Solution Financial（SFI）株式概要ソリューション・ファイナンシャル・インクはその子会社とともに、カナダで高級車やエキゾチックカー、ヨットなどのリース、融資、小売販売を行っている。 詳細SFI ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長0/6過去の実績4/6財務の健全性2/6配当金0/6報酬過去1年間で収益は18.3%増加しました リスク分析利払いは収益で十分にカバーされない 過去5年間で収益は年間26.3%減少しました。 意味のある時価総額がありません ( CA$23M )すべてのリスクチェックを見るSFI Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueCA$Current PriceCA$0.28175.0% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-2m22m2016201920222025202620282031Revenue CA$5.4mEarnings CA$151.9kAdvancedSet Fair ValueView all narrativesSolution Financial Inc. 競合他社Automotive FincoSymbol: TSXV:AFCC.HMarket cap: CA$25.8mEonX TechnologiesSymbol: CNSX:EONXMarket cap: CA$24.4mWilmington Capital ManagementSymbol: TSX:WCM.AMarket cap: CA$31.0mFlow CapitalSymbol: TSXV:FWMarket cap: CA$22.9m価格と性能株価の高値、安値、推移の概要Solution Financial過去の株価現在の株価CA$0.2852週高値CA$0.3052週安値CA$0.26ベータ0.181ヶ月の変化-1.79%3ヶ月変化-1.79%1年変化-3.51%3年間の変化-9.84%5年間の変化-54.17%IPOからの変化-31.25%最新ニュースReported Earnings • Mar 15First quarter 2026 earnings released: EPS: CA$0 (vs CA$0.001 loss in 1Q 2025)First quarter 2026 results: EPS: CA$0 (improved from CA$0.001 loss in 1Q 2025). Revenue: CA$3.18m (up 29% from 1Q 2025). Net loss: CA$17.8k (loss narrowed 72% from 1Q 2025). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Declared Dividend • Feb 20Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 2nd March 2026 Payment date: 16th March 2026 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (125% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 7 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 39% to bring the payout ratio under control. However, EPS has declined by 8.4% over the last 5 years so the company would need to reverse this trend.お知らせ • Feb 14Solution Financial Inc. Announces Payment of A Quarterly Dividend, Payable on March 16, 2026Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 16, 2026 to common shareholders of record as of the close of business on March 2, 2026. This dividend is a "non-eligible dividend" for Canadian income tax purposes.お知らせ • Feb 03Solution Financial Inc., Annual General Meeting, Apr 10, 2026Solution Financial Inc., Annual General Meeting, Apr 10, 2026.Reported Earnings • Jan 30Full year 2025 earnings released: EPS: CA$0.003 (vs CA$0.004 in FY 2024)Full year 2025 results: EPS: CA$0.003 (down from CA$0.004 in FY 2024). Revenue: CA$10.6m (down 15% from FY 2024). Net income: CA$273.9k (down 23% from FY 2024). Profit margin: 2.6% (down from 2.8% in FY 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year and the company’s share price has also fallen by 6% per year.Declared Dividend • Nov 14Third quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th November 2025 Payment date: 15th December 2025 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (159% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 77% to bring the payout ratio under control. However, EPS has declined by 14% over the last 5 years so the company would need to reverse this trend.最新情報をもっと見るRecent updatesReported Earnings • Mar 15First quarter 2026 earnings released: EPS: CA$0 (vs CA$0.001 loss in 1Q 2025)First quarter 2026 results: EPS: CA$0 (improved from CA$0.001 loss in 1Q 2025). Revenue: CA$3.18m (up 29% from 1Q 2025). Net loss: CA$17.8k (loss narrowed 72% from 1Q 2025). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Declared Dividend • Feb 20Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 2nd March 2026 Payment date: 16th March 2026 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (125% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 7 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 39% to bring the payout ratio under control. However, EPS has declined by 8.4% over the last 5 years so the company would need to reverse this trend.お知らせ • Feb 14Solution Financial Inc. Announces Payment of A Quarterly Dividend, Payable on March 16, 2026Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 16, 2026 to common shareholders of record as of the close of business on March 2, 2026. This dividend is a "non-eligible dividend" for Canadian income tax purposes.お知らせ • Feb 03Solution Financial Inc., Annual General Meeting, Apr 10, 2026Solution Financial Inc., Annual General Meeting, Apr 10, 2026.Reported Earnings • Jan 30Full year 2025 earnings released: EPS: CA$0.003 (vs CA$0.004 in FY 2024)Full year 2025 results: EPS: CA$0.003 (down from CA$0.004 in FY 2024). Revenue: CA$10.6m (down 15% from FY 2024). Net income: CA$273.9k (down 23% from FY 2024). Profit margin: 2.6% (down from 2.8% in FY 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year and the company’s share price has also fallen by 6% per year.Declared Dividend • Nov 14Third quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th November 2025 Payment date: 15th December 2025 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (159% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 77% to bring the payout ratio under control. However, EPS has declined by 14% over the last 5 years so the company would need to reverse this trend.お知らせ • Nov 12Solution Financial Inc. announces Quarterly dividend, payable on December 15, 2025Solution Financial Inc. announced Quarterly dividend of CAD 0.0010 per share payable on December 15, 2025, ex-date on November 28, 2025 and record date on November 28, 2025.Reported Earnings • Sep 12Third quarter 2025 earnings released: EPS: CA$0.001 (vs CA$0.002 in 3Q 2024)Third quarter 2025 results: EPS: CA$0.001 (down from CA$0.002 in 3Q 2024). Revenue: CA$2.30m (down 50% from 3Q 2024). Net income: CA$93.1k (down 49% from 3Q 2024). Profit margin: 4.1% (up from 3.9% in 3Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Declared Dividend • Aug 10Second quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 29th August 2025 Payment date: 15th September 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (113% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 26% to bring the payout ratio under control. However, EPS has remained steady over the last 5 years so the company would need to improve on their historical growth rates.お知らせ • Aug 08Solution Financial Inc. announces Quarterly dividend, payable on September 15, 2025Solution Financial Inc. announced Quarterly dividend of CAD 0.0010 per share payable on September 15, 2025, ex-date on August 29, 2025 and record date on August 29, 2025.New Risk • Jun 15New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 2.4% Last year net profit margin: 3.4% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.1x net interest cover). Earnings have declined by 15% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (2.4% net profit margin). Market cap is less than US$100m (CA$24.4m market cap, or US$18.0m).Reported Earnings • Jun 13Second quarter 2025 earnings released: EPS: CA$0 (vs CA$0 in 2Q 2024)Second quarter 2025 results: EPS: CA$0 (in line with 2Q 2024). Revenue: CA$2.71m (up 14% from 2Q 2024). Net income: CA$5.7k (up CA$34.7k from 2Q 2024). Profit margin: 0.2% (up from net loss in 2Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.Declared Dividend • May 18First quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 30th May 2025 Payment date: 16th June 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (128% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 42% to bring the payout ratio under control. However, EPS has remained steady over the last 5 years so the company would need to improve on their historical growth rates.お知らせ • May 16Solution Financial Inc. announces Quarterly dividend, payable on June 16, 2025Solution Financial Inc. announced Quarterly dividend of CAD 0.0010 per share payable on June 16, 2025, ex-date on May 30, 2025 and record date on May 30, 2025.New Risk • Mar 21New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 2.2% Last year net profit margin: 3.4% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.1x net interest cover). Earnings have declined by 11% per year over the past 5 years. High level of non-cash earnings (26% accrual ratio). Minor Risks Profit margins are more than 30% lower than last year (2.2% net profit margin). Market cap is less than US$100m (CA$24.8m market cap, or US$17.3m).分析記事 • Mar 20Here's Why Some Shareholders May Not Be Too Generous With Solution Financial Inc.'s (TSE:SFI) CEO Compensation This YearKey Insights Solution Financial's Annual General Meeting to take place on 27th of March Total pay for CEO Bryan Pang...Reported Earnings • Mar 16First quarter 2025 earnings released: CA$0.001 loss per share (vs CA$0 in 1Q 2024)First quarter 2025 results: CA$0.001 loss per share (further deteriorated from CA$0 in 1Q 2024). Revenue: CA$2.47m (down 20% from 1Q 2024). Net loss: CA$63.6k (down 400% from profit in 1Q 2024). Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Declared Dividend • Feb 16Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th February 2025 Payment date: 17th March 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (98% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 8.4% to bring the payout ratio under control, which is less than the 12% EPS growth achieved over the last 5 years.New Risk • Jan 30New major risk - Revenue and earnings growthEarnings have declined by 5.7% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.2x net interest cover). Earnings have declined by 5.7% per year over the past 5 years. Minor Risk Market cap is less than US$100m (CA$24.1m market cap, or US$16.7m).Reported Earnings • Jan 30Full year 2024 earnings released: EPS: CA$0.004 (vs CA$0 in FY 2023)Full year 2024 results: EPS: CA$0.004 (up from CA$0 in FY 2023). Revenue: CA$12.5m (down 19% from FY 2023). Net income: CA$355.0k (up CA$316.3k from FY 2023). Profit margin: 2.8% (up from 0.3% in FY 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 56% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.お知らせ • Jan 28Solution Financial Inc., Annual General Meeting, Mar 27, 2025Solution Financial Inc., Annual General Meeting, Mar 27, 2025. Location: british columbia, vancouver CanadaDeclared Dividend • Nov 11Third quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 29th November 2024 Payment date: 13th December 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (91% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. Earnings per share has grown by 82% over the last 5 years, which if continued should maintain adequate earnings cover for the dividend.Reported Earnings • Sep 15Third quarter 2024 earnings released: EPS: CA$0.002 (vs CA$0.002 in 3Q 2023)Third quarter 2024 results: EPS: CA$0.002 (in line with 3Q 2023). Revenue: CA$4.52m (up 47% from 3Q 2023). Net income: CA$181.2k (up 22% from 3Q 2023). Profit margin: 4.0% (down from 4.8% in 3Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 55% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Recent Insider Transactions • Aug 19VP of Operations & Director recently sold CA$51k worth of stockOn the 15th of August, Vincent Lau sold around 178k shares on-market at roughly CA$0.28 per share. This transaction amounted to 8.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Vincent's only on-market trade for the last 12 months.Declared Dividend • Aug 12Second quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 30th August 2024 Payment date: 13th September 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (99% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 10% to bring the payout ratio under control, which is less than the 26% EPS growth achieved over the last 5 years.Reported Earnings • Jun 14Second quarter 2024 earnings released: EPS: CA$0 (vs CA$0 in 2Q 2023)Second quarter 2024 results: EPS: CA$0 (in line with 2Q 2023). Revenue: CA$2.37m (down 32% from 2Q 2023). Net loss: CA$29.0k (down 177% from profit in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 51% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Declared Dividend • May 08First quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 31st May 2024 Payment date: 14th June 2024 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (89% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. Earnings per share has grown by 44% over the last 5 years, which if continued should maintain adequate earnings cover for the dividend.Reported Earnings • Mar 17First quarter 2024 earnings released: EPS: CA$0 (vs CA$0.004 loss in 1Q 2023)First quarter 2024 results: EPS: CA$0 (improved from CA$0.004 loss in 1Q 2023). Revenue: CA$3.09m (down 40% from 1Q 2023). Net income: CA$21.2k (up CA$350.0k from 1Q 2023). Profit margin: 0.7% (up from net loss in 1Q 2023). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.Declared Dividend • Feb 16Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th February 2024 Payment date: 15th March 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 9x earnings) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 4 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 903% to bring the payout ratio under control, which is more than the 55% EPS growth achieved over the last 5 years.Reported Earnings • Jan 30Full year 2023 earnings released: EPS: CA$0 (vs CA$0.009 in FY 2022)Full year 2023 results: EPS: CA$0 (down from CA$0.009 in FY 2022). Revenue: CA$15.4m (down 24% from FY 2022). Net income: CA$38.7k (down 95% from FY 2022). Profit margin: 0.3% (down from 4.1% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.お知らせ • Jan 27Solution Financial Inc., Annual General Meeting, Mar 28, 2024Solution Financial Inc., Annual General Meeting, Mar 28, 2024.分析記事 • Dec 23Why Investors Shouldn't Be Surprised By Solution Financial Inc.'s (TSE:SFI) Low P/SYou may think that with a price-to-sales (or "P/S") ratio of 1.3x Solution Financial Inc. ( TSE:SFI ) is a stock worth...Reported Earnings • Sep 15Third quarter 2023 earnings released: EPS: CA$0.002 (vs CA$0.004 in 3Q 2022)Third quarter 2023 results: EPS: CA$0.002 (down from CA$0.004 in 3Q 2022). Revenue: CA$3.08m (down 8.9% from 3Q 2022). Net income: CA$149.0k (down 61% from 3Q 2022). Profit margin: 4.8% (down from 11% in 3Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 16% per year.Reported Earnings • Jun 15Second quarter 2023 earnings released: EPS: CA$0 (vs CA$0.002 in 2Q 2022)Second quarter 2023 results: EPS: CA$0 (down from CA$0.002 in 2Q 2022). Revenue: CA$3.46m (down 38% from 2Q 2022). Net income: CA$37.8k (down 81% from 2Q 2022). Profit margin: 1.1% (down from 3.6% in 2Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • May 06Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2023Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on June 15, 2023 to common shareholders of record as of the close of business on May 31, 2023.Reported Earnings • Mar 17First quarter 2023 earnings released: CA$0.004 loss per share (vs CA$0.003 profit in 1Q 2022)First quarter 2023 results: CA$0.004 loss per share (down from CA$0.003 profit in 1Q 2022). Revenue: CA$5.11m (down 3.4% from 1Q 2022). Net loss: CA$328.8k (down 245% from profit in 1Q 2022). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.お知らせ • Feb 10Solution Financial Inc. Announces Quarterly Dividend, Payable on March 15, 2023Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 15, 2023 to common shareholders of record as of the close of business on February 28, 2023. This dividend is a "non-eligible dividend" for Canadian income tax purposes.Reported Earnings • Jan 29Full year 2022 earnings released: EPS: CA$0.009 (vs CA$0.011 in FY 2021)Full year 2022 results: EPS: CA$0.009 (down from CA$0.011 in FY 2021). Revenue: CA$20.3m (flat on FY 2021). Net income: CA$837.5k (down 7.7% from FY 2021). Profit margin: 4.1% (down from 4.4% in FY 2021). Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.お知らせ • Jan 28Solution Financial Inc., Annual General Meeting, Mar 30, 2023Solution Financial Inc., Annual General Meeting, Mar 30, 2023. Location: Vancouver BC Vancouver CanadaBoard Change • Dec 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Chairman of the Board Randy Smyth was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Nov 05Solution Financial Inc. Declares Quarterly Dividend, Payable on December 15, 2022Solution Financial Inc. has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on December 15, 2022 to common shareholders of record as of the close of business on November 30, 2022.Reported Earnings • Sep 15Third quarter 2022 earnings released: EPS: CA$0.004 (vs CA$0.005 in 3Q 2021)Third quarter 2022 results: EPS: CA$0.004 (down from CA$0.005 in 3Q 2021). Revenue: CA$3.38m (down 46% from 3Q 2021). Net income: CA$376.9k (down 7.3% from 3Q 2021). Profit margin: 11% (up from 6.5% in 3Q 2021). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.お知らせ • Aug 06Solution Financial Inc. Announces Quarterly Dividend, Payable on September 15, 2022Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on September 15, 2022 to common shareholders of record as of the close of business on August 31, 2022. This dividend is a "non-eligible dividend" for Canadian income tax purposes.お知らせ • Jul 30Solution Financial Inc. announced that it has received CAD 3.1754 million in fundingSolution Financial Inc. announced non-brokered private placement of unsecured convertible debentures for gross proceeds of CAD 3,175,400 on July 29, 2022. The transaction included participation from Sean Hodgins, Chief Financial Officer of the company for CAD 100,000 and Kerry Meier, Directors of the company for CAD 300,000. The debentures will be issued at par, matures on second anniversary of issuance, and bears interest at 5% per annum, payable semi-annually. The debenture is convertible into common shares at a fixed conversion price of CAD 0.38 per share. The debentures will mature in March 2023. The transaction is subject to the receipt of all necessary approvals, including the regulatory approvals. All the securities to be issued shall have a hold period until November 29, 2022.Reported Earnings • Jun 16Second quarter 2022 earnings released: EPS: CA$0.002 (vs CA$0.002 in 2Q 2021)Second quarter 2022 results: EPS: CA$0.002 (vs CA$0.002 in 2Q 2021). Revenue: CA$5.61m (flat on 2Q 2021). Net income: CA$203.1k (up 1.7% from 2Q 2021). Profit margin: 3.6% (in line with 2Q 2021). Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.お知らせ • May 10Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2022Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on June 15, 2022 to common shareholders of record as of the close of business on May 31, 2022. This dividend is a "non-eligible dividend" for Canadian income tax purposes.Reported Earnings • Mar 19First quarter 2022 earnings: Revenues and EPS in line with analyst expectationsFirst quarter 2022 results: EPS: CA$0.003 (up from CA$0.001 in 1Q 2021). Revenue: CA$5.29m (up 36% from 1Q 2021). Net income: CA$226.7k (up 141% from 1Q 2021). Profit margin: 4.3% (up from 2.4% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 117% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.お知らせ • Feb 11Solution Financial Inc. Announces Payment of Quarterly Dividend, Payable on March 15, 2022Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 15, 2022 to common shareholders of record as of the close of business on March 1, 2022. This dividend is a "non-eligible dividend" for Canadian income tax purposes.Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: CA$0.011 (up from CA$0.005 in FY 2020). Revenue: CA$20.5m (up 43% from FY 2020). Net income: CA$907.2k (up 127% from FY 2020). Profit margin: 4.4% (up from 2.8% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 123% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.お知らせ • Jan 28Solution Financial Inc., Annual General Meeting, Mar 30, 2022Solution Financial Inc., Annual General Meeting, Mar 30, 2022.分析記事 • Oct 14Solution Financial Inc.'s (TSE:SFI) Business Is Yet to Catch Up With Its Share PriceWith a price-to-earnings (or "P/E") ratio of 64.5x Solution Financial Inc. ( TSE:SFI ) may be sending very bearish...Reported Earnings • Sep 15Third quarter 2021 earnings released: EPS CA$0.005 (vs CA$0.003 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: CA$6.23m (up 58% from 3Q 2020). Net income: CA$406.5k (up 73% from 3Q 2020). Profit margin: 6.5% (up from 6.0% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 120% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.分析記事 • Sep 05If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too LateSome have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...Board Change • Jul 31High number of new directorsIndependent Chairman of the Board Randy Smyth was the last director to join the board, commencing their role in 2020.Recent Insider Transactions Derivative • Jul 02Key Executive exercised options to buy CA$98k worth of stock.On the 24th of June, Sean Hodgins exercised options to buy 250k shares at a strike price of around CA$0.25, costing a total of CA$63k. This transaction amounted to 69% of their direct individual holding at the time of the trade. Since September 2020, Sean has owned 360.25k shares directly. Company insiders have collectively bought CA$223k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Jul 02Second quarter 2021 earnings released: EPS CA$0.002 (vs CA$0.001 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CA$5.58m (up 102% from 2Q 2020). Net income: CA$199.7k (up 404% from 2Q 2020). Profit margin: 3.6% (up from 1.4% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 128% per year but the company’s share price has only increased by 21% per year, which means it is significantly lagging earnings growth.お知らせ • Jun 05Solution Financial Inc. has completed a Composite Units Offering in the amount of CAD 10 million.Solution Financial Inc. has completed a Composite Units Offering in the amount of CAD 10 million. Security Name: Units Security Type: Equity/Derivative Unit Securities Offered: 5,936,042 Price\Range: CAD 0.4 Discount Per Security: CAD 0.032 Security Name: Units Security Type: Equity/Derivative Unit Price\Range: CAD 0.4 Discount Per Security: CAD 0.004お知らせ • May 04Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2021Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on June 15, 2021 to common shareholders of record as of the close of business on May 31, 2021. This dividend is a "non-eligible dividend" for Canadian income tax purposes.分析記事 • Apr 07I Ran A Stock Scan For Earnings Growth And Solution Financial (CVE:SFI) Passed With EaseLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...お知らせ • Mar 09Solution Financial Inc. announced that it has received CAD 3.2254 million in fundingOn March 8, 2021, Solution Financial Inc. (TSXV:SFI) closed the transaction. The company received gross proceeds of CAD 3,225,400. The debentures will mature on March 8, 2023. The debentures will be subject to a statutory resale restriction expiring on July 9, 2021. The transaction included participation from two directors which included CAD 100,000 of new investments and CAD 300,000 of reinvestments of maturing debentures.お知らせ • Jan 23Solution Financial Inc., Annual General Meeting, Mar 26, 2021Solution Financial Inc., Annual General Meeting, Mar 26, 2021.Reported Earnings • Jan 20Full year 2020 earnings released: EPS CA$0.005The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$14.3m (up 48% from FY 2019). Net income: CA$400.4k (up 120% from FY 2019). Profit margin: 2.8% (up from 1.9% in FY 2019). The increase in margin was driven by higher revenue.Is New 90 Day High Low • Jan 15New 90-day low: CA$0.43The company is down 10.0% from its price of CA$0.48 on 16 October 2020. The Canadian market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 15% over the same period.お知らせ • Jan 05Solution Financial Inc. announced that it expects to receive CAD 5 million in fundingSolution Financial Inc. (TSXV:SFI) announced non-brokered private placement of convertible debentures for gross proceeds of CAD 5,000,000 on January 4, 2021. The debentures will be issued at par, matures on second anniversary of issuance, and bears interest at 5% per annum, payable semi-annually. The debenture is convertible into common shares at a fixed conversion price of CAD 0.50 per share. The transaction is subject to the receipt of all necessary approvals, including the approval of the TSX Venture Exchange.分析記事 • Jan 05If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too LateLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Is New 90 Day High Low • Nov 20New 90-day high: CA$0.55The company is up 25% from its price of CA$0.44 on 17 August 2020. The Canadian market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 17% over the same period.お知らせ • Nov 18Solution Financial Inc. Appoints Randy Smyth as Director and Chairman of the BoardSolution Financial Inc. announced the appointment of Mr. Randy Smyth as Director and Chairman of the Board effective as of the date of November 16, 2020. Randy is currently the CEO of Geminus Acquisition & Management Inc. as well as serving as a senior executive for Arctos Capital LLC, Stride Capital Corp., Community Vehicle Financing and Leasing Inc. and Arundel Capital Corporation. The appointment of Mr. Smyth is subject to TSX Venture Exchange approval.お知らせ • Jul 20Solution Financial Inc.(TSXV:SFI) dropped from S&P/TSX Venture Composite IndexSolution Financial Inc.(TSXV:SFI) dropped from S&P/TSX Venture Composite Index株主還元SFICA Diversified FinancialCA 市場7D0%6.0%-0.07%1Y-3.5%13.4%33.7%株主還元を見る業界別リターン: SFI過去 1 年間で13.4 % の収益を上げたCanadian Diversified Financial業界を下回りました。リターン対市場: SFIは、過去 1 年間で33.7 % のリターンを上げたCanadian市場を下回りました。価格変動Is SFI's price volatile compared to industry and market?SFI volatilitySFI Average Weekly Movement2.7%Diversified Financial Industry Average Movement2.8%Market Average Movement10.3%10% most volatile stocks in CA Market18.1%10% least volatile stocks in CA Market3.9%安定した株価: SFI 、 Canadian市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: SFIの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイトn/a16Bryan Pangwww.solution.financialソリューション・ファイナンシャル・インクは子会社とともに、カナダで高級車やエキゾチックカー、ヨットなどのリース、融資、小売販売を行っている。同社は新移住者、企業経営者、留学生にサービスを提供している。本社はカナダのリッチモンド。もっと見るSolution Financial Inc. 基礎のまとめSolution Financial の収益と売上を時価総額と比較するとどうか。SFI 基礎統計学時価総額CA$23.13m収益（TTM）CA$319.62k売上高(TTM)CA$11.32m72.4xPER（株価収益率2.0xP/SレシオSFI は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計SFI 損益計算書（TTM）収益CA$11.32m売上原価CA$7.34m売上総利益CA$3.97mその他の費用CA$3.65m収益CA$319.62k直近の収益報告Jan 31, 2026次回決算日該当なし一株当たり利益（EPS）0.0038グロス・マージン35.10%純利益率2.82%有利子負債／自己資本比率178.3%SFI の長期的なパフォーマンスは？過去の実績と比較を見る配当金1.5%現在の配当利回り107%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 09:13終値2026/05/21 00:00収益2026/01/31年間収益2025/10/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Solution Financial Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • Mar 15First quarter 2026 earnings released: EPS: CA$0 (vs CA$0.001 loss in 1Q 2025)First quarter 2026 results: EPS: CA$0 (improved from CA$0.001 loss in 1Q 2025). Revenue: CA$3.18m (up 29% from 1Q 2025). Net loss: CA$17.8k (loss narrowed 72% from 1Q 2025). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Declared Dividend • Feb 20Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 2nd March 2026 Payment date: 16th March 2026 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (125% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 7 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 39% to bring the payout ratio under control. However, EPS has declined by 8.4% over the last 5 years so the company would need to reverse this trend.
お知らせ • Feb 14Solution Financial Inc. Announces Payment of A Quarterly Dividend, Payable on March 16, 2026Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 16, 2026 to common shareholders of record as of the close of business on March 2, 2026. This dividend is a "non-eligible dividend" for Canadian income tax purposes.
お知らせ • Feb 03Solution Financial Inc., Annual General Meeting, Apr 10, 2026Solution Financial Inc., Annual General Meeting, Apr 10, 2026.
Reported Earnings • Jan 30Full year 2025 earnings released: EPS: CA$0.003 (vs CA$0.004 in FY 2024)Full year 2025 results: EPS: CA$0.003 (down from CA$0.004 in FY 2024). Revenue: CA$10.6m (down 15% from FY 2024). Net income: CA$273.9k (down 23% from FY 2024). Profit margin: 2.6% (down from 2.8% in FY 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year and the company’s share price has also fallen by 6% per year.
Declared Dividend • Nov 14Third quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th November 2025 Payment date: 15th December 2025 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (159% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 77% to bring the payout ratio under control. However, EPS has declined by 14% over the last 5 years so the company would need to reverse this trend.
Reported Earnings • Mar 15First quarter 2026 earnings released: EPS: CA$0 (vs CA$0.001 loss in 1Q 2025)First quarter 2026 results: EPS: CA$0 (improved from CA$0.001 loss in 1Q 2025). Revenue: CA$3.18m (up 29% from 1Q 2025). Net loss: CA$17.8k (loss narrowed 72% from 1Q 2025). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Declared Dividend • Feb 20Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 2nd March 2026 Payment date: 16th March 2026 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (125% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 7 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 39% to bring the payout ratio under control. However, EPS has declined by 8.4% over the last 5 years so the company would need to reverse this trend.
お知らせ • Feb 14Solution Financial Inc. Announces Payment of A Quarterly Dividend, Payable on March 16, 2026Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 16, 2026 to common shareholders of record as of the close of business on March 2, 2026. This dividend is a "non-eligible dividend" for Canadian income tax purposes.
お知らせ • Feb 03Solution Financial Inc., Annual General Meeting, Apr 10, 2026Solution Financial Inc., Annual General Meeting, Apr 10, 2026.
Reported Earnings • Jan 30Full year 2025 earnings released: EPS: CA$0.003 (vs CA$0.004 in FY 2024)Full year 2025 results: EPS: CA$0.003 (down from CA$0.004 in FY 2024). Revenue: CA$10.6m (down 15% from FY 2024). Net income: CA$273.9k (down 23% from FY 2024). Profit margin: 2.6% (down from 2.8% in FY 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year and the company’s share price has also fallen by 6% per year.
Declared Dividend • Nov 14Third quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th November 2025 Payment date: 15th December 2025 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (159% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 77% to bring the payout ratio under control. However, EPS has declined by 14% over the last 5 years so the company would need to reverse this trend.
お知らせ • Nov 12Solution Financial Inc. announces Quarterly dividend, payable on December 15, 2025Solution Financial Inc. announced Quarterly dividend of CAD 0.0010 per share payable on December 15, 2025, ex-date on November 28, 2025 and record date on November 28, 2025.
Reported Earnings • Sep 12Third quarter 2025 earnings released: EPS: CA$0.001 (vs CA$0.002 in 3Q 2024)Third quarter 2025 results: EPS: CA$0.001 (down from CA$0.002 in 3Q 2024). Revenue: CA$2.30m (down 50% from 3Q 2024). Net income: CA$93.1k (down 49% from 3Q 2024). Profit margin: 4.1% (up from 3.9% in 3Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Declared Dividend • Aug 10Second quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 29th August 2025 Payment date: 15th September 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (113% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 26% to bring the payout ratio under control. However, EPS has remained steady over the last 5 years so the company would need to improve on their historical growth rates.
お知らせ • Aug 08Solution Financial Inc. announces Quarterly dividend, payable on September 15, 2025Solution Financial Inc. announced Quarterly dividend of CAD 0.0010 per share payable on September 15, 2025, ex-date on August 29, 2025 and record date on August 29, 2025.
New Risk • Jun 15New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 2.4% Last year net profit margin: 3.4% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.1x net interest cover). Earnings have declined by 15% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (2.4% net profit margin). Market cap is less than US$100m (CA$24.4m market cap, or US$18.0m).
Reported Earnings • Jun 13Second quarter 2025 earnings released: EPS: CA$0 (vs CA$0 in 2Q 2024)Second quarter 2025 results: EPS: CA$0 (in line with 2Q 2024). Revenue: CA$2.71m (up 14% from 2Q 2024). Net income: CA$5.7k (up CA$34.7k from 2Q 2024). Profit margin: 0.2% (up from net loss in 2Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.
Declared Dividend • May 18First quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 30th May 2025 Payment date: 16th June 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (128% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 6 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 42% to bring the payout ratio under control. However, EPS has remained steady over the last 5 years so the company would need to improve on their historical growth rates.
お知らせ • May 16Solution Financial Inc. announces Quarterly dividend, payable on June 16, 2025Solution Financial Inc. announced Quarterly dividend of CAD 0.0010 per share payable on June 16, 2025, ex-date on May 30, 2025 and record date on May 30, 2025.
New Risk • Mar 21New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 2.2% Last year net profit margin: 3.4% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.1x net interest cover). Earnings have declined by 11% per year over the past 5 years. High level of non-cash earnings (26% accrual ratio). Minor Risks Profit margins are more than 30% lower than last year (2.2% net profit margin). Market cap is less than US$100m (CA$24.8m market cap, or US$17.3m).
分析記事 • Mar 20Here's Why Some Shareholders May Not Be Too Generous With Solution Financial Inc.'s (TSE:SFI) CEO Compensation This YearKey Insights Solution Financial's Annual General Meeting to take place on 27th of March Total pay for CEO Bryan Pang...
Reported Earnings • Mar 16First quarter 2025 earnings released: CA$0.001 loss per share (vs CA$0 in 1Q 2024)First quarter 2025 results: CA$0.001 loss per share (further deteriorated from CA$0 in 1Q 2024). Revenue: CA$2.47m (down 20% from 1Q 2024). Net loss: CA$63.6k (down 400% from profit in 1Q 2024). Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Declared Dividend • Feb 16Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th February 2025 Payment date: 17th March 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (98% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 8.4% to bring the payout ratio under control, which is less than the 12% EPS growth achieved over the last 5 years.
New Risk • Jan 30New major risk - Revenue and earnings growthEarnings have declined by 5.7% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.2x net interest cover). Earnings have declined by 5.7% per year over the past 5 years. Minor Risk Market cap is less than US$100m (CA$24.1m market cap, or US$16.7m).
Reported Earnings • Jan 30Full year 2024 earnings released: EPS: CA$0.004 (vs CA$0 in FY 2023)Full year 2024 results: EPS: CA$0.004 (up from CA$0 in FY 2023). Revenue: CA$12.5m (down 19% from FY 2023). Net income: CA$355.0k (up CA$316.3k from FY 2023). Profit margin: 2.8% (up from 0.3% in FY 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 56% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.
お知らせ • Jan 28Solution Financial Inc., Annual General Meeting, Mar 27, 2025Solution Financial Inc., Annual General Meeting, Mar 27, 2025. Location: british columbia, vancouver Canada
Declared Dividend • Nov 11Third quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 29th November 2024 Payment date: 13th December 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (91% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. Earnings per share has grown by 82% over the last 5 years, which if continued should maintain adequate earnings cover for the dividend.
Reported Earnings • Sep 15Third quarter 2024 earnings released: EPS: CA$0.002 (vs CA$0.002 in 3Q 2023)Third quarter 2024 results: EPS: CA$0.002 (in line with 3Q 2023). Revenue: CA$4.52m (up 47% from 3Q 2023). Net income: CA$181.2k (up 22% from 3Q 2023). Profit margin: 4.0% (down from 4.8% in 3Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 55% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions • Aug 19VP of Operations & Director recently sold CA$51k worth of stockOn the 15th of August, Vincent Lau sold around 178k shares on-market at roughly CA$0.28 per share. This transaction amounted to 8.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Vincent's only on-market trade for the last 12 months.
Declared Dividend • Aug 12Second quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 30th August 2024 Payment date: 13th September 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (99% earnings payout ratio) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 10% to bring the payout ratio under control, which is less than the 26% EPS growth achieved over the last 5 years.
Reported Earnings • Jun 14Second quarter 2024 earnings released: EPS: CA$0 (vs CA$0 in 2Q 2023)Second quarter 2024 results: EPS: CA$0 (in line with 2Q 2023). Revenue: CA$2.37m (down 32% from 2Q 2023). Net loss: CA$29.0k (down 177% from profit in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 51% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Declared Dividend • May 08First quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 31st May 2024 Payment date: 14th June 2024 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (89% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 5 years but payments have been stable during that time. Earnings per share has grown by 44% over the last 5 years, which if continued should maintain adequate earnings cover for the dividend.
Reported Earnings • Mar 17First quarter 2024 earnings released: EPS: CA$0 (vs CA$0.004 loss in 1Q 2023)First quarter 2024 results: EPS: CA$0 (improved from CA$0.004 loss in 1Q 2023). Revenue: CA$3.09m (down 40% from 1Q 2023). Net income: CA$21.2k (up CA$350.0k from 1Q 2023). Profit margin: 0.7% (up from net loss in 1Q 2023). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
Declared Dividend • Feb 16Fourth quarter dividend of CA$0.001 announcedDividend of CA$0.001 is the same as last year. Ex-date: 28th February 2024 Payment date: 15th March 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 9x earnings) and the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has not increased over the past 4 years but payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 903% to bring the payout ratio under control, which is more than the 55% EPS growth achieved over the last 5 years.
Reported Earnings • Jan 30Full year 2023 earnings released: EPS: CA$0 (vs CA$0.009 in FY 2022)Full year 2023 results: EPS: CA$0 (down from CA$0.009 in FY 2022). Revenue: CA$15.4m (down 24% from FY 2022). Net income: CA$38.7k (down 95% from FY 2022). Profit margin: 0.3% (down from 4.1% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
お知らせ • Jan 27Solution Financial Inc., Annual General Meeting, Mar 28, 2024Solution Financial Inc., Annual General Meeting, Mar 28, 2024.
分析記事 • Dec 23Why Investors Shouldn't Be Surprised By Solution Financial Inc.'s (TSE:SFI) Low P/SYou may think that with a price-to-sales (or "P/S") ratio of 1.3x Solution Financial Inc. ( TSE:SFI ) is a stock worth...
Reported Earnings • Sep 15Third quarter 2023 earnings released: EPS: CA$0.002 (vs CA$0.004 in 3Q 2022)Third quarter 2023 results: EPS: CA$0.002 (down from CA$0.004 in 3Q 2022). Revenue: CA$3.08m (down 8.9% from 3Q 2022). Net income: CA$149.0k (down 61% from 3Q 2022). Profit margin: 4.8% (down from 11% in 3Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 16% per year.
Reported Earnings • Jun 15Second quarter 2023 earnings released: EPS: CA$0 (vs CA$0.002 in 2Q 2022)Second quarter 2023 results: EPS: CA$0 (down from CA$0.002 in 2Q 2022). Revenue: CA$3.46m (down 38% from 2Q 2022). Net income: CA$37.8k (down 81% from 2Q 2022). Profit margin: 1.1% (down from 3.6% in 2Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • May 06Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2023Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on June 15, 2023 to common shareholders of record as of the close of business on May 31, 2023.
Reported Earnings • Mar 17First quarter 2023 earnings released: CA$0.004 loss per share (vs CA$0.003 profit in 1Q 2022)First quarter 2023 results: CA$0.004 loss per share (down from CA$0.003 profit in 1Q 2022). Revenue: CA$5.11m (down 3.4% from 1Q 2022). Net loss: CA$328.8k (down 245% from profit in 1Q 2022). Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
お知らせ • Feb 10Solution Financial Inc. Announces Quarterly Dividend, Payable on March 15, 2023Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 15, 2023 to common shareholders of record as of the close of business on February 28, 2023. This dividend is a "non-eligible dividend" for Canadian income tax purposes.
Reported Earnings • Jan 29Full year 2022 earnings released: EPS: CA$0.009 (vs CA$0.011 in FY 2021)Full year 2022 results: EPS: CA$0.009 (down from CA$0.011 in FY 2021). Revenue: CA$20.3m (flat on FY 2021). Net income: CA$837.5k (down 7.7% from FY 2021). Profit margin: 4.1% (down from 4.4% in FY 2021). Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
お知らせ • Jan 28Solution Financial Inc., Annual General Meeting, Mar 30, 2023Solution Financial Inc., Annual General Meeting, Mar 30, 2023. Location: Vancouver BC Vancouver Canada
Board Change • Dec 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Chairman of the Board Randy Smyth was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Nov 05Solution Financial Inc. Declares Quarterly Dividend, Payable on December 15, 2022Solution Financial Inc. has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on December 15, 2022 to common shareholders of record as of the close of business on November 30, 2022.
Reported Earnings • Sep 15Third quarter 2022 earnings released: EPS: CA$0.004 (vs CA$0.005 in 3Q 2021)Third quarter 2022 results: EPS: CA$0.004 (down from CA$0.005 in 3Q 2021). Revenue: CA$3.38m (down 46% from 3Q 2021). Net income: CA$376.9k (down 7.3% from 3Q 2021). Profit margin: 11% (up from 6.5% in 3Q 2021). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
お知らせ • Aug 06Solution Financial Inc. Announces Quarterly Dividend, Payable on September 15, 2022Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on September 15, 2022 to common shareholders of record as of the close of business on August 31, 2022. This dividend is a "non-eligible dividend" for Canadian income tax purposes.
お知らせ • Jul 30Solution Financial Inc. announced that it has received CAD 3.1754 million in fundingSolution Financial Inc. announced non-brokered private placement of unsecured convertible debentures for gross proceeds of CAD 3,175,400 on July 29, 2022. The transaction included participation from Sean Hodgins, Chief Financial Officer of the company for CAD 100,000 and Kerry Meier, Directors of the company for CAD 300,000. The debentures will be issued at par, matures on second anniversary of issuance, and bears interest at 5% per annum, payable semi-annually. The debenture is convertible into common shares at a fixed conversion price of CAD 0.38 per share. The debentures will mature in March 2023. The transaction is subject to the receipt of all necessary approvals, including the regulatory approvals. All the securities to be issued shall have a hold period until November 29, 2022.
Reported Earnings • Jun 16Second quarter 2022 earnings released: EPS: CA$0.002 (vs CA$0.002 in 2Q 2021)Second quarter 2022 results: EPS: CA$0.002 (vs CA$0.002 in 2Q 2021). Revenue: CA$5.61m (flat on 2Q 2021). Net income: CA$203.1k (up 1.7% from 2Q 2021). Profit margin: 3.6% (in line with 2Q 2021). Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
お知らせ • May 10Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2022Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on June 15, 2022 to common shareholders of record as of the close of business on May 31, 2022. This dividend is a "non-eligible dividend" for Canadian income tax purposes.
Reported Earnings • Mar 19First quarter 2022 earnings: Revenues and EPS in line with analyst expectationsFirst quarter 2022 results: EPS: CA$0.003 (up from CA$0.001 in 1Q 2021). Revenue: CA$5.29m (up 36% from 1Q 2021). Net income: CA$226.7k (up 141% from 1Q 2021). Profit margin: 4.3% (up from 2.4% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 117% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
お知らせ • Feb 11Solution Financial Inc. Announces Payment of Quarterly Dividend, Payable on March 15, 2022Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on March 15, 2022 to common shareholders of record as of the close of business on March 1, 2022. This dividend is a "non-eligible dividend" for Canadian income tax purposes.
Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: CA$0.011 (up from CA$0.005 in FY 2020). Revenue: CA$20.5m (up 43% from FY 2020). Net income: CA$907.2k (up 127% from FY 2020). Profit margin: 4.4% (up from 2.8% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 123% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
お知らせ • Jan 28Solution Financial Inc., Annual General Meeting, Mar 30, 2022Solution Financial Inc., Annual General Meeting, Mar 30, 2022.
分析記事 • Oct 14Solution Financial Inc.'s (TSE:SFI) Business Is Yet to Catch Up With Its Share PriceWith a price-to-earnings (or "P/E") ratio of 64.5x Solution Financial Inc. ( TSE:SFI ) may be sending very bearish...
Reported Earnings • Sep 15Third quarter 2021 earnings released: EPS CA$0.005 (vs CA$0.003 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: CA$6.23m (up 58% from 3Q 2020). Net income: CA$406.5k (up 73% from 3Q 2020). Profit margin: 6.5% (up from 6.0% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 120% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
分析記事 • Sep 05If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too LateSome have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Board Change • Jul 31High number of new directorsIndependent Chairman of the Board Randy Smyth was the last director to join the board, commencing their role in 2020.
Recent Insider Transactions Derivative • Jul 02Key Executive exercised options to buy CA$98k worth of stock.On the 24th of June, Sean Hodgins exercised options to buy 250k shares at a strike price of around CA$0.25, costing a total of CA$63k. This transaction amounted to 69% of their direct individual holding at the time of the trade. Since September 2020, Sean has owned 360.25k shares directly. Company insiders have collectively bought CA$223k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Jul 02Second quarter 2021 earnings released: EPS CA$0.002 (vs CA$0.001 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CA$5.58m (up 102% from 2Q 2020). Net income: CA$199.7k (up 404% from 2Q 2020). Profit margin: 3.6% (up from 1.4% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 128% per year but the company’s share price has only increased by 21% per year, which means it is significantly lagging earnings growth.
お知らせ • Jun 05Solution Financial Inc. has completed a Composite Units Offering in the amount of CAD 10 million.Solution Financial Inc. has completed a Composite Units Offering in the amount of CAD 10 million. Security Name: Units Security Type: Equity/Derivative Unit Securities Offered: 5,936,042 Price\Range: CAD 0.4 Discount Per Security: CAD 0.032 Security Name: Units Security Type: Equity/Derivative Unit Price\Range: CAD 0.4 Discount Per Security: CAD 0.004
お知らせ • May 04Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2021Solution Financial Inc. announced that the Company's Board of Directors has authorized the payment of a quarterly dividend of $0.001. The quarterly dividend is payable on June 15, 2021 to common shareholders of record as of the close of business on May 31, 2021. This dividend is a "non-eligible dividend" for Canadian income tax purposes.
分析記事 • Apr 07I Ran A Stock Scan For Earnings Growth And Solution Financial (CVE:SFI) Passed With EaseLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
お知らせ • Mar 09Solution Financial Inc. announced that it has received CAD 3.2254 million in fundingOn March 8, 2021, Solution Financial Inc. (TSXV:SFI) closed the transaction. The company received gross proceeds of CAD 3,225,400. The debentures will mature on March 8, 2023. The debentures will be subject to a statutory resale restriction expiring on July 9, 2021. The transaction included participation from two directors which included CAD 100,000 of new investments and CAD 300,000 of reinvestments of maturing debentures.
お知らせ • Jan 23Solution Financial Inc., Annual General Meeting, Mar 26, 2021Solution Financial Inc., Annual General Meeting, Mar 26, 2021.
Reported Earnings • Jan 20Full year 2020 earnings released: EPS CA$0.005The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$14.3m (up 48% from FY 2019). Net income: CA$400.4k (up 120% from FY 2019). Profit margin: 2.8% (up from 1.9% in FY 2019). The increase in margin was driven by higher revenue.
Is New 90 Day High Low • Jan 15New 90-day low: CA$0.43The company is down 10.0% from its price of CA$0.48 on 16 October 2020. The Canadian market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 15% over the same period.
お知らせ • Jan 05Solution Financial Inc. announced that it expects to receive CAD 5 million in fundingSolution Financial Inc. (TSXV:SFI) announced non-brokered private placement of convertible debentures for gross proceeds of CAD 5,000,000 on January 4, 2021. The debentures will be issued at par, matures on second anniversary of issuance, and bears interest at 5% per annum, payable semi-annually. The debenture is convertible into common shares at a fixed conversion price of CAD 0.50 per share. The transaction is subject to the receipt of all necessary approvals, including the approval of the TSX Venture Exchange.
分析記事 • Jan 05If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too LateLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Is New 90 Day High Low • Nov 20New 90-day high: CA$0.55The company is up 25% from its price of CA$0.44 on 17 August 2020. The Canadian market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 17% over the same period.
お知らせ • Nov 18Solution Financial Inc. Appoints Randy Smyth as Director and Chairman of the BoardSolution Financial Inc. announced the appointment of Mr. Randy Smyth as Director and Chairman of the Board effective as of the date of November 16, 2020. Randy is currently the CEO of Geminus Acquisition & Management Inc. as well as serving as a senior executive for Arctos Capital LLC, Stride Capital Corp., Community Vehicle Financing and Leasing Inc. and Arundel Capital Corporation. The appointment of Mr. Smyth is subject to TSX Venture Exchange approval.
お知らせ • Jul 20Solution Financial Inc.(TSXV:SFI) dropped from S&P/TSX Venture Composite IndexSolution Financial Inc.(TSXV:SFI) dropped from S&P/TSX Venture Composite Index
