: Future Returns Will Balance Subordinated Debt Costs And Credit Trends
Analysts now see fair value at $36.00 versus $34.00 previously, reflecting updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels for financial institutions. What's in the News Reported fourth quarter 2025 net charge offs of $2.4 million, equal to 0.21% of average loans on an annualized basis, compared with $2.1 million or 0.18% in the third quarter of 2025 and $2.8 million or 0.25% in the fourth quarter of 2024 (Key Developments).分析記事 • Mar 11
Financial Institutions (NASDAQ:FISI) Has Announced That It Will Be Increasing Its Dividend To $0.31
Financial Institutions, Inc. ( NASDAQ:FISI ) will increase its dividend from last year's comparable payment on the 2nd...Seeking Alpha • Feb 09
Financial Institutions, Inc.: Time For A Downgrade
Summary Financial Institutions' stock has outperformed the market, but recent valuation and mixed financial performance prompt a downgrade to 'hold'. The company's restructuring efforts improved long-term income potential, but short-term losses and declining deposits are concerns. Despite affordable price-to-book ratios, the price-to-earnings multiple is higher than preferred, reducing the margin of safety. Asset quality and return metrics are decent but not exceptional, making it prudent to adopt a cautious stance. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Financial Institutions: Good Dividend Yield; Room For Price Upside Despite The Recent Rally
Summary Loan growth will likely remain subdued as rate cuts will lift demand, but lackluster economic activity will dampen the demand for credit products. A large chunk of low-yielding loans and securities are scheduled to mature soon. Reinvestment will lift the margin. Financial Institutions is offering a dividend yield of 4.9% with an implied payout ratio of only 37%. The December 2025 target price suggests a double-digit price upside from the October 29 closing price. Read the full article on Seeking Alpha
新しいナラティブ • Sep 24
Fraud Incident And Divestitures Threaten Financial Stability Amid Modest Growth Projections
Recent deposit-related fraud and divestiture of SDN Insurance Agency indicate financial vulnerabilities and potential impacts on diversification and revenue growth.Seeking Alpha • Aug 12
Financial Institutions Offers Some Additional Upside From Here
Summary Financial Institutions stock has surged 49.9% since November 2023, outperforming the S&P 500. Despite this surge, shares still look cheap, both relative to earnings and book value. While it's not the best prospect out there, these qualities do make it generally appealing. Read the full article on Seeking Alpha分析記事 • May 30
Should Shareholders Reconsider Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Compensation Package?
Key Insights Financial Institutions' Annual General Meeting to take place on 5th of June Total pay for CEO Marty...分析記事 • May 26
Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30
Financial Institutions, Inc. ( NASDAQ:FISI ) has announced that it will pay a dividend of $0.30 per share on the 2nd of...Seeking Alpha • May 13
Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside
Summary Earnings will be lower this year relative to last year because of the fraudulent activity reported in 1Q. After a disappointing 1Q performance, loan growth will bounce back thanks to the sale of the insurance business as well as regional economic strength. The margin will likely turn around, but the average for 2024 will still be lower than the average for 2023. The December 2024 target price suggests a high expected price upside of 21%. FISI is offering a dividend yield of 6.4%, at an implied payout ratio of 49%. Read the full article on Seeking Alpha株主還元
| FISI | US Banks | US 市場 | |
|---|---|---|---|
| 7D | 1.5% | 1.0% | 0.3% |
| 1Y | 47.4% | 21.8% | 19.9% |
業界別リターン: FISI過去 1 年間で21.8 % の収益を上げたUS Banks業界を上回りました。
リターン対市場: FISI過去 1 年間で19.9 % の収益を上げたUS市場を上回りました。
価格変動
| FISI volatility | |
|---|---|
| FISI Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: FISI 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: FISIの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1817 | 631 | Marty Birmingham | www.five-starbank.com |
フィナンシャル・インスティテューションズ・インクは子会社を通じ、 ニューヨークの消費者、商業、自治体の顧客に銀行業務と金融サービ スを提供している。マネーマーケット口座、譲渡性預金、スイープ投資、個人退職金およびその他の適格プラン口座、NOW口座を含む当座預金および普通預金口座プログラムを提供している。また、ターム・ローンやクレジット・ライン、運転資金、事業拡大、設備購入のための短期・中期コマーシャル・ローン、コマーシャル・ビジネス・ローン、コマーシャル・モーゲージ・ローン、1～4世帯住宅モーゲージ・ローン、住宅改良ローン、クローズド・エンド・ホーム・エクイティ・ローン、ホーム・エクイティ・ライン・オブ・クレジットなどの商業ローン商品、自動車ローン、有担保割賦ローン、その他の有担保・無担保個人ローン、レクリエーション用車両、ボート、個人ローン、預金口座担保ローンなどの消費者ローンも提供している。さらに、投資顧問、ウェルス・マネジメント、投資コンサルティング、リタイヤメント・プラン・サービスを提供するほか、住宅ローンや商業用不動産ローンを保有する不動産投資信託も運営している。ファイナンシャル・インスティテューションズ・インクは1817年に設立され、ニューヨーク州ワルシャワに本社を置いている。
Financial Institutions, Inc. 基礎のまとめ
| FISI 基礎統計学 | |
|---|---|
| 時価総額 | US$764.42m |
| 収益（TTM） | US$77.52m |
| 売上高(TTM) | US$239.43m |
9.9x
PER（株価収益率1.2x
PBR（株価純資産倍率FISI は割高か？
公正価値と評価分析を参照収益と収入
| FISI 損益計算書（TTM） | |
|---|---|
| 収益 | US$239.43m |
| 売上原価 | US$0 |
| 売上総利益 | US$239.43m |
| その他の費用 | US$161.92m |
| 収益 | US$77.52m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 3.94 |
| グロス・マージン | 100.00% |
| 純利益率 | 32.38% |
| 有利子負債／自己資本比率 | 34.6% |
FISI の長期的なパフォーマンスは？
過去の実績と比較を見る| Financial Institutions 配当日 | |
|---|---|
| 配当落ち日 | Jun 12 2026 |
| 配当支払日 | Jul 02 2026 |
| 配当落ちまでの日数 | 19 days |
| 配当支払日までの日数 | 1 day |
FISI 配当は確実ですか？
FISI 配当履歴とベンチマークを見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/06/30 03:25 |
| 終値 | 2026/06/30 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Financial Institutions, Inc. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4
| アナリスト | 機関 |
|---|---|
| Richard Weiss | Brean Capital Historical (Janney Montgomery) |
| Damon DelMonte | Keefe, Bruyette, & Woods |
| Manuel Navas | Piper Sandler Companies |