Beforepay Group（B4P）株式概要ビフォアペイ・グループ・リミテッドは、給与前渡しの方法で顧客に融資を行っている。 詳細B4P ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長2/6過去の実績5/6財務の健全性3/6配当金0/6報酬株価収益率（ 7.7 x） Australian市場（ 17.3 x）を下回っています。収益は年間7.97%増加すると予測されています 過去1年間で収益は82.2%増加しました リスク分析利払いは収益で十分にカバーされない 意味のある時価総額がありません ( A$63M )すべてのリスクチェックを見るB4P Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueAU$Current PriceAU$1.2922.4% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-35m64m2016201920222025202620282031Revenue AU$64.2mEarnings AU$11.9mAdvancedSet Fair ValueView all narrativesBeforepay Group Limited 競合他社HarmoneySymbol: ASX:HMYMarket cap: AU$82.2mQuickFeeSymbol: ASX:QFEMarket cap: AU$28.4mPlenti GroupSymbol: ASX:PLTMarket cap: AU$151.2mCash Converters InternationalSymbol: ASX:CCVMarket cap: AU$209.9m価格と性能株価の高値、安値、推移の概要Beforepay Group過去の株価現在の株価AU$1.2952週高値AU$2.7652週安値AU$1.18ベータ1.571ヶ月の変化-7.55%3ヶ月変化-11.68%1年変化-14.33%3年間の変化n/a5年間の変化n/aIPOからの変化-34.94%最新ニュースBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 21Beforepay Group Limited to Report Q3, 2026 Results on Apr 28, 2026Beforepay Group Limited announced that they will report Q3, 2026 results Pre-Market on Apr 28, 2026お知らせ • Feb 19Beforepay Group Limited to Report First Half, 2026 Results on Feb 26, 2026Beforepay Group Limited announced that they will report first half, 2026 results on Feb 26, 2026お知らせ • Jan 20Beforepay Group Limited to Report Q2, 2026 Results on Jan 28, 2026Beforepay Group Limited announced that they will report Q2, 2026 results at 10:00 AM, AUS Eastern Standard Time on Jan 28, 2026Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.最新情報をもっと見るRecent updatesBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 21Beforepay Group Limited to Report Q3, 2026 Results on Apr 28, 2026Beforepay Group Limited announced that they will report Q3, 2026 results Pre-Market on Apr 28, 2026お知らせ • Feb 19Beforepay Group Limited to Report First Half, 2026 Results on Feb 26, 2026Beforepay Group Limited announced that they will report first half, 2026 results on Feb 26, 2026お知らせ • Jan 20Beforepay Group Limited to Report Q2, 2026 Results on Jan 28, 2026Beforepay Group Limited announced that they will report Q2, 2026 results at 10:00 AM, AUS Eastern Standard Time on Jan 28, 2026Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Oct 24Beforepay Group Limited, Annual General Meeting, Nov 26, 2025Beforepay Group Limited, Annual General Meeting, Nov 26, 2025. Location: at works boardroom, works by scentre group, level 5, 100 market street, nsw 2000, sydney Australiaお知らせ • Oct 15Beforepay Group Limited to Report Q1, 2026 Results on Oct 22, 2025Beforepay Group Limited announced that they will report Q1, 2026 results Pre-Market on Oct 22, 2025Recent Insider Transactions • Aug 29Co-Founder recently sold AU$724k worth of stockOn the 26th of August, Fang Guo sold around 357k shares on-market at roughly AU$2.03 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth AU$1.8m. Fang has been a net seller over the last 12 months, reducing personal holdings by AU$2.9m.お知らせ • Aug 19Beforepay Group Limited to Report Fiscal Year 2025 Results on Aug 26, 2025Beforepay Group Limited announced that they will report fiscal year 2025 results Pre-Market on Aug 26, 2025Board Change • Aug 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jul 23Beforepay Group Limited to Report Q4, 2025 Results on Jul 29, 2025Beforepay Group Limited announced that they will report Q4, 2025 results Pre-Market on Jul 29, 2025お知らせ • Apr 22Beforepay Group Limited to Report Q3, 2025 Results on Apr 29, 2025Beforepay Group Limited announced that they will report Q3, 2025 results Pre-Market on Apr 29, 2025お知らせ • Mar 20Beforepay Group Limited ORDINARY FULLY PAID to Be Deleted from OTC EquityBeforepay Group Limited ORDINARY FULLY PAID (Australia) will be deleted from OTC Equity effective March 19, 2025, due to Inactive Security.お知らせ • Feb 20Beforepay Group Limited to Report First Half, 2025 Results on Feb 27, 2025Beforepay Group Limited announced that they will report first half, 2025 results on Feb 27, 2025Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jan 23Beforepay Group Limited to Report Q2, 2025 Results on Jan 30, 2025Beforepay Group Limited announced that they will report Q2, 2025 results Pre-Market on Jan 30, 2025Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Oct 24Investor sentiment improves as stock rises 26%After last week's 26% share price gain to AU$1.05, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 144% over the past year.New Risk • Oct 20New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). High level of non-cash earnings (21% accrual ratio). Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Significant insider selling over the past 3 months (AU$346k sold). Market cap is less than US$100m (AU$38.8m market cap, or US$26.0m).お知らせ • Oct 18Beforepay Group Limited, Annual General Meeting, Nov 20, 2024Beforepay Group Limited, Annual General Meeting, Nov 20, 2024. Location: at automic offices, level 5, 126 phillip street, sydney nsw 2000 Australiaお知らせ • Oct 15Beforepay Group Limited to Report Q1, 2025 Results on Oct 22, 2024Beforepay Group Limited announced that they will report Q1, 2025 results on Oct 22, 2024Recent Insider Transactions • Sep 27Co-Founder recently sold AU$346k worth of stockOn the 24th of September, Fang Guo sold around 500k shares on-market at roughly AU$0.69 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Fang's only on-market trade for the last 12 months.Board Change • Aug 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jul 22Beforepay Group Limited to Report Q4, 2024 Results on Jul 29, 2024Beforepay Group Limited announced that they will report Q4, 2024 results Pre-Market on Jul 29, 2024Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The 2 analysts covering Beforepay Group previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of AU$855.9k in 2025. Average annual earnings growth of 16% is required to achieve expected profit on schedule.お知らせ • May 01Beforepay Group Limited Announces Executive ChangesBeforepay Group Limited announced Ms Chelsea Sheridan of Automic Group has resigned as Joint Company Secretary of the Company, effective immediately. Mr. David Hwang will be appointed as Joint Company Secretary, effective immediately. David is a corporate lawyer, company secretary and advisor to Boards and management of ASX listed entities. David regularly advises emerging and listed entities across a range of compliance, legal, governance and strategic matters. David is the Managing Director of Confidant Partners, which provides ASX compliance, corporate legal, company secretarial and Board advisory services. Prior to this, David was a senior executive at a leading integrated technology solutions and professional services provider, where he led Australia's largest outsourced company secretarial and legal team. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.お知らせ • Apr 23Beforepay Group Limited to Report Q3, 2024 Results on Apr 29, 2024Beforepay Group Limited announced that they will report Q3, 2024 results Pre-Market on Apr 29, 2024お知らせ • Feb 26Beforepay Group Limited to Report Q2, 2024 Results on Feb 26, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Feb 26, 2024New Risk • Feb 20New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: AU$6.6m Forecast net loss in 3 years: AU$350k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (AU$350k net loss in 3 years). Market cap is less than US$100m (AU$22.8m market cap, or US$14.9m).Breakeven Date Change • Feb 05Forecast breakeven date pushed back to 2026The analyst covering Beforepay Group previously expected the company to break even in 2025. New forecast suggests losses will reduce by 49% per year to 2025. The company is expected to make a profit of AU$200.0k in 2026. Average annual earnings growth of 72% is required to achieve expected profit on schedule.お知らせ • Jan 22Beforepay Group Limited to Report Q2, 2024 Results on Jan 29, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Jan 29, 2024お知らせ • Jan 15Beforepay Group Limited Announces Management ChangesBeforepay Group Limited announced that Ms Elizabeth Spooner of Automic Group has resigned as Joint Company Secretary of the Company, effective after close on 12 January 2024. Ms Chelsea Sheridan of the Automic Group will be appointed as Joint Company Secretary, effective immediately. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.お知らせ • Oct 23Beforepay Group Limited to Report Q1, 2024 Results on Oct 30, 2023Beforepay Group Limited announced that they will report Q1, 2024 results During-Market on Oct 30, 2023お知らせ • Oct 20Beforepay Group Limited, Annual General Meeting, Nov 22, 2023Beforepay Group Limited, Annual General Meeting, Nov 22, 2023, at 14:00 AUS Eastern Standard Time. Location: Automic Offices, Level 5, 126 Phillip Street Sydney New South Wales Australia Agenda: To receive and to consider the Annual Financial Report of the Company for the financial year ended 30 June 2023 together with the declaration of the Directors, the Directors' Report, the Remuneration Report and the Auditor's Report for that financial year; to Adoption of Remuneration Report; to re-election of director; to Approval of Additional 10% Capacity; to Adoption of Equity Incentive Plan; and to consider other matter.お知らせ • Aug 21Beforepay Group Limited to Report Fiscal Year 2023 Results on Aug 28, 2023Beforepay Group Limited announced that they will report fiscal year 2023 results Pre-Market on Aug 28, 2023Breakeven Date Change • Aug 07Forecast to breakeven in 2025The 2 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 52% per year to 2024. The company is expected to make a profit of AU$50.0k in 2025. Average annual earnings growth of 69% is required to achieve expected profit on schedule.お知らせ • Jul 23+ 1 more updateBeforepay Group Limited Announces the Step Down of Luke Bortoli as from the BoardBeforepay Group Limited (Beforepay) announced that Non-Executive Director Luke Bortoli has stated his intention not to seek re-election and to step down from the Board at the Annual General Meeting later this year to facilitate his renewed executive career. Mr. Bortoli has been a Director of the Group since January 2022 and currently serves as Chair of the Remuneration and Nominations Committee.Breakeven Date Change • Mar 31Forecast to breakeven in 2025The 3 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of AU$37.8k in 2025. Average annual earnings growth of 75% is required to achieve expected profit on schedule.Board Change • Jul 31High number of new directorsIndependent Non-Executive Director Luke Bortoli was the last director to join the board, commencing their role in 2022.株主還元B4PAU Consumer FinanceAU 市場7D0.8%-2.2%-1.8%1Y-14.3%-5.4%2.4%株主還元を見る業界別リターン: B4P過去 1 年間で-5.4 % の収益を上げたAustralian Consumer Finance業界を下回りました。リターン対市場: B4Pは、過去 1 年間で2.4 % のリターンを上げたAustralian市場を下回りました。価格変動Is B4P's price volatile compared to industry and market?B4P volatilityB4P Average Weekly Movement9.7%Consumer Finance Industry Average Movement5.3%Market Average Movement10.0%10% most volatile stocks in AU Market17.2%10% least volatile stocks in AU Market4.0%安定した株価: B4P 、 Australian市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: B4Pの 週次ボラティリティ ( 10% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト201943Jamie Twisswww.beforepay.com.auビフォアペイ・グループ・リミテッド（Beforepay Group Limited）は、給与前払いという方法で顧客に金融を提供している。同社は2019年に法人化され、オーストラリアのシドニーを拠点としている。もっと見るBeforepay Group Limited 基礎のまとめBeforepay Group の収益と売上を時価総額と比較するとどうか。B4P 基礎統計学時価総額AU$62.74m収益（TTM）AU$8.14m売上高(TTM)AU$43.91m7.7xPER（株価収益率1.4xP/SレシオB4P は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計B4P 損益計算書（TTM）収益AU$43.91m売上原価AU$1.75m売上総利益AU$42.16mその他の費用AU$34.02m収益AU$8.14m直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）0.16グロス・マージン96.02%純利益率18.54%有利子負債／自己資本比率69.0%B4P の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/21 11:21終値2026/06/19 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Beforepay Group Limited 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Larry GandlerShaw and Partners Limited
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 21Beforepay Group Limited to Report Q3, 2026 Results on Apr 28, 2026Beforepay Group Limited announced that they will report Q3, 2026 results Pre-Market on Apr 28, 2026
お知らせ • Feb 19Beforepay Group Limited to Report First Half, 2026 Results on Feb 26, 2026Beforepay Group Limited announced that they will report first half, 2026 results on Feb 26, 2026
お知らせ • Jan 20Beforepay Group Limited to Report Q2, 2026 Results on Jan 28, 2026Beforepay Group Limited announced that they will report Q2, 2026 results at 10:00 AM, AUS Eastern Standard Time on Jan 28, 2026
Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 21Beforepay Group Limited to Report Q3, 2026 Results on Apr 28, 2026Beforepay Group Limited announced that they will report Q3, 2026 results Pre-Market on Apr 28, 2026
お知らせ • Feb 19Beforepay Group Limited to Report First Half, 2026 Results on Feb 26, 2026Beforepay Group Limited announced that they will report first half, 2026 results on Feb 26, 2026
お知らせ • Jan 20Beforepay Group Limited to Report Q2, 2026 Results on Jan 28, 2026Beforepay Group Limited announced that they will report Q2, 2026 results at 10:00 AM, AUS Eastern Standard Time on Jan 28, 2026
Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 24Beforepay Group Limited, Annual General Meeting, Nov 26, 2025Beforepay Group Limited, Annual General Meeting, Nov 26, 2025. Location: at works boardroom, works by scentre group, level 5, 100 market street, nsw 2000, sydney Australia
お知らせ • Oct 15Beforepay Group Limited to Report Q1, 2026 Results on Oct 22, 2025Beforepay Group Limited announced that they will report Q1, 2026 results Pre-Market on Oct 22, 2025
Recent Insider Transactions • Aug 29Co-Founder recently sold AU$724k worth of stockOn the 26th of August, Fang Guo sold around 357k shares on-market at roughly AU$2.03 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth AU$1.8m. Fang has been a net seller over the last 12 months, reducing personal holdings by AU$2.9m.
お知らせ • Aug 19Beforepay Group Limited to Report Fiscal Year 2025 Results on Aug 26, 2025Beforepay Group Limited announced that they will report fiscal year 2025 results Pre-Market on Aug 26, 2025
Board Change • Aug 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jul 23Beforepay Group Limited to Report Q4, 2025 Results on Jul 29, 2025Beforepay Group Limited announced that they will report Q4, 2025 results Pre-Market on Jul 29, 2025
お知らせ • Apr 22Beforepay Group Limited to Report Q3, 2025 Results on Apr 29, 2025Beforepay Group Limited announced that they will report Q3, 2025 results Pre-Market on Apr 29, 2025
お知らせ • Mar 20Beforepay Group Limited ORDINARY FULLY PAID to Be Deleted from OTC EquityBeforepay Group Limited ORDINARY FULLY PAID (Australia) will be deleted from OTC Equity effective March 19, 2025, due to Inactive Security.
お知らせ • Feb 20Beforepay Group Limited to Report First Half, 2025 Results on Feb 27, 2025Beforepay Group Limited announced that they will report first half, 2025 results on Feb 27, 2025
Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 23Beforepay Group Limited to Report Q2, 2025 Results on Jan 30, 2025Beforepay Group Limited announced that they will report Q2, 2025 results Pre-Market on Jan 30, 2025
Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Oct 24Investor sentiment improves as stock rises 26%After last week's 26% share price gain to AU$1.05, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 144% over the past year.
New Risk • Oct 20New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). High level of non-cash earnings (21% accrual ratio). Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Significant insider selling over the past 3 months (AU$346k sold). Market cap is less than US$100m (AU$38.8m market cap, or US$26.0m).
お知らせ • Oct 18Beforepay Group Limited, Annual General Meeting, Nov 20, 2024Beforepay Group Limited, Annual General Meeting, Nov 20, 2024. Location: at automic offices, level 5, 126 phillip street, sydney nsw 2000 Australia
お知らせ • Oct 15Beforepay Group Limited to Report Q1, 2025 Results on Oct 22, 2024Beforepay Group Limited announced that they will report Q1, 2025 results on Oct 22, 2024
Recent Insider Transactions • Sep 27Co-Founder recently sold AU$346k worth of stockOn the 24th of September, Fang Guo sold around 500k shares on-market at roughly AU$0.69 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Fang's only on-market trade for the last 12 months.
Board Change • Aug 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jul 22Beforepay Group Limited to Report Q4, 2024 Results on Jul 29, 2024Beforepay Group Limited announced that they will report Q4, 2024 results Pre-Market on Jul 29, 2024
Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The 2 analysts covering Beforepay Group previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of AU$855.9k in 2025. Average annual earnings growth of 16% is required to achieve expected profit on schedule.
お知らせ • May 01Beforepay Group Limited Announces Executive ChangesBeforepay Group Limited announced Ms Chelsea Sheridan of Automic Group has resigned as Joint Company Secretary of the Company, effective immediately. Mr. David Hwang will be appointed as Joint Company Secretary, effective immediately. David is a corporate lawyer, company secretary and advisor to Boards and management of ASX listed entities. David regularly advises emerging and listed entities across a range of compliance, legal, governance and strategic matters. David is the Managing Director of Confidant Partners, which provides ASX compliance, corporate legal, company secretarial and Board advisory services. Prior to this, David was a senior executive at a leading integrated technology solutions and professional services provider, where he led Australia's largest outsourced company secretarial and legal team. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.
お知らせ • Apr 23Beforepay Group Limited to Report Q3, 2024 Results on Apr 29, 2024Beforepay Group Limited announced that they will report Q3, 2024 results Pre-Market on Apr 29, 2024
お知らせ • Feb 26Beforepay Group Limited to Report Q2, 2024 Results on Feb 26, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Feb 26, 2024
New Risk • Feb 20New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: AU$6.6m Forecast net loss in 3 years: AU$350k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (AU$350k net loss in 3 years). Market cap is less than US$100m (AU$22.8m market cap, or US$14.9m).
Breakeven Date Change • Feb 05Forecast breakeven date pushed back to 2026The analyst covering Beforepay Group previously expected the company to break even in 2025. New forecast suggests losses will reduce by 49% per year to 2025. The company is expected to make a profit of AU$200.0k in 2026. Average annual earnings growth of 72% is required to achieve expected profit on schedule.
お知らせ • Jan 22Beforepay Group Limited to Report Q2, 2024 Results on Jan 29, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Jan 29, 2024
お知らせ • Jan 15Beforepay Group Limited Announces Management ChangesBeforepay Group Limited announced that Ms Elizabeth Spooner of Automic Group has resigned as Joint Company Secretary of the Company, effective after close on 12 January 2024. Ms Chelsea Sheridan of the Automic Group will be appointed as Joint Company Secretary, effective immediately. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.
お知らせ • Oct 23Beforepay Group Limited to Report Q1, 2024 Results on Oct 30, 2023Beforepay Group Limited announced that they will report Q1, 2024 results During-Market on Oct 30, 2023
お知らせ • Oct 20Beforepay Group Limited, Annual General Meeting, Nov 22, 2023Beforepay Group Limited, Annual General Meeting, Nov 22, 2023, at 14:00 AUS Eastern Standard Time. Location: Automic Offices, Level 5, 126 Phillip Street Sydney New South Wales Australia Agenda: To receive and to consider the Annual Financial Report of the Company for the financial year ended 30 June 2023 together with the declaration of the Directors, the Directors' Report, the Remuneration Report and the Auditor's Report for that financial year; to Adoption of Remuneration Report; to re-election of director; to Approval of Additional 10% Capacity; to Adoption of Equity Incentive Plan; and to consider other matter.
お知らせ • Aug 21Beforepay Group Limited to Report Fiscal Year 2023 Results on Aug 28, 2023Beforepay Group Limited announced that they will report fiscal year 2023 results Pre-Market on Aug 28, 2023
Breakeven Date Change • Aug 07Forecast to breakeven in 2025The 2 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 52% per year to 2024. The company is expected to make a profit of AU$50.0k in 2025. Average annual earnings growth of 69% is required to achieve expected profit on schedule.
お知らせ • Jul 23+ 1 more updateBeforepay Group Limited Announces the Step Down of Luke Bortoli as from the BoardBeforepay Group Limited (Beforepay) announced that Non-Executive Director Luke Bortoli has stated his intention not to seek re-election and to step down from the Board at the Annual General Meeting later this year to facilitate his renewed executive career. Mr. Bortoli has been a Director of the Group since January 2022 and currently serves as Chair of the Remuneration and Nominations Committee.
Breakeven Date Change • Mar 31Forecast to breakeven in 2025The 3 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of AU$37.8k in 2025. Average annual earnings growth of 75% is required to achieve expected profit on schedule.
Board Change • Jul 31High number of new directorsIndependent Non-Executive Director Luke Bortoli was the last director to join the board, commencing their role in 2022.
