Guidewire Software, Inc.

Report azionario NYSE:GWRE

Capitalizzazione di mercato: US$9.0b

Guidewire Software Crescita futura

Criteri Future verificati 5/6

Guidewire Software prevede che gli utili e i ricavi cresceranno rispettivamente di 21.4% e 14% all'anno. Si prevede che l'EPS crescerà di 22.2% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 26.2% in 3 anni.

Informazioni chiave

21.4%

Tasso di crescita degli utili

22.17%

Tasso di crescita dell'EPS

Software crescita degli utili20.5%
Tasso di crescita dei ricavi14.0%
Rendimento futuro del capitale proprio26.22%
Copertura analitica

Good

Ultimo aggiornamento10 Jun 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Articolo di analisi • Jun 17

Guidewire Software (GWRE) Stock Could Be 49.8% Undervalued After Earnings Beat And Higher Guidance

Guidewire Software (GWRE) is back in focus after third quarter revenue exceeded market expectations and management raised full year guidance, citing stronger demand for its cloud platform and AI driven insurance solutions. See our latest analysis for Guidewire Software. Despite the strong third quarter update and new wins like Peel Mutual Insurance adopting Guidewire Cloud and embedded AI, Guidewire Software’s 1 year total shareholder return is down 52.68%, while the 3 year total shareholder...
Seeking Alpha • Jun 06

Guidewire Software: Good Earnings, But A Concern Arises

Summary Guidewire Software, Inc. reported another beat-and-raise quarter in Q3, showing continued growth momentum. The market took GWRE's report negatively. ARR growth decelerated, which caused more uncertain future growth expectations. I estimate GWRE stock to have 25% upside to $170 after the stock's post-earnings decline. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Jun 05

GWRE: Cloud And AI Adoption Will Offset Deal Timing Volatility

Analysts have trimmed Guidewire Software's aggregate price target by about $40 to $225, reflecting recent quarters where annualized recurring revenue trends and lumpy deal timing raised near term questions. At the same time, they continue to cite solid cloud traction and a healthy long term model.
Aggiornamento della narrazione • May 22

GWRE: AI And Cloud Migration Tailwinds Will Drive Long-Term Upside

Analysts have trimmed Guidewire Software's average price target by $41, reflecting sector wide software multiple compression. They also highlight solid execution, a clean beat and raise quarter, and what they view as strong positioning for AI driven demand.
Aggiornamento della narrazione • Apr 28

GWRE: AI Overhang And Software Repricing Will Shape Cloud Transition Outlook

The analyst price target for Guidewire has been trimmed by about $4 to reflect a lower assumed future P/E multiple, even as analysts highlight solid results, resilient ARR trends and sector wide software multiple compression as the main drivers of recent target resets around $175 to $250. Analyst Commentary Recent research points to a split view on Guidewire Software, with several firms trimming price targets while still pointing to solid execution and resilient annual recurring revenue trends.
Aggiornamento della narrazione • Apr 14

GWRE: AI Overhang And Software Repricing Will Set Up Cloud Upside

Guidewire Software's updated analyst price target moves from about $160 to roughly $142, as analysts cite sector wide software multiple compression and mixed price target revisions despite solid results and ongoing AI positioning. Analyst Commentary Recent research notes show a mix of support for Guidewire's business performance and more cautious views on the stock, as analysts adjust price targets to reflect sector wide software multiple compression and shifting sentiment around AI and vertical SaaS.
Aggiornamento della narrazione • Mar 31

GWRE: AI Sentiment And Multiple Compression Will Shape Cloud And Buyback Upside

Analysts have adjusted their price targets on Guidewire Software across a wide range, roughly between $175 and $250. They are responding to software multiple compression and AI related sentiment, while still pointing to recent quarters as "clean beats" with solid results and raised estimates.
Aggiornamento della narrazione • Mar 17

GWRE: Cloud And AI Adoption Will Support Resilient ARR Story

Guidewire's updated analyst price target has moved lower by about $34 to reflect sector wide software multiple compression, even as analysts highlight solid recent results, resilient ARR trends, and the company's positioning around AI as ongoing supports for the story. Analyst Commentary Recent research updates on Guidewire cluster around the same core message, with analysts adjusting price targets to reflect broader software multiple compression while still pointing to solid execution and resilient annual recurring revenue, or ARR, trends.
Aggiornamento della narrazione • Mar 03

GWRE: AI Disruption Fears Will Temper Cloud And Buyback Upside Potential

Analysts have trimmed their Guidewire price targets, with our fair value estimate moving from $172.15 to $160.00. This reflects sector wide caution around AI disruption and softer software sentiment, even as underlying growth and margin assumptions remain relatively stable.
Aggiornamento della narrazione • Feb 16

GWRE: AI And Cloud Adoption Will Drive Upside Despite Near Term Seasonality

Narrative Update Analysts have trimmed their price targets on Guidewire, with recent cuts such as $275 to $250 and $267 to $242. These changes reflect a reset of expectations, while still highlighting ongoing AI potential and solid cloud traction with major insurers.
Aggiornamento della narrazione • Feb 02

GWRE: Cloud Momentum And 2026 AI Themes Will Drive Long-Term Upside

Narrative update: Guidewire Software Analysts have trimmed their average price targets for Guidewire into the low to mid US$200s, citing valuation and limited near term catalysts. At the same time, they point to ongoing cloud momentum and longer term AI themes as key parts of the story.
Articolo di analisi • Jan 30

Guidewire Software, Inc. (NYSE:GWRE) Shares May Have Slumped 27% But Getting In Cheap Is Still Unlikely

To the annoyance of some shareholders, Guidewire Software, Inc. ( NYSE:GWRE ) shares are down a considerable 27% in the...
Aggiornamento della narrazione • Jan 19

GWRE: Cloud Adoption And AI Agents Will Shape Long-Term Upside

Analysts have trimmed their fair value estimate for Guidewire Software from US$305 to US$300 as price targets across the Street move lower. They cite valuation, seasonality around the upcoming fiscal Q1 report, and a preference for broader AI themes, even as cloud momentum with large insurers remains a key part of the story.
Aggiornamento della narrazione • Jan 05

GWRE: Cloud Momentum And Seasonality Will Shape A Balanced Near Term Outlook

Analysts have modestly lowered their price target on Guidewire Software, trimming fair value estimates by about $24 to approximately $242 per share. They cite solid cloud momentum but limited near term upside to consensus forecasts due to seasonality and valuation constraints.
Articolo di analisi • Jan 02

These 4 Measures Indicate That Guidewire Software (NYSE:GWRE) Is Using Debt Safely

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
Aggiornamento della narrazione • Dec 14

GWRE: Cloud Adoption And AI Capabilities Will Drive Long-Term Upside

Analysts have modestly reduced their price target on Guidewire Software, trimming it by $25 to $242, as they balance evidence of solid cloud momentum with a more cautious stance on near term upside and valuation. Analyst Commentary Bullish analysts see the latest price target revision as a recalibration rather than a reversal of the long term thesis.
Articolo di analisi • Dec 09

Here's Why Shareholders Will Not Be Complaining About Guidewire Software, Inc.'s (NYSE:GWRE) CEO Pay Packet

Key Insights Guidewire Software to hold its Annual General Meeting on 15th of December Total pay for CEO Mike Rosenbaum...
Aggiornamento della narrazione • Sep 21

Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry

Guidewire Software’s analyst price target was raised to $268.38 as strong Q4 results, accelerating cloud deals, landmark client wins, and above-consensus long-term guidance reinforce market leadership and visibility. Analyst Commentary Multiple bullish analysts highlight Guidewire's strong Q4 results, with broad-based beats driven by a record number of cloud deals (19), accelerating bookings, and subscription revenue up 33% year-over-year.
Articolo di analisi • Sep 08

Results: Guidewire Software, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

The investors in Guidewire Software, Inc. 's ( NYSE:GWRE ) will be rubbing their hands together with glee today, after...
Aggiornamento della narrazione • Sep 06

Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry

Guidewire Software’s robust Q4 results—including accelerating subscription growth, margin expansion, and a major cloud migration deal—have driven analysts to raise conviction in its growth trajectory, resulting in a consensus price target increase from $249.79 to $264.31. Analyst Commentary Significant Q4 outperformance with broad-based beats, highlighted by accelerating bookings, strong subscription revenue growth (up 33% YoY), and expanding subscription gross margins (reaching 70%).
Articolo di analisi • Jul 25

Does This Valuation Of Guidewire Software, Inc. (NYSE:GWRE) Imply Investors Are Overpaying?

Key Insights Using the 2 Stage Free Cash Flow to Equity, Guidewire Software fair value estimate is US$177 Guidewire...
Articolo di analisi • Jul 02

Guidewire Software, Inc.'s (NYSE:GWRE) Share Price Could Signal Some Risk

Guidewire Software, Inc.'s ( NYSE:GWRE ) price-to-sales (or "P/S") ratio of 17.1x might make it look like a strong sell...
Seeking Alpha • Apr 27

Guidewire: Can Outperform In A Bear Market

Summary Guidewire Software is crisis resilient, growing steadily with strong financials, but its high valuation and cautious gen AI strategy make it a hold for now. The company provides on-prem and cloud solutions for insurance operations, with sticky services and low churn rates, even during crises. Despite high R&D spending, Guidewire's slow gen AI adoption risks losing market share to faster-moving competitors like ServiceNow. Current valuation is high; while it's a good short-term buy due to market volatility, long-term prospects are less attractive. Read the full article on Seeking Alpha
Seeking Alpha • Mar 17

Guidewire: The Shift To Profitability

Summary Guidewire Software's profitability is improving, with a net margin nearing positive, driven by its dominance in the P&C insurance software market. The company's shift to subscription-based models is enhancing gross margins, projected to reach 82% by 2028 due to economies of scale. SG&A and R&D expenses are expected to decline as a percentage of revenue, boosting operating efficiency and margins to 29.9% and 25.3% by 2028. Read the full article on Seeking Alpha
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Nuova narrazione • Jan 24

Demand From Tier 1 Insurers And Generative AI Will Elevate Future Market Position

Strong cloud platform demand and AI integration are driving significant revenue growth and enhancing competitive positioning in the insurance sector.
Seeking Alpha • Jan 14

Guidewire Software Low Valuation And Resilient Growth

Summary I rate Guidewire a Buy due to its strong position in the insurance industry, low competition, and significant growth opportunities. Guidewire’s products are highly sticky, covering the entire insurance lifecycle, leading to low churn and high client dependency. Despite lower margins compared to ServiceNow, Guidewire shows positive trends and potential for improved operating performance as it grows. Risks include lack of investment in Gen AI, which could lead to loss of market share to more technologically advanced competitors. Read the full article on Seeking Alpha

Previsioni di crescita degli utili e dei ricavi

NYSE:GWRE - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
7/31/20281,96625652756613
7/31/20271,70718242245115
7/31/20261,47415434337315
4/30/20261,421160320351N/A
1/31/20261,342189294322N/A
10/31/20251,27292270296N/A
7/31/20251,20270280301N/A
4/30/20251,13735232250N/A
1/31/20251,085-17205222N/A
10/31/20241,03630187206N/A
7/31/2024980-6177196N/A
4/30/2024959-11155175N/A
1/31/2024926-51102122N/A
10/31/2023917-703654N/A
7/31/2023905-1122138N/A
4/30/2023880-155-67-51N/A
1/31/2023870-167-31-14N/A
10/31/2022842-198-37-18N/A
7/31/2022813-180-60-38N/A
4/30/2022797-150-39-13N/A
1/31/2022764-130-284N/A
10/31/2021739-98-1120N/A
7/31/2021743-6783112N/A
4/30/2021758-2787110N/A
1/31/2021762-2187109N/A
10/31/2020755-3296115N/A
7/31/2020742-2787113N/A
4/30/2020706-4369109N/A
1/31/2020701-21N/A130N/A
10/31/2019696-1N/A125N/A
7/31/201972021N/A116N/A
4/30/201975257N/A117N/A
1/31/201973134N/A111N/A
10/31/2018725-12N/A144N/A
7/31/2018653-27N/A140N/A
4/30/2018589-62N/A124N/A
1/31/2018570-32N/A126N/A
10/31/201752820N/A119N/A
7/31/201751018N/A139N/A
4/30/201747410N/A101N/A
1/31/201745012N/A103N/A
10/31/20164369N/A98N/A
7/31/201642415N/A100N/A
4/30/201640911N/A84N/A
1/31/20163968N/A87N/A
10/31/201538311N/A58N/A
7/31/201538110N/A64N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di GWRE ( 21.4% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di GWRE ( 21.4% all'anno) cresceranno più rapidamente del mercato US ( 18.9% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di GWRE cresceranno in modo significativo nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di GWRE ( 14% all'anno) crescerà più rapidamente del mercato US ( 13% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di GWRE ( 14% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di GWRE sarà elevato tra 3 anni ( 26.2 %)

Scoprire le aziende in crescita

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Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/06/21 08:41
Prezzo dell'azione a fine giornata2026/06/18 00:00
Utili2026/04/30
Utili annuali2025/07/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Guidewire Software, Inc. è coperta da 23 analisti. 15 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Joseph VruwinkBaird
Michael FunkBofA Global Research
Madeline BrooksBofA Global Research