View ValuationBeforepay Group 将来の成長Future 基準チェック /26Beforepay Group利益と収益がそれぞれ年間8%と7.9%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に14.7% 4.6%なると予測されています。主要情報8.0%収益成長率4.57%EPS成長率Consumer Finance 収益成長16.4%収益成長率7.9%将来の株主資本利益率14.69%アナリストカバレッジLow最終更新日28 Apr 2026今後の成長に関する最新情報Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The 2 analysts covering Beforepay Group previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of AU$855.9k in 2025. Average annual earnings growth of 16% is required to achieve expected profit on schedule.Breakeven Date Change • Feb 05Forecast breakeven date pushed back to 2026The analyst covering Beforepay Group previously expected the company to break even in 2025. New forecast suggests losses will reduce by 49% per year to 2025. The company is expected to make a profit of AU$200.0k in 2026. Average annual earnings growth of 72% is required to achieve expected profit on schedule.Breakeven Date Change • Aug 07Forecast to breakeven in 2025The 2 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 52% per year to 2024. The company is expected to make a profit of AU$50.0k in 2025. Average annual earnings growth of 69% is required to achieve expected profit on schedule.Breakeven Date Change • Mar 31Forecast to breakeven in 2025The 3 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of AU$37.8k in 2025. Average annual earnings growth of 75% is required to achieve expected profit on schedule.すべての更新を表示Recent updatesお知らせ • 10hBeforepay Group Limited to Report Q4, 2026 Results on Jul 30, 2026Beforepay Group Limited announced that they will report Q4, 2026 results Pre-Market on Jul 30, 2026Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 21Beforepay Group Limited to Report Q3, 2026 Results on Apr 28, 2026Beforepay Group Limited announced that they will report Q3, 2026 results Pre-Market on Apr 28, 2026お知らせ • Feb 19Beforepay Group Limited to Report First Half, 2026 Results on Feb 26, 2026Beforepay Group Limited announced that they will report first half, 2026 results on Feb 26, 2026お知らせ • Jan 20Beforepay Group Limited to Report Q2, 2026 Results on Jan 28, 2026Beforepay Group Limited announced that they will report Q2, 2026 results at 10:00 AM, AUS Eastern Standard Time on Jan 28, 2026Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Oct 24Beforepay Group Limited, Annual General Meeting, Nov 26, 2025Beforepay Group Limited, Annual General Meeting, Nov 26, 2025. Location: at works boardroom, works by scentre group, level 5, 100 market street, nsw 2000, sydney Australiaお知らせ • Oct 15Beforepay Group Limited to Report Q1, 2026 Results on Oct 22, 2025Beforepay Group Limited announced that they will report Q1, 2026 results Pre-Market on Oct 22, 2025Recent Insider Transactions • Aug 29Co-Founder recently sold AU$724k worth of stockOn the 26th of August, Fang Guo sold around 357k shares on-market at roughly AU$2.03 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth AU$1.8m. Fang has been a net seller over the last 12 months, reducing personal holdings by AU$2.9m.お知らせ • Aug 19Beforepay Group Limited to Report Fiscal Year 2025 Results on Aug 26, 2025Beforepay Group Limited announced that they will report fiscal year 2025 results Pre-Market on Aug 26, 2025Board Change • Aug 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jul 23Beforepay Group Limited to Report Q4, 2025 Results on Jul 29, 2025Beforepay Group Limited announced that they will report Q4, 2025 results Pre-Market on Jul 29, 2025お知らせ • Apr 22Beforepay Group Limited to Report Q3, 2025 Results on Apr 29, 2025Beforepay Group Limited announced that they will report Q3, 2025 results Pre-Market on Apr 29, 2025お知らせ • Mar 20Beforepay Group Limited ORDINARY FULLY PAID to Be Deleted from OTC EquityBeforepay Group Limited ORDINARY FULLY PAID (Australia) will be deleted from OTC Equity effective March 19, 2025, due to Inactive Security.お知らせ • Feb 20Beforepay Group Limited to Report First Half, 2025 Results on Feb 27, 2025Beforepay Group Limited announced that they will report first half, 2025 results on Feb 27, 2025Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jan 23Beforepay Group Limited to Report Q2, 2025 Results on Jan 30, 2025Beforepay Group Limited announced that they will report Q2, 2025 results Pre-Market on Jan 30, 2025Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Oct 24Investor sentiment improves as stock rises 26%After last week's 26% share price gain to AU$1.05, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 144% over the past year.New Risk • Oct 20New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). High level of non-cash earnings (21% accrual ratio). Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Significant insider selling over the past 3 months (AU$346k sold). Market cap is less than US$100m (AU$38.8m market cap, or US$26.0m).お知らせ • Oct 18Beforepay Group Limited, Annual General Meeting, Nov 20, 2024Beforepay Group Limited, Annual General Meeting, Nov 20, 2024. Location: at automic offices, level 5, 126 phillip street, sydney nsw 2000 Australiaお知らせ • Oct 15Beforepay Group Limited to Report Q1, 2025 Results on Oct 22, 2024Beforepay Group Limited announced that they will report Q1, 2025 results on Oct 22, 2024Recent Insider Transactions • Sep 27Co-Founder recently sold AU$346k worth of stockOn the 24th of September, Fang Guo sold around 500k shares on-market at roughly AU$0.69 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Fang's only on-market trade for the last 12 months.Board Change • Aug 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jul 22Beforepay Group Limited to Report Q4, 2024 Results on Jul 29, 2024Beforepay Group Limited announced that they will report Q4, 2024 results Pre-Market on Jul 29, 2024Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The 2 analysts covering Beforepay Group previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of AU$855.9k in 2025. Average annual earnings growth of 16% is required to achieve expected profit on schedule.お知らせ • May 01Beforepay Group Limited Announces Executive ChangesBeforepay Group Limited announced Ms Chelsea Sheridan of Automic Group has resigned as Joint Company Secretary of the Company, effective immediately. Mr. David Hwang will be appointed as Joint Company Secretary, effective immediately. David is a corporate lawyer, company secretary and advisor to Boards and management of ASX listed entities. David regularly advises emerging and listed entities across a range of compliance, legal, governance and strategic matters. David is the Managing Director of Confidant Partners, which provides ASX compliance, corporate legal, company secretarial and Board advisory services. Prior to this, David was a senior executive at a leading integrated technology solutions and professional services provider, where he led Australia's largest outsourced company secretarial and legal team. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.お知らせ • Apr 23Beforepay Group Limited to Report Q3, 2024 Results on Apr 29, 2024Beforepay Group Limited announced that they will report Q3, 2024 results Pre-Market on Apr 29, 2024お知らせ • Feb 26Beforepay Group Limited to Report Q2, 2024 Results on Feb 26, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Feb 26, 2024New Risk • Feb 20New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: AU$6.6m Forecast net loss in 3 years: AU$350k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (AU$350k net loss in 3 years). Market cap is less than US$100m (AU$22.8m market cap, or US$14.9m).Breakeven Date Change • Feb 05Forecast breakeven date pushed back to 2026The analyst covering Beforepay Group previously expected the company to break even in 2025. New forecast suggests losses will reduce by 49% per year to 2025. The company is expected to make a profit of AU$200.0k in 2026. Average annual earnings growth of 72% is required to achieve expected profit on schedule.お知らせ • Jan 22Beforepay Group Limited to Report Q2, 2024 Results on Jan 29, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Jan 29, 2024お知らせ • Jan 15Beforepay Group Limited Announces Management ChangesBeforepay Group Limited announced that Ms Elizabeth Spooner of Automic Group has resigned as Joint Company Secretary of the Company, effective after close on 12 January 2024. Ms Chelsea Sheridan of the Automic Group will be appointed as Joint Company Secretary, effective immediately. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.お知らせ • Oct 23Beforepay Group Limited to Report Q1, 2024 Results on Oct 30, 2023Beforepay Group Limited announced that they will report Q1, 2024 results During-Market on Oct 30, 2023お知らせ • Oct 20Beforepay Group Limited, Annual General Meeting, Nov 22, 2023Beforepay Group Limited, Annual General Meeting, Nov 22, 2023, at 14:00 AUS Eastern Standard Time. Location: Automic Offices, Level 5, 126 Phillip Street Sydney New South Wales Australia Agenda: To receive and to consider the Annual Financial Report of the Company for the financial year ended 30 June 2023 together with the declaration of the Directors, the Directors' Report, the Remuneration Report and the Auditor's Report for that financial year; to Adoption of Remuneration Report; to re-election of director; to Approval of Additional 10% Capacity; to Adoption of Equity Incentive Plan; and to consider other matter.お知らせ • Aug 21Beforepay Group Limited to Report Fiscal Year 2023 Results on Aug 28, 2023Beforepay Group Limited announced that they will report fiscal year 2023 results Pre-Market on Aug 28, 2023Breakeven Date Change • Aug 07Forecast to breakeven in 2025The 2 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 52% per year to 2024. The company is expected to make a profit of AU$50.0k in 2025. Average annual earnings growth of 69% is required to achieve expected profit on schedule.お知らせ • Jul 23+ 1 more updateBeforepay Group Limited Announces the Step Down of Luke Bortoli as from the BoardBeforepay Group Limited (Beforepay) announced that Non-Executive Director Luke Bortoli has stated his intention not to seek re-election and to step down from the Board at the Annual General Meeting later this year to facilitate his renewed executive career. Mr. Bortoli has been a Director of the Group since January 2022 and currently serves as Chair of the Remuneration and Nominations Committee.Breakeven Date Change • Mar 31Forecast to breakeven in 2025The 3 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of AU$37.8k in 2025. Average annual earnings growth of 75% is required to achieve expected profit on schedule.Board Change • Jul 31High number of new directorsIndependent Non-Executive Director Luke Bortoli was the last director to join the board, commencing their role in 2022.業績と収益の成長予測CHIA:B4P - アナリストの将来予測と過去の財務データ ( )AUD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数6/30/20295910N/AN/A16/30/2028571071016/30/202754100316/30/2026487-4-1112/31/2025448-22N/A9/30/202542703N/A6/30/202540715N/A3/31/2025396-21N/A12/31/2024374-6-3N/A9/30/2024364-6-4N/A6/30/2024354-5-4N/A3/31/2024352-3-3N/A12/31/2023340-2-2N/A9/30/202332-3-10-10N/A6/30/202331-7-19-19N/A3/31/202327-10-27-27N/A12/31/202224-14-36-36N/A9/30/202220-22-36-36N/A6/30/202215-29-36-36N/A3/31/202212-32-35-35N/A12/31/202110-35-34-34N/A9/30/20217-27-28-27N/A6/30/20215-19-21-21N/A6/30/20200-1-1-1N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: B4Pの予測収益成長率 (年間8% ) は 貯蓄率 ( 3.6% ) を上回っています。収益対市場: B4Pの収益 ( 8% ) Australian市場 ( 11.4% ) よりも低い成長が予測されています。高成長収益: B4Pの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: B4Pの収益 ( 7.9% ) Australian市場 ( 5.7% ) よりも速いペースで成長すると予測されています。高い収益成長: B4Pの収益 ( 7.9% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: B4Pの 自己資本利益率 は、3年後には低くなると予測されています ( 14.7 %)。成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/22 11:57終値2026/07/22 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Beforepay Group Limited 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Larry GandlerShaw and Partners Limited
Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The 2 analysts covering Beforepay Group previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of AU$855.9k in 2025. Average annual earnings growth of 16% is required to achieve expected profit on schedule.
Breakeven Date Change • Feb 05Forecast breakeven date pushed back to 2026The analyst covering Beforepay Group previously expected the company to break even in 2025. New forecast suggests losses will reduce by 49% per year to 2025. The company is expected to make a profit of AU$200.0k in 2026. Average annual earnings growth of 72% is required to achieve expected profit on schedule.
Breakeven Date Change • Aug 07Forecast to breakeven in 2025The 2 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 52% per year to 2024. The company is expected to make a profit of AU$50.0k in 2025. Average annual earnings growth of 69% is required to achieve expected profit on schedule.
Breakeven Date Change • Mar 31Forecast to breakeven in 2025The 3 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of AU$37.8k in 2025. Average annual earnings growth of 75% is required to achieve expected profit on schedule.
お知らせ • 10hBeforepay Group Limited to Report Q4, 2026 Results on Jul 30, 2026Beforepay Group Limited announced that they will report Q4, 2026 results Pre-Market on Jul 30, 2026
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 21Beforepay Group Limited to Report Q3, 2026 Results on Apr 28, 2026Beforepay Group Limited announced that they will report Q3, 2026 results Pre-Market on Apr 28, 2026
お知らせ • Feb 19Beforepay Group Limited to Report First Half, 2026 Results on Feb 26, 2026Beforepay Group Limited announced that they will report first half, 2026 results on Feb 26, 2026
お知らせ • Jan 20Beforepay Group Limited to Report Q2, 2026 Results on Jan 28, 2026Beforepay Group Limited announced that they will report Q2, 2026 results at 10:00 AM, AUS Eastern Standard Time on Jan 28, 2026
Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 24Beforepay Group Limited, Annual General Meeting, Nov 26, 2025Beforepay Group Limited, Annual General Meeting, Nov 26, 2025. Location: at works boardroom, works by scentre group, level 5, 100 market street, nsw 2000, sydney Australia
お知らせ • Oct 15Beforepay Group Limited to Report Q1, 2026 Results on Oct 22, 2025Beforepay Group Limited announced that they will report Q1, 2026 results Pre-Market on Oct 22, 2025
Recent Insider Transactions • Aug 29Co-Founder recently sold AU$724k worth of stockOn the 26th of August, Fang Guo sold around 357k shares on-market at roughly AU$2.03 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth AU$1.8m. Fang has been a net seller over the last 12 months, reducing personal holdings by AU$2.9m.
お知らせ • Aug 19Beforepay Group Limited to Report Fiscal Year 2025 Results on Aug 26, 2025Beforepay Group Limited announced that they will report fiscal year 2025 results Pre-Market on Aug 26, 2025
Board Change • Aug 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jul 23Beforepay Group Limited to Report Q4, 2025 Results on Jul 29, 2025Beforepay Group Limited announced that they will report Q4, 2025 results Pre-Market on Jul 29, 2025
お知らせ • Apr 22Beforepay Group Limited to Report Q3, 2025 Results on Apr 29, 2025Beforepay Group Limited announced that they will report Q3, 2025 results Pre-Market on Apr 29, 2025
お知らせ • Mar 20Beforepay Group Limited ORDINARY FULLY PAID to Be Deleted from OTC EquityBeforepay Group Limited ORDINARY FULLY PAID (Australia) will be deleted from OTC Equity effective March 19, 2025, due to Inactive Security.
お知らせ • Feb 20Beforepay Group Limited to Report First Half, 2025 Results on Feb 27, 2025Beforepay Group Limited announced that they will report first half, 2025 results on Feb 27, 2025
Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 23Beforepay Group Limited to Report Q2, 2025 Results on Jan 30, 2025Beforepay Group Limited announced that they will report Q2, 2025 results Pre-Market on Jan 30, 2025
Board Change • Dec 24Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Oct 24Investor sentiment improves as stock rises 26%After last week's 26% share price gain to AU$1.05, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 144% over the past year.
New Risk • Oct 20New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). High level of non-cash earnings (21% accrual ratio). Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Significant insider selling over the past 3 months (AU$346k sold). Market cap is less than US$100m (AU$38.8m market cap, or US$26.0m).
お知らせ • Oct 18Beforepay Group Limited, Annual General Meeting, Nov 20, 2024Beforepay Group Limited, Annual General Meeting, Nov 20, 2024. Location: at automic offices, level 5, 126 phillip street, sydney nsw 2000 Australia
お知らせ • Oct 15Beforepay Group Limited to Report Q1, 2025 Results on Oct 22, 2024Beforepay Group Limited announced that they will report Q1, 2025 results on Oct 22, 2024
Recent Insider Transactions • Sep 27Co-Founder recently sold AU$346k worth of stockOn the 24th of September, Fang Guo sold around 500k shares on-market at roughly AU$0.69 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Fang's only on-market trade for the last 12 months.
Board Change • Aug 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jul 22Beforepay Group Limited to Report Q4, 2024 Results on Jul 29, 2024Beforepay Group Limited announced that they will report Q4, 2024 results Pre-Market on Jul 29, 2024
Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The 2 analysts covering Beforepay Group previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of AU$855.9k in 2025. Average annual earnings growth of 16% is required to achieve expected profit on schedule.
お知らせ • May 01Beforepay Group Limited Announces Executive ChangesBeforepay Group Limited announced Ms Chelsea Sheridan of Automic Group has resigned as Joint Company Secretary of the Company, effective immediately. Mr. David Hwang will be appointed as Joint Company Secretary, effective immediately. David is a corporate lawyer, company secretary and advisor to Boards and management of ASX listed entities. David regularly advises emerging and listed entities across a range of compliance, legal, governance and strategic matters. David is the Managing Director of Confidant Partners, which provides ASX compliance, corporate legal, company secretarial and Board advisory services. Prior to this, David was a senior executive at a leading integrated technology solutions and professional services provider, where he led Australia's largest outsourced company secretarial and legal team. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.
お知らせ • Apr 23Beforepay Group Limited to Report Q3, 2024 Results on Apr 29, 2024Beforepay Group Limited announced that they will report Q3, 2024 results Pre-Market on Apr 29, 2024
お知らせ • Feb 26Beforepay Group Limited to Report Q2, 2024 Results on Feb 26, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Feb 26, 2024
New Risk • Feb 20New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: AU$6.6m Forecast net loss in 3 years: AU$350k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (AU$350k net loss in 3 years). Market cap is less than US$100m (AU$22.8m market cap, or US$14.9m).
Breakeven Date Change • Feb 05Forecast breakeven date pushed back to 2026The analyst covering Beforepay Group previously expected the company to break even in 2025. New forecast suggests losses will reduce by 49% per year to 2025. The company is expected to make a profit of AU$200.0k in 2026. Average annual earnings growth of 72% is required to achieve expected profit on schedule.
お知らせ • Jan 22Beforepay Group Limited to Report Q2, 2024 Results on Jan 29, 2024Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Jan 29, 2024
お知らせ • Jan 15Beforepay Group Limited Announces Management ChangesBeforepay Group Limited announced that Ms Elizabeth Spooner of Automic Group has resigned as Joint Company Secretary of the Company, effective after close on 12 January 2024. Ms Chelsea Sheridan of the Automic Group will be appointed as Joint Company Secretary, effective immediately. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company.
お知らせ • Oct 23Beforepay Group Limited to Report Q1, 2024 Results on Oct 30, 2023Beforepay Group Limited announced that they will report Q1, 2024 results During-Market on Oct 30, 2023
お知らせ • Oct 20Beforepay Group Limited, Annual General Meeting, Nov 22, 2023Beforepay Group Limited, Annual General Meeting, Nov 22, 2023, at 14:00 AUS Eastern Standard Time. Location: Automic Offices, Level 5, 126 Phillip Street Sydney New South Wales Australia Agenda: To receive and to consider the Annual Financial Report of the Company for the financial year ended 30 June 2023 together with the declaration of the Directors, the Directors' Report, the Remuneration Report and the Auditor's Report for that financial year; to Adoption of Remuneration Report; to re-election of director; to Approval of Additional 10% Capacity; to Adoption of Equity Incentive Plan; and to consider other matter.
お知らせ • Aug 21Beforepay Group Limited to Report Fiscal Year 2023 Results on Aug 28, 2023Beforepay Group Limited announced that they will report fiscal year 2023 results Pre-Market on Aug 28, 2023
Breakeven Date Change • Aug 07Forecast to breakeven in 2025The 2 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 52% per year to 2024. The company is expected to make a profit of AU$50.0k in 2025. Average annual earnings growth of 69% is required to achieve expected profit on schedule.
お知らせ • Jul 23+ 1 more updateBeforepay Group Limited Announces the Step Down of Luke Bortoli as from the BoardBeforepay Group Limited (Beforepay) announced that Non-Executive Director Luke Bortoli has stated his intention not to seek re-election and to step down from the Board at the Annual General Meeting later this year to facilitate his renewed executive career. Mr. Bortoli has been a Director of the Group since January 2022 and currently serves as Chair of the Remuneration and Nominations Committee.
Breakeven Date Change • Mar 31Forecast to breakeven in 2025The 3 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of AU$37.8k in 2025. Average annual earnings growth of 75% is required to achieve expected profit on schedule.
Board Change • Jul 31High number of new directorsIndependent Non-Executive Director Luke Bortoli was the last director to join the board, commencing their role in 2022.