FSA Group（FSA）株式概要FSAグループ・リミテッドは、その子会社とともに、オーストラリアの個人および企業に支払手配および直接融資サービスを提供している。 詳細FSA ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長0/6過去の実績3/6財務の健全性2/6配当金4/6報酬株価収益率（ 12.2 x） Australian市場（ 17.6 x）を下回っています。過去1年間で収益は58.8%増加しました リスク分析負債は営業キャッシュフローで十分にカバーされていない 過去5年間で収益は年間18.5%減少しました。 不安定な配当実績 財務結果に影響を与える大きな一時的項目 すべてのリスクチェックを見るFSA Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW486,488 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA486,488 investors already sharing narrativesYour Fair ValueAU$Current PriceAU$1.27118.1% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture070m2016201920222025202620282031Revenue AU$44.7mEarnings AU$9.9mAdvancedSet Fair ValueView all narrativesFSA Group Limited 競合他社Humm GroupSymbol: ASX:HUMMarket cap: AU$211.9mCash Converters InternationalSymbol: ASX:CCVMarket cap: AU$231.2mPlenti GroupSymbol: ASX:PLTMarket cap: AU$152.1mSolvarSymbol: ASX:SVRMarket cap: AU$300.4m価格と性能株価の高値、安値、推移の概要FSA Group過去の株価現在の株価AU$1.2752週高値AU$1.4052週安値AU$0.93ベータ0.241ヶ月の変化-5.60%3ヶ月変化10.00%1年変化33.86%3年間の変化26.50%5年間の変化18.22%IPOからの変化644.12%最新ニュースValuation Update With 7 Day Price Move • May 25Investor sentiment improves as stock rises 15%After last week's 15% share price gain to AU$1.35, the stock trades at a trailing P/E ratio of 12.9x. Average trailing P/E is 9x in the Consumer Finance industry in Australia. Total returns to shareholders of 65% over the past three years.New Risk • Mar 23New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: AU$142.8m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.6% operating cash flow to total debt). Earnings have declined by 18% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Large one-off items impacting financial results. Market cap is less than US$100m (AU$142.8m market cap, or US$99.9m).Declared Dividend • Feb 21First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 25th February 2026 Payment date: 5th March 2026 Dividend yield will be 5.7%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by both earnings (67% earnings payout ratio) and cash flows (36% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 26% to shift the payout ratio to a potentially unsustainable range, which is more than the 7.6% EPS decline seen over the last 5 years.Valuation Update With 7 Day Price Move • Nov 10Investor sentiment improves as stock rises 18%After last week's 18% share price gain to AU$1.27, the stock trades at a trailing P/E ratio of 15x. Average trailing P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 48% over the past three years.お知らせ • Oct 20FSA Group Limited, Annual General Meeting, Nov 20, 2025FSA Group Limited, Annual General Meeting, Nov 20, 2025. Location: level 13, 1 oxford street, darlinghurst nsw 2010 AustraliaDeclared Dividend • Aug 16Final dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 20th August 2025 Payment date: 28th August 2025 Dividend yield will be 6.9%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is covered by both earnings (81% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 10% to shift the payout ratio to a potentially unsustainable range, which is more than the 8.4% EPS decline seen over the last 5 years.最新情報をもっと見るRecent updatesValuation Update With 7 Day Price Move • May 25Investor sentiment improves as stock rises 15%After last week's 15% share price gain to AU$1.35, the stock trades at a trailing P/E ratio of 12.9x. Average trailing P/E is 9x in the Consumer Finance industry in Australia. Total returns to shareholders of 65% over the past three years.New Risk • Mar 23New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: AU$142.8m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.6% operating cash flow to total debt). Earnings have declined by 18% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Large one-off items impacting financial results. Market cap is less than US$100m (AU$142.8m market cap, or US$99.9m).Declared Dividend • Feb 21First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 25th February 2026 Payment date: 5th March 2026 Dividend yield will be 5.7%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by both earnings (67% earnings payout ratio) and cash flows (36% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 26% to shift the payout ratio to a potentially unsustainable range, which is more than the 7.6% EPS decline seen over the last 5 years.Valuation Update With 7 Day Price Move • Nov 10Investor sentiment improves as stock rises 18%After last week's 18% share price gain to AU$1.27, the stock trades at a trailing P/E ratio of 15x. Average trailing P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 48% over the past three years.お知らせ • Oct 20FSA Group Limited, Annual General Meeting, Nov 20, 2025FSA Group Limited, Annual General Meeting, Nov 20, 2025. Location: level 13, 1 oxford street, darlinghurst nsw 2010 AustraliaDeclared Dividend • Aug 16Final dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 20th August 2025 Payment date: 28th August 2025 Dividend yield will be 6.9%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is covered by both earnings (81% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 10% to shift the payout ratio to a potentially unsustainable range, which is more than the 8.4% EPS decline seen over the last 5 years.Buy Or Sell Opportunity • Apr 07Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.3% to AU$0.79. The fair value is estimated to be AU$1.00, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 3.0% over the last 3 years. Earnings per share has declined by 34%.Declared Dividend • Feb 27First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 3rd March 2025 Payment date: 11th March 2025 Dividend yield will be 7.6%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is not covered by earnings (105% earnings payout ratio). However, it is well covered by cash flows (48% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 17% to bring the payout ratio under control. However, EPS has declined by 11% over the last 5 years so the company would need to reverse this trend.お知らせ • Oct 17FSA Group Limited, Annual General Meeting, Nov 22, 2024FSA Group Limited, Annual General Meeting, Nov 22, 2024. Location: level 13, 1 oxford street, darlinghurst nsw 2010, Australia分析記事 • Aug 28FSA Group (ASX:FSA) Is Paying Out A Dividend Of A$0.035FSA Group Limited ( ASX:FSA ) will pay a dividend of A$0.035 on the 9th of September. Based on this payment, the...Declared Dividend • Aug 28Final dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 30th August 2024 Payment date: 9th September 2024 Dividend yield will be 7.6%, which is higher than the industry average of 5.7%. Sustainability & Growth The dividend has increased over the past 10 years. However, payments have been volatile during that time.お知らせ • Aug 26FSA Group Limited Announces Ordinary Dividend for the Six Months Ended June 30, 2024, Payable on September 9,2024FSA Group Limited announced an ordinary dividend of AUD 0.035 per share for the six months ended June 30, 2024. The payment date is September 9, 2024, ex-date is August 30, 2024. Record date is September 2, 2024.Declared Dividend • Mar 02First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 7th March 2024 Payment date: 15th March 2024 Dividend yield will be 7.2%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is not covered by earnings (104% earnings payout ratio). However, it is well covered by cash flows (49% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 16% to bring the payout ratio under control. However, EPS has declined by 11% over the last 5 years so the company would need to reverse this trend.New Risk • Mar 01New major risk - Revenue and earnings growthEarnings have declined by 3.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.8% operating cash flow to total debt). Earnings have declined by 3.6% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (104% payout ratio). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (17% net profit margin). Market cap is less than US$100m (AU$114.7m market cap, or US$74.5m).Buy Or Sell Opportunity • Jan 22Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.1% to AU$0.95. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.Buying Opportunity • Jan 09Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 4.5%. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.Buying Opportunity • Dec 01Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 5.0%. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.Buying Opportunity • Oct 19Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 4.0%. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.お知らせ • Aug 19FSA Group Limited Announces Ordinary Dividend for the Six Months Ended June 30, 2023, Payment Date Is August 31, 2023FSA Group Limited announced an ordinary dividend of AUD 0.035 per share for the six months ended June 30, 2023. The payment date is August 31, 2023, ex-date is August 23, 2023. Record date is August 24, 2023.お知らせ • Aug 18FSA Group Limited, Annual General Meeting, Nov 24, 2023FSA Group Limited, Annual General Meeting, Nov 24, 2023, at 14:00 E. Australia Standard Time. Location: Sydney Sydney AustraliaBoard Change • Nov 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 4 non-independent directors. CFO, Company Secretary & Director Cellina Chen was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Oct 25+ 1 more updateFSA Group Limited Proposes the Retirement of David Bower from BoardFSA Group Limited at its AGM to be held on 24 November 2022 proposed to the retirement of Mr. David Bower from Board at the conclusion of the 2022 Annual General Meeting.お知らせ • Oct 19FSA Group Limited Appoints Cellina Z. Chen as DirectorFSA Group Limited announced the appointment of Cellina Z. Chen as Director. Date of appointment is 17 October 2022.Buying Opportunity • Oct 11Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 3.9%. The fair value is estimated to be AU$1.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 6.3% over the last 3 years. Earnings per share has grown by 8.8%.お知らせ • Aug 12FSA Group Limited Announces Ordinary Dividend for the Six Months Ended June 30, 2022, Payable on August 30, 2022FSA Group Limited announced an ordinary dividend of AUD 0.035 per share for the six months ended June 30, 2022. The payment date is August 30, 2022, ex-date is August 17, 2022. Record date is August 18, 2022.Buying Opportunity • Jul 12Now 21% undervaluedOver the last 90 days, the stock is up 1.8%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.Buying Opportunity • Jun 06Now 21% undervaluedOver the last 90 days, the stock is up 15%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.Buying Opportunity • May 09Now 21% undervaluedOver the last 90 days, the stock is up 8.5%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.Board Change • Apr 27No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 1 experienced director. 2 highly experienced directors. No independent directors (3 non-independent directors). Non-Executive Chairman David Bower was the last director to join the board, commencing their role in 2015. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.Buying Opportunity • Apr 04Now 21% undervaluedOver the last 90 days, the stock is up 7.0%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.お知らせ • Feb 17FSA Group Limited Announces Dividend for the Six Months Ended December 31, 2021, Payable on March 10, 2022FSA Group Limited announced dividend of AUD 0.03500000 per share for the six months ended December 31, 2021. Ex Date is February 23, 2022. Record Date is February 24, 2022. Payment Date is March 10, 2022.FSA Group Limited announced dividend of AUD 0.03000000 per share for the six months ended December 31, 2020. Ex Date is February 11, 2021. Record Date is February 12, 2021. Payment Date is February 26, 2021.Buying Opportunity • Feb 17Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 1.4%. The fair value is estimated to be AU$1.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 15% per annum over the last 3 years.分析記事 • Mar 30Here's Why I Think FSA Group (ASX:FSA) Might Deserve Your Attention TodayLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...分析記事 • Feb 28How Much Of FSA Group Limited (ASX:FSA) Do Insiders Own?Every investor in FSA Group Limited ( ASX:FSA ) should be aware of the most powerful shareholder groups. Generally...分析記事 • Jan 10If You Had Bought FSA Group's (ASX:FSA) Shares Three Years Ago You Would Be Down 29%As an investor its worth striving to ensure your overall portfolio beats the market average. But its virtually certain...分析記事 • Nov 29Do Institutions Own FSA Group Limited (ASX:FSA) Shares?The big shareholder groups in FSA Group Limited (ASX:FSA) have power over the company. Generally speaking, as a...Is New 90 Day High Low • Nov 27New 90-day high: AU$1.15The company is up 13% from its price of AU$1.01 on 26 August 2020. The Australian market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is down 12% over the same period.株主還元FSAAU Consumer FinanceAU 市場7D-2.7%3.1%2.0%1Y33.9%-16.7%3.1%株主還元を見る業界別リターン: FSA過去 1 年間で-13.9 % の収益を上げたAustralian Consumer Finance業界を上回りました。リターン対市場: FSA過去 1 年間で2.8 % の収益を上げたAustralian市場を上回りました。価格変動Is FSA's price volatile compared to industry and market?FSA volatilityFSA Average Weekly Movement7.1%Consumer Finance Industry Average Movement6.3%Market Average Movement9.6%10% most volatile stocks in AU Market16.8%10% least volatile stocks in AU Market3.9%安定した株価: FSA 、 Australian市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: FSAの 週次ボラティリティ ( 7% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト200095n/awww.fsagroup.com.auFSAグループ・リミテッドはその子会社とともに、オーストラリアの個人および法人に支払手配および直接融資サービスを提供している。住宅ローン・資産金融、個人ローン、その他分野で事業を展開。同社は債務契約や非公式アレンジメント、個人破産契約、破産サービスを提供している。また、住宅ローン、自動車ローン、無担保個人ローン、アセット・ファイナンス・レンディング、会計・税務サービスも提供している。2000年に法人化され、本社はオーストラリアのダーリンハーストにある。もっと見るFSA Group Limited 基礎のまとめFSA Group の収益と売上を時価総額と比較するとどうか。FSA 基礎統計学時価総額AU$155.88m収益（TTM）AU$12.81m売上高(TTM)AU$57.71m12.2xPER（株価収益率2.7xP/SレシオFSA は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計FSA 損益計算書（TTM）収益AU$57.71m売上原価AU$6.14m売上総利益AU$51.57mその他の費用AU$38.76m収益AU$12.81m直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）0.10グロス・マージン89.37%純利益率22.20%有利子負債／自己資本比率881.3%FSA の長期的なパフォーマンスは？過去の実績と比較を見る配当金5.5%現在の配当利回り67%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/04 06:16終値2026/08/04 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋FSA Group Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Valuation Update With 7 Day Price Move • May 25Investor sentiment improves as stock rises 15%After last week's 15% share price gain to AU$1.35, the stock trades at a trailing P/E ratio of 12.9x. Average trailing P/E is 9x in the Consumer Finance industry in Australia. Total returns to shareholders of 65% over the past three years.
New Risk • Mar 23New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: AU$142.8m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.6% operating cash flow to total debt). Earnings have declined by 18% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Large one-off items impacting financial results. Market cap is less than US$100m (AU$142.8m market cap, or US$99.9m).
Declared Dividend • Feb 21First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 25th February 2026 Payment date: 5th March 2026 Dividend yield will be 5.7%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by both earnings (67% earnings payout ratio) and cash flows (36% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 26% to shift the payout ratio to a potentially unsustainable range, which is more than the 7.6% EPS decline seen over the last 5 years.
Valuation Update With 7 Day Price Move • Nov 10Investor sentiment improves as stock rises 18%After last week's 18% share price gain to AU$1.27, the stock trades at a trailing P/E ratio of 15x. Average trailing P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 48% over the past three years.
お知らせ • Oct 20FSA Group Limited, Annual General Meeting, Nov 20, 2025FSA Group Limited, Annual General Meeting, Nov 20, 2025. Location: level 13, 1 oxford street, darlinghurst nsw 2010 Australia
Declared Dividend • Aug 16Final dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 20th August 2025 Payment date: 28th August 2025 Dividend yield will be 6.9%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is covered by both earnings (81% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 10% to shift the payout ratio to a potentially unsustainable range, which is more than the 8.4% EPS decline seen over the last 5 years.
Valuation Update With 7 Day Price Move • May 25Investor sentiment improves as stock rises 15%After last week's 15% share price gain to AU$1.35, the stock trades at a trailing P/E ratio of 12.9x. Average trailing P/E is 9x in the Consumer Finance industry in Australia. Total returns to shareholders of 65% over the past three years.
New Risk • Mar 23New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: AU$142.8m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.6% operating cash flow to total debt). Earnings have declined by 18% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Large one-off items impacting financial results. Market cap is less than US$100m (AU$142.8m market cap, or US$99.9m).
Declared Dividend • Feb 21First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 25th February 2026 Payment date: 5th March 2026 Dividend yield will be 5.7%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by both earnings (67% earnings payout ratio) and cash flows (36% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 26% to shift the payout ratio to a potentially unsustainable range, which is more than the 7.6% EPS decline seen over the last 5 years.
Valuation Update With 7 Day Price Move • Nov 10Investor sentiment improves as stock rises 18%After last week's 18% share price gain to AU$1.27, the stock trades at a trailing P/E ratio of 15x. Average trailing P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 48% over the past three years.
お知らせ • Oct 20FSA Group Limited, Annual General Meeting, Nov 20, 2025FSA Group Limited, Annual General Meeting, Nov 20, 2025. Location: level 13, 1 oxford street, darlinghurst nsw 2010 Australia
Declared Dividend • Aug 16Final dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 20th August 2025 Payment date: 28th August 2025 Dividend yield will be 6.9%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is covered by both earnings (81% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 10% to shift the payout ratio to a potentially unsustainable range, which is more than the 8.4% EPS decline seen over the last 5 years.
Buy Or Sell Opportunity • Apr 07Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.3% to AU$0.79. The fair value is estimated to be AU$1.00, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 3.0% over the last 3 years. Earnings per share has declined by 34%.
Declared Dividend • Feb 27First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 3rd March 2025 Payment date: 11th March 2025 Dividend yield will be 7.6%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is not covered by earnings (105% earnings payout ratio). However, it is well covered by cash flows (48% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 17% to bring the payout ratio under control. However, EPS has declined by 11% over the last 5 years so the company would need to reverse this trend.
お知らせ • Oct 17FSA Group Limited, Annual General Meeting, Nov 22, 2024FSA Group Limited, Annual General Meeting, Nov 22, 2024. Location: level 13, 1 oxford street, darlinghurst nsw 2010, Australia
分析記事 • Aug 28FSA Group (ASX:FSA) Is Paying Out A Dividend Of A$0.035FSA Group Limited ( ASX:FSA ) will pay a dividend of A$0.035 on the 9th of September. Based on this payment, the...
Declared Dividend • Aug 28Final dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 30th August 2024 Payment date: 9th September 2024 Dividend yield will be 7.6%, which is higher than the industry average of 5.7%. Sustainability & Growth The dividend has increased over the past 10 years. However, payments have been volatile during that time.
お知らせ • Aug 26FSA Group Limited Announces Ordinary Dividend for the Six Months Ended June 30, 2024, Payable on September 9,2024FSA Group Limited announced an ordinary dividend of AUD 0.035 per share for the six months ended June 30, 2024. The payment date is September 9, 2024, ex-date is August 30, 2024. Record date is September 2, 2024.
Declared Dividend • Mar 02First half dividend of AU$0.035 announcedDividend of AU$0.035 is the same as last year. Ex-date: 7th March 2024 Payment date: 15th March 2024 Dividend yield will be 7.2%, which is higher than the industry average of 5.7%. Sustainability & Growth Dividend is not covered by earnings (104% earnings payout ratio). However, it is well covered by cash flows (49% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 16% to bring the payout ratio under control. However, EPS has declined by 11% over the last 5 years so the company would need to reverse this trend.
New Risk • Mar 01New major risk - Revenue and earnings growthEarnings have declined by 3.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.8% operating cash flow to total debt). Earnings have declined by 3.6% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (104% payout ratio). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (17% net profit margin). Market cap is less than US$100m (AU$114.7m market cap, or US$74.5m).
Buy Or Sell Opportunity • Jan 22Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.1% to AU$0.95. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.
Buying Opportunity • Jan 09Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 4.5%. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.
Buying Opportunity • Dec 01Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 5.0%. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.
Buying Opportunity • Oct 19Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 4.0%. The fair value is estimated to be AU$1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.9% over the last 3 years. Earnings per share has declined by 8.6%.
お知らせ • Aug 19FSA Group Limited Announces Ordinary Dividend for the Six Months Ended June 30, 2023, Payment Date Is August 31, 2023FSA Group Limited announced an ordinary dividend of AUD 0.035 per share for the six months ended June 30, 2023. The payment date is August 31, 2023, ex-date is August 23, 2023. Record date is August 24, 2023.
お知らせ • Aug 18FSA Group Limited, Annual General Meeting, Nov 24, 2023FSA Group Limited, Annual General Meeting, Nov 24, 2023, at 14:00 E. Australia Standard Time. Location: Sydney Sydney Australia
Board Change • Nov 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 4 non-independent directors. CFO, Company Secretary & Director Cellina Chen was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 25+ 1 more updateFSA Group Limited Proposes the Retirement of David Bower from BoardFSA Group Limited at its AGM to be held on 24 November 2022 proposed to the retirement of Mr. David Bower from Board at the conclusion of the 2022 Annual General Meeting.
お知らせ • Oct 19FSA Group Limited Appoints Cellina Z. Chen as DirectorFSA Group Limited announced the appointment of Cellina Z. Chen as Director. Date of appointment is 17 October 2022.
Buying Opportunity • Oct 11Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 3.9%. The fair value is estimated to be AU$1.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 6.3% over the last 3 years. Earnings per share has grown by 8.8%.
お知らせ • Aug 12FSA Group Limited Announces Ordinary Dividend for the Six Months Ended June 30, 2022, Payable on August 30, 2022FSA Group Limited announced an ordinary dividend of AUD 0.035 per share for the six months ended June 30, 2022. The payment date is August 30, 2022, ex-date is August 17, 2022. Record date is August 18, 2022.
Buying Opportunity • Jul 12Now 21% undervaluedOver the last 90 days, the stock is up 1.8%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.
Buying Opportunity • Jun 06Now 21% undervaluedOver the last 90 days, the stock is up 15%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.
Buying Opportunity • May 09Now 21% undervaluedOver the last 90 days, the stock is up 8.5%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.
Board Change • Apr 27No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 1 experienced director. 2 highly experienced directors. No independent directors (3 non-independent directors). Non-Executive Chairman David Bower was the last director to join the board, commencing their role in 2015. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.
Buying Opportunity • Apr 04Now 21% undervaluedOver the last 90 days, the stock is up 7.0%. The fair value is estimated to be AU$1.45, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.7% over the last 3 years. Earnings per share has grown by 13%.
お知らせ • Feb 17FSA Group Limited Announces Dividend for the Six Months Ended December 31, 2021, Payable on March 10, 2022FSA Group Limited announced dividend of AUD 0.03500000 per share for the six months ended December 31, 2021. Ex Date is February 23, 2022. Record Date is February 24, 2022. Payment Date is March 10, 2022.FSA Group Limited announced dividend of AUD 0.03000000 per share for the six months ended December 31, 2020. Ex Date is February 11, 2021. Record Date is February 12, 2021. Payment Date is February 26, 2021.
Buying Opportunity • Feb 17Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 1.4%. The fair value is estimated to be AU$1.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 15% per annum over the last 3 years.
分析記事 • Mar 30Here's Why I Think FSA Group (ASX:FSA) Might Deserve Your Attention TodayLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
分析記事 • Feb 28How Much Of FSA Group Limited (ASX:FSA) Do Insiders Own?Every investor in FSA Group Limited ( ASX:FSA ) should be aware of the most powerful shareholder groups. Generally...
分析記事 • Jan 10If You Had Bought FSA Group's (ASX:FSA) Shares Three Years Ago You Would Be Down 29%As an investor its worth striving to ensure your overall portfolio beats the market average. But its virtually certain...
分析記事 • Nov 29Do Institutions Own FSA Group Limited (ASX:FSA) Shares?The big shareholder groups in FSA Group Limited (ASX:FSA) have power over the company. Generally speaking, as a...
Is New 90 Day High Low • Nov 27New 90-day high: AU$1.15The company is up 13% from its price of AU$1.01 on 26 August 2020. The Australian market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is down 12% over the same period.
