Financial Institutions, Inc.

NasdaqGS:FISI 株式レポート

時価総額：US$764.8m

Financial Institutions 将来の成長

Future 基準チェック /06

Financial Institutionsは、2.9%と6.7%でそれぞれ年率2.9%で利益と収益が成長すると予測される一方、EPSはgrowで4.6%年率。

主要情報

2.9%

収益成長率

4.56%

EPS成長率

Banks 収益成長8.2%
収益成長率6.7%
将来の株主資本利益率n/a
アナリストカバレッジ

Low

最終更新日08 Jul 2026

今後の成長に関する最新情報

Recent updates

ナラティブ更新 • Jun 19

FISI: Future Returns Will Reflect Stable Execution And Completed Buyback Support

Analysts have raised their price target on Financial Institutions stock by $1 to reflect updated views on the company’s valuation, citing recent Street research as support for the change. What’s in the News for Financial Institutions Financial Institutions completed its previously announced share repurchase program, buying back a total of 500,066 shares for $15.91 million under the authorization announced on September 22, 2025.
ナラティブ更新 • Jun 02

FISI: Future Returns Will Reflect Steady Execution And Ongoing Buyback Support

Analysts have nudged their 12 month price target for Financial Institutions to $39, a $1 increase. They cite updated Street research that refines assumptions around fair value, discount rate, revenue growth, profit margin and future P/E without materially changing the overall valuation framework.
ナラティブ更新 • May 14

FISI: Future Returns Will Reflect Steady Execution And Supportive Capital Management

Analysts have raised their price target on Financial Institutions by $1 to $38.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a modestly higher fair value for Financial Institutions, with the price target adjusted by $1 to $38.50.
ナラティブ更新 • Apr 28

FISI: Future Returns Will Reflect Stable Capital Returns And Credit Cost Discipline

Analysts have raised their 12‑month price target for Financial Institutions by $0.50 to reflect slightly adjusted fair value, discount rate and P/E assumptions following recent research updates from Keefe Bruyette and Piper Sandler. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price targets as consistent with their updated fair value work, suggesting the recent research inputs support the current valuation framework rather than forcing a major reset.
ナラティブ更新 • Apr 13

FISI: Future Returns Will Balance Higher Capital Returns And Credit Cost Discipline

Analysts recently raised their blended price target for Financial Institutions by $6, supported by updated views on fair value, discount rate, growth, margins, and future P/E assumptions as reflected in the latest research from major brokerages. Analyst Commentary Bullish Takeaways Bullish analysts view the latest price target increases of $4 and $2 as support for a higher fair value range, reflecting updated assumptions on earnings power and capital returns.
ナラティブ更新 • Mar 29

FISI: Future Returns Will Reflect Higher Capital Returns And Stable Credit Costs

Narrative Update on Financial Institutions The Street price target for Financial Institutions has increased by $6 in total, as analysts reference updated fair value estimates and small adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions to support their revised views. Analyst Commentary Recent Street research on Financial Institutions centers on revised price targets that reflect refreshed fair value work and updated model inputs for growth, margins, and P/E assumptions.
ナラティブ更新 • Mar 15

FISI: Future Returns Will Reflect Stable Credit Costs And Rising Capital Returns

Analysts have raised their price targets on Financial Institutions by $4 and $2, reflecting updated assumptions for the discount rate, profit margin, and future P/E. These changes leave their overall fair value estimate broadly unchanged at about $37.
ナラティブ更新 • Mar 01

FISI: Future Returns Will Reflect Stable Credit Costs And Capital Deployment

Analysts have increased their price targets on Financial Institutions by $2 to $4, citing stable fair value estimates supported by steady assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a tighter range of fair value outcomes for Financial Institutions, with updated price targets framed around consistent assumptions for discount rates, revenue growth, profit margins, and future P/E.
Seeking Alpha • Feb 20

Financial Institutions, Inc.: Back On Track After A Challenging Year

Summary Financial Institutions, Inc. rebounded after a challenging 2024 marked by restructuring and significant losses. The company's return on assets reached 1.27% in Q4 2025, and return on equity came in at an impressive 12.53%. After ending 2024 at $24.45, tangible book value per share for FISI rose to $27.84 at the end of 2025, a 13.9% improvement. I assign FISI a cautious Buy rating, recognizing improved fundamentals but remaining attentive to operational risks ahead. Read the full article on Seeking Alpha
ナラティブ更新 • Feb 15

FISI: Future Returns Will Reflect Calibrated Expectations For Credit Costs And Capital Decisions

Narrative Update on Financial Institutions Analysts lifted their price target on Financial Institutions by $1, reflecting refreshed assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. This was supported by recent research updates from firms that raised their targets by $4 and $2.
ナラティブ更新 • Feb 01

FISI: Future Returns Will Balance Subordinated Debt Costs And Credit Trends

Analysts now see fair value at $36.00 versus $34.00 previously, reflecting updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels for financial institutions. What's in the News Reported fourth quarter 2025 net charge offs of $2.4 million, equal to 0.21% of average loans on an annualized basis, compared with $2.1 million or 0.18% in the third quarter of 2025 and $2.8 million or 0.25% in the fourth quarter of 2024 (Key Developments).
分析記事 • Mar 11

Financial Institutions (NASDAQ:FISI) Has Announced That It Will Be Increasing Its Dividend To $0.31

Financial Institutions, Inc. ( NASDAQ:FISI ) will increase its dividend from last year's comparable payment on the 2nd...
Seeking Alpha • Feb 09

Financial Institutions, Inc.: Time For A Downgrade

Summary Financial Institutions' stock has outperformed the market, but recent valuation and mixed financial performance prompt a downgrade to 'hold'. The company's restructuring efforts improved long-term income potential, but short-term losses and declining deposits are concerns. Despite affordable price-to-book ratios, the price-to-earnings multiple is higher than preferred, reducing the margin of safety. Asset quality and return metrics are decent but not exceptional, making it prudent to adopt a cautious stance. Read the full article on Seeking Alpha
Seeking Alpha • Oct 31

Financial Institutions: Good Dividend Yield; Room For Price Upside Despite The Recent Rally

Summary Loan growth will likely remain subdued as rate cuts will lift demand, but lackluster economic activity will dampen the demand for credit products. A large chunk of low-yielding loans and securities are scheduled to mature soon. Reinvestment will lift the margin. Financial Institutions is offering a dividend yield of 4.9% with an implied payout ratio of only 37%. The December 2025 target price suggests a double-digit price upside from the October 29 closing price. Read the full article on Seeking Alpha
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新しいナラティブ • Sep 24

Fraud Incident And Divestitures Threaten Financial Stability Amid Modest Growth Projections

Recent deposit-related fraud and divestiture of SDN Insurance Agency indicate financial vulnerabilities and potential impacts on diversification and revenue growth.
Seeking Alpha • Aug 12

Financial Institutions Offers Some Additional Upside From Here

Summary Financial Institutions stock has surged 49.9% since November 2023, outperforming the S&P 500. Despite this surge, shares still look cheap, both relative to earnings and book value. While it's not the best prospect out there, these qualities do make it generally appealing. Read the full article on Seeking Alpha
分析記事 • May 30

Should Shareholders Reconsider Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Compensation Package?

Key Insights Financial Institutions' Annual General Meeting to take place on 5th of June Total pay for CEO Marty...
分析記事 • May 26

Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30

Financial Institutions, Inc. ( NASDAQ:FISI ) has announced that it will pay a dividend of $0.30 per share on the 2nd of...
Seeking Alpha • May 13

Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside

Summary Earnings will be lower this year relative to last year because of the fraudulent activity reported in 1Q. After a disappointing 1Q performance, loan growth will bounce back thanks to the sale of the insurance business as well as regional economic strength. The margin will likely turn around, but the average for 2024 will still be lower than the average for 2023. The December 2024 target price suggests a high expected price upside of 21%. FISI is offering a dividend yield of 6.4%, at an implied payout ratio of 49%. Read the full article on Seeking Alpha

業績と収益の成長予測

NasdaqGS:FISI - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202727082N/AN/A2
12/31/202625979N/AN/A2
3/31/2026239782732N/A
12/31/2025233731319N/A
9/30/2025117-292124N/A
6/30/2025103-362833N/A
3/31/2025109-287075N/A
12/31/2024111-437277N/A
9/30/202421749-32N/A
6/30/2024221504044N/A
3/31/2024208391317N/A
12/31/202320049811N/A
9/30/2023198517075N/A
6/30/2023198516167N/A
3/31/2023200528896N/A
12/31/202220055125134N/A
9/30/202220663144151N/A
6/30/202220666117124N/A
3/31/2022206718797N/A
12/31/2021210766473N/A
9/30/2021198705363N/A
6/30/2021191665664N/A
3/31/2021179565659N/A
12/31/2020155373943N/A
9/30/2020153363337N/A
6/30/2020152373439N/A
3/31/2020152374247N/A
12/31/201916247N/A58N/A
9/30/201916042N/A55N/A
6/30/201915540N/A64N/A
3/31/201915440N/A63N/A
12/31/201815038N/A65N/A
9/30/201814842N/A62N/A
6/30/201814339N/A54N/A
3/31/201813633N/A56N/A
12/31/201713332N/A46N/A
9/30/201712930N/A45N/A
6/30/201712830N/A46N/A
3/31/201712831N/A37N/A
12/31/201612730N/A47N/A
9/30/201612528N/A45N/A
6/30/201612328N/A44N/A
3/31/201611928N/A42N/A
12/31/201511727N/A43N/A
9/30/201511528N/A32N/A

アナリストによる今後の成長予測

収入対貯蓄率: FISIの予測収益成長率 (年間2.9% ) は 貯蓄率 ( 3.5% ) を下回っています。

収益対市場: FISIの収益 ( 2.9% ) US市場 ( 18.2% ) よりも低い成長が予測されています。

高成長収益: FISIの収益は増加すると予測されていますが、大幅には増加しません。

収益対市場: FISIの収益 ( 6.7% ) US市場 ( 13% ) よりも低い成長が予測されています。

高い収益成長: FISIの収益 ( 6.7% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: FISIの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/07/13 03:05
終値2026/07/13 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Financial Institutions, Inc. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4

アナリスト機関
Richard WeissBrean Capital Historical (Janney Montgomery)
Damon DelMonteKeefe, Bruyette, & Woods
Manuel NavasPiper Sandler Companies