South Plains Financial（SPFI）株式概要
サウス・プレインズ・フィナンシャル・インクは、中小企業や個人に商業・消費者金融サービスを提供するシティバンクの銀行持株会社として運営されている。 詳細
SPFI Community Fair Values
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Analyst Price Targets
South Plains Financial, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$40.72 |
| 52週高値 | US$45.09 |
| 52週安値 | US$34.68 |
| ベータ | 0.47 |
| 1ヶ月の変化 | 1.57% |
| 3ヶ月変化 | -0.59% |
| 1年変化 | 15.68% |
| 3年間の変化 | 79.78% |
| 5年間の変化 | 74.61% |
| IPOからの変化 | 129.93% |
最新ニュース
ナラティブの更新 • Jun 15
SPFI: Texas Expansion And Patient M&A Support Balanced Risk Reward Ahead
Analysts have trimmed their price target on South Plains Financial by $2 to reflect updated views on the stock's fair value, citing recent research that reassesses the risk and return profile without changing the underlying fair value estimate of $47.00. What's in the News South Plains Financial is actively seeking acquisitions and investments, with management stating it is looking for M&A opportunities that meet strict cultural, credit, and community banking criteria.ナラティブの更新 • Jun 01
SPFI: Texas Expansion And Disciplined M&A Will Support Future Upside
Analysts recently trimmed their price target on South Plains Financial by $2 to $47. This reflects updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions.Recent updates
ナラティブの更新 • Jun 15
SPFI: Texas Expansion And Patient M&A Support Balanced Risk Reward Ahead
Analysts have trimmed their price target on South Plains Financial by $2 to reflect updated views on the stock's fair value, citing recent research that reassesses the risk and return profile without changing the underlying fair value estimate of $47.00. What's in the News South Plains Financial is actively seeking acquisitions and investments, with management stating it is looking for M&A opportunities that meet strict cultural, credit, and community banking criteria.ナラティブの更新 • Jun 01
SPFI: Texas Expansion And Disciplined M&A Will Support Future Upside
Analysts recently trimmed their price target on South Plains Financial by $2 to $47. This reflects updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions.ナラティブの更新 • Apr 24
SPFI: Houston Loan Momentum And Buybacks Will Support Measured Future Upside
Analysts have modestly reduced the blended fair value estimate for South Plains Financial to about $47.67 from $48.00. This adjustment reflects refreshed price targets around $48 that are supported by expectations for quicker revenue growth, a steady discount rate, and a modest change to future P/E and profit margin assumptions following recent positive commentary on loan growth and the Houston opportunity set.ナラティブの更新 • Apr 09
SPFI: Houston Expansion And Buybacks Will Support Measured Future Earnings Power
Analysts have raised their average 12 month price target for South Plains Financial to $48, up from $45, citing a more optimistic view on loan growth momentum and the improving opportunity set in the Houston MSA following recent discussions with management. Analyst Commentary Recent research highlights a more constructive tone around South Plains Financial, with several price targets reset to $48, up from a prior range around $44 to $45.ナラティブの更新 • Mar 26
SPFI: Houston Expansion And Buybacks Will Drive Long Term Earnings Power
Narrative update Analysts recently lifted their price targets on South Plains Financial to as high as $48, up from prior targets near $44 to $45, citing improving loan growth trends after a stagnant period and a stronger long term growth profile tied to the Houston market expansion and the Bank of Houston transaction. Analyst Commentary Recent research commentary on South Plains Financial has turned more constructive, with several firms lifting price targets and upgrading their views after meeting with management and reviewing the Houston expansion and Bank of Houston transaction.ナラティブの更新 • Mar 12
SPFI: Houston Expansion And Buybacks Will Support Future Earnings Power
Analysts have nudged their price target on South Plains Financial up by $1 to $48, citing accelerating loan growth and a stronger position in the small cap Texas banking market as key reasons for the adjustment. Analyst Commentary Recent research has focused on how South Plains Financial is executing on loan growth and metro-market expansion, especially around Houston, and what that might mean for valuation and risk.ナラティブの更新 • Feb 25
SPFI: Houston Acquisition And Metro Expansion Will Drive Future Earnings Power
Analysts have raised their price targets on South Plains Financial by $1 to $4, citing the Bank of Houston deal and an updated future P/E assumption of 9.36x as key reasons for their higher valuation. Analyst Commentary Recent research updates cluster around the Bank of Houston transaction and the revised future P/E assumption of 9.36x, giving investors a clearer view of how the market is thinking about South Plains Financial's potential execution and earnings power.ナラティブの更新 • Feb 11
SPFI: Metro Expansion And Houston Integration Will Shape Balanced Forward Outlook
Analysts have nudged their price targets on South Plains Financial higher, with recent raises of $1, $4, and an increase to $44. These changes support a refreshed view that reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.分析記事 • Jan 29
US$46.75 - That's What Analysts Think South Plains Financial, Inc. (NASDAQ:SPFI) Is Worth After These Results
Shareholders might have noticed that South Plains Financial, Inc. ( NASDAQ:SPFI ) filed its yearly result this time...Seeking Alpha • Jan 28
South Plains Financial: A Solid Bank At A Fair Valuation (Upgrade)
Summary South Plains Financial is rated a "Hold" as shares trade at ~10x pro forma earnings, reflecting M&A benefits and Texas market positioning. The BOH Holdings acquisition expands SPFI's Houston presence, but significant investment and execution are needed to scale beyond its Lubbock base. SPFI maintains strong credit quality, robust reserves, and a CET1 ratio of 14.45%, supporting a secure and recently increased dividend. Loan growth is expected to accelerate to mid-to-high single digits in 2026, but valuation limits upside potential relative to sector peers. Read the full article on Seeking Alphaナラティブの更新 • Jan 28
SPFI: Metro Expansion And Bank Of Houston Integration Will Drive Future Upside
Narrative Update on South Plains Financial Analysts have lifted their price target on South Plains Financial from US$43.50 to US$46.75, pointing to updated assumptions for higher revenue growth, wider profit margins, and a lower future P/E multiple following recent research and the Bank of Houston transaction. Analyst Commentary Recent research has focused on how the Bank of Houston transaction fits into South Plains Financial's growth plans and what it could mean for valuation and execution over time.分析記事 • Jan 27
South Plains Financial (NASDAQ:SPFI) Is Paying Out A Larger Dividend Than Last Year
The board of South Plains Financial, Inc. ( NASDAQ:SPFI ) has announced that it will be paying its dividend of $0.17 on...分析記事 • Jul 21
South Plains Financial's (NASDAQ:SPFI) Shareholders Will Receive A Bigger Dividend Than Last Year
South Plains Financial, Inc.'s ( NASDAQ:SPFI ) dividend will be increasing from last year's payment of the same period...Seeking Alpha • Apr 22
South Plains Financial: Rapidly Increasing Its Tangible Book Value
Summary South Plains Financial reported a net profit of $49.7M in 2024, driven by an $8.3M increase in net interest income. The bank maintains a very liquid balance sheet with nearly $950M in cash and securities, representing a significant portion of its $4.2B assets. Despite a rise in non-accrual loans, particularly in CRE, the bank has a strong track record of managing foreclosed assets with minimal losses. Trading at a 20% premium to its tangible book value, SPFI is expected to see TBV per share approach $30 by next year, making it a compelling watch for Texas economy exposure. Read the full article on Seeking Alpha
新しいナラティブ • Oct 27
Loan Growth And Tactical Focus Propel Financial Optimism Amidst Market Challenges
Stabilization of the auto portfolio and strategic liquidity focus position the company for loan growth and improved revenue opportunities.分析記事 • Oct 26
South Plains Financial, Inc. (NASDAQ:SPFI) Just Reported And Analysts Have Been Lifting Their Price Targets
South Plains Financial, Inc. ( NASDAQ:SPFI ) shareholders are probably feeling a little disappointed, since its shares...分析記事 • Oct 21
South Plains Financial's (NASDAQ:SPFI) Shareholders Will Receive A Bigger Dividend Than Last Year
South Plains Financial, Inc. ( NASDAQ:SPFI ) has announced that it will be increasing its dividend from last year's...株主還元
| SPFI | US Banks | US 市場 | |
|---|---|---|---|
| 7D | -3.9% | 1.4% | 1.7% |
| 1Y | 15.7% | 25.4% | 25.1% |
業界別リターン: SPFI過去 1 年間で25.4 % の収益を上げたUS Banks業界を下回りました。
リターン対市場: SPFIは、過去 1 年間で25.1 % のリターンを上げたUS市場を下回りました。
価格変動
| SPFI volatility | |
|---|---|
| SPFI Average Weekly Movement | 3.6% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: SPFI 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: SPFIの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1941 | 574 | Curtis Griffith | www.spfi.bank |
は、中小企業や個人に商業・消費者金融サービスを提供するシティーバンクの銀行持株会社として運営されている。要求払い預金口座、利付商品、貯蓄口座、預金証書などの預金商品を提供している。また、伝統的な信託商品やサービス、デビットカードやクレジットカード、不動産管理、家族信託管理、取消可能・取消不能信託、個人・法人向け慈善信託、自己管理型個人退職金口座、簡易従業員年金制度、従業員持株制度、確定給付型年金制度、利益分配型年金などの退職金サービスや商品も提供している。さらに、自己勘定IRA、マネー・マーケット・ファンド、ミューチュアル・ファンド、年金および税制優遇年金、株式および債券、非米国居住者向け投資、国庫短期証券、国庫ノートおよび債券、非課税地方債などの投資サービスも提供している。さらに、商業用不動産ローン、農業生産や不動産、エネルギー、金融、投資、保険ローン、商品、サービス、レストラン、小売、建設、その他の産業向けローンなど、一般的および専門的な商業用ローン、住宅建設ローン、1～4世帯住宅ローン、自動車ローン、レクリエーション用車両などのローン、モーゲージ・バンキング・サービスを提供している。設立は1941年で、テキサス州ラボックに本社を置く。
South Plains Financial, Inc. 基礎のまとめ
| SPFI 基礎統計学 | |
|---|---|
| 時価総額 | US$779.62m |
| 収益（TTM） | US$60.72m |
| 売上高(TTM) | US$211.85m |
12.8x
PER（株価収益率1.5x
PBR（株価純資産倍率SPFI は割高か？
公正価値と評価分析を参照収益と収入
| SPFI 損益計算書（TTM） | |
|---|---|
| 収益 | US$211.85m |
| 売上原価 | US$0 |
| 売上総利益 | US$211.85m |
| その他の費用 | US$151.13m |
| 収益 | US$60.72m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 3.17 |
| グロス・マージン | 100.00% |
| 純利益率 | 28.66% |
| 有利子負債／自己資本比率 | 12.0% |
SPFI の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
1.7%
現在の配当利回り17%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/06/19 15:17 |
| 終値 | 2026/06/18 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
South Plains Financial, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4
| アナリスト | 機関 |
|---|---|
| Wood Lay | Keefe, Bruyette, & Woods |
| Stephen Scouten | Piper Sandler Companies |
| Stephen Moss | Raymond James & Associates |