Guidewire Software (GWRE) Panoramica del titolo
Guidewire Software, Inc. offre una piattaforma per le compagnie assicurative del ramo danni (P&C) negli Stati Uniti, in Canada, nelle altre Americhe, in Europa, in Medio Oriente, in Africa e nella regione Asia-Pacifico. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 2/6 |
| Crescita futura | 4/6 |
| Prestazioni passate | 5/6 |
| Salute finanziaria | 5/6 |
| Dividendi | 0/6 |
Premi
Analisi del rischio
GWRE Community Fair Values
Create NarrativeSee what 21 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Concorrenti di Guidewire Software, Inc.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$146.73 |
| Massimo di 52 settimane | US$255.89 |
| Minimo di 52 settimane | US$102.30 |
| Beta | 0.97 |
| Variazione di 1 mese | -14.69% |
| Variazione a 3 mesi | 36.04% |
| Variazione di 1 anno | -40.58% |
| Variazione a 3 anni | 60.80% |
| Variazione a 5 anni | 24.87% |
| Variazione dall'IPO | 757.07% |
Notizie e aggiornamenti recenti
Seeking Alpha • Sep 04
Guidewire Software Q4: Fair Earnings, But A Justified Stock Decline
Summary Guidewire Software, Inc. stock reacted negatively to the company's fiscal Q4 results. Overall revenue growth slowed down significantly, but GWRE's cloud momentum remains similar underneath. PricingCenter and ProNavigator have attracted a number of new deals. GWRE's ARR and earnings momentum are guided to remain consistent in FY2027, albeit the Q1 ARR guidance is quite subdued. I estimate GWRE stock to have a fair value of $160. Read the full article on Seeking Alpha
Aggiornamento narrativa • Sep 03
GWRE: AI Cloud Platform And ARR Trends Set Balanced Q4 Test
Analysts have raised the fair value estimate for Guidewire Software from $198.38 to $210.86, citing higher price targets across the Street, confidence in Q4 deal closures, recurring revenue trends, and ongoing AI and cloud product traction. Analyst Commentary Recent Street research on Guidewire Software points to a mixed but generally constructive view on the stock, with analysts weighing strong cloud and AI product traction against deal timing questions and revised long term targets.Recent updates
Seeking Alpha • Sep 04
Guidewire Software Q4: Fair Earnings, But A Justified Stock Decline
Summary Guidewire Software, Inc. stock reacted negatively to the company's fiscal Q4 results. Overall revenue growth slowed down significantly, but GWRE's cloud momentum remains similar underneath. PricingCenter and ProNavigator have attracted a number of new deals. GWRE's ARR and earnings momentum are guided to remain consistent in FY2027, albeit the Q1 ARR guidance is quite subdued. I estimate GWRE stock to have a fair value of $160. Read the full article on Seeking AlphaAggiornamento narrativa • Sep 03
GWRE: AI Cloud Platform And ARR Trends Set Balanced Q4 Test
Analysts have raised the fair value estimate for Guidewire Software from $198.38 to $210.86, citing higher price targets across the Street, confidence in Q4 deal closures, recurring revenue trends, and ongoing AI and cloud product traction. Analyst Commentary Recent Street research on Guidewire Software points to a mixed but generally constructive view on the stock, with analysts weighing strong cloud and AI product traction against deal timing questions and revised long term targets.
Aggiornamento narrativa • Aug 18
GWRE: Cloud And AI Adoption Will Support Future Margin Resilience
Guidewire Software's updated analyst price target of $258, down from a prior fair value estimate of about $278, reflects analysts balancing slightly softer projected revenue growth and profit margins with continued confidence in the company's vertical SaaS position, AI defensibility, and cloud driven opportunities highlighted in recent research. Analyst Commentary Recent research on Guidewire Software points to a mix of caution and ongoing optimism.Aggiornamento narrativa • Aug 04
GWRE: AI Cloud Platform And ARR Defensibility Will Drive Future Upside
Guidewire Software's fair value estimate has been reset from $234.14 to $198.38 as analysts update price targets and models to reflect a lower future P/E assumption, along with slightly higher revenue growth and margin expectations supported by recent research that highlights the company's defensibility and AI related opportunities. Analyst Commentary Recent research around Guidewire Software gives you a mixed but generally constructive picture.
Aggiornamento narrativa • Jul 21
GWRE: Cloud And AI Adoption Will Balance Near Term Execution Risks
Guidewire Software's analyst fair value estimate has been revised from $137.00 to $141.12. This reflects updated assumptions around revenue growth, profit margins, discount rates, and a slightly higher future P/E, in light of recent price target resets that still highlight AI and cloud adoption as key parts of the long term story for the stock.Aggiornamento narrativa • Jul 07
GWRE: Cloud And AI Adoption Will Support Margins Despite Deal Volatility
Guidewire Software's updated analyst price target has moved lower in aggregate, with the model fair value shifting from $300.00 to about $278.40 as analysts weigh slightly slower revenue growth assumptions against firmer profit margin expectations and a lower future P/E multiple, while still highlighting the company's role as a market leading platform with a large addressable market, as well as potential benefits from AI and cloud products. Analyst Commentary Recent research on Guidewire Software points to a more cautious stance on valuation, even as many bullish analysts still highlight what they see as solid execution, a large market opportunity and growing demand for cloud and AI driven offerings.Aggiornamento narrativa • Jun 23
GWRE: Cloud And AI Execution Will Drive Confidence In Subscription Transition
Analysts have trimmed the fair value estimate for Guidewire Software to $137.00 from $138.49, reflecting lower price targets across the Street as they balance solid recent results and product momentum with questions around annualized recurring revenue trends and recent share price performance. Analyst Commentary Recent research updates on Guidewire Software show a cluster of price target cuts following the latest earnings and guidance.Articolo di analisi • Jun 17
Guidewire Software (GWRE) Stock Could Be 49.8% Undervalued After Earnings Beat And Higher Guidance
Guidewire Software (GWRE) is back in focus after third quarter revenue exceeded market expectations and management raised full year guidance, citing stronger demand for its cloud platform and AI driven insurance solutions. See our latest analysis for Guidewire Software. Despite the strong third quarter update and new wins like Peel Mutual Insurance adopting Guidewire Cloud and embedded AI, Guidewire Software’s 1 year total shareholder return is down 52.68%, while the 3 year total shareholder...Aggiornamento narrativa • Jun 05
GWRE: Cloud And AI Adoption Will Offset Deal Timing Volatility
Analysts have trimmed Guidewire Software's aggregate price target by about $40 to $225, reflecting recent quarters where annualized recurring revenue trends and lumpy deal timing raised near term questions. At the same time, they continue to cite solid cloud traction and a healthy long term model.Aggiornamento narrativa • May 22
GWRE: AI And Cloud Migration Tailwinds Will Drive Long-Term Upside
Analysts have trimmed Guidewire Software's average price target by $41, reflecting sector wide software multiple compression. They also highlight solid execution, a clean beat and raise quarter, and what they view as strong positioning for AI driven demand.Aggiornamento narrativa • Apr 28
GWRE: AI Overhang And Software Repricing Will Shape Cloud Transition Outlook
The analyst price target for Guidewire has been trimmed by about $4 to reflect a lower assumed future P/E multiple, even as analysts highlight solid results, resilient ARR trends and sector wide software multiple compression as the main drivers of recent target resets around $175 to $250. Analyst Commentary Recent research points to a split view on Guidewire Software, with several firms trimming price targets while still pointing to solid execution and resilient annual recurring revenue trends.Aggiornamento narrativa • Apr 14
GWRE: AI Overhang And Software Repricing Will Set Up Cloud Upside
Guidewire Software's updated analyst price target moves from about $160 to roughly $142, as analysts cite sector wide software multiple compression and mixed price target revisions despite solid results and ongoing AI positioning. Analyst Commentary Recent research notes show a mix of support for Guidewire's business performance and more cautious views on the stock, as analysts adjust price targets to reflect sector wide software multiple compression and shifting sentiment around AI and vertical SaaS.Aggiornamento narrativa • Mar 31
GWRE: AI Sentiment And Multiple Compression Will Shape Cloud And Buyback Upside
Analysts have adjusted their price targets on Guidewire Software across a wide range, roughly between $175 and $250. They are responding to software multiple compression and AI related sentiment, while still pointing to recent quarters as "clean beats" with solid results and raised estimates.Aggiornamento narrativa • Mar 17
GWRE: Cloud And AI Adoption Will Support Resilient ARR Story
Guidewire's updated analyst price target has moved lower by about $34 to reflect sector wide software multiple compression, even as analysts highlight solid recent results, resilient ARR trends, and the company's positioning around AI as ongoing supports for the story. Analyst Commentary Recent research updates on Guidewire cluster around the same core message, with analysts adjusting price targets to reflect broader software multiple compression while still pointing to solid execution and resilient annual recurring revenue, or ARR, trends.Aggiornamento narrativa • Mar 03
GWRE: AI Disruption Fears Will Temper Cloud And Buyback Upside Potential
Analysts have trimmed their Guidewire price targets, with our fair value estimate moving from $172.15 to $160.00. This reflects sector wide caution around AI disruption and softer software sentiment, even as underlying growth and margin assumptions remain relatively stable.Aggiornamento narrativa • Feb 16
GWRE: AI And Cloud Adoption Will Drive Upside Despite Near Term Seasonality
Narrative Update Analysts have trimmed their price targets on Guidewire, with recent cuts such as $275 to $250 and $267 to $242. These changes reflect a reset of expectations, while still highlighting ongoing AI potential and solid cloud traction with major insurers.Aggiornamento narrativa • Feb 02
GWRE: Cloud Momentum And 2026 AI Themes Will Drive Long-Term Upside
Narrative update: Guidewire Software Analysts have trimmed their average price targets for Guidewire into the low to mid US$200s, citing valuation and limited near term catalysts. At the same time, they point to ongoing cloud momentum and longer term AI themes as key parts of the story.Articolo di analisi • Jan 30
Guidewire Software, Inc. (NYSE:GWRE) Shares May Have Slumped 27% But Getting In Cheap Is Still Unlikely
To the annoyance of some shareholders, Guidewire Software, Inc. ( NYSE:GWRE ) shares are down a considerable 27% in the...Aggiornamento narrativa • Jan 19
GWRE: Cloud Adoption And AI Agents Will Shape Long-Term Upside
Analysts have trimmed their fair value estimate for Guidewire Software from US$305 to US$300 as price targets across the Street move lower. They cite valuation, seasonality around the upcoming fiscal Q1 report, and a preference for broader AI themes, even as cloud momentum with large insurers remains a key part of the story.Aggiornamento narrativa • Jan 05
GWRE: Cloud Momentum And Seasonality Will Shape A Balanced Near Term Outlook
Analysts have modestly lowered their price target on Guidewire Software, trimming fair value estimates by about $24 to approximately $242 per share. They cite solid cloud momentum but limited near term upside to consensus forecasts due to seasonality and valuation constraints.Articolo di analisi • Jan 02
These 4 Measures Indicate That Guidewire Software (NYSE:GWRE) Is Using Debt Safely
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Aggiornamento narrativa • Dec 14
GWRE: Cloud Adoption And AI Capabilities Will Drive Long-Term Upside
Analysts have modestly reduced their price target on Guidewire Software, trimming it by $25 to $242, as they balance evidence of solid cloud momentum with a more cautious stance on near term upside and valuation. Analyst Commentary Bullish analysts see the latest price target revision as a recalibration rather than a reversal of the long term thesis.Articolo di analisi • Dec 09
Here's Why Shareholders Will Not Be Complaining About Guidewire Software, Inc.'s (NYSE:GWRE) CEO Pay Packet
Key Insights Guidewire Software to hold its Annual General Meeting on 15th of December Total pay for CEO Mike Rosenbaum...Aggiornamento narrativa • Sep 21
Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry
Guidewire Software’s analyst price target was raised to $268.38 as strong Q4 results, accelerating cloud deals, landmark client wins, and above-consensus long-term guidance reinforce market leadership and visibility. Analyst Commentary Multiple bullish analysts highlight Guidewire's strong Q4 results, with broad-based beats driven by a record number of cloud deals (19), accelerating bookings, and subscription revenue up 33% year-over-year.Aggiornamento narrativa • Sep 06
Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry
Guidewire Software’s robust Q4 results—including accelerating subscription growth, margin expansion, and a major cloud migration deal—have driven analysts to raise conviction in its growth trajectory, resulting in a consensus price target increase from $249.79 to $264.31. Analyst Commentary Significant Q4 outperformance with broad-based beats, highlighted by accelerating bookings, strong subscription revenue growth (up 33% YoY), and expanding subscription gross margins (reaching 70%).Seeking Alpha • Apr 27
Guidewire: Can Outperform In A Bear Market
Summary Guidewire Software is crisis resilient, growing steadily with strong financials, but its high valuation and cautious gen AI strategy make it a hold for now. The company provides on-prem and cloud solutions for insurance operations, with sticky services and low churn rates, even during crises. Despite high R&D spending, Guidewire's slow gen AI adoption risks losing market share to faster-moving competitors like ServiceNow. Current valuation is high; while it's a good short-term buy due to market volatility, long-term prospects are less attractive. Read the full article on Seeking AlphaRendimenti per gli azionisti
| GWRE | US Software | US Mercato | |
|---|---|---|---|
| 7D | 3.2% | 0.6% | -1.1% |
| 1Y | -40.6% | -9.3% | 11.7% |
Ritorno vs Industria: GWRE ha avuto una performance inferiore rispetto al US Software che ha registrato un rendimento -9.3 % nell'ultimo anno.
Rendimento vs Mercato: GWRE ha avuto una performance inferiore al mercato US che ha registrato un rendimento 11.7 % nell'ultimo anno.
Volatilità dei prezzi
| GWRE volatility | |
|---|---|
| GWRE Average Weekly Movement | 10.6% |
| Software Industry Average Movement | 9.4% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.2% |
| 10% least volatile stocks in US Market | 2.9% |
Prezzo delle azioni stabile: Negli ultimi 3 mesi il prezzo delle azioni di GWRE è stato volatile rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 11% ) di GWRE è rimasta stabile nell'ultimo anno, ma è comunque superiore al 75% delle azioni US.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 2001 | 4,174 | Mike Rosenbaum | www.guidewire.com |
Guidewire Software, Inc. fornisce una piattaforma per le compagnie assicurative del ramo danni (P&C) negli Stati Uniti, in Canada, nelle altre nazioni delle Americhe, in Europa, in Medio Oriente, in Africa e nella regione Asia-Pacifico. Offre Guidewire InsuranceSuite, che comprende applicazioni quali PolicyCenter, ClaimCenter, BillingCenter, PricingCenter e UnderwritingCenter. L’azienda fornisce inoltre Guidewire InsuranceNow, un’applicazione basata su cloud che offre funzionalità di gestione delle polizze, gestione dei sinistri e fatturazione, oltre a produzione di documenti preintegrata, analisi dei dati e altre funzionalità.
Guidewire Software, Inc. Riepilogo dei fondamenti
| GWRE statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$12.21b |
| Utili (TTM) | US$139.28m |
| Ricavi(TTM) | US$1.48b |
86.4x
Rapporto P/E8.2x
Rapporto P/SGWRE è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| GWRE Conto economico (TTM) | |
|---|---|
| Ricavi | US$1.48b |
| Costo del fatturato | US$528.00m |
| Profitto lordo | US$947.37m |
| Altre spese | US$808.09m |
| Utili | US$139.28m |
Ultimi utili riportati
Jul 31, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | 1.70 |
| Margine lordo | 64.21% |
| Margine di profitto netto | 9.44% |
| Rapporto debito/patrimonio netto | 56.8% |
Come si è comportato GWRE nel lungo periodo?
Vedi performance storica e confrontoAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/09/16 06:17 |
| Prezzo dell'azione a fine giornata | 2026/09/16 00:00 |
| Utili | 2026/07/31 |
| Utili annuali | 2026/07/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Guidewire Software, Inc. è coperta da 23 analisti. 16 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Joseph Vruwink | Baird |
| Michael Funk | BofA Global Research |
| Madeline Brooks | BofA Global Research |