SPFI logo

South Plains Financial Stock Price

Symbol: NasdaqGS:SPFIMarket Cap: US$597.9mCategory: Banks

SPFI Share Price Performance

US$36.60
6.52 (21.68%)
15.9% undervalued intrinsic discount
US$43.50
Fair Value
US$36.60
6.52 (21.68%)
15.9% undervalued intrinsic discount
US$43.50
Fair Value
Price US$36.60
AnalystConsensusTarget US$43.50

SPFI Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget·Updated
Fair Value US$43.50 15.9% undervalued intrinsic discount

Texas Metro Expansion Will Drive Future Banking Strength

0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative

Recent SPFI News & Updates

No updates

South Plains Financial, Inc. Key Details

US$199.0m

Revenue

US$0

Cost of Revenue

US$199.0m

Gross Profit

US$144.4m

Other Expenses

US$54.6m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
Earnings per share (EPS)
3.36
Gross Margin
100.00%
Net Profit Margin
27.44%
Debt/Equity Ratio
24.6%

South Plains Financial, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

About SPFI

Founded
1941
Employees
564
CEO
Curtis Griffith
WebsiteView website
www.spfi.bank

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, and self-directed individual retirement accounts. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

U.S. Market Performance

  • 7 Days: -1.2%
  • 3 Months: 12.3%
  • 1 Year: 21.3%
  • Year to Date: 7.0%
Over the past 7 days, the market has dropped 1.2% with the Consumer Discretionary sector contributing the most to the decline. In contrast to the last week, the market is actually up 21% over the past year. Earnings are forecast to grow by 15% annually. Market details ›
This week, we’re diving deeper into the world of agentic AI. We’re zeroing in on the core technologies that make these intelligent agents actually reliably work. We explore what all this could mean for software, start-ups, and most importantly, the opportunities and risks each industry faces by adopting Agentic AI.
Continue reading